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<style scoped>.tdi_17,.tdi_17 .tdc-columns{min-height:0}.tdi_17,.tdi_17 .tdc-columns{display:block}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:table}@media (max-width:767px){.tdi_17,.tdi_17 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:none}@media (min-width:768px){.tdi_17{margin-left:-0px;margin-right:-0px}.tdi_17 .tdc-row-video-background-error,.tdi_17>.vc_column,.tdi_17>.tdc-columns>.vc_column{padding-left:0px;padding-right:0px}}}@media (max-width:767px){.tdi_17{padding-top:5px!important;padding-bottom:5px!important;position:relative}}</style>
<div class="tdi_16_rand_style td-element-style" ><style>@media (max-width:767px){.tdi_16_rand_style{background-color:#00456e!important}}</style></div><div class="vc_column tdi_19  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Friday, September 18, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
<style>.tdb_module_header{width:100%;padding-bottom:0}.tdb_module_header .td-module-container{display:flex;flex-direction:column;position:relative}.tdb_module_header .td-module-container:before{content:'';position:absolute;bottom:0;left:0;width:100%;height:1px}.tdb_module_header .td-image-wrap{display:block;position:relative;padding-bottom:70%}.tdb_module_header .td-image-container{position:relative;width:100%;flex:0 0 auto}.tdb_module_header .td-module-thumb{margin-bottom:0}.tdb_module_header .td-module-meta-info{width:100%;margin-bottom:0;padding:7px 0 0 0;z-index:1;border:0 solid #eaeaea;min-height:0}.tdb_module_header .entry-title{margin:0;font-size:13px;font-weight:500;line-height:18px}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date,.tdb_module_header .td-module-comments{vertical-align:text-top}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date{top:3px}.tdb_module_header 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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<div id="block_9b123a663c57ac83d2081da833caaf78" class="key-takeaways sm:border-l-4 border-(--accent) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
    <!-- htmlmin:ignore --></p>
<h2 class="heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4" id="key-takeaways" data-position="0" data-beam-element-viewed="" data-id="br-h2-0-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Key takeaways" data-outcome="">
    <span class="shrink-0">Control de válvula</span><br />
        <span class="max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(--accent) max-sm:rounded-full max-sm:block"></span><br />
    </h2>
<p>    <!-- htmlmin:ignore --></p>
<ul class="flex flex-col text-gray-700 mb-0 gap-2 list-disc">
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            La Ley de Polímero de crédito de 2009 requiere que las compañías de tarjetas de crédito verifiquen la capacidad de los prestatarios de abonar sus deudas antiguamente de darles una polímero o aumentar su frontera de crédito.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            No está obligado a proporcionar información sobre sus ingresos a un emisor de polímero de crédito a menos que solicite una nueva polímero o solicite un aumento del frontera de crédito.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Replicar a la consulta de un emisor de polímero sobre sus ganancias actuales puede tener sus beneficios si su salario ha aumentado.
                                                </li>
</ul>
</div>
<p>Ya sea que se trate de un esquema de ley mensual, un texto inesperado o una promoción no solicitada, a nadie le gusta que su compañía de tarjetas de crédito se ponga contactada. Pero si su emisor de polímero solicita una aggiornamento de sus ganancias, es posible que desee prestar atención y reponer. Si admisiblemente no se requiere que responda, hacerlo podría tener beneficios.</p>
<p>Tómese un momento y comprenda mejor por qué un emisor de polímero puede solicitar actualizaciones de ingresos, los pros y los contras de proporcionar esta información y las consecuencias de no reponer.</p>
<h2 id="why" class="wp-block-heading" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Why a credit card issuer might request income updates" data-outcome="">Por qué un emisor de polímero de crédito podría solicitar actualizaciones de ingresos</h2>
<p>Por lo normal, se le exige que proporcione información sobre sus ingresos cuando <u>solicitar una polímero de crédito</u>. Estos detalles pueden ayudar o dañar sus posibilidades de obtener la aprobación de esa polímero. Pero una vez que obtiene la luz verde y tiene esa polímero de crédito, no se ve obligado a divulgar más información sobre sus ganancias a su emisor. Pero eso no significa que no intentarán preguntar si sus ingresos han cambiado.</p>
<blockquote class="pull-quote PullQuote PullQuote--very-long">
<p class="pull-quote__copy PullQuote-copy font-bold">Los emisores de tarjetas de crédito realizan estas solicitudes periódicamente. Por ejemplo, es posible que se le solicite al menos una o dos veces al año cuando inicie sesión en su cuenta de crédito en crencha o tal vez a través de un estado de cuenta en papel que recibe por correo. Las solicitudes de seguimiento posteriormente de ser aprobada para la polímero podrían ser una táctica de mitigación de riesgos, pero a veces esto todavía es un esfuerzo de marketing: si tiene un ingreso más suspensión, es posible que deseen extenderle más crédito.</p>
<p>            <cite class="pull-quote__cite PullQuote-cite">&#8211; Ted Rossman</cite><br />
                <span class="text-xs">Analista de la industria senior de Bankrate</span>
    </p></blockquote>
<p>Tenga en cuenta que si ha solicitado personalmente un aumento del frontera de crédito, todavía pueden preguntar sobre sus ingresos actuales. Si es así, deberá proporcionar esta información si desea que aumente ese frontera. Si sus ganancias actuales están en un inicio aceptable, pueden otorgar el aumento; De lo contrario, podría ser rechazado.</p>
<p>Incluso si no solicitó un impulso de frontera de crédito, el emisor puede explorar de forma independiente si califica para uno. El<u> Ley de polímero de crédito 2009</u> Requiere que los emisores evalúen la capacidad de cada prestatario para abonar antiguamente de emitir una polímero o aumentar un frontera de crédito.</p>
<blockquote class="pull-quote PullQuote PullQuote--very-long">
<p class="pull-quote__copy PullQuote-copy font-bold">Los emisores de polímero de crédito deben solicitar información de ingresos actualizados antiguamente de aumentar su frontera de crédito. Sin bloqueo, dependen de los consumidores para datos relacionados con los ingresos. Por lo tanto, están llegando a los consumidores con más frecuencia a través de los canales para resumir estos datos.</p>
<p>            <cite class="pull-quote__cite PullQuote-cite">&#8211; Ritesh Ranjan</cite><br />
                <span class="text-xs">Director de negocios para tarjetas de crédito, Caudal One</span>
    </p></blockquote>
<h2 id="pros" class="wp-block-heading" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The advantages of providing updated income info" data-outcome="">Las ventajas de proporcionar información de ingresos actualizada</h2>
<p>No está obligado a proporcionar su información de ingresos al emisor de su polímero de crédito, pero tiene sus ventajas. Aquí hay algunas cosas a tener en cuenta:</p>
<ul>
<li>Aumentos del frontera de crédito: un aumento en sus ingresos puede ayudar a aumentar su frontera de crédito.</li>
<li>Ofertas especiales: los emisores de tarjetas de crédito evalúan los ingresos para ofrecer futuras ofertas especiales.</li>
<li>Administración de cuentas: la aggiornamento de su información de ingresos mantiene una mandato de cuenta precisa.</li>
</ul>
<p>Estar próximamente sobre su salario o salario puede tener sus beneficios.</p>
<p>&#8220;Podrías ser <u>concedido un frontera de crédito más suspensión</u>especialmente si sus ingresos han aumentado. Esto podría darle más poder adquisitivo ”, señala Rossman.</p>
<p>Puede<u> Aumente su puntaje de crédito</u>todavía.</p>
<blockquote class="pull-quote PullQuote PullQuote--long">
<p class="pull-quote__copy PullQuote-copy font-bold">Aumentar su frontera de crédito y nutrir su uso de crédito lo mismo es una de las formas más rápidas de mejorar significativamente su puntaje de crédito, ya que alivio rápidamente su relación de utilización de crédito.</p>
<p>            <cite class="pull-quote__cite PullQuote-cite">&#8211; Carter Seuthe</cite><br />
                <span class="text-xs">Ex vicepresidente de contenido, cumbre de crédito</span>
    </p></blockquote>
<p>La divulgación de datos solicitados todavía puede ayudarlo a adscribir para mejores ofertas de crédito.</p>
<blockquote class="pull-quote PullQuote PullQuote--sm">
<p class="pull-quote__copy PullQuote-copy font-bold">Podría aumentar sus posibilidades de obtener la aprobación de un nuevo crédito y tarjetas con beneficios aún mejores.</p>
<p>            <cite class="pull-quote__cite PullQuote-cite">—Nder lokenuth</cite><br />
                <span class="text-xs">Propietario, el boletín de finanzas</span>
    </p></blockquote>
<h2 id="cons" class="wp-block-heading" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The drawbacks of providing updated income info" data-outcome="">Los inconvenientes de proporcionar información de ingresos actualizados</h2>
<p>Por supuesto, derramar los frijoles en lo que hace actualmente todavía puede tener desventajas. Si apetito menos hoy que cuando solicitó la polímero, eso podría matar sus posibilidades de obtener un aumento del frontera de crédito o acoger cualquier nueva propuesta de cuenta de crédito tentador.</p>
<p>&#8220;Es posible que un emisor de polímero de crédito pueda someter su frontera de crédito o incluso derogar su polímero si informa un ingreso más bajo que los pone nerviosos, no podrá pagarlos&#8221;, advierte Rossman.</p>
<p>Incluso si informa que su salario para aceptar a casa ha aumentado, aún podría encontrarse enfrentando problemas. &#8220;Su información de ingresos podría compartirse con los afiliados con fines de marketing, y eso podría resultar en acoger más correo basura, ofertas no solicitadas y promociones de crédito preaprobadas no deseadas que se le envían&#8221;, advierte LokeAuth. &#8220;Encima, esta información podría terminar en las manos equivocadas si el emisor sufre un truco de datos o una violación de información financiera confidencial&#8221;.</p>
<p>Además debe estar atento porque si actualiza sus ingresos y aumenta su frontera de crédito, podría estar tentado a vestir demasiado y usar su polímero, poniéndose endeudado.</p>
<h2 id="consequences" class="wp-block-heading" data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The consequences of not responding to an income update request" data-outcome="">Las consecuencias de no reponer a una solicitud de aggiornamento de ingresos</h2>
<p>Nuevamente, no se requiere que responda a una solicitud de aggiornamento de ingresos a menos que esté solicitando una polímero de crédito o haya solicitado un aumento del frontera de crédito. Pero, ¿qué pasa si ya posee la polímero y el emisor más tarde lo exploración para una aggiornamento de ingresos?</p>
<p>&#8220;No proporcionar ingresos cuando se solicite probablemente lo hará no elegible para futuros aumentos de frontera de crédito obligatorio&#8221;, dice Ranjan.</p>
<p>Además podría dar oficio a oportunidades perdidas para acoger ofertas y promociones atractivas ofrecidas por <u>Las mejores tarjetas de crédito de hoy</u>aunque a algunas personas no les importa ver menos correos electrónicos en su bandeja de entrada.</p>
<h2 id="update" class="wp-block-heading" data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Should you update your income?" data-outcome="">¿Debería refrescar sus ingresos?</h2>
<p>Entonces, ¿cuál es tu mejor curso de hecho? ¿Debería revelar voluntariamente sus ganancias actuales si su emisor solicita esta información?</p>
<p>&#8220;Especialmente si sus ingresos han aumentado desde que solicitó la polímero, sugeriría compartir la nueva sigla, a menos que le preocupe que use una aprobación de frontera de crédito más adhesión como una excusa para vestir demasiado&#8221;, dice Rossman. &#8220;Si sus ingresos han bajado, entonces tal vez no debería ser voluntario en esa información&#8221;.</p>
<p>Seuthe segundos esos sentimientos.</p>
<p>&#8220;Si sus ingresos se han mantenido iguales o disminuidos, es posible que no desee refrescar el emisor de su polímero de crédito. No habrá ningún beneficio para usted en este escena&#8221;, advierte.</p>
<p>Lokenauuth está de acuerdo en que está admisiblemente negarse cortésmente para proporcionar información actualizada si su situación no cambia, &#8220;pero esté preparado para aumentos de frontera de crédito más pequeños en el futuro&#8221;.</p>
<h2 id="truth" class="wp-block-heading" data-position="6" data-beam-element-viewed="" data-id="br-h2-6-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Should you tell the truth?" data-outcome="">¿Deberías proponer la verdad?</h2>
<p>Si admisiblemente está admisiblemente, y a veces incluso sabio, para negarse a proporcionar información de ingresos actualizada si no cree que le beneficie, debe proponer absolutamente la verdad si actualiza sus ingresos.</p>
<p>&#8220;Si indica que sus ingresos han aumentado, solo informa los ingresos que puede probar. Inflar el ingreso es fraudulento&#8221;, dice Lokenatuh.</p>
<p>Mentirle al emisor de su polímero de crédito, ya sea en la solicitud auténtico o mediante actualizaciones de ingresos posteriores, podría resultar en sanciones legales como multas o encarcelamiento.</p>
<p>Y si eso no es suficiente, informar falsamente un ingreso más suspensión en un intento de obtener un frontera de crédito más suspensión todavía puede ser contraproducente financieramente. Los emisores solicitan sus ingresos para cerciorarse de que no se extiendan a usted más crédito del que puede hacerse cargo. Percibir una crencha de crédito más magnate de lo que su ingreso vivo le permitiría abonar podría hacer que gaste en exceso y se endeude de la que no puede obtener.</p>
<h3>¿Las compañías de tarjetas de crédito verifican los ingresos?</h3>
<p>Si admisiblemente las compañías de tarjetas de crédito pueden no corroborar rigurosamente los ingresos en todos los casos, siempre tienen la opción de hacerlo e incluso pueden revisar o auditar su cuenta meses o abriles.</p>
<p>&#8220;Mantenga registros como talones de suscripción y declaraciones de impuestos en caso de que se le solicite demostración&#8221;, aconseja Lokenatuh.</p>
<p>Es posible que se marque si hay grandes discrepancias entre los ingresos que informa sobre la solicitud de su polímero de crédito y los ingresos que informa en otro oficio, por ejemplo, su comunicación de impuestos. Y con el proceso de suscripción cada vez más sofisticado gracias a los avances en tecnología, cualquier información inexacta o falsificada puede ser más viable para los prestamistas detectar en el futuro.</p>
<h2 data-position="7" data-beam-element-viewed="" data-id="br-h2-7-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The bottom line" data-outcome="">El resultado final</h2>
<p>Si su compañía de polímero de crédito pregunta sobre sus ingresos, no se estrese. Es probable que no pueda estar de más proporcionar los números que buscan a menos que su salario se haya desplomado. Pero recuerde que tiene derechos de privacidad y puede proponer que no o ignorar la solicitud.</p>
<p>Incluso si informa un ingreso más suspensión y recibe un aumento de la crencha de crédito como resultado, no permita que eso lo tienta a vestir más. Recuerde, su frontera de crédito es solo la cantidad de crédito que su emisor está dispuesto a ofrecerle; No es necesariamente un buen indicador de lo que puede permitirse vestir. Solo cobre lo que puede abonar cada mes y siempre pague su saldo a tiempo e in-lleno para evitar los cargos de intereses y nutrir su puntaje de crédito suspensión.</p>
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<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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