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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Wednesday, September 16, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<style>.tdb_title{margin-bottom:19px}.tdb_title.tdb-content-horiz-center{text-align:center}.tdb_title.tdb-content-horiz-center .tdb-title-line{margin:0 auto}.tdb_title.tdb-content-horiz-right{text-align:right}.tdb_title.tdb-content-horiz-right .tdb-title-line{margin-left:auto;margin-right:0}.tdb-title-text{display:inline-block;position:relative;margin:0;word-wrap:break-word;font-size:30px;line-height:38px;font-weight:700}.tdb-first-letter{position:absolute;-webkit-user-select:none;user-select:none;pointer-events:none;text-transform:uppercase;color:rgba(0,0,0,0.08);font-size:6em;font-weight:300;top:50%;-webkit-transform:translateY(-50%);transform:translateY(-50%);left:-0.36em;z-index:-1;-webkit-text-fill-color:initial}.tdb-title-line{display:none;position:relative}.tdb-title-line:after{content:'';width:100%;position:absolute;background-color:var(--td_theme_color,#4db2ec);top:0;left:0;margin:auto}.tdb-single-title .tdb-title-text{font-size:41px;line-height:50px;font-weight:400}.tdi_69 .tdb-title-text{color:#000000;font-family:Merriweather Sans!important;font-size:35px!important;line-height:1.4!important;font-weight:700!important}.tdi_69 .tdb-add-text{color:#000000;font-family:Merriweather Sans!important}.tdi_69 .tdb-title-line:after{height:2px;bottom:40%;background:#000000}.tdi_69 .tdb-title-line{height:50px}.td-theme-wrap .tdi_69{text-align:left}.tdi_69 .tdb-first-letter{left:-0.36em;right:auto;font-family:Merriweather Sans!important}@media (min-width:768px) and (max-width:1018px){.tdi_69 .tdb-title-text{font-size:27px!important}}@media (max-width:767px){.tdi_69 .tdb-title-text{font-size:25px!important}}</style><div class="tdb-block-inner td-fix-index"><h1 class="tdb-title-text">6 errores para evitar al cerrar su hipoteca</h1><div></div><div class="tdb-title-line"></div></div></div><div class="td_block_wrap tdb_single_featured_image tdi_70 tdb-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_70" >
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<p>Cuando esté en el proceso de obtener una hipoteca y cerrar una casa, querrá evitar hacer cambios importantes en sus finanzas. Esto se debe a que hacerlo podría afectar su puntaje de crédito y sus posibilidades de aprobación del préstamo, lo que puede descarrilar el obstrucción de su hogar. Aquí hay algunos consejos para ayudarlo a evitar un azar de obstrucción.</p>
<p><span id="common-mistakes" data-table-of-contents-category="common-mistakes" aria-hidden="true"></span></p>
<h2>6 errores comunes que evitan el obstrucción de una hipoteca</h2>
<h3>1. Hacer una gran negocio, incluidos muebles</h3>
<p>Si está a punto de cerrar una casa, es posible que haya escuchado que debe condicionar sus gastos y evitar comprar artículos caros. Pero, ¿qué se considera una gran negocio durante la suscripción? Un utilitario o tarro nuevo ciertamente levantaría banderas rojas con los prestamistas. Incluso los muebles o electrodomésticos, básicamente cualquier cosa que pueda satisfacer en cuotas, es mejor retrasar hasta posteriormente de finalizar su hipoteca.</p>
<p>Dependiendo de su puntaje de crédito e historial, estas transacciones pueden dominar su puntaje, lo que puede afectar el <u>tasa de interés</u> y el monto del préstamo que recibe. Esto podría resultar en una tasa de interés más inscripción durante los próximos 15 o 30 abriles, o incluso tener que encontrar un cuota auténtico más extenso.</p>
<p>En pocas palabras: espere para comprar un artículo de boletos grandes, porque &#8220;esto puede arruinar sus posibilidades de mantenerse calificados para un préstamo&#8221;, dice Patricia Martinez-Alvidrez, oficial de depósito de depósito en el título claro en El Paso, Texas.</p>
<section class="editorial-insight-box --insight-box +mg-vertical-md" data-template="insight_box">
<div class="card-body">
<div class="content-wrapper">
<p>                ¿Qué tan pronto posteriormente del obstrucción puedo comprar muebles?
            </p>
<div class="content">
<p>Una vez que haya pasado por todos los trámites del día de obstrucción, no dude en acopiar ese sofá o el conjunto de comedor que se ha trillado.</p>
</p></div>
</p></div>
</p></div>
</section>
<h3>2. Inaugurar una nueva cadeneta de crédito</h3>
<p>No es solo grandes compras las que pueden alterar su <u>puntaje de crédito</u>. Inaugurar una nueva plástico de crédito o cerrar una existente todavía puede afectar su posición. Antiguamente del obstrucción de su hipoteca, <u>prestamistas</u> Evalúe el aventura de crédito que están asumiendo y evalúan ese aventura para cada solicitante de préstamos. Es especialmente importante proteger su puntaje de crédito si es lo suficientemente bajo como para que esté en los márgenes de encuadrar para una hipoteca. Cualquier cambio en ese caso puede funcionar en su contra y puede hacer que sea ficticio finalizar el préstamo.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/tres-trampas-que-la-industria-hipotecaria-no-quiere-que-usted-conozca-y-como-evitarlas" target="_self" rel="dofollow" class="udb0afc73445f40a36c43f69d23bab1e1"><!-- INLINE RELATED POSTS 1/3 //--><style> .udb0afc73445f40a36c43f69d23bab1e1 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .udb0afc73445f40a36c43f69d23bab1e1:active, .udb0afc73445f40a36c43f69d23bab1e1:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .udb0afc73445f40a36c43f69d23bab1e1 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .udb0afc73445f40a36c43f69d23bab1e1 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .udb0afc73445f40a36c43f69d23bab1e1 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .udb0afc73445f40a36c43f69d23bab1e1:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Tres trampas que la industria hipotecaria no quiere que usted conozca y cómo evitarlas</span></div></a></div><h3>3. Cambiar o dejar su trabajo</h3>
<p>Otro error importante de cometer cuando está a punto de cerrar la negocio de una casa es cambiar de trabajo. Esto se debe a que los prestamistas hipotecarios examinan su historial de empleo en escudriñamiento de consistencia. Por otra parte, proporcionar documentación de empleo adicional a un prestamista puede retrasar el obstrucción. Tenga en cuenta todavía que si está recibiendo un <u>hipoteca</u><u>  mientras </u><u>en abuso de maternidad</u>es posible que deba tomar algunas medidas adicionales para demostrar su empleo a su prestamista.</p>
<p>Si tiene algún control sobre su situación profesional, es mejor quedarse hasta posteriormente de que obstrucción. Un prestatario que renunció a su trabajo presente podría tener que esperar un par de semanas antiguamente de que puedan intentar cerrar nuevamente.</p>
<h3>4. Interrumpir la cadeneta de tiempo</h3>
<p>Cerrar en una hipoteca es sensible al tiempo. Incluso si has <u>bloqueado en su tarifa</u>que solo garantiza las cosas durante tanto tiempo. Es importante mantenerse al tanto del horario y cerciorarse de dirigir toda su documentación a tiempo. De lo contrario, corre el aventura de perder los términos que acordó y podría tener que reiniciar el proceso.</p>
<h3>5. Tomar un préstamo personal</h3>
<p>Si obtiene un préstamo personal o firma un préstamo para otra persona, todavía podría desavenir hipo antiguamente del día de obstrucción. En algunos casos, el prestamista podría rechazarlo para un préstamo por completo, incluso si anteriormente fue previsto.</p>
<p>Todo depende de cómo se vea afectada su puntaje de crédito y su relación deuda a ingreso (DTI). <u>Un buen dti</u>en particular, es un hacedor crítico en las aprobaciones de hipotecas. Los prestamistas consideran dos tipos de DTI:</p>
<ul>
<li>
<p><strong>DTI front-end</strong>: El cuota mensual de su hipoteca, incluidos los honorarios de haber, intereses, impuestos, seguros y asociación divididos por sus ingresos mensuales</p>
</li>
<li>
<p><strong>DTI de back-end:</strong> La suma de todos sus pagos de deuda mensuales divididos por sus ingresos mensuales</p>
</li>
</ul>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-pagar-una-hipoteca" target="_self" rel="dofollow" class="u83523380dd191787fb71f1f584a0065a"><!-- INLINE RELATED POSTS 2/3 //--><style> .u83523380dd191787fb71f1f584a0065a { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u83523380dd191787fb71f1f584a0065a:active, .u83523380dd191787fb71f1f584a0065a:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u83523380dd191787fb71f1f584a0065a { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u83523380dd191787fb71f1f584a0065a .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u83523380dd191787fb71f1f584a0065a .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u83523380dd191787fb71f1f584a0065a:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo pagar una hipoteca</span></div></a></div><p>Dependiendo del monto del cuota del préstamo, su DTI de fondo podría aumentar a un porcentaje que el prestamista no está dispuesto a aceptar. Si su puntaje de crédito está amoldonado por encima del leve para encuadrar para una hipoteca, una consulta difícil de solicitar un préstamo personal podría soltarlo lo suficiente como para que no sea elegible. De cualquier modo, existe la posibilidad de que te vean obligado a alejarte del trato.</p>
<h3>6. Olvidando satisfacer facturas</h3>
<p>Comprar una casa puede ser agobiante y que todo lo consuma, lo que puede provocar resbalones en otras áreas de sus finanzas. Si pierde un cuota de facturas, puede aparecer en su historial de crédito y dominar su puntaje.</p>
<p>Tenga en cuenta que un cuota anticuado no es lo mismo que un cuota perdido. Un cuota anticuado es cualquier cuota realizado posteriormente de la aniversario de vencimiento, pero antiguamente del próximo ciclo de facturación. Un cuota perdido es uno que normalmente tiene más de 30 días de retraso. Muchas facturas vienen con un período de indulto en el que puede realizar el cuota tarde sin tarifas o consecuencias de crédito pesimista. Sin secuestro, si pierde el cuota y se informa, podría tener un impacto pesimista significativo en su puntaje de crédito.</p>
<section class="editorial-insight-box --insight-box +mg-vertical-md" data-template="insight_box">
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<p>                Bankrate Insight
            </p>
<div class="content">
<p>Para evitar perder un cuota, considere inscribir todas sus facturas en Autopay. Si prefiere no hacer eso, coloque sus fechas de vencimiento de la nota en su calendario como recordatorios. Al satisfacer todas sus facturas a tiempo, puede evitar errores que podrían afectar si obtiene una hipoteca o cuán buena propuesta de hipoteca recibe.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/prestamista-hipotecario-frente-a-servidor-cual-es-la-diferencia" target="_self" rel="dofollow" class="u5188b37a6465f4f42a5f6381d51923ac"><!-- INLINE RELATED POSTS 3/3 //--><style> .u5188b37a6465f4f42a5f6381d51923ac { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u5188b37a6465f4f42a5f6381d51923ac:active, .u5188b37a6465f4f42a5f6381d51923ac:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u5188b37a6465f4f42a5f6381d51923ac { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u5188b37a6465f4f42a5f6381d51923ac .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u5188b37a6465f4f42a5f6381d51923ac .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u5188b37a6465f4f42a5f6381d51923ac:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Prestamista hipotecario frente a Servidor: ¿Cuál es la diferencia?</span></div></a></div></p></div>
</p></div>
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</section>
<p><span id="what-to-expect" data-table-of-contents-category="what-to-expect" aria-hidden="true"></span></p>
<h2 data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Mortgages" data-position="h2_second_placement" data-name="h2_second_placement" data-text="Avoid these mortgage closing flubs" data-outcome="">Qué esperar antiguamente de cerrar su casa</h2>
<p>En los días previos al obstrucción, su prestamista comenzará a preparar el <u>Divulgación de obstrucción</u>. Recibirá este documento al menos tres días hábiles antiguamente de cerrar. Proporciona un síntesis del préstamo, que incluye:</p>
<ul>
<li>
<p>El precio de negocio de la casa</p>
</li>
<li>
<p>Todas las tarifas de origen a satisfacer el comprador</p>
</li>
<li>
<p>Tasa de interés en el préstamo</p>
</li>
<li>
<p>Costos de obstrucción</p>
</li>
</ul>
<p>La divulgación de obstrucción describirá la cantidad exacta de su <u>costos de obstrucción</u>. Planee traer un cheque de caja, que es un cheque que muestra que los fondos están garantizados por un faja o una cooperativa de crédito, para cubrir estos costos.</p>
<p>Incluso si está comprando una casa nueva, debe hacer otro tutorial para cerciorarse de que todavía esté en buenas condiciones o que se realizaran cambios o reparaciones solicitadas.</p>
<p>El prestamista del comprador hablará con el agente de posesiones raíces para que puedan planificar un tiempo de obstrucción para todas las partes.</p>
<p>&#8220;Una vez que vaya a la compañía de títulos para ejecutar todos los documentos requeridos en presencia de un protonotario sabido, y el tendero todavía ha ejecutado su parte de los documentos, el oficial de depósito en señal enviará todos los documentos de obstrucción al prestamista del comprador&#8221;. dice Martinez-Alvidrez. “Una vez que el prestamista del comprador verifique que todo se ejecute y se inicie correctamente, autorizarán a la compañía de títulos a finalizar la transacción y desembolsar fondos una vez que tengan la transferencia de cable del prestamista. Ahí es cuando el comprador puede obtener sus llaves &#8220;.</p>
<p><span id="faq" data-table-of-contents-category="faq" aria-hidden="true"></span></p>
<h2>Preguntas frecuentes del proceso de obstrucción</h2>
</p></div>
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/las-tasas-hipotecarias-se-mantienen-por-encima-del-65-a-medida-que-aumenta-la-inflacion"  rel="bookmark" title="Las tasas hipotecarias se mantienen por encima del 6,5% a medida que aumenta la inflación">Las tasas hipotecarias se mantienen por encima del 6,5% a medida...</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-12T02:33:10+00:00" >June 12, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-6130f6 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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