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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Wednesday, September 16, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p>Ya sea que sea un trasplante fresco de toda la vida o un trasplante fresco, establecer raíces permanentes allí puede sentirse difícil por <u>compradores de vivienda por primera vez</u>. A partir de enero de 2025, el precio promedio de traspaso de viviendas del estado era de $ 508,100, un aumento del 5 por ciento año tras año y muy por encima de la mediana doméstico, según Redfin. Si aceptablemente encontrar una casa asequible en Oregon puede ser un desafío, no tiene que hacerlo por su cuenta, gracias a la colaboración de <u>Oregon Housing and Community Services</u> (OHCS) y otras organizaciones en todo el estado.</p>
<h2 id="homebuyer-loans">Programas de préstamos para el comprador de viviendas por primera vez de Oregon</h2>
<h3>Software de préstamos hipotecarios residenciales de Oregon Bond</h3>
<p>El software de préstamos hipotecarios residenciales de Oregon Bond ofrece una selección de hipotecas de desestimación velocidad, incluidas las préstamos convencionales, FHA, VA y USDA, con dos opciones de colaboración para <u>compradores de vivienda por primera vez</u>:</p>
<ul>
<li>
<strong>Superioridad en efectivo: </strong>La opción de delantera en efectivo incluye una hipoteca de tarifa por debajo del mercado y el 3 por ciento del monto del préstamo cerca de <u>costos de clausura</u>. (Tenga en cuenta que el 3 por ciento no puede ir cerca de el <u>depósito</u>.)</li>
<li>
<strong>Superioridad de tasa: </strong>La opción de delantera de tasa asimismo incluye una tasa hipotecaria por debajo del mercado, incluso más desestimación que la tasa de delantera en efectivo y significativamente último que el promedio presente <u>tasas hipotecarias</u> &#8211; Pero no hay colaboración en efectivo.</li>
</ul>
<p>El préstamo residencial de Bond Oregon asimismo está adecuado para repetir los compradores de viviendas si el comprador es experimentado o adquisición en un radio objetivo específica.</p>
<h2 id="down-payment-assistance" data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Mortgages" data-position="h2_second_placement" data-name="h2_second_placement" data-text="Oregon first-time buyer programs" data-outcome="">Amparo y subvenciones de cuota original de Oregon</h2>
<h3>Software de préstamos Flex OHCS</h3>
<p>Aunque los préstamos a través del software de bonos no ofrecen colaboración para el cuota original, OHCS tiene dos opciones de hipoteca que lo hacen:</p>
<ul>
<li>
<strong>Firsthome: </strong>Este software está orientado a compradores de vivienda por primera vez. La calificación está sujeta a límites de ingresos y límites de precios de adquisición.</li>
<li>
<strong>NextStep: </strong>Este software está descubierto a todos los compradores de viviendas que ganan $ 125,000 por año o menos. No hay coto de precio de adquisición.</li>
</ul>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/prestamos-va-sus-beneficios-y-desventajas" target="_self" rel="dofollow" class="u91b55ce27343d8d7e58d2edff1165a29"><!-- INLINE RELATED POSTS 1/3 //--><style> .u91b55ce27343d8d7e58d2edff1165a29 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u91b55ce27343d8d7e58d2edff1165a29:active, .u91b55ce27343d8d7e58d2edff1165a29:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u91b55ce27343d8d7e58d2edff1165a29 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u91b55ce27343d8d7e58d2edff1165a29 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u91b55ce27343d8d7e58d2edff1165a29 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u91b55ce27343d8d7e58d2edff1165a29:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Préstamos VA: sus beneficios y desventajas</span></div></a></div><p>Los prestatarios elegibles pueden tomar el 4 por ciento o el 5 por ciento de su primera hipoteca como otro préstamo para cubrir el cuota original y los costos de clausura. Los prestatarios que ganan el 80 por ciento o menos de su ingreso mediano de radio (AMI) pueden eventualmente que el préstamo sean perdonados. Los prestatarios de ingresos moderados pagarán el préstamo en cuotas mensuales; La tasa de interés será 1 por ciento más entrada que la tasa de interés de la primera hipoteca.</p>
<h2 id="city-specific">Programas de colaboración para compradores de vivienda específicos de la ciudad</h2>
<h3>Software de préstamo de colaboración de cuota original</h3>
<p>El préstamo de colaboración de cuota original (DPAL) brinda colaboración para el cuota original a los compradores de viviendas por primera vez que compran una casa en Portland. Los prestatarios elegibles pueden tomar hasta $ 80,000 a $ 100,000, dependiendo de la fuente de financiación y la ubicación del hogar, en forma de un préstamo de interés del 0 por ciento. Los pagos de intereses de préstamo se diferen, y a posteriori de 15 primaveras, los prestatarios elegibles pueden solicitar el perdón del préstamo.</p>
<h3>Amparo para el cuota original de Springfield</h3>
<p>Ofrecido por DevNW, este software para compradores de viviendas por primera vez ofrece un préstamo sin intereses de hasta $ 25,000 para un cuota original o costos de clausura. Sin confiscación, el préstamo no es perdonable; Debe respaldar el monto total al traicionar o refinanciar la hipoteca.</p>
<h2 id="homebuyer-assistance">Otros programas de colaboración para compradores de viviendas de Oregon</h2>
<p>Pegado con el software de préstamos Flex, OHCS trabaja con organizaciones locales en todo el estado para ayudar a los compradores a respaldar el cuota original y los costos de clausura. Aquí hay un vistazo a algunos de los programas de colaboración más ampliamente disponibles.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/que-es-el-seguro-hipotecario-privado-pmi" target="_self" rel="dofollow" class="ua85282e3f07cc24a18f2831bca0e86ce"><!-- INLINE RELATED POSTS 2/3 //--><style> .ua85282e3f07cc24a18f2831bca0e86ce { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .ua85282e3f07cc24a18f2831bca0e86ce:active, .ua85282e3f07cc24a18f2831bca0e86ce:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .ua85282e3f07cc24a18f2831bca0e86ce { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .ua85282e3f07cc24a18f2831bca0e86ce .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .ua85282e3f07cc24a18f2831bca0e86ce .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .ua85282e3f07cc24a18f2831bca0e86ce:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">¿Qué es el seguro hipotecario privado (PMI)?</span></div></a></div><h3>Camino: los condados de Jackson y Josephine</h3>
<p>Los compradores calificados por primera vez que pueden contribuir al menos $ 500 de su propio patrimonio podrían reforzar una subvención de $ 2,500 para cubrir un cuota original o costos de clausura. Esta subvención no necesita ser pagada. Deberá asistir a un curso de educación para compradores de viviendas.</p>
<h3>Centro de vivienda de Portland: condados de Multnomah, Washington, Clackamas, Yamhill y Columbia</h3>
<p>A través del Centro de Vivienda de Portland, los compradores primerizos que ganan 80 por ciento o menos del AMI pueden adscribir para un préstamo de desestimación velocidad de hasta $ 80,000 para cubrir los costos de cuota original y clausura. Igualmente hay un software IDA (cuenta de mejora individual) que ofrece una coincidencia de $ 5 por cada $ 1 ahorrado para un cuota original.</p>
<h3>Conexión comunitaria del noreste de Oregón: Condados de Baker, Grant, Union y Wallowa</h3>
<p>La conexión comunitaria del noreste de Oregon ofrece una IDA para compradores de viviendas por primera vez que coincide con cada $ 1 que ahorra por un cuota original con $ 5.</p>
<p>Muchos de estos programas de colaboración de cuota original tienen ciertos requisitos, como límites de ingresos, un <u>Educación para compradores de vivienda</u> requisito o una contribución mínima del comprador. Aquí hay un completo <u>Índice de organizaciones que ofrecen colaboración a cuota original en Oregon</u>.</p>
<h2 id="other-programs">Otros préstamos para compradores de vivienda por primera vez de Oregon</h2>
<p>Si está comprando una casa en Oregon, asegúrese de considerar algunas de las opciones de préstamos caseras disponibles a nivel doméstico, que incluyen:</p>
<ul>
<li>
<strong><u>Préstamos de la FHA</u></strong>: Los solicitantes con un puntaje de crédito de al menos 580 pueden someter solo el 3.5 por ciento del precio de adquisición con un <u>Hubo un préstamo</u>.</li>
<li>
<strong><u>Préstamos de VA:</u></strong>  Si es miembro del servicio calificado, experimentado o cónyuge elegible, los préstamos VA vienen con algunos beneficios enormes: no hay requisitos de seguro hipotecario, generalmente sin requisitos de cuota original y algunas de las tasas de interés más competitivas disponibles.</li>
<li>
<strong><u>Préstamos del USDA:</u></strong>  Si está comprando en un radio rural que califica (verifique para ver si <u>Su propiedad se ajusta a la hechura</u>), Vale la pena echarle un vistazo a los préstamos del USDA. No necesita hacer un cuota original.</li>
</ul>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/que-hacer-cuando-termina-la-tolerancia-de-su-hipoteca" target="_self" rel="dofollow" class="u73e5b38f892408bdac90d6297efa7736"><!-- INLINE RELATED POSTS 3/3 //--><style> .u73e5b38f892408bdac90d6297efa7736 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u73e5b38f892408bdac90d6297efa7736:active, .u73e5b38f892408bdac90d6297efa7736:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u73e5b38f892408bdac90d6297efa7736 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u73e5b38f892408bdac90d6297efa7736 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u73e5b38f892408bdac90d6297efa7736 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u73e5b38f892408bdac90d6297efa7736:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Qué hacer cuando termina la tolerancia de su hipoteca</span></div></a></div><h2 id="get-started">Aparecer</h2>
<ul>
<li>
<strong>Investigue el mercado:</strong> Antiguamente de comenzar a apañarse casas en Oregon, investigue el estado <u>mercado de la vivienda</u>. Esto puede ayudarlo a comprender dónde puede permitirse comprar, y dónde puede adscribir para colaboración adicional de cuota original.</li>
<li>
<strong>Obtenga más información sobre los programas de compradores por primera vez: </strong>Use el Unidad de Vivienda y Servicios Comunitarios de Oregon como un solicitud para conocer los programas de colaboración de préstamo y cuota original por primera vez del comprador del estado.</li>
<li>
<strong>Lea las reseñas de los prestamistas hipotecarios de Oregon: </strong>Antiguamente de solicitar <u>preventivo</u>Adivinar reseñas de <u>Prestamistas hipotecarios en Oregon</u> para ver cuáles tienen más probabilidades de satisfacer sus micción. Considere factores como ubicaciones de sucursales, servicio al cliente y tiempos de clausura promedio.</li>
<li>
<strong>Comprar </strong><strong><u>tasas hipotecarias</u></strong><strong>: </strong>Es una buena idea comparar <u>Tasas hipotecarias de Oregon</u> de múltiples prestamistas para cerciorarse de tomar el préstamo más competitivo. Pídale consejo a su agente de fortuna raíces asimismo; Tienen experiencia ayudando a los compradores primerizos a navegar por el proceso.</li>
<li>
<strong>Busque seguro para propietarios: </strong>Cuando tu <u>comprar una casa en Oregon</u>necesitará obtener un seguro para los propietarios. Hay docenas de de reputación <u>compañías de seguros de propietarios de viviendas en Oregon</u>pero debe comparar aseguradoras en función de factores como opciones de cobertura, descuentos, herramientas en renglón y móviles y atención al cliente. Puede obtener cotizaciones de algunos operadores diferentes para encontrar la mejor cobertura al precio más bajo.</li>
</ul></div>
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación">Las tasas hipotecarias se mantienen por encima del 6,5% a medida...</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-12T02:33:10+00:00" >June 12, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-6130f6 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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