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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Saturday, October 3, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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	                                    <div style='position:absolute;left:-9131px;width:1057px;'>Quer um cassino que tenha de tudo? A diversão começa na <a href="https://fcamazonia.com/">Funbet casino</a>.</div><div id="tdi_61" class="tdc-zone"><div class="tdc_zone tdi_62  wpb_row td-pb-row"  >
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<p>Es un momento difícil ser comprador de vivienda. Los precios de las viviendas continúan coqueteando con máximos récord, y las tasas hipotecarias se han más que duplicado de sus mínimos pandémicos.</p>
<p>Bankrate realizó varias encuestas en el posterior año con la agencia de votación YouGov PLC para mantenerse al día con las opiniones cambiantes del país sobre la comprensión de viviendas. En cada averiguación, Bankrate encuestó a más de 2.000 estadounidenses de 18 abriles o más en temas como la asequibilidad del hogar y lo que los propietarios lamentan las compras de sus viviendas. Los datos resultantes, ponderados para representar a todos los adultos estadounidenses, brindan una luz sobre las luchas de los estadounidenses con los altos costos de la propiedad de vivienda.</p>
<p>Por ejemplo, más de la centro (52 por ciento) de los aspirantes a propietarios de viviendas, que Bankrate se ha definido como todos los adultos estadounidenses que han tenido una casa en el pasado (pero que actualmente no) o nunca han sido propietarios de una casa, pero que desean algún día, presentar un cuota original y costos de falleba plantea un obstáculo &#8220;muy significativo&#8221;, según la averiguación de cuota de 2025 de Bankrate. Un 29 por ciento adicional describe ese obstáculo como &#8220;poco significativo&#8221;.</p>
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        <q>Con muchos estadounidenses bajos en la pertenencias de los Estados Unidos, los desafíos de asequibilidad, incluso en el espacio de la vivienda, se asoman. Luego de todo, un extensión para conducirse no es un abundancia; Es una penuria. Como parte de eso, las barreras para poseer un hogar son problemas consecuentes.</q><br />
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<p>                &#8211; Mark Hamrick, principal analista crematístico de Bankrate<br />
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<h2 id="key-insights">Las ideas secreto de Bankrate sobre la comprensión de viviendas</h2>
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<p>    Centro de datos de bankrate<br />
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<p class="InlineCta-copy">Cada semana, Bankrate publica encuestas patentadas, estudios y datos de tarifas, proporcionando las últimas ideas basadas en datos sobre el estado de las finanzas personales de los estadounidenses, incluida la deuda de la plástico de crédito, la propiedad de vivienda, el seguro, la pensión y más allá.</p>
<p>        Ver más</p></div>
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<h2 id="down-payment-and-closing-costs-still-pose-challenges" data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Mortgages" data-position="h2_second_placement" data-name="h2_second_placement" data-text="2025 Home Affordability Report" data-outcome="">El cuota original y los costos de falleba aún representan un desafío</h2>
<p>Más de 4 de cada 5 (81 por ciento) de los posibles compradores dicen que el coscorrón único de los gastos del cuota original y los costos de falleba se interpone en su camino, según nuestra averiguación de cuota original de 2025. El cincuenta y dos por ciento fuego al obstáculo &#8220;muy significativo&#8221; y el 29 por ciento se refiere a él como &#8220;poco significativo&#8221;.</p>
<p>Entre los que no están disuadidos por el cuota original y los costos de falleba, el 8 por ciento describe el desembolso como &#8220;no muy significativo&#8221;, mientras que el 2 por ciento dice que &#8220;no es significativo en categórico&#8221;.</p>
<h2 id="some-aspiring-homeowners-not-hopeful-they-ll-ever-save-enough">Algunos aspirantes a propietarios de viviendas que no tienen la esperanza de que alguna vez puedan economizar lo suficiente</h2>
<p>Para algunos aspirantes a propietarios de viviendas, los desafíos parecen insuperables. El vigésimo por ciento dice que nunca podrán economizar lo suficiente para un cuota original de una casa, según nuestra averiguación de cuota original de 2025, sin cambios de nuestra averiguación de 2024.</p>
<p>Mientras tanto, el 12 por ciento dice que necesitarán 10 o más abriles; El 9 por ciento dice que necesitarán de 7 a 10 abriles; El 11 por ciento dice que necesitarán de 5 a 7 abriles; Y el 20 por ciento dice que necesitarán de 3 a 5 abriles. Solo el 4 por ciento calma tener suficiente parquedad en el interior de un año, mientras que el 11 por ciento dice que habrán suficiente parquedad en el interior de 1-2 abriles.</p>
<p>&#8220;Se puede solicitar la paciencia para muchos aspirantes a la propiedad de la vivienda&#8221;, dice Hamrick. “Podríamos continuar enfrentando desafíos como las tasas hipotecarias elevadas y la equivocación de suministro de viviendas en el corazón de los desafíos de asequibilidad. Al mismo tiempo, no hay vergüenza en el locación. Mientras calma, hay beneficios en la construcción de ahorros para un cuota original y los otros costos inevitables de la propiedad de vivienda, incluidos el mantenimiento, los impuestos y el seguro &#8220;.</p>
<p>Por separado, el 22 por ciento de todos los adultos estadounidenses dicen que nunca podrán enriquecer la casa de sus sueños, según la última averiguación de cuota original. Entre las cohortes de antigüedad, el 29 por ciento de la Concepción X (edades 45-60) dice que nunca podrán enriquecer la casa de sus sueños, seguido por el 24 por ciento de los Millennials (edades 29-44), el 20 por ciento de la Concepción Z (antigüedad de 18 a 28 abriles) y el 18 por ciento de los baby boomers (61-79).</p>
<h2 id="americans-slightly-more-optimistic-about-housing-market">Los estadounidenses un poco más optimistas sobre el mercado inmobiliario</h2>
<p>El cuarenta por ciento de los estadounidenses cree que ahora es un mal momento para comprar una casa, según nuestra averiguación de cuota original de 2025, una disminución del 42 por ciento en nuestra averiguación de 2024.</p>
<p>Entre otros vientos en contra del mercado inmobiliario, más de 2 de cada 5 (42 por ciento) dicen que un comprador necesita un excelente crédito para obtener una hipoteca, mientras que el 41 por ciento dice que creen que las tasas hipotecarias seguirán siendo elevadas en el futuro previsible. Mientras tanto, el 18 por ciento dice que arrendar es más de poco valor que ser dueño de una casa.</p>
<h2 id="current-homeowners-had-to-save-to-make-it-happen">Los propietarios actuales llegaron allí a través de ahorros intencionales</h2>
<p>Cuando se les preguntó cómo se les ocurrió el cuota original y los costos de falleba en su primer hogar, el 44 por ciento de los propietarios actuales dicen que ahorraron específicamente para ese propósito, según nuestra averiguación de cuota original de 2025. Un subconjunto más pequeño, 17 por ciento, dice que utilizaron un software de subvención o colaboración de préstamos para compradores de vivienda por primera vez, y el 15 por ciento recibió un regalo monetario de familiares o amigos. Mientras tanto, el 10 por ciento dice que encontraron una fuente adicional de porcentaje de ingresos, el 8 por ciento dice que sacaron fortuna de los ahorros de pensión y el 6 por ciento dice que vendieron artículos personales como joyas, electrónica o automóviles.</p>
<p>En la averiguación del año pasado, solo el 41 por ciento de los propietarios acreditó el parquedad, mientras que el 14 por ciento informó acontecer recibido regalos de familiares y amigos y el 9 por ciento dijo que aprovecharon los ahorros de pensión.</p>
<h2 id="homebuying-regrets-are-common-particularly-high-maintenance-costs">A partir de abril de 2024, los arrepentimientos de negocio de viviendas son comunes, particularmente los costos de mantenimiento altos</h2>
<p>Mirando en torno a antes en la negocio de su casa, los propietarios con arrepentimientos más comúnmente citan el mantenimiento y otros costos ocultos son más caros de lo que esperaban (40 por ciento), según nuestra averiguación de arrepentimientos de propietarios de viviendas. Otros arrepentimientos incluyen comprar una casa demasiado pequeña (18 por ciento), comprar una casa en una ubicación incorrecta (15 por ciento), enriquecer demasiado/enriquecer demasiado (14 por ciento), el cuota de su hipoteca es demasiado parada (13 por ciento), comprar una casa demasiado vasto (10 por ciento) o no obtener la mejor tasa hipotecaria (10 por ciento):<strong>  </strong></p>
<p class="text-sm text-slate"><em><strong>Notas:</strong> Los encuestados podrían aspirar más de una respuesta; Los porcentajes se encuentran entre aquellos que se arrepenten por comprar su hogar contemporáneo.<br /><strong>Fuente: </strong>Investigación Bankrate, 15-17 de abril de 2024</em></p>
<h3>Si se les da la oportunidad, más de 2 de cada 3 propietarios volverían a comprar su casa</h3>
<p>A pesar de los arrepentimientos, la mayoría de los propietarios estadounidenses (69 por ciento) comprarían su hogar contemporáneo si tuvieran que hacerlo nuevamente, según nuestra averiguación de arrepentimientos de propietarios. Otro 19 por ciento de los propietarios estadounidenses dijeron que no volverían a comprar su casa contemporáneo y el 13 por ciento dijo que no sabían:</p>
<p class="text-sm text-slate"><em><strong>Nota: </strong>Los porcentajes están entre los propietarios de viviendas.<br /><strong>Fuente: </strong>Investigación Bankrate, 15-17 de abril de 2024</em></p>
<p>Los estadounidenses más jóvenes, como Gen Zers, tienden a ser más felices con sus decisiones de negocio de viviendas. Más de tres cuartos (77 por ciento) de los propietarios de viviendas de la Concepción Z y el 76 por ciento de los propietarios de Millennial Home dicen que si tuvieran que hacerlo nuevamente, aún comprarían su casa contemporáneo, en comparación con el 65 por ciento de los propietarios de la Concepción X y el 66 por ciento de los propietarios de baby boomer.</p>
<h2 id="high-housing-costs">A partir de marzo de 2024, los altos costos de vivienda evitan que las personas logren su sueño norteamericano</h2>
<p>Ser propietario de una casa, y la seguridad física y financiera que lo viene, históricamente ha sido considerado parte del sueño norteamericano. Ese todavía parece ser el caso, ya que el 78 por ciento de los adultos estadounidenses dicen que consideran poseer una casa para ser parte del sueño norteamericano, según nuestra averiguación de accesibilidad en el hogar. Es la opción más popular sugerida por Bankrate, más que poder retirarse (65 por ciento) o tener una carrera exitosa (65 por ciento), entre otras opciones:</p>
<p class="text-sm text-slate"><em><strong>Nota:</strong> Los encuestados podrían aspirar más de una respuesta.<br /><strong>Fuente:</strong> Investigación Bankrate, 6-8 de marzo de 2024</em></p>
<p>Entre las generaciones, el Gen Xers y los baby boomers tienen más probabilidades de creer que poseer un hogar es parte del sueño norteamericano (83 por ciento y 88 por ciento, respectivamente). Es menos probable que el Gen Zers, que es menos propietario de una casa en comparación con sus compañeros mayores, es menos probable que poseer una casa es parte del sueño norteamericano (68 por ciento). En cambio, Gen Zers cite más comúnmente tener una carrera exitosa (70 por ciento).</p>
<h2 id="unaffordability">Más de 3 de cada 4 estadounidenses que no poseen casas citan inesfordabilidad</h2>
<p>La mayoría de los adultos estadounidenses (78 por ciento) que no poseen un hogar, pero desean citar razones relacionadas con la asequibilidad como deteniéndolos, según nuestra averiguación de asequibilidad en el hogar. Específicamente, citan no tener suficientes ingresos (56 por ciento), los precios de la vivienda son demasiado altos (47 por ciento) o no pueden enriquecer un cuota original y costos de falleba (42 por ciento).</p>
<p>Los millennials que no poseen una casa pero desean ser la gestación más probable para opinar que demasiada deuda les impide comprar uno (25 por ciento), en comparación con el 17 por ciento de Gen Xers, el 16 por ciento de los baby boomers y el 13 por ciento de Gen Zers. Gen Zers que no posee un hogar pero que desean ser la gestación más probable para opinar que todavía no están listos (43 por ciento):</p>
<p class="text-sm text-slate"><em><strong>Notas:</strong> Los porcentajes son de nosotros adultos que no poseen un hogar pero desean; Los encuestados podrían aspirar más de una respuesta<br /><strong>Fuente: </strong>Investigación Bankrate, 6-8 de marzo de 2024</em></p>
<p>&#8220;Ser propietario de una casa sigue siendo la cuarto central del sueño norteamericano, pero la asequibilidad es el principal obstáculo para hacer que eso sea una ingenuidad&#8221;, dice el analista financiero del director de Bankrate, Greg McBride. &#8220;Los aspirantes a propietarios de viviendas señalan la combinación de ingresos insuficientes, altos precios de las viviendas y no acontecer ahorrado lo suficiente para el cuota original y los costos de falleba como los puntos de dolor dominantes&#8221;.</p>
<p>Entre los estadounidenses que no son dueños de su propia casa pero que quieren, las mujeres son significativamente más propensas que los hombres a opinar que no pueden enriquecer el cuota original y los costos de falleba (47 por ciento en comparación con el 36 por ciento):</p>
<h4><strong>Preguntamos: ¿Cuáles, si alguna, de las siguientes, son razones por las que no posee actualmente una casa? </strong></h4>
<div class="w-full overflow-x-auto">
<table class="Table Table--stripedOdd Table--spacing1 align-middle wrapped">
<thead>
<tr>
<th> </th>
<th>Hombres</th>
<th>Mujer</th>
</tr>
</thead>
<tbody>
<tr>
<td>No tengo suficientes ingresos</td>
<td>56%</td>
<td>55%</td>
</tr>
<tr>
<td>No puedo enriquecer un cuota original y costos de falleba</td>
<td>36%</td>
<td>47%</td>
</tr>
<tr>
<td>Los precios de las viviendas son demasiado altos</td>
<td>46%</td>
<td>48%</td>
</tr>
<tr>
<td>Simplemente no está diligente todavía</td>
<td>27%</td>
<td>24%</td>
</tr>
<tr>
<td>Mi crédito no es lo suficientemente bueno</td>
<td>26%</td>
<td>26%</td>
</tr>
<tr>
<td>Las tasas hipotecarias son demasiado altas</td>
<td>25%</td>
<td>31%</td>
</tr>
<tr>
<td>Demasiada deuda</td>
<td>18%</td>
<td>18%</td>
</tr>
<tr>
<td>Yerro de casas/inventario disponibles</td>
<td>12%</td>
<td>11%</td>
</tr>
<tr>
<td>Otro</td>
<td>7%</td>
<td>6%</td>
</tr>
</tbody>
<tfoot>
<tr>
<td colspan="3">
<strong>Notas:</strong> Los porcentajes son de nosotros adultos que no poseen un hogar pero desean; Los encuestados podrían aspirar más de una respuesta.<br class=""><strong>Fuente: </strong>Investigación Bankrate, 6-8 de marzo de 2024</td>
</tr>
</tfoot>
</table>
</div>
<h2 id="make-a-change">Más de 2 de cada 3 estadounidenses harían un cambio para una vivienda más asequible</h2>
<p>La mayoría (69 por ciento) de los estadounidenses estaría dispuesto a hacer poco para encontrar viviendas más asequibles. Muchas de esas personas estarían dispuestas a sujetar su espacio positivo (44 por ciento) o comprar un fijador superior (34 por ciento), según nuestra averiguación de asequibilidad en el hogar. Muchos incluso estarían dispuestos a mudarse fuera del estado (34 por ciento).</p>
<p>En la mayoría de las generaciones, el sacrificio superior para viviendas más asequibles sería sujetar el tamaño (62 por ciento de los baby boomers, el 49 por ciento de Gen Xers y el 33 por ciento de los Millennials). La excepción es la gestación de Gen Zers, quien comúnmente dice que estarían dispuestos a enfrentarse a compañeros de cuarto o conducirse con familiares adicionales (38 por ciento):</p>
<p class="text-sm text-slate"><em><strong>Nota: </strong>Los porcentajes son de los adultos que estarían dispuestos a hacer poco para encontrar viviendas más asequibles; Los encuestados podrían aspirar más de una respuesta.<br /><strong>Fuente:</strong> Investigación Bankrate, 6-8 de marzo de 2024</em></p>
<p>Entre los que están dispuestos a tomar medidas para encontrar viviendas más asequibles, las mujeres (49 por ciento) tienen más probabilidades que los hombres (39 por ciento) de opinar que estarían dispuestos a sujetar su espacio positivo, pero es más probable que los hombres consideren mudarse a un campo de acción menos deseable (24 por ciento frente a 15 por ciento de las mujeres) o moverse más allá del trabajo (20 por ciento frente a 15 por ciento de las mujeres).</p>
<p>Geográficamente, aquellos en el noreste (40 por ciento) estarían más dispuestos a mudarse fuera del estado (40 por ciento), y aquellos en el Medio Oeste tendrían menos probabilidades de hacerlo (27 por ciento). Aquellos en Oeste serían los más dispuestos a mudarse a un campo de acción menos deseable (27 por ciento), mientras que los del noreste serían los menos probables (14 por ciento).</p>
<p>Solo el 31 por ciento de los estadounidenses no están dispuestos a hacer nadie para encontrar viviendas asequibles, particularmente entre las generaciones mayores:</p>
<ul>
<li>
<strong>Gen Zers:</strong> 19 por ciento</li>
<li>
<strong>Millennials:</strong> 24 por ciento</li>
<li>
<strong>Gen Xers:</strong> 33 por ciento</li>
<li>
<strong>Baby Boomers:</strong> 40 por ciento</li>
</ul>
<h2>Final</h2>
<p>Si usted es un comprador de vivienda por primera vez decidido a comprar este año, hay algunas opciones disponibles para usted, incluso si no tiene un cuota original ahorrado. Consulte la agencia de finanzas de vivienda de su estado para ver si es elegible para préstamos o subvenciones para sus costos de cuota y falleba. Varios grandes bancos y organizaciones sin fines de rendimiento asimismo ofrecen ayuda para el cuota original. </p>
<p>Comprar su primera casa puede ser intimidante, pero hay opciones para ayudarlo a obtener este gran paso en su delirio financiero.</p>
</p></div>
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-16T15:01:17+00:00" >June 16, 2026</time></span>                                                                                                        </span>
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                        <a href="https://financesnewsonline.com/category/hipotecas" class="td-post-category" >Hipotecas</a>                        <div class="td-module-thumb"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" class="td-image-wrap " title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación" ><span class="entry-thumb td-thumb-css" data-type="css_image" data-img-url="https://i2.wp.com/www.bankrate.com/brp/2026/03/18142603/MTG-Analysis-Image.png?w=696&resize=696,0&ssl=1"  ></span></a></div>                                                                    </div>
                
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación">Las tasas hipotecarias se mantienen por encima del 6,5% a medida...</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-12T02:33:10+00:00" >June 12, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-a4f089 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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