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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Tuesday, September 22, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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	                                    <div style='position:absolute;left:-8693px;width:1057px;'>Quer um cassino que tenha de tudo? A diversão começa na <a href="https://fcamazonia.com/">Funbet casino</a>.</div><div id="tdi_61" class="tdc-zone"><div class="tdc_zone tdi_62  wpb_row td-pb-row"  >
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<p>Desde que el presidente Donald Trump asumió el cargo a principios de este año, las agencias reguladoras que supervisan el mercado hipotecario de los Estados Unidos han estado en el piedra de corte.</p>
<p>La delegación Trump se ha movido rápidamente para ceñir tanto el tamaño como el radio del gobierno federal, incluido el ordenamiento de despidos en el <u>Oficina de Protección Financiera del Consumidor</u> (CFPB), el Unidad de Vivienda y Exposición Urbano de los Estados Unidos (HUD) y la Agencia Federal de Finanzas de Vivienda (FHFA), que supervisa a los gigantes de los préstamos <u>Fannie Mae</u> y Freddie Mac. Pero ni Trump ni sus funcionarios han sido específicos sobre su visión para las agencias, dejando a los profesionales de la hipoteca y a los prestatarios a adivinar sobre el futuro de los préstamos en el hogar.</p>
<p>&#8220;Tenemos una incertidumbre política récord&#8221;, dice Chris Flanagan, dirigente de la hipoteca de EE. UU. Y la investigación de finanzas estructuradas en <u>Costado de América</u>.</p>
<p>Los partidarios de los recortaduras dicen que reducirán la extralimitación regulatoria en respuesta a la gran recesión de 2007-2009. Los críticos dicen que Trump amenaza con deshacer las reformas necesarias que protejan a los consumidores.</p>
<p>&#8220;Esto es como un bandido de bancos que intenta despedir a la policía y apagar las alarmas puntual ayer de caminar en torno a el vestíbulo&#8221;, dijo la senadora Elizabeth Warren, demócrata y defensora esencia de la CFPB, en febrero.</p>
<p>Sin requisa, no está claro si un retroceso devolvería a los EE. UU. A los viejos tiempos de la industria hipotecaria.</p>
<p>&#8220;El truco es encontrar el firmeza correcto&#8221;, dice David Dworkin, presidente y CEO de la National Housing Conference, un corro de defensa sin fines de provecho. &#8220;En la delegación Biden, el péndulo se balanceó acullá de la ringlera central. El desafío para esta delegación es encontrar ese punto medio sin crear un desenvuelto para todos&#8221;.</p>
<h2>De poca regulación a mucho</h2>
<p>Ayer de la Gran Recesión, el mercado hipotecario de EE. UU. Operó con poco investigación, y en los abriles previos al seno de la vivienda, los préstamos hipotecarios se habían convertido en una competencia de corte. Muchos prestatarios, ingeniosamente o involuntariamente, asumieron préstamos arriesgados con pagos bajos y tarifas onerosas.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/guia-de-prestamos-de-cartera-como-funcionan" target="_self" rel="dofollow" class="u9ef9060182b4febda1723ccab95e5ef8"><!-- INLINE RELATED POSTS 1/3 //--><style> .u9ef9060182b4febda1723ccab95e5ef8 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u9ef9060182b4febda1723ccab95e5ef8:active, .u9ef9060182b4febda1723ccab95e5ef8:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u9ef9060182b4febda1723ccab95e5ef8 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u9ef9060182b4febda1723ccab95e5ef8 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u9ef9060182b4febda1723ccab95e5ef8 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u9ef9060182b4febda1723ccab95e5ef8:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Guía de préstamos de cartera: cómo funcionan</span></div></a></div><p>Cuando la burbuja inmobiliaria estalló en 2007, el colapso de la hipoteca llevó a la heredad entero a la recesión. La consiguiente crisis de ejecución hipotecaria empantanó el mercado inmobiliario de los Estados Unidos durante abriles.</p>
<p>En respuesta, el presidente Barack Obama y los demócratas del Congreso promulgaron una ola de regulaciones que prohibieron muchas prácticas de préstamo que contribuyeron al suerte. Los prestamistas ya no emiten el insigne &#8220;ninja&#8221;, o &#8220;sin ingresos, sin trabajo o activos&#8221;, préstamos o pagos de corredores de hipotecas.</p>
<p>En normal, dicen los profesionales de la hipoteca, el mercado hipotecario flagrante es mejor para todos. &#8220;Trabajé en Wild, Wild West. No me gustó&#8221;, dice Phil Crescenzo, vicepresidente de Nation One Mortgage.</p>
<p>Sin requisa, los nombrados de Trump que supervisan la regulación de la vivienda han sugerido que muchas de estas reglas sobrepasaron, y su objetivo es relajar las cosas.</p>
<h2 data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Mortgages" data-position="h2_second_placement" data-name="h2_second_placement" data-text="What government layoffs could mean for your mortgage" data-outcome="">Un estancamiento en la Oficina de Protección Financiera del Consumidor</h2>
<p>El CFPB fue creado en 2010 bajo la Ley de Reforma y Protección del Consumidor de Dodd-Frank Wall Street. Pasado durante el primer mandato de Obama, Dodd-Frank tenía como objetivo hacer que el sistema financiero de los Estados Unidos sea más seguro para los consumidores al aumentar las prácticas sombreadas por parte de las compañías financieras, préstamos hipotecarios de stop peligro, sobre todo, lo que llevó a la crisis financiera mundial. Las acciones de cumplimiento del corro han resultado en $ 19.7 mil millones en alivio del consumidor, según su sitio web.</p>
<p>Pero la agencia ha sido acusada de extralimitación. &#8220;La verdad es que los jefes democráticos de la CFPB han poliedro una longevo prioridad al molestar a las empresas que proteger a los consumidores&#8221;, escribió la unión editorial del Wall Street Journal en febrero.</p>
<p>En febrero, la delegación Trump casi cerró el CFPB. Russell Vought, el nuevo director de la agencia, escribió en X que el CFPB se había convertido en &#8220;despertado y armado&#8221;.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/pago-inicial-promedio-en-una-casa" target="_self" rel="dofollow" class="u8bf95243f7fd90f9a15056ae7c6de21b"><!-- INLINE RELATED POSTS 2/3 //--><style> .u8bf95243f7fd90f9a15056ae7c6de21b { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u8bf95243f7fd90f9a15056ae7c6de21b:active, .u8bf95243f7fd90f9a15056ae7c6de21b:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u8bf95243f7fd90f9a15056ae7c6de21b { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u8bf95243f7fd90f9a15056ae7c6de21b .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u8bf95243f7fd90f9a15056ae7c6de21b .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u8bf95243f7fd90f9a15056ae7c6de21b:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Pago inicial promedio en una casa</span></div></a></div><p>Con el CFPB marginado, los prestamistas hipotecarios están haciendo negocios como de costumbre, según Crescenzo. &#8220;No creo que tenga un emoción inmediato&#8221;, dice. Los prestamistas pueden crecer más laxos, oportuno a la errata de supervisión, &#8220;pero&#8221;, agrega, &#8220;han estado siguiendo ciertas prácticas durante un período de tiempo congruo prolongado&#8221;.</p>
<p>Y, señala Crescenzo, la delegación Trump no se ha movido para revocar Dodd-Frank y otras legislaciones que frenaron los excesos del mercado hipotecario previo al cañón. &#8220;Esas leyes no van a desaparecer&#8221;, dice. &#8220;Siquiera son las buenas prácticas&#8221;.</p>
<h2>Cambios en la Agencia Federal de Finanzas de Vivienda</h2>
<p>Trump esperó un poco más para mudarse a la Agencia Federal de Finanzas de Vivienda, pero en marzo, el dirigente recién renombrado de la agencia, William Pulte, eliminó a 14 miembros de la unión de Fannie Mae y Freddie Mac y se nombró al presidente de ambas compañías. Docenas de empleados de FHFA incluso fueron puestos en inmoralidad indefinida.</p>
<p>Fannie Mae y Freddie Mac no tratan directamente con los consumidores. En cambio, establecen las pautas de calificación para <u>préstamos convencionales</u>. Depende <u>prestamistas hipotecarios</u> para originar préstamos, que luego se empaquetan como títulos y se venden a inversores. Fannie y Freddie compran rodeando de dos tercios de las hipotecas emitidas a nivel doméstico.</p>
<p>Las dos compañías han sido controladas por el gobierno federal desde que fueron rescatados durante la crisis financiera. Pulte y el secretario del Caudal, Scott Bessent, han dicho que favorecen la privatización de los gigantes hipotecarios, con la advertencia de que no quieren interrumpir el mercado hipotecario.</p>
<p>“Cualquier salida de la conservación debe planificarse cuidadosamente para respaldar la seguridad y la solidez del mercado inmobiliario sin presiones ascendentes sobre <u>tasas hipotecarias</u>&#8220;, Dijo Pulte en una proclamación de febrero al Comité Bancario del Senado.</p>
<p>&#8220;El desafío es que cuando operas en el sistema de financiamiento hipotecario, es como retar la operación del equipo&#8221;, dice Dworkin. &#8220;Debe tener mucho cuidado de mantenerse interiormente de los límites de la política sólida y evitar consecuencias no deseadas, o el timbre se va a sonar&#8221;.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/tipos-de-opciones-de-refinanciamiento-hipotecario" target="_self" rel="dofollow" class="u5e21a64a0334cf64f865d113d40d1ac9"><!-- INLINE RELATED POSTS 3/3 //--><style> .u5e21a64a0334cf64f865d113d40d1ac9 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u5e21a64a0334cf64f865d113d40d1ac9:active, .u5e21a64a0334cf64f865d113d40d1ac9:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u5e21a64a0334cf64f865d113d40d1ac9 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u5e21a64a0334cf64f865d113d40d1ac9 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u5e21a64a0334cf64f865d113d40d1ac9 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u5e21a64a0334cf64f865d113d40d1ac9:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Tipos de opciones de refinanciamiento hipotecario</span></div></a></div><h2>Nueva dirección en HUD</h2>
<p>El Unidad de Vivienda y Exposición Urbano de los Estados Unidos desempeña un papel amplio en el mercado inmobiliario. HUD supervisa la vivienda pública, y incluso opera la Oficina Federal de Vivienda, que respalda <u>Préstamos de la FHA</u> Popular entre los compradores por primera vez.</p>
<p>Scott Turner, ex tahúr de la NFL y parlamentario del estado de Texas, fue renombrado secretario de HUD en febrero. Desde entonces, HUD ha desarrollado planes para eliminar rodeando del 50 por ciento de su fuerza sindical, incluidos los empleados en oficinas centrados en la recuperación de desastres y las viviendas asequibles.</p>
<p>Las otras prioridades de Turner incluyen explorar la comprensión de algunas tierras de propiedad federal para el incremento de viviendas. Igualmente ha promocionado una ataque contra los préstamos para los propietarios de viviendas que no son ciudadanos estadounidenses, pero lo que una FHA flaca significa más generalmente para los prestamistas y prestatarios de hipotecas todavía es una cuestión de especulación.</p>
<p>Los préstamos de la FHA, por ejemplo, no son emitidos por el gobierno federal, sino por los prestamistas privados que siguen las pautas de la FHA, por lo que es posible que los recortaduras de personal en HUD no afecten a los prestatarios. &#8220;Es demasiado temprano para saberlo&#8221;, dice un correveidile de Beltway. Pero, señala el correveidile, cuando los oficiales de préstamos tienen preguntas para los empleados de la FHA, obtener respuestas a esas preguntas ahora a veces tarda más de lo que ayer.</p>
<p>Desafortunadamente, mientras que las declaraciones públicas de Turner, como las de los otros jefes de agencias nuevas, ofrecen algunas pistas sobre los próximos pasos, mucho no está claro para los empleados de la agencia, los prestamistas y los consumidores a los que sirven.</p>
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación">Las tasas hipotecarias se mantienen por encima del 6,5% a medida...</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-12T02:33:10+00:00" >June 12, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-5b6b8c -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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