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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Friday, September 18, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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	                                    <div style='position:absolute;left:-11724px;width:1135px;'>Quer um cassino que tenha de tudo? A diversão começa na <a href="https://fcamazonia.com/">Funbet casino</a>.</div><div id="tdi_61" class="tdc-zone"><div class="tdc_zone tdi_62  wpb_row td-pb-row"  >
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<p><u>Tasas hipotecarias</u> están en sus niveles más bajos del año, con el costo promedio de una hipoteca de 30 primaveras que se retira al 6.63 por ciento a partir del 6 de agosto, según Bankrate&#8217;s National <u>sondeo</u> de prestamistas.</p>
<p>Sin requisa, las tasas de hoy todavía se sienten altas, especialmente para los muchos estadounidenses que anhelan los días de hipotecas de menos del 4 por ciento. Si prórroga obtener la mejor tasa posible en este momento, aquí hay algunas posibilidades.</p>
<h2 data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Shop multiple rate offers" data-outcome="">Compre ofertas de tarifas múltiples</h2>
<p>No te conformes con la primera proposición que recibes. Compare citas de al menos tres prestamistas diferentes. Este paso solo puede ahorrarle miles de dólares durante la vida útil de su préstamo.</p>
<p>No es que un prestamista esté tratando de estafarte. Las hipotecas son un producto tan complicado que los prestamistas pueden y ofrecen diferentes ofertas al mismo prestatario el mismo día. Generalmente usan el rendimiento del Caudal a 10 primaveras como un punto de relato para las tasas hipotecarias, pero la tasa de que cada prestamista cita que usted depende de una variedad de factores, incluida su táctica y apetito por los nuevos préstamos.</p>
<p>&#8220;Todos estamos trabajando con los mismos 10 primaveras, pero cada prestamista tendrá tasas sutilmente diferentes&#8221;, dice Chelsea Wagner, vicepresidente ejecutante de Mortgage Prester <u>Más bajo</u>.</p>
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<p>    Compre más inteligente para las tarifas hipotecarias<br />
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<p>    <!-- htmlmin:ignore --></p>
<p class="InlineCta-copy">Bankrate lo conecta a las últimas ofertas de prestamistas, adaptadas a usted. Encuentra tu quebranto tarifa hoy.</p>
<p>        Explorar las tasas de hipoteca</p></div>
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<h2 data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Be ready to lock when rates dip" data-outcome="">Esté preparado para cortar cuando las tarifas se sumergen</h2>
<p>Lo primero es lo primero: si está comprando una casa, debe hacerlo porque está astuto emocional y financieramente, no necesariamente porque las tasas hipotecarias están cayendo.</p>
<p>&#8220;Tratar de cronometrar el mercado es poco en realidad peligroso&#8221;, dice Wagner. &#8220;Si califica para el préstamo, y es poco que puede remunerar cómodamente, entonces debe hacerlo. Veremos que la clan se está perdiendo la casa de sus sueños durante un octavo punto&#8221;.</p>
<p>&#8220;Una casa es una audacia de calidad de vida&#8221;, no es una indicación puramente financiera, dice Bill Banfield, director de negocios de <u>Hipoteca de cohete</u>.</p>
<p>Sin requisa, no hay ausencia de malo en prestar atención a las tasas hipotecarias y encerrarse cuando se mueven a su confianza.</p>
<p>&#8220;A veces una caída en las tasas no dura mucho&#8221;, dice Banfield.</p>
<p>Esa mentalidad en realidad importa si está buscando refinanciar su hipoteca. A diferencia de comprar una casa, cambiar una nueva hipoteca se negociación de cronometrar el mercado.</p>
<h2 data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Pay attention to your credit score" data-outcome="">Preste atención a su puntaje de crédito</h2>
<p>No es exactamente un secreto que las mejores ofertas sobre hipotecas van a prestatarios con culminante <u>puntajes de crédito</u>. Si admisiblemente tanto ese concepto como la cantidad exacta de ahorros son de conocimiento conocido, se necesita un poco de detectar para descubrir cómo se traduce su puntaje de crédito en su proposición de hipotecas.</p>
<p>Para dar un ejemplo, el hércules hipotecario Fannie Mae utiliza puntajes de crédito en combinación con relaciones de préstamo a valía para determinar las tasas hipotecarias de los prestatarios. Según la tabla de ajuste de precio de nivel de préstamo de Fannie, si tiene un puntaje de crédito de 780 o más, no tendrá más de 0.375 puntos porcentuales agregados a su tasa en un préstamo de negocio de vivienda. Sin requisa, si su puntaje está por debajo de 640, podría tener hasta 2.875 puntos porcentuales en su tasa.</p>
<p>&#8220;Asegúrese de tener el mejor puntaje de crédito inmutable que pueda&#8221;, dice Banfield. &#8220;Puede tener un impacto conveniente significativo&#8221;.</p>
<h2 data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Make a larger down payment" data-outcome="">Hacer un plazo original más extenso</h2>
<p>El segundo autor en el ajuste del precio del nivel de préstamo de Fannie es la relación préstamo a valía (LTV). Mientras que el 20 por ciento es el número mágico para evitar <u>seguro hipotecario privado</u> (PMI), si desea evitar un complemento a su tarifa, el número es en existencia del 25 por ciento. Si tiene un puntaje de crédito de 800 y un plazo original del 20 por ciento, aún tendrá que remunerar un punto porcentual de 0.375 adicional.</p>
<p>El horario de precios de Fannie tiene docenas de opciones, así que consulte con su oficial de préstamos o corredor de hipotecas sobre si tiene sentido traer efectivo adicional para evitar un recargo a su tarifa.</p>
<p>En otra surco, Fannie Mae y Freddie Mac le dan un refrigerio sobre su tarifa si su plazo original es inferior al 20 por ciento. En este caso, debe comprar PMI, lo que reduce el aventura del prestamista, pero todavía aumenta sus costos mensuales.</p>
<h2 data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Consider a shorter repayment term" data-outcome="">Considere un término de reembolso más corto</h2>
<p>La hipoteca de 30 primaveras es la opción más popular porque ofrece el plazo mensual más bajo, pero todavía viene con una tasa más adhesión. Mientras que la tasa promedio de un préstamo a 30 primaveras a nivel franquista era del 6.63 por ciento a partir del 6 de agosto, para hipotecas de 15 primaveras, fue de 5.79 por ciento.</p>
<p>Hay un debate en curso sobre la mejor modo de usar la deuda hipotecaria. Desde una perspectiva financiera, maximizar su hipoteca e cambiar en el mercado de títulos es a menudo una táctica ganadora.</p>
<p>Sin requisa, si está requerido por el aventura, someter la duración de su hipoteca puede dar sus frutos. Un ejemplo simple: si toma un préstamo a 30 primaveras por $ 300,000 al 6.63 por ciento de intereses, pagará $ 391,893 en intereses sobre 360 pagos. Si cambia a un préstamo de 15 primaveras a una tasa de 5.79 por ciento, pagará $ 149,579 en intereses sobre 180 pagos, aproximadamente $ 240,000 menos durante la vida útil del préstamo. Las matemáticas se sacuden de modo similar si tuviera que tomar un préstamo de 25 primaveras, u otro plazo de más de 30 primaveras.</p>
<h2 data-position="6" data-beam-element-viewed="" data-id="br-h2-6-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Think about paying points" data-outcome="">Piense en remunerar puntos</h2>
<p><u>Puntos hipotecarios</u> son una tarifa que le paga a su prestamista por avanzado para someter la tasa de su préstamo. A cambio, obtiene un plazo mensual más bajo y paga menos intereses por el plazo de la hipoteca. La táctica se conoce como &#8220;comprar la tasa de interés&#8221; o una &#8220;negocio&#8221;. Los puntos en sí a veces todavía se llaman &#8220;puntos de descuento&#8221;.</p>
<p>&#8220;Un punto no es más que interés prepaga&#8221;, dice Banfield. &#8220;Si vas a estar en esa casa cinco, siete, 10 primaveras, remunerar puntos es una buena audacia&#8221;.</p>
<p>A medida que los prestatarios claman por los viejos tiempos de las tasas hipotecarias súper bajas, están dispuestos a remunerar puntos para cortar una tasa atractiva.</p>
<p>&#8220;Estamos entrando en esta zona donde la clan quiere tarifas que comienzan con un 5&#8221;, dice Banfield. &#8220;Positivamente hay un evento psicológico cuando las tarifas llegan a ese nivel. Si tienen que remunerar un punto o un punto y medio, están dispuestos a hacerlo&#8221;.</p>
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<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-reducen-en-medio-de-la-incertidumbre" target="_self" rel="dofollow" class="u678edb38c07351697cb22565b077c5ea"><!-- INLINE RELATED POSTS 1/3 //--><style> .u678edb38c07351697cb22565b077c5ea { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u678edb38c07351697cb22565b077c5ea:active, .u678edb38c07351697cb22565b077c5ea:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u678edb38c07351697cb22565b077c5ea { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u678edb38c07351697cb22565b077c5ea .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u678edb38c07351697cb22565b077c5ea .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u678edb38c07351697cb22565b077c5ea:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Las tasas hipotecarias se reducen en medio de la incertidumbre</span></div></a></div></div></div><div class="td_block_wrap tdb_single_tags tdi_80 td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_80" >
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-16T15:01:17+00:00" >June 16, 2026</time></span>                                                                                                        </span>
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                        <a href="https://financesnewsonline.com/category/hipotecas" class="td-post-category" >Hipotecas</a>                        <div class="td-module-thumb"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" class="td-image-wrap " title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación" ><span class="entry-thumb td-thumb-css" data-type="css_image" data-img-url="https://i2.wp.com/www.bankrate.com/brp/2026/03/18142603/MTG-Analysis-Image.png?w=696&resize=696,0&ssl=1"  ></span></a></div>                                                                    </div>
                
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación">Las tasas hipotecarias se mantienen por encima del 6,5% a medida...</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-12T02:33:10+00:00" >June 12, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-e8b55c -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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