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<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Wednesday, September 30, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
<style>.tdb_module_header{width:100%;padding-bottom:0}.tdb_module_header .td-module-container{display:flex;flex-direction:column;position:relative}.tdb_module_header .td-module-container:before{content:'';position:absolute;bottom:0;left:0;width:100%;height:1px}.tdb_module_header .td-image-wrap{display:block;position:relative;padding-bottom:70%}.tdb_module_header .td-image-container{position:relative;width:100%;flex:0 0 auto}.tdb_module_header .td-module-thumb{margin-bottom:0}.tdb_module_header .td-module-meta-info{width:100%;margin-bottom:0;padding:7px 0 0 0;z-index:1;border:0 solid #eaeaea;min-height:0}.tdb_module_header .entry-title{margin:0;font-size:13px;font-weight:500;line-height:18px}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date,.tdb_module_header .td-module-comments{vertical-align:text-top}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date{top:3px}.tdb_module_header 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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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        <img src="https://www.bankrate.com/brp/2025/05/06114854/GettyImages-2212164338.jpg?auto=webp&amp;optimize=high&amp;crop=16:9" class="featured-img w-full" alt="Presidente Trump con el ceño fruncido en su rostro" loading="eager" decoding="async" fetchpriority="high" srcset="https://www.bankrate.com/brp/2025/05/06114854/GettyImages-2212164338.jpg?auto=webp&amp;optimize=high&amp;crop=16:9&amp;width=912 912w,
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    </div>
<p>      Andrew Harnik/Getty Images
    </p>
</p></div>
<div>
<p>El término &#8220;Trumpcession&#8221; ha aparecido en los titulares esta semana, ya que los economistas y los observadores del mercado debaten si las políticas económicas del presidente Trump podrían desencadenar una recesión. ¿Pero estamos efectivamente en una recesión en este momento? No técnicamente, al menos todavía no.</p>
<p>Al identificar una recesión, los economistas generalmente buscan dos trimestres consecutivos del crecimiento agorero del producto interno bruto (PIB). Si admisiblemente la heredad estadounidense se redujo al 0.3% en el primer trimestre de 2025, la mayoría de los expertos están de acuerdo en que la tendencia deberá continuar antaño de que estemos oficialmente en una recesión.</p>
<p>Pero esperar la confirmación oficial antaño de tomar medidas para preservar su plata no es una logística financiera inteligente. Como planificador financiero certificado, he trillado cómo la preparación temprana puede afectar sus elecciones financieras durante la incertidumbre económica. Entonces, si se pregunta cómo proteger su plata, esto es lo que debe enterarse. </p>
<h2 id="really-coming">¿Viene efectivamente una &#8220;cesión de Trump &#8220;?</h2>
<p>En este momento, nadie lo sabe efectivamente. Si admisiblemente hemos trillado algunos indicadores económicos positivos, como el crónica de empleos mejor de lo esperado de April, otras métricas sugieren una perspectiva menos rosada. Por ejemplo, las probabilidades de que la heredad estadounidense ingrese a una recesión en marzo de 2026 ha aumentado al 36 por ciento, frente al 26 por ciento en el cuarto trimestre de 2024, según la última investigación de indicadores económicos de Bankrate. El sentimiento del consumidor se ha desplomado a su nivel más bajo desde la pandemia Covid-19, según el Índice de Sentimientos de Consumidor de la Universidad de Michigan. </p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/ubicaciones-de-sucursales-mas-cercanas-y-cajeros-automaticos" target="_self" rel="dofollow" class="u4f091d3190f35802d00c679dbaaa9730"><!-- INLINE RELATED POSTS 1/3 //--><style> .u4f091d3190f35802d00c679dbaaa9730 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u4f091d3190f35802d00c679dbaaa9730:active, .u4f091d3190f35802d00c679dbaaa9730:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u4f091d3190f35802d00c679dbaaa9730 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u4f091d3190f35802d00c679dbaaa9730 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u4f091d3190f35802d00c679dbaaa9730 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u4f091d3190f35802d00c679dbaaa9730:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Ubicaciones de sucursales más cercanas y cajeros automáticos</span></div></a></div><p>La ansiedad económica flagrante proviene en gran medida de las agresivas políticas comerciales de la compañía que comenzaron en abril de 2025. Estos incluyen una tarifa basal del 10 por ciento de las importaciones de todos los países, con tasas más altas para las naciones donde Estados Unidos tiene grandes déficits comerciales.</p>
<h2 id="Should-you-be-concerned" data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Banking, Savings" data-position="h2_second_placement" data-name="h2_second_placement" data-text="How to get through a Trumpcession" data-outcome="">¿Debería preocuparse por la seguridad bancaria?</h2>
<p>Su plata en el cárcel sigue siendo seguro durante la incertidumbre económica. Depósitos en los bancos insegurados de Federal Deposits Corp. (FDIC) o las cooperativas de crédito inseguradas de la Compañía Franquista de Credites (NCUA) están protegidas hasta $ 250,000 por depositor, por institución y por categoría de propiedad.</p>
<p>La verdadera preocupación no es la seguridad bancaria, sino que potencialmente se reducen. Durante las recesiones económicas, las tasas de interés generalmente caen a medida que la Reserva Federal intenta estimular el consumición. Esto crea una bolsa mixta para su plata, tasas hipotecarias potencialmente más bajas, pero todavía reduce los rendimientos de sus cuentas de parquedad, certificados de depósitos (CDS) y cuentas del mercado monetario. Esto puede afectar particularmente a los ahorradores que dependen de los ingresos por intereses.</p>
<h2 id="Banking-moves-to-make-right-now">Banca se mueve para hacer ahora mismo</h2>
<h3>1. Diversifique sus cuentas</h3>
<p>Piense en su efectivo como un equipo deportivo: necesita jugadores con diferentes fortalezas. En ocasión de sustentar todo en una cuenta, considere difundir su plata en estas opciones:</p>
<ul>
<li>
<strong>Cuentas de parquedad de parada rendimiento</strong><strong>:</strong> Los bancos en itinerario generalmente ejecutan operaciones más delgadas y le pasan esos ahorros a través de mejores tarifas. Incluso cuando las tarifas caen, generalmente mantienen una superioridad sobre los bancos tradicionales. Entonces, si mantiene su plata en una cuenta de bajo rendimiento, podría estar perdiendo cientos (o más) de intereses.</li>
<li>
<strong>CD LADDERS:</strong> Si le preocupan, las tarifas caerán más, bloquee las tarifas competitivas de hoy con un certificado de depósito. Puede crear una escalera de CD dividiendo su plata en CD de diferentes términos, como CD de 3 meses, 6 meses, 9 meses y 12 meses. Cuando cada CD a corto plazo madura, puede reevaluar si usar el efectivo o reinvertirlo.</li>
<li>
<strong>Cuentas del mercado monetario</strong><strong>:</strong> Estas cuentas de parquedad híbridas a menudo vienen con privilegios de escritura de cheques conexo con rendimientos competitivos. Son excelentes para esa parte de su fondo de emergencia que aplazamiento no tocar, pero que puede precisar ocasionalmente.</li>
</ul>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-elegir-un-banco-que-este-de-acuerdo-con-sus-valores" target="_self" rel="dofollow" class="uacb242b0691d043abdff20117583b2d4"><!-- INLINE RELATED POSTS 2/3 //--><style> .uacb242b0691d043abdff20117583b2d4 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .uacb242b0691d043abdff20117583b2d4:active, .uacb242b0691d043abdff20117583b2d4:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .uacb242b0691d043abdff20117583b2d4 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .uacb242b0691d043abdff20117583b2d4 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .uacb242b0691d043abdff20117583b2d4 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .uacb242b0691d043abdff20117583b2d4:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo elegir un banco que esté de acuerdo con sus valores</span></div></a></div><h3>2. Reanimar su fondo de emergencia</h3>
<p>Por lo normal, recomiendo sustentar de tres a seis meses de gastos esenciales en ahorros de emergencia, pero estos no son momentos típicos. Considere expandir esa cantidad si: </p>
<ul>
<li>Su industria es sensible a las fluctuaciones económicas.</li>
<li>Su hogar depende principalmente de un ingreso.</li>
<li>Tienes ingresos variables.</li>
<li>Usted trabaja por cuenta propia o es propietario de una pequeña empresa. </li>
</ul>
<p>Mantenga este plata fácilmente accesible, incluso si eso significa aceptar rendimientos sutilmente más bajos. Recuerde, el objetivo aquí es la seguridad, no el crecimiento.</p>
<h3>3. No persigue los rendimientos en zona arriesgado</h3>
<p>Cuando caen las tasas bancarias, veo demasiadas personas haciendo movimientos peligrosos persiguiendo mayores rendimientos. Ese rendimiento del 7 por ciento puede parecer atractivo hasta que se dé cuenta de que no está asegurado por el gobierno federal y podría desaparecer conexo con su director.</p>
<p>Mantente disciplinado. Sus reservas de efectivo tienen un propósito específico: seguridad y accesibilidad durante los tiempos inciertos. Este no es el plata que estás tratando de crecer agresivamente.</p>
<h3>4. Evalúe su logística de deuda</h3>
<p>La incertidumbre económica todavía exige un enfoque clave de lo que debe:</p>
<ul>
<li>
<strong>Refinancia de préstamos de tasa fija más temprano que tarde:</strong> No juegues el deporte de aplazamiento con la esperanza de que las tasas caigan más durante una recesión. Los estándares de préstamo generalmente se endurecen durante las recesiones, lo que dificulta la calificación de términos favorables. Si tiene buen crédito ahora, aprovele ello.</li>
<li>
<strong>Piense dos veces sobre cualquier cosa de tasa variable:</strong> Esa hipoteca de tasa ajustable puede parecer atractiva con su pérdida tasa auténtico, pero recuerde que las tasas generalmente golpean el fondo durante las recesiones antaño de ascender durante la recuperación. Esa tasa de teaser podría convertirse en una carga puntual cuando sus finanzas se estabilizan.</li>
<li>
<strong>Crush deuda de parada interés:</strong> Las tasas de interés de la plástico de crédito rondan el 20 por ciento en el entorno flagrante. Por lo tanto, cada dólar que paga en dirección a esa deuda de plástico de crédito de parada interés le otorga ahorros garantizados iguales a su tasa de interés. </li>
</ul>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/10-tipos-de-cuentas-de-ahorro-donde-ahorrar-su-dinero" target="_self" rel="dofollow" class="ubdb6d1bf193d13238b37e9938a16a547"><!-- INLINE RELATED POSTS 3/3 //--><style> .ubdb6d1bf193d13238b37e9938a16a547 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .ubdb6d1bf193d13238b37e9938a16a547:active, .ubdb6d1bf193d13238b37e9938a16a547:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .ubdb6d1bf193d13238b37e9938a16a547 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .ubdb6d1bf193d13238b37e9938a16a547 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .ubdb6d1bf193d13238b37e9938a16a547 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .ubdb6d1bf193d13238b37e9938a16a547:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">10 tipos de cuentas de ahorro: dónde ahorrar su dinero</span></div></a></div><h2>Final</h2>
<p>A pesar de los titulares alarmantes, recuerde que los ciclos económicos son normales, y las recesiones, incluso cuando se materializan, finalmente terminan. El mejor enfoque para dirigir sus finanzas es predecir el momento exacto de las informativo económicas buenas o malas, pero preparar sus finanzas para resistir lo que venga.</p>
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<!-- sc5a72ec-da0dc8 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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