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<style scoped>.tdi_17,.tdi_17 .tdc-columns{min-height:0}.tdi_17,.tdi_17 .tdc-columns{display:block}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:table}@media (max-width:767px){.tdi_17,.tdi_17 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:none}@media (min-width:768px){.tdi_17{margin-left:-0px;margin-right:-0px}.tdi_17 .tdc-row-video-background-error,.tdi_17>.vc_column,.tdi_17>.tdc-columns>.vc_column{padding-left:0px;padding-right:0px}}}@media (max-width:767px){.tdi_17{padding-top:5px!important;padding-bottom:5px!important;position:relative}}</style>
<div class="tdi_16_rand_style td-element-style" ><style>@media (max-width:767px){.tdi_16_rand_style{background-color:#00456e!important}}</style></div><div class="vc_column tdi_19  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Friday, October 2, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
<style>.tdb_module_header{width:100%;padding-bottom:0}.tdb_module_header .td-module-container{display:flex;flex-direction:column;position:relative}.tdb_module_header .td-module-container:before{content:'';position:absolute;bottom:0;left:0;width:100%;height:1px}.tdb_module_header .td-image-wrap{display:block;position:relative;padding-bottom:70%}.tdb_module_header .td-image-container{position:relative;width:100%;flex:0 0 auto}.tdb_module_header .td-module-thumb{margin-bottom:0}.tdb_module_header .td-module-meta-info{width:100%;margin-bottom:0;padding:7px 0 0 0;z-index:1;border:0 solid #eaeaea;min-height:0}.tdb_module_header .entry-title{margin:0;font-size:13px;font-weight:500;line-height:18px}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date,.tdb_module_header .td-module-comments{vertical-align:text-top}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date{top:3px}.tdb_module_header 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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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	                                    <div style='position:absolute;left:-11916px;width:1142px;'>Quer um cassino que tenha de tudo? A diversão começa na <a href="https://fcamazonia.com/">Funbet casino</a>.</div><div id="tdi_61" class="tdc-zone"><div class="tdc_zone tdi_62  wpb_row td-pb-row"  >
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<p class="text-sm text-slate"><em>Nuestros escritores y editores utilizaron una plataforma interna de gestación de jerigonza natural para ayudar con partes de este artículo, lo que les permite centrarse en unir información que sea de guisa única. El artículo fue revisado, verificado y editado por nuestro personal editorial antaño de la publicación.</em></p>
<div id="block_17ac0af17a3523037bfc4b503e96ec65" class="key-takeaways sm:border-l-4 border-(var(--accent)) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
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    <span class="shrink-0">Control de espita</span><br />
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<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            Skimming es un tipo de fraude de polímero de plazo que ocurre en cajeros automáticos y terminales de plazo físico.
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<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            Puede acogerse evitando máquinas y/o máquinas en áreas de muerto densidad y de muerto densidad, aunque cualquier máquina podría ser potencialmente escatimada.
                                                </li>
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<p>                                                            Skimming igualmente es un problema global en las bombas de la etapa de servicio; Siempre que pueda, use una polímero de crédito para avalar o elija cargar su polímero de débito como crédito.
                                                </li>
</ul>
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<p>El skimming de cajero mecánico es un tipo de fraude de polímero de plazo. Es una forma de robar alfileres y otra información de las tarjetas de crédito, las tarjetas de cajero mecánico y las tarjetas de débito al manipular máquinas con dispositivos de impresión ocultos.</p>
<p><u>Cajeros automáticos bancarios</u> y las terminales de plazo en las bombas de gas y otros comerciantes son los objetivos de esta estafa, que dependen de los dispositivos de descremado ATM, esencialmente otro leyente que se coloca en el interior de la máquina, para compilar datos. Luego, los ladrones usan la información robada para producir tarjetas falsas y deteriorar el pasta de las víctimas o tomar efectivo directamente de sus cuentas bancarias.</p>
<p>&#8220;Si son capaces de recuperar el número de polímero en sí, es global usar los que están en los mercados en ristra o traicionar los números de las tarjetas en lotes a otros grupos criminales que pueden intentar usarlos para compras fraudulentas&#8221;, dice Nathan Wenzler, estratega patrón de seguridad de Tenable, una firma de seguridad cibernética en Columbia, Maryland.</p>
<p>Esto es lo que necesita retener sobre el descremado de cajeros automáticos y cómo acogerse.</p>
<h2 id="methods" data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Banking" data-position="h2_second_placement" data-name="h2_second_placement" data-text="What is ATM skimming?" data-outcome="">Métodos de descremado de cajeros automáticos</h2>
<p>Los ladrones emplean varias técnicas para robar datos integrados en la franja magnética en tarjetas de crédito y débito:</p>
<ul>
<li>Una superposición de plástico colocada sobre el teclado del cajero mecánico captura pines a medida que se ingresan.</li>
<li>Una superposición colocada sobre la ranura de inserción de la polímero registra los datos en la franja magnética.</li>
<li>Una superposición que cubre toda la placa delantero del cajero mecánico está integrada con cámaras y superposiciones de ranura y teclado.</li>
</ul>
<p>Por otra parte de los dispositivos de descremado físico, algunos ladrones sofisticados optan por instalar pequeñas cámaras en un cajero mecánico para tallar entradas de teclado y sus dedos a medida que escribe.</p>
<p>&#8220;Los skimmers se están volviendo cada vez más difíciles de detectar, especialmente con el entronización de las impresoras 3D y otros dispositivos de fabricación económicos&#8221;, advierte Wenzler.</p>
<p>En algunos casos, los dispositivos de descremado ni siquiera necesitan estar físicamente conectados al leyente de tarjetas. En cambio, a medida que recopilan los datos de los consumidores, transmiten la información al ratero a través de la tecnología Bluetooth.</p>
<p>Incluso las tarjetas de plazo habilitadas con chips, que son más seguras que las tarjetas de rayas magnéticas, son vulnerables al robo. Al colocar una cuña súper flaca entre el chip y el leyente de chips interiormente del cajero mecánico, los ladrones pueden capturar la información de su pin y otra polímero. Estos dispositivos se denominan &#8220;brillantes&#8221;, y a medida que la tecnología de chip se vuelve más frecuente, están comenzando a suplantar a los skimmers como utensilio de referéndum de los ladrones.</p>
<h3><strong>Estafas de skimmer comunes</strong></h3>
<p>Por otra parte de los cajeros automáticos, los ladrones apuntan a otras áreas donde puede insertar su polímero, incluida:</p>
<ul>
<li>Bombas de gas: Si adecuadamente avalar en la munición es conveniente, las ubicaciones allá de la tienda igualmente son especialmente convenientes para los malos actores. El método es el mismo que un cajero mecánico: el dispositivo Skimming registra toda su información financiera.</li>
<li>Terminales POS: POS significa Point of Sale, que puede incluir cualquier terminal de plazo en una ubicación física: una tienda de comestibles o un café, por ejemplo. Si adecuadamente estos terminales pueden parecer más seguros ya que están directamente bajo el monitoreo de los empleados, los propios empleados podrían estar trabajando con delincuentes para instalar un dispositivo de descremado.</li>
<li>Estafas de tarjetas de transferencia de beneficios electrónicos (EBT): adicionalmente de apuntar a tarjetas de crédito y débito personales, los ladrones igualmente se aprovechan de las tarjetas de subvención gubernativo de las personas. En marzo de 2025, una estafa en Rhode Island robó rodeando de medio millón de dólares de más de 1,800 familias. </li>
</ul>
<h2 id="prevalent">¿Qué tan frecuente está el cajero mecánico?</h2>
<p>Es difícil precisar exactamente la cantidad de incidentes de descremado que ocurren en los cajeros automáticos, pero un mensaje de FICO muestra que el descremado de todo tipo ha estado en aumento: el número de tarjetas de débito comprometidas a través de esquemas de descremado en 2023 fue un 96 por ciento más detención que el año mencionado.</p>
<p>Si adecuadamente el descremado puede ocurrir en cualquier oportunidad, hay cinco estados en los que los ladrones parecen estar anotando los lances más grandes: California, Texas, Colorado, Nueva Pullover y Pennsylvania constituyeron casi la porción de todos los esquemas de descremado en el país, según FICO.</p>
<p>&#8220;Los cajeros automáticos y las bombas de gas son sin duda los objetivos más comunes&#8221;, dice Wenzler, &#8220;pero los clientes deben estar conscientes y atentos a cualquier leyente de tarjetas en cualquier oportunidad, ya sean restaurantes, tiendas minoristas, cafeterías o donde sea, puede deslizar su polímero&#8221;.</p>
<p>Por otra parte, la tecnología inalámbrica permite a los cibernéticos recuperar pines robados y otros datos de tarjetas &#8220;sin acercarse al cajero mecánico nunca más, lo que hace que sea muy difícil atraparlos en el acto&#8221;, dice Wenzler.</p>
<h2 id="avoid">Formas de evitar el traje de cajero mecánico</h2>
<p>Para evitar convertirse en una víctima de hábilios de cajero mecánico y hojas de débito en normal, revise sus extractos bancarios regularmente para obtener transacciones sospechosas, regístrese en <u>Alertas de cuenta</u> Y sigue estos consejos:</p>
<ul>
<li>Ir con <u>cajero mecánico sin polímero</u> actas. Usando su teléfono inteligente y la aplicación móvil de su parcialidad, puede realizar transacciones de cajeros automáticos desde cualquier oportunidad, sin una polímero de débito físico.</li>
<li>Use tarjetas de débito y crédito con tecnología de chips, que es más segura.</li>
<li>Al realizar una operación en una tienda, ejecute su polímero de débito como polímero de crédito y no ingrese su PIN, o use una polímero de crédito para comenzar.</li>
<li>Use un sistema de plazo móvil como Google Pay, Apple Pay, Samsung Pay o PayPal.</li>
</ul>
<p>Por otra parte de usar métodos de plazo más seguros, hay algunas formas físicas de sentido global para evitar convertirse en una víctima de cajero mecánico:</p>
<ul>
<li>Tenga cuidado con cualquier signo de manipulación, incluida cinta o pegamento. Y si hay poco colgando del exógeno del cajero mecánico, es mejor que mantenga su polímero en su billetera.</li>
<li>No use cajeros automáticos ubicados en lugares oscuros, apartados, en bares y restaurantes o en áreas con muchos turistas. El oportunidad más seguro para usar un cajero mecánico está en su parcialidad. </li>
<li>Si el cajero mecánico no devuelve inmediatamente su polímero luego de la transacción, no pierda tiempo en informarla al emisor de la polímero.</li>
<li>&#8220;Intente mover el campo de acción del leyente de tarjetas para ver si se siente flojo o si hay una &#8216;cubierta&#8217; sobre ella&#8221;, aconseja Wenzler. &#8220;Esa podría ser una señal de que un skimmer se colocó encima del leyente de tarjetas vivo&#8221;.</li>
<li>Use una munición de gas que esté a la instinto del asistente de la etapa de servicio o pague por interiormente.</li>
<li>Cubra la almohadilla del alfiler cuando ingrese a su pin, incluso si nadie está cerca.</li>
</ul>
<h2 id="e-skimming">Tenga cuidado con el ekmimming</h2>
<p>Mientras que algunos delincuentes saltan rodeando de los bancos y tiendas para adjuntar a los skimmers a las terminales de plazo físico, otros roban los datos de su polímero de crédito y débito sin salir de su pijama. </p>
<p>Según la firma de inteligencia registrada en Future, más de 11,000 dominios de comercio electrónico sufrieron infecciones por escasas electrónicas en 2024, un aumento triple y año tras año. Esas infecciones pueden durar mucho tiempo e impactar una gran almohadilla de clientes igualmente. Según MasterCard, un ataque de descarga electrónica contra una compañía de boletos impactó a nueve millones de clientes durante un período de dos meses. </p>
<h3>Formas de evitar el ekming:</h3>
<ul>
<li>Use métodos de plazo alternativos como Apple Pay, Google Pay o PayPal para que no tenga que escribir información de la polímero de plazo. Solo recuerde usar contraseñas seguras para estas billeteras, para proporcionar una capa adicional de protección para su información. </li>
<li>Consulte un sitio web antaño de compartir cualquier información personal. Por ejemplo, un icono bloqueado en la mostrador de direcciones de URL indica que se encriptará la información transmitida. </li>
<li>Monitoree sus informes de crédito y los estados de la polímero de crédito y el parcialidad y los estados de la polímero de crédito por su actividad sospechosa, e repórtelo de inmediato. Y use alertas de transacciones para que pueda notar de inmediato si una operación pasa que no realizó. </li>
</ul>
<h2 id="Are-credit-cards-safer-than-debit-cards">¿Las tarjetas de crédito son más seguras que las tarjetas de débito?</h2>
<p>Si un estafador roba la información de su polímero de débito y/o PIN de cajero mecánico y realiza transacciones no autorizadas, lo que usted es responsable de cubrir depende de qué tan rápido informa el robo a su parcialidad. Según la Ley de transferencia de fondos electrónicos, si informa su polímero o información robada interiormente de los dos días hábiles, su responsabilidad es de $ 50 o menos. Si lo informa más de dos días hábiles, pero menos de 60 días calendario luego de acoger un extracto bancario que muestra el robo, su responsabilidad aumenta a $ 500. Si calma más de 60 días calendario luego de acoger una manifiesto del parcialidad para informar el robo, es responsable de todas las pérdidas.</p>
<p>Con una polímero de crédito, generalmente tiene una mejor protección de fraude. Por otra parte de los límites obligatorios federales sobre la responsabilidad de fraude, limitados a $ 50, muchos emisores importantes de la polímero de crédito ofrecen protección de fraude de responsabilidad cero. Obtenga más información sobre cuándo es mejor avalar con una polímero de crédito o una polímero de débito.</p>
<h2>Final</h2>
<p>Ya sea que esté utilizando un cajero mecánico físico, una terminal de punto de traspaso en un comerciante o haciendo transacciones de cajeros automáticos sin polímero, siempre existe un aventura de fraude. Las tarjetas de crédito y débito habilitadas para ChIP son más seguras que las tarjetas de rayas magnéticas, pero incluso las pueden ser pirateadas.</p>
<p>&#8220;Francamente, hasta que podamos alejarnos del uso de rayas magnéticas para transacciones, la tecnología que crea skimmers continuará avanzando y mejorando, lo que resulta en más ataques contra más dispositivos en todo el mundo&#8221;, dice Wenzler.</p>
<p>A Dios gracias, puede minimizar su exposición al aventura siguiendo los consejos y consejos descritos aquí y permanecer atento.</p>
</p></div>
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-02-18T18:56:15+00:00" >February 18, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-97279a -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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