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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Sunday, September 20, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p>La vida arroja bolas curvas. Y a menudo, esas bolas curvas significan que estás gastando tus ahorros ganados o estás tomando prestado metálico. Puede parecer un Catch-22: crear ahorros debería ayudarlo a evitar préstamos costosos, pero gastarlo es igual a perderlo y retornar al punto de instinto uno.</p>
<p>Entonces, ¿qué es un economía para remunerar un <u>emergencia financiera</u>? ¿Pide prestado efectivo o drene la cuenta de ahorros?</p>
<p>Hay un medio oportuno del que no hayas audición musitar. No cuesta cero, y puede hacer que se avecie a posteriori de una emergencia financiera. La mejor parte es: puede avanzar para aumentar sus ahorros en una cantidad <i>de tu disyuntiva</i>. Solo necesitas tratarte como si fueras un lado.</p>
<p>Aquí le mostramos cómo hacerlo.</p>
<h2 id="act-like-a-bank" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Why savings lets you act like a bank" data-outcome="">Por qué los ahorros te permite representar como un lado</h2>
<p>Este enfoque se me ocurrió a posteriori de ilustrarse más sobre la deuda mientras trabajaba para un lado. Vi cuánto más costaban las cosas cuando la familia pidió prestado metálico. Luego me di cuenta: si pueden remunerar el cuota y tienen ahorros suficientes, podrían &#8220;pedirlo&#8221; de sí mismos. Sí, eso significaba que enviaría ahorros por la puerta, pero igualmente significaba que no necesitaba dirigir un cuota por la puerta, potencialmente durante abriles, conveniente a las bolas curvas de la vida.</p>
<p>Mi trabajo para acumular ahorros no fue en vano. Tener caudal me hizo espacio para que me pagara porque evitó un nuevo cuota de costo por la deuda. </p>
<p>¿Y si hubiera pedido prestado ese metálico? Luego realizaría un cuota mensual hasta que se pague el saldo. Y yo pagaría <i>mucho</i> Más por el término de esos pagos de los que inicialmente tomé prestado.</p>
<p>Digamos, por ejemplo, usé mi maleable de crédito para pedir prestado $ 1,000 en emplazamiento de usar los $ 1,000 de mis ahorros. Usando Bankrate&#8217;s <u>Calculadora de cuota con maleable de crédito</u> Para una tasa de maleable de crédito del 21 por ciento para remunerar en 18 meses, enviaría $ 65 por mes para ese plazo. Eso es un total de $ 1,174 enviados a la compañía de tarjetas de crédito. Acaba de remunerar $ 1,000 más un 17.4 por ciento adicional. Traducción: ya estabas desanimado sobre esa emergencia financiera, y luego tuviste que pedir prestado, y luego encima de eso, lo que sea que necesites ahora cuesta más del 17 por ciento más.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/9-cosas-inteligentes-que-hacer-con-su-bono-anual" target="_self" rel="dofollow" class="u1849def398dfbfc412b02bfe83286cf9"><!-- INLINE RELATED POSTS 1/3 //--><style> .u1849def398dfbfc412b02bfe83286cf9 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u1849def398dfbfc412b02bfe83286cf9:active, .u1849def398dfbfc412b02bfe83286cf9:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u1849def398dfbfc412b02bfe83286cf9 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u1849def398dfbfc412b02bfe83286cf9 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u1849def398dfbfc412b02bfe83286cf9 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u1849def398dfbfc412b02bfe83286cf9:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">9 cosas inteligentes que hacer con su bono anual</span></div></a></div><p><i><strong>Prefiero pedir prestado $ 1,000 de mí mismo y hacer ese tipo de retorno.</strong></i>  Y porque tengo ahorros, ahora podría. Aquí le mostramos cómo usar este hecho para rehacer y retener ahorros.</p>
<h2 id="self-loan-through-automatic-transfers" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Savings as a self-loan through automatic transfers" data-outcome="">Ahorros como un avance a través de transferencias automáticas</h2>
<p>La mayoría de las personas entienden la idea de autolendar intelectualmente. Y, sin bloqueo, muchos todavía piden prestado a una compañía de tarjetas de crédito, incluso cuando tienen los ahorros. Tendemos a tratar a los prestamistas mejor de lo que nos tratamos pagándoles una prima del 17.4 por ciento encima de lo que tomamos prestado.</p>
<p>Ahora, tomar prestados $ 1,000 de mí mismo significa que cuota mis $ 1,000 en ahorros para cubrir una emergencia financiera. Sin bloqueo, si no tuviera esos ahorros, pediría prestado $ 1,000, pagaría una tasa de interés del 21 por ciento y realizaría un cuota mensual de $ 65 a un prestamista durante 18 meses.</p>
<p>Si puede pedir prestado esos $ 1,000 a un prestamista, entonces es probable que pueda pagarlo, y si puede pagarlo, entonces puede devolverle el metálico, más intereses. Entonces, ¿por qué no distribuir ese reembolso como si fuera un préstamo?</p>
<p>Es probable que ya tenga la utensilio en su cuenta bancaria en segmento para hacerlo utilizando la función de transferencias automáticas que se enumeran de guisa prominente en la sección Transferencias de su banca en segmento. </p>
<p>Aquí están los pasos:</p>
<ol>
<li>Visite la calculadora de cuota con maleable de crédito de Bankrate e ingrese el monto que tomó prestado, así como el plazo de reembolso deseado. Generalmente quiero pagarme en uno o dos abriles. </li>
<li>Elija cuánto interés se cobrará. Cuanto más parada establezca esto, más experimentará los beneficios de la autodominio porque, cuando haya terminado de devolverle a usted mismo, se le habrá vacada el principal más el interés. </li>
<li>Ahora, vaya al sitio de banca en segmento de su lado o cooperativa de crédito y configure una transferencia mensual, a su cuenta de ahorros en esa institución o en otra institución, por el monto de cuota calculado por la calculadora de la maleable de crédito. Establezca la época de vencimiento en función de la calculadora de reembolso igualmente. </li>
</ol>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/5-formas-de-usar-su-corretaje-como-una-cuenta-de-ahorros" target="_self" rel="dofollow" class="ua16b73e020ca407fd5cf20007b301990"><!-- INLINE RELATED POSTS 2/3 //--><style> .ua16b73e020ca407fd5cf20007b301990 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .ua16b73e020ca407fd5cf20007b301990:active, .ua16b73e020ca407fd5cf20007b301990:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .ua16b73e020ca407fd5cf20007b301990 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .ua16b73e020ca407fd5cf20007b301990 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .ua16b73e020ca407fd5cf20007b301990 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .ua16b73e020ca407fd5cf20007b301990:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">5 formas de usar su corretaje como una cuenta de ahorros</span></div></a></div><p>Puede designar la cantidad (y la tasa), la cadencia y el destino para la transferencia. La tecnología hace el resto.</p>
<p>Es más difícil animarse <i>qué </i>Te cobrarás a ti mismo porque somos propensos a engañarnos de interés más fácilmente que designar no pagarlo a un prestamista. Imagine que es el Sr. Potter, el grosero ratero barón de la película de Frank Capra <i>Es una vida maravillosa</i>. ¿Qué tarifa te cobraría? Sabes la respuesta: te cobraría lo más posible.</p>
<p>Tuve problemas para exagerar esto cuando comencé, así que asegúrese de probar con la cantidad de meses para remunerar y la tasa en la calculadora de reembolso hasta que se alinea con su presupuesto. Mi recomendación: haga que duele tanto como si fuera a remunerar a un prestamista para que esté reconstruyendo sus ahorros para cubrir emergencias futuras (e incluso más grandes).</p>
<h2 id="self-loan-method-to-large-purchases" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Applying a “self-loan” method to large purchases" data-outcome="">Aplicar un método de &#8220;comedia propia&#8221; a grandes compras</h2>
<p>Mi esposa y yo usamos este método hoy, incluso cuando compramos vehículos. Obviamente, no comenzamos de esa guisa y tuvimos que guardar durante abriles antaño de alcanzar a ese punto.</p>
<div class="BlockQuote pb-8 BlockQuote--bordered flex flex-col items-center text-center md:text-left md:flex-row gap-3 md:gap-8 mb-8 md:mb-0">
<blockquote class="BlockQuote-text text-center md:text-left"><p>
        <q>He cubierto cómo acumular grandes cantidades de efectivo en artículos anteriores. Otro enfoque que mi esposa y yo hemos incompatible efectivo cuando guardar más es adoptar una mentalidad de &#8216;detener todo&#8217;: auditar nuestras declaraciones para deducciones crípticas, detener suscripciones no deseadas y establecer nuestras finanzas para evitar la pérdida de señal de las cosas fácilmente.</q><br />
                    <cite class="PullQuote-cite text-gray-900 ml-0 md:ml-4"></p>
<p>                &#8211; Matthew Doffing | Columnista de banca de consumo de bankrate<br />
            </cite>
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<p>Hace unos abriles, tuvimos que comprar una Honda Odyssey, que nos costó más o menos de $ 16,000. Usamos efectivo de nuestros ahorros en emplazamiento de pedir prestado. Un préstamo habría requerido un cuota mensual de $ 309 al 6 por ciento de interés durante 60 meses. Hubiéramos deteriorado $ 18,559 para la camioneta una vez que contabilizamos intereses.</p>
<p>Oportuno a que teníamos la capacidad de nuestros ingresos en ese momento, decidimos más de lo que duplica ese cuota a nosotros mismos a más o menos de $ 700. En poco más de 22 meses, habíamos pagado los $ 16,000 que tomamos prestados de nosotros mismos, y con los intereses que habíamos relajado, más de $ 18,000.</p>
<p>Es posible que no pueda remunerar más de lo que indica una calculadora de reembolso, y eso está acertadamente. El objetivo aquí es utilizar la tecnología para mejorar el valía de su propio caudal al tratarla como si fuera la de otra persona, como un prestamista de tarjetas de crédito. Cuanto más se cobre, maduro será el beneficio para usted una vez que se haya pagado en su totalidad.</p>
<h2 data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Bottom line" data-outcome="">Final</h2>
<p>¿Recuerdas cuando deseabas tener ahorros? Lo reminiscencia. Solo quería evitar préstamos. Luego tuvimos una emergencia y evitamos los préstamos, pero nuestros ahorros habían aparecido por la puerta.</p>
<p>Entonces, ¿qué me atrapó Saving? Trabajar para un lado me mostró la respuesta: caudal. Y tener mi propio caudal me dio la opción de no pedir prestado. Y eso me permitió espacio en nuestro presupuesto para pagarme. No iba a ser un trabajo duro para retornar a guardar el metálico; Solo necesitaba tratar mis ahorros como si me lo debía a mí mismo.</p>
<p>Tratar sus ahorros como un avance de sí mismo lo establece en un camino para recuperarse automáticamente, y una vez que lo haga, tendrá más ahorros.</p>
<p>Cuando la vida te arroja una patraña curva, y tienes ahorros, no pidas prestado a un lado si puedes ayudarlo. En su emplazamiento, fingir que es &#8220;Sr. Potter&#8221; y tome prestado su propio caudal. El dolor de los préstamos viene con el beneficio de ser el prestamista, mientras que antaño, si pidió prestado, pagaría la deuda sin tal beneficio. </p>
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<!-- sc5a72ec-daf36d -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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