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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Sunday, September 13, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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    <span class="shrink-0">Control de interruptor</span><br />
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<p>                                                            Las hipotecas inversas permiten a las personas mayores pedir prestado contra su equidad en el hogar.</p>
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<p>                                                            Si el prestatario muere, una hipoteca inversa cae en su patrimonio o herederos y aún debe ser pagado.</p>
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<p>                                                            Si los prestatarios venden su casa, la hipoteca inversa debe pagarse en su totalidad de inmediato.</p>
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<p>Una hipoteca inversa puede hacer posible que los propietarios mayores permanezcan en sus hogares y complementen sus ingresos de retiro. En motivo de que el prestatario realice pagos mensuales como con una hipoteca, el prestatario recibe pagos mensuales de su prestamista hipotecario. Pero el caudal deberá ser reembolsado eventualmente. </p>
<p>&#8220;Ya tiene una casa, y el prestamista hipotecario le hace pagos mensuales para que puedan obtener su casa luego de perecer&#8221;, dice Tabitha Mazzara, directora de operaciones de MBANC, un prestamista hipotecario. Aquí le mostramos cómo respaldar una hipoteca inversa.</p>
<p><span id="when-do-you-need" data-table-of-contents-category="when-do-you-need" aria-hidden="true"></span></p>
<h2 data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Mortgages" data-position="h2_second_placement" data-name="h2_second_placement" data-text="How to pay back a reverse mortgage" data-outcome="">¿Cuándo necesita respaldar una hipoteca inversa?</h2>
<p>Se debe respaldar en su totalidad una hipoteca inversa si el posterior prestatario sobreviviente o cónyuge elegible no prestado:</p>
<p>El posterior marco puede ocurrir si el prestatario ingresa a una instalación de vida asistida, se muda con la grupo o los tamaño.</p>
<p>&#8220;La mayoría de las personas pagan el préstamo cuando el propietario muere, ya que la mayoría de las personas que usan hipotecas inversas son aquellas que ya tienen una cantidad significativa de haber domiciliario&#8221;, dice Cliff Auerswald, presidente de todas las hipotecas inversas, un prestamista de hipotecas inversas.</p>
<p>Sin secuestro, hay otras situaciones cuando el préstamo podría ser devuelto antiguamente. Esto puede suceder si el prestatario deja de respaldar el seguro de los propietarios o los impuestos a la propiedad en el hogar, o deja de surtir el hogar y se detiene.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-reducir-el-pago-de-la-hipoteca" target="_self" rel="dofollow" class="u0ba207d906f72a1cd44bb092c4e523a5"><!-- INLINE RELATED POSTS 1/3 //--><style> .u0ba207d906f72a1cd44bb092c4e523a5 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u0ba207d906f72a1cd44bb092c4e523a5:active, .u0ba207d906f72a1cd44bb092c4e523a5:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u0ba207d906f72a1cd44bb092c4e523a5 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u0ba207d906f72a1cd44bb092c4e523a5 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u0ba207d906f72a1cd44bb092c4e523a5 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u0ba207d906f72a1cd44bb092c4e523a5:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo reducir el pago de la hipoteca</span></div></a></div><p><span id="how-to-pay-back" data-table-of-contents-category="how-to-pay-back" aria-hidden="true"></span></p>
<h2>¿Cómo se le paga una hipoteca inversa?</h2>
<p>Hay varias formas de devolver una hipoteca inversa temprano o cuando vence. Si decide hacerlo, esto es cómo salir de una hipoteca inversa:</p>
<h3>Opción 1: Entregar la casa</h3>
<p>Una vez que vence el plazo, el prestatario o sus herederos pueden arriesgarse simplemente traicionar la casa para respaldar el préstamo. Los ingresos de la saldo van primero para respaldar al prestamista. El prestatario, o su patrimonio, mantiene lo que queda luego de respaldar la deuda.</p>
<p>Entregar la casa sigue siendo una opción incluso si el valía de la casa es inferior al saldo del préstamo.</p>
<p>La Distribución Federal de Vivienda (FHA), la agencia que respalda las hipotecas de conversión de haber de vivienda (HECMS), el tipo más popular de hipoteca inversa, considera los términos del préstamo satisfechos si el prestatario o los herederos venden la casa por el 95 por ciento de su valía tasado.</p>
<h3>Opción 2: refinanciar la hipoteca</h3>
<p>Si usted es el prestatario y desea mudarse, pero aún así surtir el hogar, puede refinanciar su hipoteca inversa en un préstamo hipotecario tradicional. Solo recuerde que deberá comenzar a realizar pagos en el nuevo préstamo para surtir la casa.</p>
<p>&#8220;Refinanciarlo nuevamente en un préstamo tradicional significará tener que hacer pagos regulares en dirección a la hipoteca nuevamente&#8221;, dice Mazzara, &#8220;pero además significaría surtir la casa como parte de su patrimonio&#8221;.</p>
<p><strong>Obtenga más información: Compare las tasas de refinanciamiento actuales</strong></p>
<h3>Opción 3: Tiro una nueva hipoteca</h3>
<p>Si los herederos del prestatario quieren surtir la casa, simplemente pueden sacar una nueva hipoteca de la casa para respaldar el saldo de la hipoteca inversa. Esto es muy parecido a refinanciar el préstamo como el prestatario innovador.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-comprar-una-casa-con-bajos-ingresos" target="_self" rel="dofollow" class="u4e9be4145bd69d0f06c06dc7096b5d94"><!-- INLINE RELATED POSTS 2/3 //--><style> .u4e9be4145bd69d0f06c06dc7096b5d94 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u4e9be4145bd69d0f06c06dc7096b5d94:active, .u4e9be4145bd69d0f06c06dc7096b5d94:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u4e9be4145bd69d0f06c06dc7096b5d94 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u4e9be4145bd69d0f06c06dc7096b5d94 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u4e9be4145bd69d0f06c06dc7096b5d94 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u4e9be4145bd69d0f06c06dc7096b5d94:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo comprar una casa con bajos ingresos</span></div></a></div><p>Los herederos pueden usar la casa como desee, siempre y cuando su hipoteca lo permita. Por ejemplo, pueden optar por poblar en el hogar o usarlo como una propiedad de inversión.</p>
<h3>Opción 4: Proporcione una escritura en motivo de ejecución hipotecaria</h3>
<p>Si todo lo demás descompostura, el prestatario o sus herederos pueden simplemente dar la escritura a la casa al prestamista. Esto se conoce como una escritura en motivo de ejecución hipotecaria porque generalmente es el posterior medio antiguamente de permitir que el prestamista ejecute ejecución hipotecaria en el hogar.</p>
<h3>Opción 5: Use el derecho de rescisión</h3>
<p>La mayoría de las hipotecas inversas le dan el derecho de abolir el acuerdo adentro de los tres días hábiles posteriores al obstrucción, conocido como el derecho de rescisión, sin penalización. Para hacerlo, debe avisar al prestamista por escrito adentro de este período (incluidos los sábados pero no los domingos o días festivos) y destinar su carta por correo certificado con un recibo de devolución por documentación. </p>
<p>Una vez cancelado, el prestamista tiene 20 días para devolver cualquier caudal que haya pagado y liberar los intereses de seguridad en su hogar, mientras debe devolver los fondos o propiedad recibidos luego de que se finalice los intereses de seguridad.</p>
<p><span id="can-you-pay-off-early" data-table-of-contents-category="can-you-pay-off-early" aria-hidden="true"></span></p>
<h2>¿Puede respaldar una hipoteca inversa temprano?</h2>
<p>No hay reglas que le impidan respaldar una hipoteca inversa temprano. La forma más directa de hacerlo es comenzar a realizar pagos en el préstamo con anticipación. Esto además reducirá la cantidad de intereses que debe porque los intereses no se acumularán en el saldo amado.</p>
<p>Incluso podría salir de una hipoteca inversa pagando una suma general si tiene los fondos para hacerlo. O puede refinanciar la deuda hipotecaria inversa en un préstamo convencional.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-obtener-un-prestamo-de-capital-domestico-con-mal-credito" target="_self" rel="dofollow" class="u8d9ebaa05ea4ef3206ddec38100329df"><!-- INLINE RELATED POSTS 3/3 //--><style> .u8d9ebaa05ea4ef3206ddec38100329df { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u8d9ebaa05ea4ef3206ddec38100329df:active, .u8d9ebaa05ea4ef3206ddec38100329df:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u8d9ebaa05ea4ef3206ddec38100329df { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u8d9ebaa05ea4ef3206ddec38100329df .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u8d9ebaa05ea4ef3206ddec38100329df .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u8d9ebaa05ea4ef3206ddec38100329df:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo obtener un préstamo de capital doméstico con mal crédito</span></div></a></div><p><span id="reasons-to-get-out" data-table-of-contents-category="reasons-to-get-out" aria-hidden="true"></span></p>
<h2>Razones para salir de una hipoteca inversa</h2>
<p>A medida que la vida evoluciona o sus deyección cambian, puede darse cuenta de que una hipoteca inversa ya no tiene sentido para usted. Algunas razones para salir de una hipoteca inversa incluyen:</p>
<ul>
<li>
<strong>Ya no necesitas el caudal:</strong> Si sus circunstancias financieras mejoran y ya no necesita más ingresos, puede considerar sus opciones para salir de la hipoteca inversa.</li>
<li>
<strong>El caudal no es suficiente para cubrir sus costos:</strong> Incluso sin un plazo de hipoteca mensual, surtir una casa puede ser costoso. Todavía tendrá que respaldar por el mantenimiento, el seguro del hogar y los impuestos a la propiedad. Si estos costos se vuelven demasiado elevados, salir de la hipoteca inversa y suceder a una casa menos costosa podría hacer que sus gastos sean más manejables.</li>
<li>
<strong>Quieres moverte:</strong> Si desea mudarse y la casa ya no será su residencia principal, deberá salir del acuerdo de hipoteca inversa.</li>
<li>
<strong>Quieres dejar la casa a los herederos:</strong> Una casa es un activo significativo que es posible que desee dejar a sus herederos cuando falles. Si este es el caso, podría tener sentido salir de la hipoteca inversa.</li>
</ul>
<p><span id="faq" data-table-of-contents-category="faq" aria-hidden="true"></span></p>
<h2>Preguntas frecuentes</h2>
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                        <a href="https://financesnewsonline.com/category/hipotecas" class="td-post-category" >Hipotecas</a>                        <div class="td-module-thumb"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" class="td-image-wrap " title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación" ><span class="entry-thumb td-thumb-css" data-type="css_image" data-img-url="https://i2.wp.com/www.bankrate.com/brp/2026/03/18142603/MTG-Analysis-Image.png?w=696&resize=696,0&ssl=1"  ></span></a></div>                                                                    </div>
                
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación">Las tasas hipotecarias se mantienen por encima del 6,5% a medida...</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-12T02:33:10+00:00" >June 12, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-4b83f8 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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