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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Friday, September 18, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<div id="block_fcfb52b303df13428ff3762a69f68d6c" class="key-takeaways sm:border-l-4 border-(var(--accent)) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
    <!-- htmlmin:ignore --></p>
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    <span class="shrink-0">Control de grifo</span><br />
        <span class="max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(var(--accent)) max-sm:rounded-full max-sm:block"></span><br />
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<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            La plástico de crédito de Bank of America® Unlimited Cash Rewards ofrece una serie de ventajas únicas a los titulares de tarjetas, incluido el reembolso de efectivo ilimitado del 1.5 por ciento en todas las compras.
                                                </li>
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            La plástico de crédito de Bank of America® Cash Cash Rewards es otra opción de plástico de devolución de efectivo, esta que ofrece un reembolso de efectivo de descuento de hasta 3 por ciento cada trimestre en categorías seleccionadas.
                                                </li>
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            Si adecuadamente estas tarjetas tienen algunas similitudes, es importante comparar recompensas, bonos, ventajas y más para comprender qué opción es más adecuada para sus hábitos y objetivos de compra.
                                                </li>
</ul>
</div>
<p>En 2021, <u>Costado de América</u> Introdujo la plástico de crédito de Bank of America® Unlimited Cash Rewards, que ofrece un reembolso de efectivo de 1.5 por ciento ilimitado en todas las compras. Pero, ¿cómo se compara esta plástico con otra de las tarjetas de devolución de efectivo del lado: la plástico de crédito de recompensas de efectivo personalizada Bank of America®?</p>
<p>La mejor plástico para usted depende de sus hábitos de compra y de cuán involucrado desea estar cuando se alcahuetería de obtener recompensas. Siga leyendo para conocer cómo el efectivo ilimitado se compara con el efectivo personalizado en términos de recompensas, bonos, ventajas y más.</p>
<h2 id="details" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Main details" data-outcome="">Detalles principales</h2>
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<table class="wp-block-table Table Table--text Table--stripedOdd Table--spacing1 align-middle wrapped">
<tbody>
<tr>
<td>
<br /><strong>Tarjetas</strong></td>
<td>
<br />Maleable de crédito de recompensas en efectivo de Bank of America</td>
<td>
<br />Maleable de crédito de recompensas de efectivo personalizadas de Bank of America</td>
</tr>
<tr>
<td>
<br />Bono de bienvenida</td>
<td>
<br />$ 200 recompensas en efectivo en lista posteriormente de desgastar $ 1,000 adentro de los primeros 90 días de comprensión de cuenta</td>
<td>
<br />$ 200 recompensas en efectivo en lista posteriormente de desgastar $ 1,000 adentro de los primeros 90 días de comprensión de cuenta</td>
</tr>
<tr>
<td>
<br />Tasa de recompensas</td>
<td>
<ul>
<li>Reembolso de efectivo de 1.5% ilimitado en todas las compras</li>
</ul>
</td>
<td>
<ul>
<li>3% de reembolso en efectivo en las compras en una categoría de su disyuntiva, incluida la gasolina (más estaciones de carga de vehículos eléctricos), compras en lista (más cable, transmisión, servicios de Internet y teléfonos), restaurantes, viajes, farmacias y farmacias o mejoras en el hogar y muebles</li>
<li>2% de reembolso en efectivo en tiendas de comestibles y clubes mayoristas (2% y 3% de categorías limitadas a $ 2,500 en compras combinadas cada trimestre, luego 1% de regreso)</li>
<li>1% de reembolso en efectivo en todas las demás compras</li>
</ul>
</td>
</tr>
<tr>
<td>
<br />Entrada APR</td>
<td>
<ul>
<li>0% Entrada APR en compras y transferencias de saldo para 15 ciclos de facturación (entonces una variable APR de 18.24% a 28.24%)</li>
<li>Una tarifa de transferencia de saldo del 3% se aplica a las transferencias de saldo realizadas adentro de los primeros 60 días, luego el 4% posteriormente</li>
</ul>
</td>
<td>
<ul>
<li>0% Entrada APR en compras y transferencias de saldo para 15 ciclos de facturación (entonces una variable APR de 18.24% a 28.24%)</li>
<li>Se aplica una tarifa de transferencia de saldo del 3% para las transferencias de saldo realizadas adentro de los primeros 60 días, luego el 4% posteriormente</li>
</ul>
</td>
</tr>
<tr>
<td>
<br />Tarifa anual</td>
<td>
<br />$ 0</td>
<td>
<br />$ 0</td>
</tr>
</tbody>
</table>
</div>
<h2 id="highlights" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Bank of America Unlimited Cash vs. Bank of America Customized Cash highlights" data-outcome="">Bank of America Unlimited Cash vs. Bank of America Cash destacados en efectivo</h2>
<p>Uno y otro <u>Recompensas en efectivo ilimitadas del Bank of America</u> y el <u>Recompensas de efectivo personalizadas del Bank of America</u> Las tarjetas ofrecen bonos de bienvenida idénticos, ofertas de inclusión y sin tarifa anual. A pesar de tantas similitudes, sus tasas de recompensas las diferencian entre sí. Echemos un vistazo más de cerca a cómo estos dos <u>tarjetas de devolución</u> amontonar.</p>
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</p></div>
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</p></div>
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</p></div>
</p></div>
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</p></div>
</p></div>
<h2 id="earn" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Which card earns the most?" data-outcome="">¿Qué plástico deseo más?</h2>
<p>La cantidad de <u>reembolso</u> Usted deseo de la plástico de recompensas de efectivo personalizada o la plástico de recompensas de efectivo ilimitada depende de cómo use cada plástico. Aquí hay un par de ejemplos que muestran qué plástico podría ganarle más en recompensas de devolución de efectivo:</p>
<h3>Bank of America Unlimited Cash vs. Bank of America Ejemplo de compra en efectivo personalizado</h3>
<p>Supongamos que come con frecuencia, para que seleccione cenar como su categoría de recompensas del 3 por ciento en su plástico de efectivo personalizada. Durante un trimestre, gasta $ 1,500 en restaurantes y $ 1,000 en tiendas de comestibles, maximizando sus categorías de recompensas de 3 por ciento y 2 por ciento. Obtendrá un reembolso de $ 45 en efectivo para el compra de su restaurante y $ 20 de regreso para el compra de su supermercado, por un total de $ 65 en reembolso en efectivo.</p>
<p>Con el efectivo personalizado, digamos que igualmente gasta $ 1,500 durante ese trimestre en compras misceláneas. Esto le otorgará un reembolso en efectivo del 1 por ciento, o $ 15 en recompensas. Eso lleva su efectivo total a $ 80 por $ 4,000 en gastos.</p>
<p>En comparación, supongamos que gasta exactamente las mismas cantidades usando el efectivo ilimitado. Cedido que esta plástico deseo una tarifa fija del 1.5 por ciento, recuperaría $ 60 posteriormente de desgastar $ 4,000, lo que hace que el efectivo personalizado sea el campeón claro en este proscenio.</p>
<div class="w-full overflow-x-auto">
<table class="wp-block-table Table Table--text Table--stripedOdd Table--spacing1 align-middle wrapped">
<thead>
<tr>
<th><strong>Categorías</strong></th>
<th><strong>Pago de categoría trimestral</strong></th>
<th><strong>Bank of America Cash Retwards en efectivo de recompensas</strong></th>
<th><strong>Bank of America reembolsos de recompensas en efectivo ilimitados</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td>
<br />Comida</td>
<td>
<br />$ 1,500</td>
<td>
<br />$ 45</td>
<td>
<br />$ 22.50</td>
</tr>
<tr>
<td>
<br />Compras de supermercados</td>
<td>
<br />$ 1,000</td>
<td>
<br />$ 20</td>
<td>
<br />$ 15</td>
</tr>
<tr>
<td>
<br />Misceláneas</td>
<td>
<br />$ 1,500</td>
<td>
<br />$ 15</td>
<td>
<br />$ 22.50</td>
</tr>
<tr>
<td>
<br /><strong>Total</strong></td>
<td>
<br /><strong>$ 4,000</strong></td>
<td>
<br /><strong>$ 80</strong></td>
<td>
<br /><strong>$ 60</strong></td>
</tr>
</tbody>
</table>
</div>
<p>Ahora supongamos que cobra $ 6,000 adicionales en gastos varios durante el mismo trimestre. Nuestro cuadro ahora se verá así:</p>
<div class="w-full overflow-x-auto">
<table class="wp-block-table Table Table--stripedOdd Table--spacing1 align-middle wrapped">
<thead>
<tr>
<th><strong>Categorías</strong></th>
<th><strong>Pago de categoría trimestral</strong></th>
<th><strong>Bank of America Cash Retwards en efectivo de recompensas</strong></th>
<th><strong>Bank of America reembolsos de recompensas en efectivo ilimitados</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td>
<br />Comida</td>
<td>
<br />$ 1,500</td>
<td>
<br />$ 45</td>
<td>
<br />$ 22.5</td>
</tr>
<tr>
<td>
<br />Compras de supermercados</td>
<td>
<br />$ 1,000</td>
<td>
<br />$ 20</td>
<td>
<br />$ 15</td>
</tr>
<tr>
<td>
<br />Misceláneas</td>
<td>
<br />$ 7,500</td>
<td>
<br />$ 75</td>
<td>
<br />$ 112.5</td>
</tr>
<tr>
<td>
<br /><strong>Total</strong></td>
<td>
<br /><strong>$ 10,000</strong></td>
<td>
<br /><strong>$ 140</strong></td>
<td>
<br /><strong>$ 150</strong></td>
</tr>
</tbody>
</table>
</div>
<p>En este caso, el efectivo personalizado solo ganaría 1 por ciento en las compras adicionales. Eso le daría un reembolso adicional de $ 60 en efectivo por un total de $ 140 en reembolso en efectivo para el trimestre. Tenga en cuenta que el confín trimestral se aplica al <i>primero</i> $ 2,500 de gastos combinados en las categorías de descuento. Si planea desgastar más de $ 2,500 cada mes en las categorías de 3 por ciento y 2 por ciento combinadas, obtendrá más recompensas si gasta la categoría del 3 por ciento <i>primero</i>de modo que obtendrá más reembolso en efectivo en sus compras ayer de alcanzar el confín de descuento.</p>
<p>Por otro banda, la plástico de efectivo ilimitada continuaría ganando 1.5 por ciento en todas las compras, lo que resulta en un reembolso adicional de $ 90 en efectivo y un total de $ 150 para el trimestre. Entonces, en el segundo proscenio, el efectivo ilimitado le ganaría más. ¿Qué plástico es adecuada para que simplemente se pueda estrechar a cuánto tiende a desgastar por trimestre?</p>
<h2 id="unlimited" data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Why should you get the Bank of America Unlimited Cash?" data-outcome="">¿Por qué debería obtener el efectivo ilimitado del Bank of America?</h2>
<p>A diferencia de la plástico de efectivo personalizada, la plástico de efectivo ilimitada no restringe la cantidad de devolución de efectivo que puede obtener en ciertos gastos, por lo que no tiene que preocuparse por cambiar a una plástico más gratificante posteriormente de alcanzar un cierto paso de compra. Aquí hay algunas otras razones para obtener esta plástico:</p>
<h2 id="customized" data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Why should you get the Bank of America Customized Cash?" data-outcome="">¿Por qué debería obtener el efectivo personalizado del Bank of America?</h2>
<p>La flexibilidad del software de devolución de efectivo de esta plástico es <u>Difícil de vencer</u>. Las tarjetas de muchas competidores ofrecen altas tarifas de reembolso en efectivo para una o dos categorías de descuento preseleccionadas, que pueden ser inútiles si normalmente no realiza ese tipo de compras. La plástico de recompensas de efectivo personalizada no solo le permite designar su categoría de 3 por ciento, sino que igualmente le permite cambiarla una vez al mes. Algunas razones más para designar esta plástico incluyen:</p>
<h2 data-position="6" data-beam-element-viewed="" data-id="br-h2-6-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The bottom line" data-outcome="">El resultado final</h2>
<p>El Bank of America Unlimited Cash es tan simple como lo es para una plástico de recompensas, pero su tarifa plana no le permite obtener recompensas adicionales en categorías de bonos. El efectivo personalizado del Bank of America es más gratificante, pero tiene límites en sus recompensas de categoría de descuento. La mejor opción para usted depende de sus hábitos y deposición de compra. Es posible que incluso desee usar estas tarjetas juntas, especialmente porque ningún impone una tarifa anual.</p>
<p>En ese caso, <u>Use el efectivo personalizado</u> Para la categoría del 3 por ciento en la que más gasta en y en las tiendas de comestibles y clubes mayoristas. Entonces, <u>Use el efectivo ilimitado</u> Para todos los demás tipos de compras y para compras de categorías posteriormente de alcanzar el confín trimestral de $ 2,500.</p>
<p><i>El contenido del Bank of America en esta publicación se actualizó por última vez el 28 de mayo de 2025.</i></p>
</p></div>
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                        <a href="https://financesnewsonline.com/category/tarjetas-de-credito" class="td-post-category" >Tarjetas de Crédito</a>                        <div class="td-module-thumb"><a href="https://financesnewsonline.com/como-construi-mi-credito-con-una-tarjeta-de-credito"  rel="bookmark" class="td-image-wrap " title="Cómo construí mi crédito con una tarjeta de crédito" ><span class="entry-thumb td-thumb-css" data-type="css_image" data-img-url="https://i1.wp.com/www.bankrate.com/brp/2024/10/07144757/Cards-How-I-built-my-credit-with-a-credit-card.jpg?w=696&resize=696,0&ssl=1"  ></span></a></div>                                                                    </div>
                
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/como-construi-mi-credito-con-una-tarjeta-de-credito"  rel="bookmark" title="Cómo construí mi crédito con una tarjeta de crédito">Cómo construí mi crédito con una tarjeta de crédito</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-19T01:03:43+00:00" >June 19, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-e8b55c -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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