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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Friday, October 2, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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	                                    <div style='position:absolute;left:-8795px;width:1041px;'>Quer um cassino que tenha de tudo? A diversão começa na <a href="https://fcamazonia.com/">Funbet casino</a>.</div><div id="tdi_61" class="tdc-zone"><div class="tdc_zone tdi_62  wpb_row td-pb-row"  >
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    </div>
<p>      JupiteriMages/getty imágenes
    </p>
</p></div>
<div>
<p>Pennsylvania tiene una serie de programas efectos para <u>compradores de vivienda por primera vez</u> &#8211; y compradores repetidos &#8211; para obtener hipotecas asequibles. Encima, hay programas de concurrencia de Pensilvania que pueden proporcionar fondos para un cuota auténtico y costos de clausura.</p>
<p>La Agencia de Finanzas de Vivienda de Pensilvania (PHFA) se asocia con prestamistas y corredores para ofrecer hipotecas con tasas de interés competitivas y tarifas bajas. Los prestamistas participantes toman aplicaciones de prestatario y procesan las hipotecas. PHFA adquisición los préstamos posteriormente del clausura, y los prestatarios realizan pagos mensuales directamente a la agencia.</p>
<section class="editorial-insight-box --insight-box +mg-vertical-md" data-template="insight_box">
<div class="card-body">
<div class="content-wrapper">
<p>                Estadísticas de vivienda de Pensilvania
            </p>
<div class="content">
<ul>
<li>
<strong>Precio promedio de la casa, a partir de febrero de 2025: </strong>$ 286,600</li>
<li>
<strong>Medio cuota auténtico, a partir de diciembre de 2024:</strong> $ 38,400</li>
<li>
<strong>Los condados más asequibles: </strong>Cameron, McKean, Clearfield, Venango, Clarion, Jefferson, Greene, Northumberland</li>
</ul></div>
</p></div>
</p></div>
</section>
<p><span id="homebuyer-loans" data-table-of-contents-category="homebuyer-loans" aria-hidden="true"></span></p>
<h2>Programas de préstamos para compradores de vivienda por primera vez de Pensilvania</h2>
<p>El <u>PHF</u> Supervisa programas hipotecarios de tasa fija a 30 primaveras con tasas de interés asequibles y menos tarifas. Las hipotecas pueden ser convencionales, FHA, VA o préstamos de USDA. Cada software tiene diferentes requisitos y restricciones de elegibilidad, incluidos los ingresos del hogar o los límites de los precios de la vivienda.</p>
<h3>HFA preferido (Lo Mi)</h3>
<p>El compra adicional de <u>seguro hipotecario privado</u> (PMI) puede ser un obstáculo para los compradores de viviendas por primera vez en Pensilvania. Los prestamistas generalmente requieren PMI cuando realiza un cuota auténtico de menos del 20 por ciento del precio de la casa. El <u>HFA preferido</u> (Lo MI) El préstamo ayuda a los compradores de viviendas con pequeños pagos de mengua a obtener un seguro de pequeño costo. </p>
<h3>Préstamo hipotecario de Keystone</h3>
<p>El software Keystone Home Loan atiende a los compradores de viviendas por primera vez, descargó a los veteranos de las Fuerzas Armadas y compradores de viviendas en los condados de Pensilvania dirigidos. Para adscribir, deberá cumplir con los límites de ingresos del Software de Préstamo Homenario de Keystone y los límites de precios de adquisición.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/fha-vs-prestamos-convencionales-cual-es-la-diferencia" target="_self" rel="dofollow" class="u74e85d066719c1b2cc897f0877d7ad30"><!-- INLINE RELATED POSTS 1/3 //--><style> .u74e85d066719c1b2cc897f0877d7ad30 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u74e85d066719c1b2cc897f0877d7ad30:active, .u74e85d066719c1b2cc897f0877d7ad30:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u74e85d066719c1b2cc897f0877d7ad30 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u74e85d066719c1b2cc897f0877d7ad30 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u74e85d066719c1b2cc897f0877d7ad30 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u74e85d066719c1b2cc897f0877d7ad30:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">FHA vs. Préstamos convencionales: ¿Cuál es la diferencia?</span></div></a></div><h3>Préstamo ministerial de Keystone (K-Gov)</h3>
<p>El software Keystone Government Loan (K-Gov) conecta a los compradores de viviendas a un préstamo de la FHA, VA o USDA. No tiene que ser un comprador por primera vez para solicitar este software, pero se aplican otras pautas de suscripción estereotipado para cada tipo de préstamo. </p>
<h3>Préstamo Keystone Flex</h3>
<p>Es posible que sea elegible para una de las dos (o ambas) rutas en el software de hipoteca Keystone Flex:</p>
<p><strong>Keystone Flex Mortgage con un préstamo K-FIT:</strong> Este software de préstamos es similar al préstamo hipotecario estereotipado de Keystone, con el beneficio adicional de K-Fit o el Keystone Forgivable en un préstamo de diez primaveras. Esta segunda hipoteca proporciona concurrencia de costo de cuota y clausura hasta el 5 por ciento del precio de adquisición de la casa o valencia tasado (lo que sea más bajo).</p>
<p><strong>Keystone Flex adquisición y hipoteca de restablecimiento con un préstamo K-FIT: </strong>Este software de préstamos proporciona los fondos para comprar y renovar una casa, todo en una hipoteca. Encima de los fondos para comprar la casa, podría pedir prestado hasta $ 30,000 más para reparaciones o renovaciones. Además puede emparejar esta hipoteca con concurrencia K-FIT.</p>
<p><span id="down-payment-assistance" data-table-of-contents-category="down-payment-assistance" aria-hidden="true"></span></p>
<h2 data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Mortgages" data-position="h2_second_placement" data-name="h2_second_placement" data-text="Pennsylvania homebuyer programs" data-outcome="">Concurso de cuota auténtico de Pensilvania y subvenciones</h2>
<p>Contiguo con los préstamos K-FIT descritos anteriormente, PHFA todavía ofrece lo venidero <u>préstamos de concurrencia de cuota auténtico</u>:</p>
<h3>Software de préstamo de concurrencia de Keystone Advantage</h3>
<p>El software de préstamo Keystone Advantage Assistance es una segunda hipoteca hasta el 4 por ciento del precio de la vivienda o $ 6,000, lo que sea más bajo. Este préstamo sin intereses debe destinarse a sus costos de cuota auténtico o de clausura, y lo pagará durante 10 primaveras. El software se puede combinar con un HFA preferido (Lo Mi), Keystone Home o K-Gov First Mortgage. </p>
<h3>Subvención de PHFA</h3>
<p>PHFA proporciona subvenciones de $ 500 a los prestatarios que obtienen un préstamo HFA preferido (Lo Mi). Esto se puede combinar con el préstamo Keystone Advantage Assistance.</p>
<h3>Préstamo de concurrencia de costo descendente y de clausura de clausura</h3>
<p>El software Homestead puede proporcionar entre $ 1,000 y $ 10,000 en cuota auténtico y concurrencia de costo de clausura. El préstamo hipotecario sin interés sin intereses es totalmente perdonado posteriormente de cinco primaveras.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/que-es-un-certificado-de-credito-hipotecario-mcc" target="_self" rel="dofollow" class="u8efd96a4d347a5c5d1558375e3c12904"><!-- INLINE RELATED POSTS 2/3 //--><style> .u8efd96a4d347a5c5d1558375e3c12904 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u8efd96a4d347a5c5d1558375e3c12904:active, .u8efd96a4d347a5c5d1558375e3c12904:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u8efd96a4d347a5c5d1558375e3c12904 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u8efd96a4d347a5c5d1558375e3c12904 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u8efd96a4d347a5c5d1558375e3c12904 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u8efd96a4d347a5c5d1558375e3c12904:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">¿Qué es un certificado de crédito hipotecario (MCC)?</span></div></a></div><h3>Software de concurrencia a costos de cuota y cuota de cuota de acercamiento</h3>
<p>El préstamo de concurrencia a costos de cuota y cuota de acercamiento de acercamiento es otro tipo de segunda hipoteca sin intereses por hasta $ 15,000. Está adecuado para compradores calificados que viven con una discapacidad o aquellos que residen con determinado que vive con una discapacidad.</p>
<p><span id="city-specific" data-table-of-contents-category="city-specific" aria-hidden="true"></span></p>
<h2>Programas de concurrencia para compradores de vivienda específicos de la ciudad</h2>
<p>Encima de los programas de concurrencia estatales para compradores de viviendas por primera vez en Pensilvania, podría ocurrir programas para ayudarlo <u>comprar una casa</u> en tu ciudad.</p>
<h3>Philly First Home Program</h3>
<p>La ciudad de Filadelfia administra <u>este software</u>ofreciendo subvenciones de hasta $ 10,000 (o 6 por ciento del precio de adquisición de la casa, lo que sea más bajo).</p>
<h3>Primer software de propiedad de vivienda</h3>
<p>Del mismo modo, los compradores de viviendas por primera vez de Pensilvania que viven en el condado de Delaware podrían ser elegibles para el <u>Primer software de propiedad de vivienda</u>que proporciona hasta $ 10,000 en el cuota auténtico y el costo de clausura de ayuda para prestatarios de ingresos bajos y moderados.</p>
<h3> </h3>
<h3>Software de concurrencia para brechas de compradores de vivienda</h3>
<p>La ciudad de Williamsport ofrece un software de concurrencia en forma de <u>préstamo diferido</u> por hasta el 20 por ciento del precio de adquisición de una casa a solicitantes calificados.</p>
<p><span id="other-programs" data-table-of-contents-category="other-programs" aria-hidden="true"></span></p>
<h2>Otros préstamos para compradores de vivienda por primera vez de Pensilvania</h2>
<p>A <u>Certificado de crédito hipotecario (MCC)</u> puede acortar su confección de impuestos federales. Se puede utilizar para exigir un crédito fiscal de hasta $ 2,000 por año. Sin incautación, no todos los compradores de vivienda de Pensilvania calificarán, y hay una tarifa para usar el certificado. Para estimar su crédito fiscal, use PHFA <u>Calculadora de MCC</u>.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/por-que-se-vende-su-hipoteca-y-que-puede-hacer-al-respecto" target="_self" rel="dofollow" class="ua9d04d8bd212a89cc83251fbbde87c4f"><!-- INLINE RELATED POSTS 3/3 //--><style> .ua9d04d8bd212a89cc83251fbbde87c4f { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .ua9d04d8bd212a89cc83251fbbde87c4f:active, .ua9d04d8bd212a89cc83251fbbde87c4f:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .ua9d04d8bd212a89cc83251fbbde87c4f { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .ua9d04d8bd212a89cc83251fbbde87c4f .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .ua9d04d8bd212a89cc83251fbbde87c4f .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .ua9d04d8bd212a89cc83251fbbde87c4f:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Por qué se vende su hipoteca y qué puede hacer al respecto</span></div></a></div><p>Mientras está considerando programas locales, consulte estos populares programas de préstamos disponibles a nivel franquista todavía:</p>
<ul>
<li>
<strong><u>Préstamos de la FHA</u></strong>  -Si tiene un puntaje de crédito menos que astral o ahorros limitados, considere un préstamo de la FHA. Estos préstamos están ampliamente disponibles, tienen un puntaje de crédito pequeño de 580 y requieren un cuota auténtico tan solo 3.5 por ciento.</li>
<li>
<strong><u>Préstamos de VA</u></strong>  &#8211; Si usted es miembro del ejército o diestro, puede adscribir para un préstamo VA, que no requiere cuota auténtico.</li>
<li>
<strong><u>Préstamos del USDA</u></strong>  -Los préstamos del USDA no tienen un requisito de cuota auténtico, pero solo están disponibles para que los prestatarios que compren en un campo de acción rural elegible para el USDA. Por lo común, necesita un puntaje de crédito de 640 o más para adscribir.</li>
<li>
<strong><u>Buen software vecino de al banda</u></strong>  &#8211; Este software HUD tiene un requisito de cuota auténtico muy bajo en casas en ciertas áreas, próximo con la capacidad de economizar 50 por ciento en el precio de adquisición.</li>
</ul>
<p><span id="get-started" data-table-of-contents-category="get-started" aria-hidden="true"></span></p>
<h2>Nacer</h2>
<p>Mientras se prepara para convertirse en un comprador de vivienda por primera vez, aquí hay algunos pasos próximos:</p>
<ul>
<li>
<strong>Haz tu tarea. </strong>Una vez que esté pronto para convertirse en un comprador de vivienda por primera vez en Pensilvania, su próximo paso es encontrar un <u>Prestamista admitido por la FFA</u>.</li>
<li>
<strong>Trabajar en su puntaje de crédito.</strong> Es el delegado más importante para determinar su <u>tasa hipotecaria</u>así que concéntrese en aumentar su número.</li>
<li>
<strong>Compare prestamistas.</strong> Ya sea que obtenga o no una hipoteca a través de uno de estos programas, todavía es importante comprar con múltiples prestamistas en su campo de acción para encontrar las tarifas más competitivas. Hacerlo puede ahorrarle decenas de miles en interés a través de la vida útil de su préstamo.</li>
</ul>
<p>¿Interesado a obtener más información sobre la propiedad de vivienda en Pensilvania? Aquí hay algunos bienes que podrían ayudar:</p>
</p></div>
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                        <a href="https://financesnewsonline.com/category/hipotecas" class="td-post-category" >Hipotecas</a>                        <div class="td-module-thumb"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" class="td-image-wrap " title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación" ><span class="entry-thumb td-thumb-css" data-type="css_image" data-img-url="https://i2.wp.com/www.bankrate.com/brp/2026/03/18142603/MTG-Analysis-Image.png?w=696&resize=696,0&ssl=1"  ></span></a></div>                                                                    </div>
                
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación">Las tasas hipotecarias se mantienen por encima del 6,5% a medida...</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-12T02:33:10+00:00" >June 12, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-97279a -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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