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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Tuesday, September 22, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p>Alabama es el hogar de las playas de la costa del Gulf, las montañas escénicas, las ciudades históricas y el centro de investigación de la NASA. Los títulos de las viviendas están en aumento en este estado del sur, y los precios aumentan más del cinco por ciento en el posterior año, según la corredora de fortuna raíces Redfin.</p>
<p>Para los compradores de viviendas por primera vez, hay programas disponibles para hacer que la propiedad de vivienda sea más asequible, incluidas las tasas de interés hipotecarias más bajas, los requisitos de préstamos más sueltos, <u>Concurso de suscripción original</u> y una exención de impuestos. La Autoridad de Finanzas de Vivienda de Alabama supervisa estos programas.</p>
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<h3 class="heading-3 my-0 text-crop-none text-blue-700">
<p>    Estadísticas del mercado inmobiliario de Alabama<br />
    </h3>
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<div class="Callout-content text-gray-900 text-left wysiwyg m-0">
<ul>
<li>Precio promedio de traspaso de viviendas, a partir de enero de 2025 (Redfin): $ 276,400</li>
<li>Medio suscripción original, a partir de diciembre de 2024 (Attom): $ 26,670</li>
<li>Condados más asequibles, a partir de diciembre de 2024 (Attom): Dallas, Macon, Perry, Sumter, Wilcox</li>
</ul></div>
</p></div>
<h2 id="homebuyer-loans">Programas de préstamos para el comprador de viviendas de Alabama</h2>
<h3>AHFA avanza</h3>
<p>Los compradores de viviendas por primera vez pueden usar el <u>Autoridad de Finanzas de Vivienda de Alabama (AHFA)</u> PROGRAMA SUPERIOR para obtener una hipoteca de tasa fija. A través del software, los compradores de viviendas elegibles (compradores por primera vez o repetidos) pueden obtener un préstamo convencional de 30 abriles (delantera de HFA), FHA, VA o USDA a una tasa competitiva y donación de suscripción original (más sobre eso a continuación).</p>
<h3>AHFA primer paso</h3>
<p>El software AHFA First Step está hendido a compradores de viviendas por primera vez y repetidos (en áreas objetivo) en Alabama. Proporciona tasas de interés por debajo del mercado en préstamos a 30 abriles de la FHA, VA, USDA y convencional (HFA Advantage). Los prestatarios asimismo pueden optar por tomar donación para el suscripción original.</p>
<h2 id="down-payment-assistance" data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Mortgages" data-position="h2_second_placement" data-name="h2_second_placement" data-text="Alabama first-time buyer programs" data-outcome="">Concurso de suscripción original de Alabama y subvenciones</h2>
<h3>AHFA Asegue y el primer paso Concurso de suscripción</h3>
<p>Adyacente con las hipotecas de 30 abriles, los programas de paso y primer paso de AHFA incluyen la opción de donación para el suscripción original de hasta el 4 por ciento del precio de adquisición o $ 10,000, lo que sea pequeño. Los fondos de donación están disponibles a través de una segunda hipoteca de 10 abriles.</p>
<h3>AHFA Subvención de subsidio de ingresos asequibles</h3>
<p>La subvención de subsidio de ingresos asequibles de AHFA proporciona una subvención para ayudar con los costos de pestillo para las personas que obtienen un préstamo convencional de HFA Advantage. El monto es igual al .5 o el 1 por ciento de su hipoteca, dependiendo de sus ingresos. Puede combinar la subvención con la donación de suscripción original y un <u>certificado de crédito hipotecario</u> Para maximizar sus ahorros.</p>
<h3>Certificado de crédito hipotecario (MCC)</h3>
<p>Por otra parte de una tasa hipotecaria competitiva y donación de suscripción original, AHFA ofrece un Certificado de Crédito de la Hipoteca (MCC). Un MCC es un crédito fiscal, y en Alabama, equivale a hasta el 50 por ciento de los intereses de su hipoteca, dependiendo del tamaño de su préstamo, hasta $ 2,000 cada año, o hasta el 20 por ciento de su interés hipotecario si su préstamo es superior a $ 150,001. Puede obtener la exención de impuestos inmediatamente revisando su retención en su W-4 o obtenerla una vez al año a través de su afirmación de impuestos federales.</p>
<p>Puede combinar el crédito fiscal con el software Step Up de AHFA o cualquier otra hipoteca de tasa fija de 30 abriles apto a través de un prestamista participante.</p>
<h2 id="city-programs">Programas de donación para compradores de viviendas específicos de la ciudad</h2>
<p>La donación para compradores de viviendas de la ciudad y del condado asimismo puede estar apto en su ubicación deseada de adquisición en el hogar. Eche un vistazo a las opciones a continuación para obtener una visión normal de algunas de las ofertas más grandes de las ciudades de Alabama.</p>
<h3>Software de donación de suscripción original, Ciudad de Huntsville, Alabama</h3>
<p>Si vive o desea proceder adentro de los límites de la ciudad de Huntsville, Alabama, es posible que pueda beneficiarse su Software de Concurso de suscripción original (DAP). Este software ayuda a los propietarios de viviendas por primera vez al proporcionar hasta $ 10,000 para el suscripción original y los costos de pestillo. Si califica, se le otorgará el moneda como una segunda hipoteca de interés por ciento cero (no se requieren pagos mensuales) perdonados posteriormente de proceder en el hogar durante cinco abriles consecutivos. Puede solicitar el sitio web de la ciudad.</p>
<h3>Hogar</h3>
<p>Las familias de bajos ingresos pueden beneficiarse la donación financiera del municipio de Decatur, Alabama. La donación puede incluir ayuda con los costos de pestillo y/o sufragar la medio del suscripción original minúsculo. Los solicitantes deben comunicarse con una compañía inmobiliaria o hipotecaria de Home Decatur preferida para comenzar su solicitud de donación. El sitio web establece la donación y la disponibilidad están sujetas a cambios.</p>
<h3>Software por primera vez para compradores de viviendas de City of Mobile</h3>
<p>Mobile, Alabama ofrece donación calificada para los compradores de viviendas de hasta $ 15,000 para entregarse costos de suscripción original y pestillo. Debe permanecer por un minúsculo de cinco abriles para evitar tener que sufragar cualquier ayuda. Para comenzar el proceso de solicitud, debe comunicarse con una agencia de asociación locorregional para comenzar el asesoramiento y clases de propiedad de vivienda. Los socios son servicios de asesoramiento de crédito al consumo de servicios móviles y legales Alabama.</p>
<h3>Ciudad de Birmingham&#8217;s vivo para su propio software</h3>
<p>A través de este software, los compradores por primera vez y la repetición en Birmingham, Alabama, puede obtener hasta $ 10,000 en donación. Los fondos, que se proporcionan en un préstamo perdonable de interés cero de cinco abriles, se pueden usar en un suscripción original, costos de pestillo y una adquisición de tasas de interés.</p>
<h2 id="other-loans">Otros préstamos para compradores de vivienda por primera vez de Alabama</h2>
<p>Intente investigar programas federales de préstamos hipotecarios diseñados para ayudar a personas calificadas que pueden tener puntajes de crédito más bajos o presupuestos más pequeños para un suscripción original, pero aún así necesitan golpe a tarifas y términos favorables. Estos incluyen:</p>
<ul>
<li>
<strong><u>Préstamos de la FHA</u></strong><strong>:</strong> Incluso con un puntaje de crédito de 580, aún puede encuadrar para un préstamo de la FHA, y solo necesita sujetar el 3.5 por ciento del precio de adquisición.</li>
<li>
<strong><u>Préstamos de VA:</u></strong>  Para los miembros del servicio calificado, veteranos o cónyuges elegibles, un préstamo VA es una opción con grandes beneficios: no se requiere suscripción original, sin puntaje de crédito minúsculo para encuadrar y tasas de interés competitivas.</li>
<li>
<strong><u>Préstamos del USDA:</u></strong>  Vale la pena investigar los préstamos del USDA si desea comprar una casa en una zona rural (busque <u>aquí</u> para ver si su propiedad cumple con las métricas para esta hipoteca). Al igual que los préstamos VA, no se requiere el suscripción original, y es posible que solo necesite un puntaje de crédito de 640 para encuadrar con los prestamistas aprobados por el USDA.</li>
</ul>
<p>Todavía puede preguntarle a su prestamista hipotecario sobre otros préstamos hipotecarios y opciones de donación que podrían estar disponibles.</p>
<h2 id="get-started">Originarse</h2>
<p>Si está vivo para comenzar su delirio de adquisición de viviendas de Alabama, aquí le mostramos cómo comenzar:</p>
<ol>
<li>Explore la relación de prestamistas hipotecarios de la Autoridad de Finanzas de Viviendas de Alabama aprobadas. Tenga en cuenta que si acertadamente AHFA no ofrece hipotecas directamente, la agencia trabaja con casi 100 instituciones de préstamo en todo el estado.</li>
<li>Comprar y <u>Compare las ofertas de préstamos</u> de varios prestamistas para encontrar la opción más competitiva.</li>
<li>Si eres un primer tiempo, visite Bankrate&#8217;s <u>Préstamos y programas para compradores de vivienda por primera vez</u> Finalidad para consejos adicionales.</li>
</ol>
<p>Todavía puede prepararse para la propiedad de vivienda en Alabama por:</p>
<h3>Explore otros programas de comprador de vivienda por primera vez por estado</h3>
</p></div>
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<!-- sc5a72ec-e67639 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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