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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Sunday, September 20, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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        <img src="https://www.bankrate.com/2022/02/15153936/Cards_Credit-Card-Ownership-and-Usage-Statistics_NLB.jpg?auto=webp&amp;optimize=high&amp;crop=16:9" class="featured-img w-full" alt="Elemento de diseño de un hombre que sostiene una tarjeta de crédito y mirando su teléfono" loading="eager" decoding="async" fetchpriority="high" srcset="https://www.bankrate.com/2022/02/15153936/Cards_Credit-Card-Ownership-and-Usage-Statistics_NLB.jpg?auto=webp&amp;optimize=high&amp;crop=16:9&amp;width=912 912w,
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<p>            BlackCat/Getty Images: Ilustración de Issiah Davis/Bankrate
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<div>
<div id="block_d6a68cbcfd7ff6bbc72f6d97319bc63d" class="key-takeaways sm:border-l-4 border-(--accent) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
    <!-- htmlmin:ignore --></p>
<h2 class="heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4" id="key-takeaways" data-position="0" data-beam-element-viewed="" data-id="br-h2-0-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Key takeaways" data-outcome="">
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<ul class="flex flex-col text-gray-700 mb-0 gap-2 list-disc">
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Casi 3 de cada 4 estadounidenses (74 por ciento) tienen una plástico de crédito, pero casi la fracción de esos titulares de tarjetas (46 por ciento) están endeudados.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            El estadounidense promedio contiene entre 3 y 4 cartas activas en su billetera.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            El crédito incluso es la opción de cuota más popular, utilizada para 1 en 3 pagos (35 por ciento). American Express, Bank of America y Caudal One son actualmente los emisores de tarjetas más populares.
                                                </li>
</ul>
</div>
<p>Las tarjetas de crédito le permiten desgastar efectivo, triunfar recompensas y gestar crédito cuando se usa de guisa responsable, lo que las convierte en una votación popular entre muchos estadounidenses. Pero el uso del crédito varía según lo demográfico, el estado y los ingresos. Compre ahora, Pay más tarde incluso ha entrado en la número como una forma alternativa de avalar con crédito.</p>
<p>Encuentre las últimas estadísticas 2025 sobre el uso de la plástico de crédito en los EE. UU. A continuación.</p>
<h2 id="how-many" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How many credit cards do Americans have?" data-outcome="">¿Cuántas tarjetas de crédito tienen los estadounidenses?</h2>
<p>El Asiento de la Reserva Federal de Nueva York encontró que casi 3 de cada 4 estadounidenses (74 por ciento) tienen al menos una plástico de crédito.</p>
<p>Y están en aumento nuevas cuentas de tarjetas de crédito. La Fed de Nueva York informa que hay 636 millones de cuentas de tarjetas de crédito abiertas a partir del segundo trimestre de 2025. Eso es 6 por ciento más de un año (599 millones en el segundo trimestre de 2024), un 10 por ciento hace más de dos primaveras (578.35 millones en el segundo trimestre de 2023) y un 50 por ciento hace más de 10 primaveras (casi 423 millones en el segundo trimestre de 2015).</p>
<p>Pero vale la pena señalar que el número promedio de cartas por persona está bajando. Experian cita que el estadounidense promedio tiene 7.1 tarjetas de crédito en 2025, pero solo 3.7 son tarjetas activas, una caída del 10 por ciento de 4.1 tarjetas activas hace 10 primaveras.</p>
<p>Esto podría significar que la población militar está aumentando más rápido que la tasa a la que se abren nuevas tarjetas. O adecuadamente, más personas pueden estar solicitando crédito pero teniendo menos tarjetas en militar.</p>
<p>La pesquisa de denegaciones de crédito 2025 de Bankrate, basada en la investigación realizada en diciembre de 2024, encontró que el 15 por ciento de los estadounidenses había solicitado una plástico de crédito militar y el 6 por ciento para una plástico de transferencia de saldo en el año preparatorio.</p>
<h2 id="who" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Which Americans have credit cards?" data-outcome="">¿Qué estadounidenses tienen tarjetas de crédito?</h2>
<p>Aquí es qué es más probable que los estadounidenses tengan al menos una plástico de crédito, según datos del mensaje de la deuda de la plástico de crédito 2025 de Bankrate:</p>
<ul>
<li>
<strong>Generaciones mayores:</strong> El 84 por ciento de los boomers (edades de 61 a 79) tienen al menos una plástico de crédito, en comparación con el 72 por ciento de Gen Xers (45-60) y los Millennials (29-44) y el 57 por ciento de Gen Zers.</li>
<li>
<strong>Hombres: </strong>La Ley de Igualdad de Oportunidades de Crédito prohíbe la discriminación crediticia en función de varios factores, incluidos el categoría y la orientación sexual. Los hombres y las mujeres están relativamente a la par, pero el 74 por ciento de los hombres tienen al menos una plástico de crédito, en comparación con el 72 por ciento de las mujeres. <em>Tenga en cuenta que esta diferencia no es estadísticamente significativa.</em>
</li>
<li>
<strong>Poners de mayores ingresos:</strong> El 90 por ciento de los ingresos de $ 100,000+ y el 88 por ciento de $ 80,000- $ 99,999 ganados tienen al menos una plástico de crédito, frente al 83 por ciento de $ 50,000- $ 79,999 de ganadores y 61 por ciento de menos de $ 50,000.</li>
<li>
<strong>Residentes suburbanos:</strong> El 77 por ciento de los estadounidenses que viven en los suburbios tienen una plástico de crédito, en comparación con el 73 por ciento en la ciudad, el 69 por ciento en una zona rural y el 66 por ciento en una ciudad.</li>
<li>
<strong>Americanos blancos: </strong>El 77 por ciento de los estadounidenses blancos, el 71 por ciento de los hispanos estadounidenses, el 56 por ciento de los estadounidenses negros y el 67 por ciento de otras carreras tienen al menos una plástico de crédito.</li>
</ul>
<p>Si hay una imagen que forma en su mente del titular de la plástico más probable, no se equivoca. Pero triunfar fluidez financiera puede ayudar a otros estadounidenses a aumentar el entrada a crédito, préstamos, riqueza y más, al tiempo que superan las barreras que actualmente pueden interponerse en su camino.</p>
<h2 id="debt" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How many Americans are in credit card debt?" data-outcome="">¿Cuántos estadounidenses están en deuda con plástico de crédito? </h2>
<p>Los datos de Bankrate encontraron que el 34 por ciento del total de estadounidenses, y, más específicamente, el 46 por ciento de los titulares de tarjetas de crédito, están en deuda con plástico de crédito.</p>
<p>Transunion, una importante oficina de crédito, informa que la deuda de plástico de crédito promedio por titular de la plástico es de $ 6,473. Y los saldos totales de la plástico de crédito han pillado los $ 1.21 billones, según la Fed de Nueva York.</p>
<p>Aquí hay un desglose de cuántos titulares de tarjetas en cada región estadounidense están en deuda con plástico de crédito, informado por Bankrate:</p>
<h2 id="popular" data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="What are the most popular credit cards?" data-outcome="">¿Cuáles son las tarjetas de crédito más populares?</h2>
<p>Nominar la plástico correcta varía según el titular de la plástico, pero los estadounidenses tienen sus favoritos. Aquí es qué tarjetas de crédito se clasifican más stop en satisfacción del cliente en 2025, según JD Power:</p>
<p><strong>Tarjetas de tareas no anuales</strong><strong>:</strong></p>
<ol>
<li><span data-capi-name="8546">Caudal One Sabor Sabored Cash recompensas con plástico de crédito</span></li>
<li><span data-capi-name="221410611">Polímero Citi Double Cash®</span></li>
<li><span data-capi-name="6742">Descubrir it® Student Cash Back</span></li>
<li><span data-capi-name="7870">Polímero Wells Fargo Active Cash®</span></li>
<li><span data-capi-name="7573">Chase Freedom Flex®</span></li>
</ol>
<p><strong>Tarjetas anuales de tarifa:</strong></p>
<ol>
<li><span data-capi-name="22146013">Platinum Card® de American Express</span></li>
<li><span data-capi-name="220612356">Polímero de crédito Bank of America® Premium Rewards®</span></li>
<li><span data-capi-name="6344">Polímero de oro American Express®</span></li>
<li><span data-capi-name="221212097">Chase Sapphire Reserve®</span></li>
<li><span data-capi-name="8046">Caudal One Venture X Rewards Ced de crédito</span></li>
</ol>
<p>Y así es como se clasifican los emisores de tarjetas:</p>
<ol>
<li>plástico American Express</li>
<li>Asiento de América</li>
<li>Caudal uno</li>
<li>Perseguir</li>
<li>Descubrir</li>
<li>Wells Fargo</li>
<li>Citi</li>
<li>PNC</li>
<li>Asiento estadounidense</li>
<li>Botellín tercio</li>
</ol>
<h2 id="payment-methods" data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="What are the most popular payment methods?" data-outcome="">¿Cuáles son los métodos de cuota más populares?</h2>
<p>El crédito encabeza los gráficos como el método de cuota más utilizado (35 por ciento), según los Servicios FedCash de los Servicios Financieros de la Reserva Federal. Pero muchos estadounidenses aún prefieren efectivo, en forma de débito (30 por ciento) o frío, efectivo duro (14 por ciento), al crédito.</p>
<p>ACH (como transferencias bancarias), los cheques y otras opciones de cuota rastrean.</p>
<p>Adicionalmente, los estadounidenses realizan un promedio de 48 pagos por mes, y casi 1 de cada 4 (23 por ciento) de esos pagos se realizan en ringlera o con un dispositivo móvil.</p>
<p>Todavía vale la pena señalar el aumento de la importación ahora, avalar más tarde (BNPL) servicios, especialmente entre los jóvenes. Bankrate&#8217;s 2025 importación ahora, la pesquisa posterior posterior muestra que casi 1 de cada 3 adultos estadounidenses (30 por ciento) han usado BNPL. Eso incluye el 38 por ciento de Gen Zers y el 37 por ciento de los Millennials.</p>
<p>Estos son los servicios BNPL más populares nombrados por JD Power para 2025:</p>
<ol>
<li>Pagáralo y planéelo de American Express</li>
<li>Mi plan de persecución</li>
<li>Citi Flex Pay</li>
<li>Claro</li>
<li>Cremallera</li>
<li>Paypal</li>
<li>A posteriori de la entrada</li>
<li>Serbulle</li>
<li>Afirmar</li>
</ol>
<h2 data-position="6" data-beam-element-viewed="" data-id="br-h2-6-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The bottom line" data-outcome="">El resultado final</h2>
<p>Las tarjetas de crédito pueden ser una útil útil para realizar compras, obtener recompensas y construir crédito cuando se usan de guisa responsable. Para obtener los mismos beneficios en los que muchos otros estadounidenses están aprovechando, aprenda a nominar la plástico de crédito adecuada para usted.</p>
<p>Sin bloqueo, transigir un saldo puede conducir a cargos por intereses y un puntaje de crédito más bajo. Si te encuentras en el rojo y ya no quieres ser parte de la estadística de deuda, así es como avalar la deuda de la plástico de crédito.</p>
<h2 id="faqs" data-position="7" data-beam-element-viewed="" data-id="br-h2-7-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Frequently asked questions about credit cards" data-outcome="">Preguntas frecuentes sobre tarjetas de crédito</h2>
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<!-- sc5a72ec-daf36d -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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