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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Tuesday, September 22, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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	                                    <div style='position:absolute;left:-7037px;width:1174px;'>Quer um cassino que tenha de tudo? A diversão começa na <a href="https://fcamazonia.com/">Funbet casino</a>.</div><div id="tdi_61" class="tdc-zone"><div class="tdc_zone tdi_62  wpb_row td-pb-row"  >
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<div id="block_5f014f94b03b04eb24c9ed68ecc7f9fd" class="key-takeaways sm:border-l-4 border-(--accent) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
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    <span class="shrink-0">Control de zancadilla</span><br />
        <span class="max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(--accent) max-sm:rounded-full max-sm:block"></span><br />
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<p>                                                            Si se presenta en la bancarrota del Capítulo 7, es posible que pueda ayudar su hogar, especialmente si tiene una cantidad relativamente muerto de caudal.
                                                </li>
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<p>                                                            Si se presenta en la bancarrota del Capítulo 13, es más probable que mantenga su hogar, siempre que pueda realizar cualquier suscripción perdido anejo con los actuales.
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<p>                                                            Inmediatamente posteriormente de la bancarrota, los préstamos para el hogar están fuera de la mesa, pero es posible que pueda obtener una nueva hipoteca en unos pocos abriles.
                                                </li>
</ul>
</div>
<p>Los procedimientos de bancarrota pueden darle una sala de respiración muy necesaria, pero todavía vienen con serias ramificaciones financieras, incluidas, potencialmente, para su hogar. Sin confiscación, exactamente lo que sucede con su hipoteca si se declara en bancarrota, varía según algunos factores.</p>
<p>&#8220;Lo que sucede depende de si sus pagos son actuales, el tipo de bancarrota y si su propiedad tiene protección judicial de los acreedores&#8221;, dice Laura Adams, experta en finanzas personales y anfitriona del podcast Money Girl.</p>
<p><span id="what-is" data-table-of-contents-category="what-is" aria-hidden="true"></span></p>
<h2 id="what-is" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="What is bankruptcy?" data-outcome="">¿Qué es la bancarrota?</h2>
<p>La deterioro es un procedimiento judicial que una persona o entidad puede iniciar si no puede enriquecer sus deudas. Hay un puñado de diferentes tipos, y cada uno alcahuetería la deuda irresoluto de guisa diferente. Las personas se presentan más comúnmente para el Capítulo 7 o la Bancarrota del Capítulo 13.</p>
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<thead>
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<th>Tipo de bancarrota</th>
<th>Lo que significa para ti</th>
</tr>
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<tbody>
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<td><strong>Capítulo 7</strong></td>
<td>A menudo denominado saldo, este tipo de bancarrota significa traicionar sus activos no exentos para enriquecer su deuda. Un administrador supervisa esta liquidación. Cualquier deuda restante no garantizada (deuda no respaldada por señal) es descargada, lo que significa que ya no está obligado legalmente a pagarla.</td>
</tr>
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<td><strong>Capítulo 13</strong></td>
<td>Además llamado reorganización, estos procedimientos de deterioro establecieron un plan de suscripción para sus deudas. Este plan debe ser suficiente por el tribunal y le da 3 a 5 abriles para enriquecer.</td>
</tr>
</tbody>
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<p><span id="chapter-7" data-table-of-contents-category="chapter-7" aria-hidden="true"></span></p>
<h2 id="chapter-7" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How does Chapter 7 bankruptcy affect my mortgage?" data-outcome="">¿Cómo afecta la bancarrota del Capítulo 7 a mi hipoteca?</h2>
<p>Cuando se solicite en la deterioro del Capítulo 7, venderá algunos de sus activos para satisfacer su deuda. Esto puede incluir su casa, pero no siempre.</p>
<p>A corto plazo, la presentación del Capítulo 7 en existencia puede ayudarlo a permanecer en su hogar, dice Bryan Bowmer, corredor y propietario de Future First Lending, con sede en Tustin, California. Señala que una presentación en bancarrota puede desencadenar una permanencia cibernética, lo que impide temporalmente que los acreedores tomen acciones de cobro en su contra, incluida <u>ejecución hipotecaria en su hogar</u>.</p>
<p>A espléndido plazo, su capacidad de permanecer en su hogar depende de las leyes de su estado, entre otros factores. Ciertamente es posible perder su casa en la bancarrota del Capítulo 7. &#8220;Si su propiedad hipotecada no está excluida de una bancarrota del Capítulo 7, un prestamista con un derecho de retención puede forzar su liquidación&#8221;, dice Adams.</p>
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<p>La presentación del Capítulo 7 no suele eliminar su deuda hipotecaria, que está asegurada por su casa. Si no siente que puede continuar pagando su hipoteca, puede entregar su hogar al prestamista, lo que lo absuelve de otras obligaciones hipotecarias.</p>
</p></div>
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</section>
<p>O, si prefiere ayudar su hogar, y su prestamista acepta, puede perseguir <u>reafirmación</u>. Con esta opción, continuaría haciendo pagos en su hipoteca de acuerdo con los términos originales, como si no hubiera notorio en bancarrota.</p>
<p>Sin confiscación, todo esto supone que su hogar no está exento de la bancarrota del Capítulo 7.</p>
<h3>¿Cuándo está exenta su casa de la bancarrota del Capítulo 7?</h3>
<p>Las exenciones generalmente se basan en la cantidad de caudal que tiene en su hogar, y los límites, expresados como un monto en dólares, varían según el estado.</p>
<p>Por lo genérico, si su cantidad de caudal es beocio que el periferia de exención, puede ayudar su hogar. Si tiene más caudal que la exención, es posible que se vea obligado a traicionar. En ese caso, puede trabajar con su administrador y su prestamista para ver si la reafirmación es una opción.</p>
<p>Algunos estados todavía tienen cantidades de exención ilimitadas. &#8220;Por ejemplo, en Florida, los derechos de la cortijo protegen su residencia principal de los acreedores si ha vivido allí varios abriles y la propiedad no excede un periferia de tamaño&#8221;, dice Adams.</p>
<p>En la ley de bancarrota, este concepto se lumbre exención de cortijo. Generalmente se podio en la suposición de que usted es propietario de la casa, y es su residencia principal. Además debe sobrevenir vivido allí durante un período exiguo de tiempo, por lo genérico, al menos dos abriles.</p>
<p><span id="chapter-13" data-table-of-contents-category="chapter-13" aria-hidden="true"></span></p>
<h2 id="chapter-13" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How does Chapter 13 bankruptcy affect my mortgage?" data-outcome="">¿Cómo afecta la bancarrota del Capítulo 13 a mi hipoteca?</h2>
<p>Es mucho más obvio ayudar su hogar en la bancarrota del Capítulo 13. En este tablas, usted hace un plan para enriquecer su deuda durante tres o cinco abriles. Conveniente a que no está tratando de eliminar su deuda, no existe el peligro de que la casa se venda para enriquecer a sus acreedores.</p>
<p>&#8220;Para las hipotecas, esto brinda la oportunidad de ponerse al día con los pagos perdidos mientras se mantiene los pagos actuales&#8221;, dice Bowmer. &#8220;Sin confiscación, los prestatarios deben demostrar ingresos constantes y compromiso con el horario de reembolso para ayudar su hogar&#8221;. Si no puede enriquecer tanto su obligación hipotecaria mensual como sus pagos del Capítulo 13, su prestamista aún puede excluir.</p>
<p><span id="mortgage-while-in" data-table-of-contents-category="mortgage-while-in" aria-hidden="true"></span></p>
<h2 data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Can you get a mortgage while in bankruptcy?" data-outcome="">¿Puede obtener una hipoteca mientras está en bancarrota?</h2>
<p>Si proporcionadamente es posible obtener una hipoteca mientras está en bancarrota, hay restricciones, dice Esther Phillips, directora regente de ventas de SVP en Key Mortgage.</p>
<p>Para que esto suceda, &#8220;debe estar utilizando una hipoteca de la FHA o VA, y debe ser una bancarrota del Capítulo 13, no un Capítulo 7&#8221;, dice ella.</p>
<p>Para catalogar, deberá sobrevenir realizado al menos 12 meses de reembolsos en bancarrota, y el tribunal deberá aprobar su nueva deuda hipotecaria. Encima, el préstamo puede faltar ser &#8220;suscrito a estándares más conservadores (en emplazamiento de utilizar la suscripción automatizada, que pueden tener criterios más amplios para la aprobación del préstamo)&#8221;, agrega Phillips.</p>
<p>No importa qué tipo de bancarrota haya notorio, no podrá obtener un préstamo convencional mientras aún está en bancarrota. &#8220;Fannie Mae y Freddie Mac requieren que se descargue la deterioro, independientemente del tipo&#8221;, dice Phillips.</p>
<p><span id="mortgage-after" data-table-of-contents-category="mortgage-after" aria-hidden="true"></span></p>
<h2 id="mortgage-after" data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Can you get a mortgage after bankruptcy?" data-outcome="">¿Puedes obtener una hipoteca posteriormente de la bancarrota?</h2>
<p>&#8220;Puede obtener una hipoteca posteriormente de la deterioro&#8221;, dice Adams. &#8220;Sin confiscación, generalmente hay un período de prórroga de dos a cuatro abriles, dependiendo de su tipo de deterioro, situación financiera y la hipoteca que desea&#8221;.</p>
<p>Préstamos respaldados por el gobierno, como <u>Préstamos de la FHA</u> y <u>Préstamos de VA</u>son un poco más indulgentes, generalmente permiten a los solicitantes que han sido dados de reincorporación del Capítulo 7 al menos dos abriles antaño. Los préstamos de la FHA todavía aceptarán a los solicitantes que estén al menos un año en un plan de suscripción del Capítulo 13, siempre que tengan la aprobación del tribunal.</p>
<p>Los préstamos convencionales generalmente requieren que los prestatarios esperen cuatro abriles posteriormente de una descarga o despido del Capítulo 7 para solicitar una nueva hipoteca. Si ha presentado el Capítulo 13, puede solicitar dos abriles posteriormente de una descarga o cuatro abriles posteriormente del despido.</p>
<p>En prontuario, posteriormente de la bancarrota, los préstamos para el hogar están fuera de la mesa durante una temporada. Sin confiscación, no tienes que sentarte de forma atenuada. Bowmer recomienda usar el tiempo para <u>Reconstruya su crédito</u>centrándose en realizar pagos a tiempo. Además sugiere eludir para un suscripción original, si puede y ayudar su <u>relación deuda / ingreso</u> lo más bajo posible.</p>
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<!-- sc5a72ec-e67639 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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