/*! elementor-pro - v3.1.1 - 23-02-2021 */ .elementor-document-handle { display: none; -webkit-box-align: center; -ms-flex-align: center; align-items: center; position: absolute; z-index: 100; top: 0; left: 50%; -webkit-transform: translateX(-50%); -ms-transform: translateX(-50%); transform: translateX(-50%); background-color: #fcb92c; padding: 5px 10px; font-family: Roboto, Arial, Helvetica, Verdana, sans-serif; font-size: 11px; color: #fff; border-radius: 0 0 3px 3px; cursor: pointer; } .elementor-document-handle:before, .elementor-document-handle:after { content: ''; position: absolute; border: solid transparent; } .elementor-document-handle:before { right: calc(100% - 1px); border-right-color: #fcb92c; border-width: 0 14px 23px 0; } .elementor-document-handle:after { left: calc(100% - 1px); border-left-color: #fcb92c; border-width: 0 0 23px 14px; } .elementor-document-handle .eicon-edit { margin-left: 5px; } .elementor-editor-active .elementor { position: relative; } .elementor-editor-active .elementor:not(.elementor-edit-mode):hover { -webkit-box-shadow: 0 0 0 1px #fcb92c; box-shadow: 0 0 0 1px #fcb92c; } .elementor-editor-active .elementor:not(.elementor-edit-mode):hover .elementor-document-handle { display: -webkit-box; display: -ms-flexbox; display: flex; line-height: initial; } .elementor-editor-active .elementor.loading { opacity: 0.5; } .elementor-editor-active .elementor[data-elementor-type="single"] > .elementor-document-handle { -webkit-transform: translateX(-50%) translateY(-100%); -ms-transform: translateX(-50%) translateY(-100%); transform: translateX(-50%) translateY(-100%); border-radius: 3px 3px 0 0; } .elementor-editor-active .elementor[data-elementor-type="single"] > .elementor-document-handle:before { border-width: 23px 14px 0 0; } .elementor-editor-active .elementor[data-elementor-type="single"] > .elementor-document-handle:after { border-width: 23px 0 0 14px; } .elementor-embedded-editor.elementor-location-header .elementor-section-wrap:not(:empty) + #elementor-add-new-section { display: none; } /*# sourceMappingURL=preview-rtl.css.map *//*! For license information please see announcements-app.min.js.LICENSE.txt */ (()=>{var r={3073:(r,c,u)=>{"use strict";var l=u(96784);Object.defineProperty(c,"__esModule",{value:!0}),c.appsEventTrackingDispatch=c.AppsEventTracking=void 0;var p=l(u(85707)),_=l(u(39805)),m=l(u(40989)),y=l(u(71434));function ownKeys(r,c){var u=Object.keys(r);if(Object.getOwnPropertySymbols){var l=Object.getOwnPropertySymbols(r);c&&(l=l.filter(function(c){return Object.getOwnPropertyDescriptor(r,c).enumerable})),u.push.apply(u,l)}return u}function _objectSpread(r){for(var c=1;c=r.length?{done:!0}:{done:!1,value:r[l++]}},e:function e(r){throw r},f:p}}throw new TypeError("Invalid attempt to iterate non-iterable instance.\nIn order to be iterable, non-array objects must have a [Symbol.iterator]() method.")}var _,m=!0,y=!1;return{s:function s(){u=u.call(r)},n:function n(){var r=u.next();return m=r.done,r},e:function e(r){y=!0,_=r},f:function f(){try{m||null==u.return||u.return()}finally{if(y)throw _}}}}function _arrayLikeToArray(r,c){(null==c||c>r.length)&&(c=r.length);for(var u=0,l=Array(c);u0&&void 0!==arguments[0]?arguments[0]:null,c=!!r;return this.dispatchEvent(w,_objectSpread({kit_import_status:!c},c&&{kit_import_error:r.message}))}},{key:"sendKitCloudLibraryApply",value:function sendKitCloudLibraryApply(r,c){return this.dispatchEvent(x,_objectSpread({trigger:y.default.triggers.click,kit_cloud_id:r},c&&{kit_apply_url:c}))}},{key:"sendKitCloudLibraryDelete",value:function sendKitCloudLibraryDelete(){return this.dispatchEvent(k,{trigger:y.default.triggers.click})}},{key:"sendImportExportAdminAction",value:function sendImportExportAdminAction(r){return this.dispatchEvent(O,{trigger:y.default.triggers.click,action_type:r})}},{key:"sendKitImportUploadFile",value:function sendKitImportUploadFile(r){return this.dispatchEvent(P,{kit_import_upload_file_status:r})}}])}()},6269:(r,c,u)=>{"use strict";var l=u(12470).__,p=u(96784);Object.defineProperty(c,"__esModule",{value:!0}),c.default=AnnouncementsHeader;var _=p(u(41594)),m=p(u(62688));function AnnouncementsHeader(r){var c=r.onClose;return _.default.createElement("div",{className:"announcements-heading-container"},_.default.createElement("i",{className:"eicon-elementor","aria-hidden":"true"}),_.default.createElement("span",{className:"heading-title"},l("Notifications","elementor")),_.default.createElement("button",{className:"close-button",onClick:function onClick(){return c("close")}},_.default.createElement("i",{className:"eicon-close","aria-hidden":"true"})))}AnnouncementsHeader.propTypes={onClose:m.default.func.isRequired}},7470:(r,c,u)=>{"use strict";var l=u(75206);c.createRoot=l.createRoot,c.hydrateRoot=l.hydrateRoot},9535:(r,c,u)=>{var l=u(89736);function _regenerator(){var c,u,p="function"==typeof Symbol?Symbol:{},_=p.iterator||"@@iterator",m=p.toStringTag||"@@toStringTag";function i(r,p,_,m){var b=p&&p.prototype instanceof Generator?p:Generator,v=Object.create(b.prototype);return l(v,"_invoke",function(r,l,p){var _,m,b,v=0,g=p||[],h=!1,w={p:0,n:0,v:c,a:d,f:d.bind(c,4),d:function d(r,u){return _=r,m=0,b=c,w.n=u,y}};function d(r,l){for(m=r,b=l,u=0;!h&&v&&!p&&u3?(p=k===l)&&(b=_[(m=_[4])?5:(m=3,3)],_[4]=_[5]=c):_[0]<=x&&((p=r<2&&x<_[1])?(m=0,w.v=l,w.n=_[1]):xl||l>k)&&(_[4]=r,_[5]=l,w.n=k,m=0))}if(p||r>1)return y;throw h=!0,l}return function(p,g,x){if(v>1)throw TypeError("Generator is already running");for(h&&1===g&&d(g,x),m=g,b=x;(u=m<2?c:b)||!h;){_||(m?m<3?(m>1&&(w.n=-1),d(m,b)):w.n=b:w.v=b);try{if(v=2,_){if(m||(p="next"),u=_[p]){if(!(u=u.call(_,b)))throw TypeError("iterator result is not an object");if(!u.done)return u;b=u.value,m<2&&(m=0)}else 1===m&&(u=_.return)&&u.call(_),m<2&&(b=TypeError("The iterator does not provide a '"+p+"' method"),m=1);_=c}else if((u=(h=w.n<0)?b:r.call(l,w))!==y)break}catch(r){_=c,m=1,b=r}finally{v=1}}return{value:u,done:h}}}(r,_,m),!0),v}var y={};function Generator(){}function GeneratorFunction(){}function GeneratorFunctionPrototype(){}u=Object.getPrototypeOf;var b=[][_]?u(u([][_]())):(l(u={},_,function(){return this}),u),v=GeneratorFunctionPrototype.prototype=Generator.prototype=Object.create(b);function f(r){return Object.setPrototypeOf?Object.setPrototypeOf(r,GeneratorFunctionPrototype):(r.__proto__=GeneratorFunctionPrototype,l(r,m,"GeneratorFunction")),r.prototype=Object.create(v),r}return GeneratorFunction.prototype=GeneratorFunctionPrototype,l(v,"constructor",GeneratorFunctionPrototype),l(GeneratorFunctionPrototype,"constructor",GeneratorFunction),GeneratorFunction.displayName="GeneratorFunction",l(GeneratorFunctionPrototype,m,"GeneratorFunction"),l(v),l(v,m,"Generator"),l(v,_,function(){return this}),l(v,"toString",function(){return"[object Generator]"}),(r.exports=_regenerator=function _regenerator(){return{w:i,m:f}},r.exports.__esModule=!0,r.exports.default=r.exports)()}r.exports=_regenerator,r.exports.__esModule=!0,r.exports.default=r.exports},10564:r=>{function _typeof(c){return r.exports=_typeof="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(r){return typeof r}:function(r){return r&&"function"==typeof Symbol&&r.constructor===Symbol&&r!==Symbol.prototype?"symbol":typeof r},r.exports.__esModule=!0,r.exports.default=r.exports,_typeof(c)}r.exports=_typeof,r.exports.__esModule=!0,r.exports.default=r.exports},10739:r=>{r.exports=function _objectWithoutPropertiesLoose(r,c){if(null==r)return{};var u={};for(var l in r)if({}.hasOwnProperty.call(r,l)){if(-1!==c.indexOf(l))continue;u[l]=r[l]}return u},r.exports.__esModule=!0,r.exports.default=r.exports},11018:r=>{r.exports=function _nonIterableRest(){throw new TypeError("Invalid attempt to destructure non-iterable instance.\nIn order to be iterable, non-array objects must have a [Symbol.iterator]() method.")},r.exports.__esModule=!0,r.exports.default=r.exports},11327:(r,c,u)=>{var l=u(10564).default;r.exports=function toPrimitive(r,c){if("object"!=l(r)||!r)return r;var u=r[Symbol.toPrimitive];if(void 0!==u){var p=u.call(r,c||"default");if("object"!=l(p))return p;throw new TypeError("@@toPrimitive must return a primitive value.")}return("string"===c?String:Number)(r)},r.exports.__esModule=!0,r.exports.default=r.exports},12470:r=>{"use strict";r.exports=wp.i18n},15118:(r,c,u)=>{var l=u(10564).default,p=u(36417);r.exports=function _possibleConstructorReturn(r,c){if(c&&("object"==l(c)||"function"==typeof c))return c;if(void 0!==c)throw new TypeError("Derived constructors may only return object or undefined");return p(r)},r.exports.__esModule=!0,r.exports.default=r.exports},18791:(r,c,u)=>{"use strict";var l=u(10564);Object.defineProperty(c,"__esModule",{value:!0}),c.default=void 0;_interopRequireWildcard(u(41594));var p=_interopRequireWildcard(u(75206)),_=u(7470);function _interopRequireWildcard(r,c){if("function"==typeof WeakMap)var u=new WeakMap,p=new WeakMap;return(_interopRequireWildcard=function _interopRequireWildcard(r,c){if(!c&&r&&r.__esModule)return r;var _,m,y={__proto__:null,default:r};if(null===r||"object"!=l(r)&&"function"!=typeof r)return y;if(_=c?p:u){if(_.has(r))return _.get(r);_.set(r,y)}for(var b in r)"default"!==b&&{}.hasOwnProperty.call(r,b)&&((m=(_=Object.defineProperty)&&Object.getOwnPropertyDescriptor(r,b))&&(m.get||m.set)?_(y,b,m):y[b]=r[b]);return y})(r,c)}c.default={render:function render(r,c){var u;try{var l=(0,_.createRoot)(c);l.render(r),u=function unmountFunction(){l.unmount()}}catch(l){p.render(r,c),u=function unmountFunction(){p.unmountComponentAtNode(c)}}return{unmount:u}}}},18821:(r,c,u)=>{var l=u(70569),p=u(65474),_=u(37744),m=u(11018);r.exports=function _slicedToArray(r,c){return l(r)||p(r,c)||_(r,c)||m()},r.exports.__esModule=!0,r.exports.default=r.exports},19734:(r,c,u)=>{"use strict";var l=u(96784);Object.defineProperty(c,"__esModule",{value:!0}),c.default=AnnouncementFooter;var p=l(u(41594)),_=l(u(62688));function AnnouncementFooter(r){var c=r.buttons,u=r.onClose;return p.default.createElement("div",{className:"announcement-footer-container"},Object.values(c).map(function(r,c){return p.default.createElement("a",{key:"button".concat(c),className:"button-item ".concat(r.variant),href:r.url,target:r.target,onClick:function onClick(){return u("cta")}},r.label)}))}AnnouncementFooter.propTypes={buttons:_.default.oneOfType([_.default.array,_.default.object]),onClose:_.default.func.isRequired}},28914:(r,c,u)=>{"use strict";var l=u(96784);Object.defineProperty(c,"__esModule",{value:!0}),c.default=void 0;var p=l(u(85707)),_=l(u(39805)),m=l(u(40989)),y=l(u(15118)),b=l(u(29402)),v=l(u(87861));function ownKeys(r,c){var u=Object.keys(r);if(Object.getOwnPropertySymbols){var l=Object.getOwnPropertySymbols(r);c&&(l=l.filter(function(c){return Object.getOwnPropertyDescriptor(r,c).enumerable})),u.push.apply(u,l)}return u}function _objectSpread(r){for(var c=1;c{function _getPrototypeOf(c){return r.exports=_getPrototypeOf=Object.setPrototypeOf?Object.getPrototypeOf.bind():function(r){return r.__proto__||Object.getPrototypeOf(r)},r.exports.__esModule=!0,r.exports.default=r.exports,_getPrototypeOf(c)}r.exports=_getPrototypeOf,r.exports.__esModule=!0,r.exports.default=r.exports},33929:(r,c,u)=>{var l=u(67114),p=u(89736);r.exports=function AsyncIterator(r,c){function n(u,p,_,m){try{var y=r[u](p),b=y.value;return b instanceof l?c.resolve(b.v).then(function(r){n("next",r,_,m)},function(r){n("throw",r,_,m)}):c.resolve(b).then(function(r){y.value=r,_(y)},function(r){return n("throw",r,_,m)})}catch(r){m(r)}}var u;this.next||(p(AsyncIterator.prototype),p(AsyncIterator.prototype,"function"==typeof Symbol&&Symbol.asyncIterator||"@asyncIterator",function(){return this})),p(this,"_invoke",function(r,l,p){function f(){return new c(function(c,u){n(r,p,c,u)})}return u=u?u.then(f,f):f()},!0)},r.exports.__esModule=!0,r.exports.default=r.exports},36417:r=>{r.exports=function _assertThisInitialized(r){if(void 0===r)throw new ReferenceError("this hasn't been initialised - super() hasn't been called");return r},r.exports.__esModule=!0,r.exports.default=r.exports},37744:(r,c,u)=>{var l=u(78113);r.exports=function _unsupportedIterableToArray(r,c){if(r){if("string"==typeof r)return l(r,c);var u={}.toString.call(r).slice(8,-1);return"Object"===u&&r.constructor&&(u=r.constructor.name),"Map"===u||"Set"===u?Array.from(r):"Arguments"===u||/^(?:Ui|I)nt(?:8|16|32)(?:Clamped)?Array$/.test(u)?l(r,c):void 0}},r.exports.__esModule=!0,r.exports.default=r.exports},39805:r=>{r.exports=function _classCallCheck(r,c){if(!(r instanceof c))throw new TypeError("Cannot call a class as a function")},r.exports.__esModule=!0,r.exports.default=r.exports},40362:(r,c,u)=>{"use strict";var l=u(56441);function emptyFunction(){}function emptyFunctionWithReset(){}emptyFunctionWithReset.resetWarningCache=emptyFunction,r.exports=function(){function shim(r,c,u,p,_,m){if(m!==l){var y=new Error("Calling PropTypes validators directly is not supported by the `prop-types` package. Use PropTypes.checkPropTypes() to call them. Read more at http://fb.me/use-check-prop-types");throw y.name="Invariant Violation",y}}function getShim(){return shim}shim.isRequired=shim;var r={array:shim,bigint:shim,bool:shim,func:shim,number:shim,object:shim,string:shim,symbol:shim,any:shim,arrayOf:getShim,element:shim,elementType:shim,instanceOf:getShim,node:shim,objectOf:getShim,oneOf:getShim,oneOfType:getShim,shape:getShim,exact:getShim,checkPropTypes:emptyFunctionWithReset,resetWarningCache:emptyFunction};return r.PropTypes=r,r}},40453:(r,c,u)=>{var l=u(10739);r.exports=function _objectWithoutProperties(r,c){if(null==r)return{};var u,p,_=l(r,c);if(Object.getOwnPropertySymbols){var m=Object.getOwnPropertySymbols(r);for(p=0;p{var l=u(45498);function _defineProperties(r,c){for(var u=0;u{"use strict";r.exports=React},42601:(r,c,u)=>{"use strict";var l=u(96784);Object.defineProperty(c,"__esModule",{value:!0}),c.default=AnnouncementBody;var p=l(u(41594)),_=l(u(62688));function AnnouncementBody(r){var c=r.announcement,u=c.title,l=c.description,_=c.media;return p.default.createElement("div",{className:"announcement-body-container"},"image"===_.type&&p.default.createElement("div",{className:"announcement-body-media announcement-body-".concat(_.type)},p.default.createElement("img",{src:_.src,alt:"Announcement"})),p.default.createElement("div",{className:"announcement-body-content"},p.default.createElement("div",{className:"announcement-body-title"},u),p.default.createElement("div",{className:"announcement-body-description",dangerouslySetInnerHTML:{__html:l}})))}AnnouncementBody.propTypes={announcement:_.default.object.isRequired}},45498:(r,c,u)=>{var l=u(10564).default,p=u(11327);r.exports=function toPropertyKey(r){var c=p(r,"string");return"symbol"==l(c)?c:c+""},r.exports.__esModule=!0,r.exports.default=r.exports},46313:(r,c,u)=>{var l=u(9535),p=u(33929);r.exports=function _regeneratorAsyncGen(r,c,u,_,m){return new p(l().w(r,c,u,_),m||Promise)},r.exports.__esModule=!0,r.exports.default=r.exports},53051:(r,c,u)=>{var l=u(67114),p=u(9535),_=u(62507),m=u(46313),y=u(33929),b=u(95315),v=u(66961);function _regeneratorRuntime(){"use strict";var c=p(),u=c.m(_regeneratorRuntime),g=(Object.getPrototypeOf?Object.getPrototypeOf(u):u.__proto__).constructor;function n(r){var c="function"==typeof r&&r.constructor;return!!c&&(c===g||"GeneratorFunction"===(c.displayName||c.name))}var h={throw:1,return:2,break:3,continue:3};function a(r){var c,u;return function(l){c||(c={stop:function stop(){return u(l.a,2)},catch:function _catch(){return l.v},abrupt:function abrupt(r,c){return u(l.a,h[r],c)},delegateYield:function delegateYield(r,p,_){return c.resultName=p,u(l.d,v(r),_)},finish:function finish(r){return u(l.f,r)}},u=function t(r,u,p){l.p=c.prev,l.n=c.next;try{return r(u,p)}finally{c.next=l.n}}),c.resultName&&(c[c.resultName]=l.v,c.resultName=void 0),c.sent=l.v,c.next=l.n;try{return r.call(this,c)}finally{l.p=c.prev,l.n=c.next}}}return(r.exports=_regeneratorRuntime=function _regeneratorRuntime(){return{wrap:function wrap(r,u,l,p){return c.w(a(r),u,l,p&&p.reverse())},isGeneratorFunction:n,mark:c.m,awrap:function awrap(r,c){return new l(r,c)},AsyncIterator:y,async:function async(r,c,u,l,p){return(n(c)?m:_)(a(r),c,u,l,p)},keys:b,values:v}},r.exports.__esModule=!0,r.exports.default=r.exports)()}r.exports=_regeneratorRuntime,r.exports.__esModule=!0,r.exports.default=r.exports},56441:r=>{"use strict";r.exports="SECRET_DO_NOT_PASS_THIS_OR_YOU_WILL_BE_FIRED"},58155:r=>{function asyncGeneratorStep(r,c,u,l,p,_,m){try{var y=r[_](m),b=y.value}catch(r){return void u(r)}y.done?c(b):Promise.resolve(b).then(l,p)}r.exports=function _asyncToGenerator(r){return function(){var c=this,u=arguments;return new Promise(function(l,p){var _=r.apply(c,u);function _next(r){asyncGeneratorStep(_,l,p,_next,_throw,"next",r)}function _throw(r){asyncGeneratorStep(_,l,p,_next,_throw,"throw",r)}_next(void 0)})}},r.exports.__esModule=!0,r.exports.default=r.exports},58400:(r,c,u)=>{"use strict";var l=u(96784);Object.defineProperty(c,"__esModule",{value:!0}),Object.defineProperty(c,"Announcement",{enumerable:!0,get:function get(){return _.default}}),Object.defineProperty(c,"AnnouncementBody",{enumerable:!0,get:function get(){return y.default}}),Object.defineProperty(c,"AnnouncementFooter",{enumerable:!0,get:function get(){return b.default}}),Object.defineProperty(c,"Announcements",{enumerable:!0,get:function get(){return p.default}}),Object.defineProperty(c,"AnnouncementsHeader",{enumerable:!0,get:function get(){return m.default}}),Object.defineProperty(c,"Overlay",{enumerable:!0,get:function get(){return v.default}});var p=l(u(93016)),_=l(u(84701)),m=l(u(6269)),y=l(u(42601)),b=l(u(19734)),v=l(u(70048))},61790:(r,c,u)=>{var l=u(53051)();r.exports=l;try{regeneratorRuntime=l}catch(r){"object"==typeof globalThis?globalThis.regeneratorRuntime=l:Function("r","regeneratorRuntime = r")(l)}},62507:(r,c,u)=>{var l=u(46313);r.exports=function _regeneratorAsync(r,c,u,p,_){var m=l(r,c,u,p,_);return m.next().then(function(r){return r.done?r.value:m.next()})},r.exports.__esModule=!0,r.exports.default=r.exports},62688:(r,c,u)=>{r.exports=u(40362)()},65474:r=>{r.exports=function _iterableToArrayLimit(r,c){var u=null==r?null:"undefined"!=typeof Symbol&&r[Symbol.iterator]||r["@@iterator"];if(null!=u){var l,p,_,m,y=[],b=!0,v=!1;try{if(_=(u=u.call(r)).next,0===c){if(Object(u)!==u)return;b=!1}else for(;!(b=(l=_.call(u)).done)&&(y.push(l.value),y.length!==c);b=!0);}catch(r){v=!0,p=r}finally{try{if(!b&&null!=u.return&&(m=u.return(),Object(m)!==m))return}finally{if(v)throw p}}return y}},r.exports.__esModule=!0,r.exports.default=r.exports},66961:(r,c,u)=>{var l=u(10564).default;r.exports=function _regeneratorValues(r){if(null!=r){var c=r["function"==typeof Symbol&&Symbol.iterator||"@@iterator"],u=0;if(c)return c.call(r);if("function"==typeof r.next)return r;if(!isNaN(r.length))return{next:function next(){return r&&u>=r.length&&(r=void 0),{value:r&&r[u++],done:!r}}}}throw new TypeError(l(r)+" is not iterable")},r.exports.__esModule=!0,r.exports.default=r.exports},67114:r=>{r.exports=function _OverloadYield(r,c){this.v=r,this.k=c},r.exports.__esModule=!0,r.exports.default=r.exports},70048:(r,c,u)=>{"use strict";var l=u(96784);Object.defineProperty(c,"__esModule",{value:!0}),c.default=function Overlay(){return p.default.createElement("div",{className:"announcements-screen-overlay"})};var p=l(u(41594))},70569:r=>{r.exports=function _arrayWithHoles(r){if(Array.isArray(r))return r},r.exports.__esModule=!0,r.exports.default=r.exports},71434:(r,c)=>{"use strict";Object.defineProperty(c,"__esModule",{value:!0}),c.default=void 0;c.default={appTypes:{editor:"editor",wpAdmin:"wpadmin",wpDash:"wpdash"},windowNames:{sidebarMenu:"sidebar_menu"},targetTypes:{dropdownItem:"dropdown_item",button:"button",tab:"tab",toggle:"toggle",searchInput:"search_input",searchResult:"search_result",buttons:"buttons",searchWidget:"search_widget",wpDashAdminMenuItem:"wpdash_admin_menu_item",wpDashEditorMenu:"wpdash_editor_menu",wpDashSubMenuItem:"wpdash_sub_menu_item",link:"link"},interactionResults:{actionSelected:"action_selected",navigate:"navigate",create:"create",sessionEnd:"session_end",tabChanged:"tab_changed",assetInserted:"asset_inserted",assetFavorite:"asset_favorite",aiGenerate:"ai_generate",resultsUpdated:"results_updated",noResults:"no_results",selected:"selected",promotionViewed:"promotion_viewed",upgradeNow:"upgrade_now",elementorSideMenuOpened:"elementor_side_menu_opened",editorSubMenuOpened:"wpdash_editor_sub_menu_opened",themeBuilderPromotionWindow:"theme_builder_promotion_window",pageOpened:"page_opened",expanded:"expanded",collapsed:"collapsed"},targetNames:{publishDropdown:{saveDraft:"save_draft",saveAsTemplate:"save_as_template",viewPage:"view_page",copyAndShare:"copy_and_share"},pageList:{addNewPage:"add_new_page"}},triggers:{click:"Click",rightClick:"Right Click",doubleClick:"Double Click",accordionClick:"Accordion Click",toggleClick:"Toggle Click",dropdownClick:"Click Dropdown",editorLoaded:"Editor Loaded",visible:"Visible",pageLoaded:"Page Loaded",typing:"Typing",tabSelect:"Tab Select",insert:"Insert",hover:"Hover"},locations:{widgetPanel:"Widget Panel",topBar:"Top Bar",sidebar:"Sidebar",elementorEditor:"Elementor Editor",templatesLibrary:{library:"Templates Library"},app:{import:"Import Kit",export:"Export Kit",kitLibrary:"Kit Library",cloudKitLibrary:"Cloud Kit Library"},variables:"Variables Panel",variablesManager:"Variables Manager",admin:"WP admin",wpDashAdmin:"wpdash_admin",structurePanel:"Structure Panel",canvas:"Canvas",leftPanel:"Left Panel",elementorLibrary:"Elementor Library",components:{instanceEditingPanel:"Instance Editing Panel"}},secondaryLocations:{layout:"Layout Section",basic:"Basic Section","pro-elements":"Pro Section",general:"General Section","theme-elements":"Site Section","theme-elements-single":"Single Section","woocommerce-elements":"WooCommerce Section",wordpress:"WordPress Section",categories:"Widgets Tab",global:"Globals Tab","whats-new":"What's New","document-settings":"Document Settings icon","preview-page":"Preview Page","publish-button":"Publish Button","widget-panel":"Widget Panel Icon",finder:"Finder",help:"Help",elementorLogoDropdown:"top_bar_elementor_logo_dropdown",elementorLogo:"Elementor Logo",eLogoMenu:"E-logo Menu",notes:"Notes",siteSettings:"Site Settings",structure:"Structure",documentNameDropdown:"Document Name dropdown",responsiveControls:"Responsive controls",launchpad:"launchpad",checklistHeader:"Checklist Header",checklistSteps:"Checklist Steps",userPreferences:"User Preferences",contextMenu:"Context Menu",templateLibrary:{saveModal:"Save to Modal",moveModal:"Move to Modal",bulkMoveModal:"Bulk Move to Modal",copyModal:"Copy to Modal",bulkCopyModal:"Bulk Copy to Modal",saveModalSelectFolder:"Save to Modal - select folder",saveModalSelectConnect:"Save to Modal - connect",saveModalSelectUpgrade:"Save to Modal - upgrade",importModal:"Import Modal",newFolderModal:"New Folder Modal",deleteDialog:"Delete Dialog",deleteFolderDialog:"Delete Folder Dialog",renameDialog:"Rename Dialog",createFolderDialog:"Create Folder Dialog",applySettingsDialog:"Apply Settings Dialog",cloudTab:"Cloud Tab",siteTab:"Site Tab",cloudTabFolder:"Cloud Tab - Folder",cloudTabConnect:"Cloud Tab - Connect",cloudTabUpgrade:"Cloud Tab - Upgrade",morePopup:"Context Menu",quotaBar:"Quota Bar"},kitLibrary:{cloudKitLibrary:"kits_cloud_library",cloudKitLibraryConnect:"kits_cloud_library_connect",cloudKitLibraryUpgrade:"kits_cloud_library_upgrade",kitExportCustomization:"kit_export_customization",kitExport:"kit_export",kitExportCustomizationEdit:"kit_export_customization_edit",kitExportSummary:"kit_export_summary",kitImportUploadBox:"kit_import_upload_box",kitImportCustomization:"kit_import_customization",kitImportSummary:"kit_import_summary"},variablesPopover:"Variables Popover",admin:{pluginToolsTab:"plugin_tools_tab",pluginWebsiteTemplatesTab:"plugin_website_templates_tab"},componentsTab:"Components Tab",canvasElement:"Canvas Element",publishDropdown:"Publish Dropdown",pageListDropdown:"Page List Dropdown",emptyBox:"Empty Box",searchBar:"Search Bar",finderResults:"Finder Results",libraryTabs:"Library Tabs",assetCard:"Asset Card",wpDashElementorCoreMenu:"elementor_editor_core_menu",wpDashElementorCoreSubMenu:"elementor_editor_core_sub_menu",wpDashThemeBuilder:"wpdash_core_sub_menu_theme_builder"},elements:{accordionSection:"Accordion section",buttonIcon:"Button Icon",mainCta:"Main CTA",button:"Button",link:"Link",dropdown:"Dropdown",toggle:"Toggle",launchpadChecklist:"Checklist popup"},names:{v1:{layout:"v1_widgets_tab_layout_section",basic:"v1_widgets_tab_basic_section","pro-elements":"v1_widgets_tab_pro_section",general:"v1_widgets_tab_general_section","theme-elements":"v1_widgets_tab_site_section","theme-elements-single":"v1_widgets_tab_single_section","woocommerce-elements":"v1_widgets_tab_woocommerce_section",wordpress:"v1_widgets_tab_wordpress_section",categories:"v1_widgets_tab",global:"v1_globals_tab"},topBar:{whatsNew:"top_bar_whats_new",documentSettings:"top_bar_document_settings_icon",previewPage:"top_bar_preview_page",publishButton:"top_bar_publish_button",widgetPanel:"top_bar_widget_panel_icon",finder:"top_bar_finder",help:"top_bar_help",history:"top_bar_elementor_logo_dropdown_history",userPreferences:"top_bar_elementor_logo_dropdown_user_preferences",keyboardShortcuts:"top_bar_elementor_logo_dropdown_keyboard_shortcuts",exitToWordpress:"top_bar_elementor_logo_dropdown_exit_to_wordpress",themeBuilder:"top_bar_elementor_logo_dropdown_theme_builder",notes:"top_bar_notes",siteSettings:"top_bar_site_setting",structure:"top_bar_structure",documentNameDropdown:"top_bar_document_name_dropdown",responsiveControls:"top_bar_responsive_controls",launchpadOn:"top_bar_checklist_icon_show",launchpadOff:"top_bar_checklist_icon_hide",elementorLogoDropdown:"open_e_menu",connectAccount:"connect_account",accountConnected:"account_connected"},elementorEditor:{editorLoaded:"editor_loaded",checklist:{checklistHeaderClose:"checklist_header_close_icon",checklistFirstPopup:"checklist popup triggered"},userPreferences:{checklistShow:"checklist_userpreferences_toggle_show",checklistHide:"checklist_userpreferences_toggle_hide"}},variables:{open:"open_variables_popover",add:"add_new_variable",connect:"connect_variable",save:"save_new_variable",update:"update_variable",openManager:"open_variables_manager",saveChanges:"save_variables_changes",delete:"delete_variable",variableSyncToV3:"variable_sync_to_v3"},design_system:{importOpened:"design_system_import_opened",fileSelected:"design_system_file_selected",validationFailed:"design_system_validation_failed",conflictChoice:"design_system_conflict_choice",confirmed:"design_system_import_confirmed",imported:"design_system_imported",importFailed:"design_system_import_failed",export:"design_system_export",opened:"design_system_opened"},components:{createClicked:"component_create_clicked",createCancelled:"component_creation_cancelled",created:"component_created",instanceAdded:"component_instance_added",edited:"component_edited",propertiesPanelOpened:"component_properties_panel_opened",propertiesGroupCreated:"component_properties_group_created",propertyExposed:"component_property_exposed",propertyRemoved:"component_property_removed",detached:"component_detached"},global_classes:{classApplied:"class_applied",classRemoved:"class_removed",classManagerFilterCleared:"class_manager_filter_cleared",classDeleted:"class_deleted",classPublishConflict:"class_publish_conflict",classRenamed:"class_renamed",classCreated:"class_created",classManagerSearched:"class_manager_searched",classManagerFiltersOpened:"class_manager_filters_opened",classManagerOpened:"class_manager_opened",classManagerReorder:"class_manager_reorder",classManagerFilterUsed:"class_manager_filter_used",classUsageLocate:"class_usage_locate",classUsageHovered:"class_usage_hovered",classStyled:"class_styled",classStateClicked:"class_state_clicked",classUsageClicked:"class_usage_clicked",classDuplicate:"class_duplicate",classSyncToV3PopupShown:"class_sync_to_v3_popup_shown",classSyncToV3:"class_sync_to_v3",classSyncToV3PopupClick:"class_sync_to_v3_popup_click"},editorOne:{topBarPublishDropdown:"top_bar_publish_dropdown",topBarPageList:"top_bar_page_list",siteSettingsSession:"site_settings_session",eLibraryNav:"e_library_nav",eLibraryInsert:"e_library_insert",eLibraryFavorite:"e_library_favorite",eLibraryGenerateAi:"e_library_generate_ai",finderSearchInput:"finder_search_input",finderResultSelect:"finder_result_select",canvasEmptyBoxAction:"canvas_empty_box_action",widgetPanelSearch:"widget_panel_search",wpDashElementorMenuClick:"wpdash_elementor_menu_click",wpDashEditorSubMenuHover:"wpdash_editor_sub_menu_hover",wpDashThemeBuilderClick:"wpdash_theme_builder_click",sidebarMenuItemClicked:"sidebar_menu_item_clicked",sidebarMenuGroupToggled:"sidebar_menu_group_toggled"},interactions:{created:"interactions_created"},promotions:{viewPromotion:"view_promotion",upgradePromotionClick:"upgrade_promotion_click"}}}},75206:r=>{"use strict";r.exports=ReactDOM},78113:r=>{r.exports=function _arrayLikeToArray(r,c){(null==c||c>r.length)&&(c=r.length);for(var u=0,l=Array(c);u{"use strict";var l=u(96784);Object.defineProperty(c,"__esModule",{value:!0}),c.default=Announcement;var p=l(u(41594)),_=l(u(40453)),m=u(58400),y=l(u(62688)),b=["cta"];function Announcement(r){var c=r.announcement,u=r.onClose,l=c.cta,y=(0,_.default)(c,b);return p.default.createElement("div",{className:"announcement-item"},p.default.createElement(m.AnnouncementBody,{announcement:y}),p.default.createElement(m.AnnouncementFooter,{buttons:l,onClose:u}))}Announcement.propTypes={announcement:y.default.object.isRequired,onClose:y.default.func.isRequired}},85707:(r,c,u)=>{var l=u(45498);r.exports=function _defineProperty(r,c,u){return(c=l(c))in r?Object.defineProperty(r,c,{value:u,enumerable:!0,configurable:!0,writable:!0}):r[c]=u,r},r.exports.__esModule=!0,r.exports.default=r.exports},87861:(r,c,u)=>{var l=u(91270);r.exports=function _inherits(r,c){if("function"!=typeof c&&null!==c)throw new TypeError("Super expression must either be null or a function");r.prototype=Object.create(c&&c.prototype,{constructor:{value:r,writable:!0,configurable:!0}}),Object.defineProperty(r,"prototype",{writable:!1}),c&&l(r,c)},r.exports.__esModule=!0,r.exports.default=r.exports},89736:r=>{function _regeneratorDefine(c,u,l,p){var _=Object.defineProperty;try{_({},"",{})}catch(c){_=0}r.exports=_regeneratorDefine=function regeneratorDefine(r,c,u,l){function o(c,u){_regeneratorDefine(r,c,function(r){return this._invoke(c,u,r)})}c?_?_(r,c,{value:u,enumerable:!l,configurable:!l,writable:!l}):r[c]=u:(o("next",0),o("throw",1),o("return",2))},r.exports.__esModule=!0,r.exports.default=r.exports,_regeneratorDefine(c,u,l,p)}r.exports=_regeneratorDefine,r.exports.__esModule=!0,r.exports.default=r.exports},91270:r=>{function _setPrototypeOf(c,u){return r.exports=_setPrototypeOf=Object.setPrototypeOf?Object.setPrototypeOf.bind():function(r,c){return r.__proto__=c,r},r.exports.__esModule=!0,r.exports.default=r.exports,_setPrototypeOf(c,u)}r.exports=_setPrototypeOf,r.exports.__esModule=!0,r.exports.default=r.exports},93016:(r,c,u)=>{"use strict";var l=u(96784),p=u(10564);Object.defineProperty(c,"__esModule",{value:!0}),c.default=Announcements;var _=function _interopRequireWildcard(r,c){if("function"==typeof WeakMap)var u=new WeakMap,l=new WeakMap;return function _interopRequireWildcard(r,c){if(!c&&r&&r.__esModule)return r;var _,m,y={__proto__:null,default:r};if(null===r||"object"!=p(r)&&"function"!=typeof r)return y;if(_=c?l:u){if(_.has(r))return _.get(r);_.set(r,y)}for(var b in r)"default"!==b&&{}.hasOwnProperty.call(r,b)&&((m=(_=Object.defineProperty)&&Object.getOwnPropertyDescriptor(r,b))&&(m.get||m.set)?_(y,b,m):y[b]=r[b]);return y}(r,c)}(u(41594)),m=l(u(85707)),y=l(u(18821)),b=u(58400),v=u(3073),g=l(u(62688));function ownKeys(r,c){var u=Object.keys(r);if(Object.getOwnPropertySymbols){var l=Object.getOwnPropertySymbols(r);c&&(l=l.filter(function(c){return Object.getOwnPropertyDescriptor(r,c).enumerable})),u.push.apply(u,l)}return u}function _objectSpread(r){for(var c=1;c{r.exports=function _regeneratorKeys(r){var c=Object(r),u=[];for(var l in c)u.unshift(l);return function e(){for(;u.length;)if((l=u.pop())in c)return e.value=l,e.done=!1,e;return e.done=!0,e}},r.exports.__esModule=!0,r.exports.default=r.exports},96784:r=>{r.exports=function _interopRequireDefault(r){return r&&r.__esModule?r:{default:r}},r.exports.__esModule=!0,r.exports.default=r.exports}},c={};function __webpack_require__(u){var l=c[u];if(void 0!==l)return l.exports;var p=c[u]={exports:{}};return r[u](p,p.exports,__webpack_require__),p.exports}(()=>{"use strict";var r=__webpack_require__(96784);var c=r(__webpack_require__(41594)),u=r(__webpack_require__(61790)),l=r(__webpack_require__(58155)),p=r(__webpack_require__(39805)),_=r(__webpack_require__(40989)),m=r(__webpack_require__(18791)),y=__webpack_require__(58400),b=r(__webpack_require__(28914));new(function(){return(0,_.default)(function AnnouncementIndex(){(0,p.default)(this,AnnouncementIndex),this.initAnnouncement()},[{key:"initAnnouncement",value:(r=(0,l.default)(u.default.mark(function _callee(){var r,l,p,_,v;return u.default.wrap(function(u){for(;;)switch(u.prev=u.next){case 0:if(l=document.getElementById("e-announcements-root"),(p=null===(r=window.elementorAnnouncementsConfig)||void 0===r?void 0:r.announcements)&&l){u.next=1;break}return u.abrupt("return");case 1:return u.next=2,$e.components.register(new b.default);case 2:_=m.default.render(c.default.createElement(c.default.Fragment,null,c.default.createElement(y.Overlay,null),c.default.createElement(y.Announcements,{announcements:p,unMount:function unMount(){v(),l.remove()}})),l),v=_.unmount;case 3:case"end":return u.stop()}},_callee)})),function initAnnouncement(){return r.apply(this,arguments)})}]);var r}())})()})(); No cortes las inversiones para comprar una casa
Saturday, September 12, 2026
Quer um cassino que tenha de tudo? A diversão começa na Funbet casino. With no downloads and fast loading, this mobile casino is always ready when you are. Enjoy speedy payouts, tempting bonuses, and effortless play at Gamblezen.
HomeHipotecasNo cortes las inversiones para comprar una casa

No cortes las inversiones para comprar una casa

spot_img
Pareja mirando una computadora portátil y un teléfono inteligente.

Imagen de Momo Productions/Gettyimages

El mercado de títulos, y los precios de las viviendas, siguen estableciendo registros y tasas hipotecarias Permanecer al septentrión de 6.5 por ciento. Es una combinación que hace que muchos estadounidenses cobren las tenencias de acciones para comprar casas.

De hecho, la Asociación Franquista de Agentes Inmobiliarios (NAR) informa que el 31 por ciento de los compradores de viviendas en julio pagaban efectivo. Ese número rara vez eclipsa el 30 por ciento, según el economista principal de NAR, Lawrence Yun.

Pero incluso si tiene la suerte de tener inversiones, podría sacar provecho de comprar una casa, los expertos generalmente recomiendan dejarlos en su circunscripción y sacar una hipoteca. He aquí por qué.

Busque el decano regreso

Retribuir efectivo por una casa no era tan atractiva cuando las tasas hipotecarias eran del 3 por ciento. La mayoría de los compradores de viviendas entendieron el valía del obstrucción en el moneda de víctima velocidad durante mucho tiempo. Sin incautación, cuando las tasas hipotecarias aprobaron un 7 por ciento, el cálculo cambió para algunos. Luego de todo, si omite la hipoteca del 7 por ciento, esencialmente obtiene un rendimiento del 7 por ciento.

Sin incautación, las acciones regresan rodeando del 10 por ciento en promedio, lo que complica el cálculo.

Las empresas rara vez optan por poseer intereses raíces gratuitos y claros, dice Thomas Anderson, autor de “The Value of Deuda” y fundador de FreeFinancialPlan.com. Piden prestado contra sus propiedades y usan el moneda para intervenir sus negocios. Pero los propietarios individuales a menudo adoptan un enfoque más inquina al peligro.

See also  Las tasas hipotecarias caen tras el recorte de la Reserva Federal

“Una casa apreciará o depreciará lo mismo, independientemente de si tiene una hipoteca o no”, dice Anderson. “Las finanzas corporativas saben separar esto. La financiación personal no”.

Compre más inteligente para las tarifas hipotecarias

Bankrate lo conecta a las últimas ofertas de prestamistas, adaptadas a usted. Encuentra tu víctima tarifa hoy.

Explorar las tasas de hipoteca

Permanecer invertido tiene sentido a dispendioso plazo

En su obra “El valía de la deuda en la construcción de la riqueza”, Anderson explica las matemáticas detrás de reafirmarse a las acciones mientras paga una hipoteca. Según sus cálculos, una pareja que pagó solo los intereses sobre su hipoteca y invirtió moneda en ahorros de compensación tendría el decano cavidad de compensación a los 65 abriles, incluso posteriormente de sufragar su saldo de la hipoteca. Se adelantaron a las parejas que priorizaron sufragar la hipoteca y luego atesorar para la compensación o aquellos que priorizaron tanto.

La mayoría de las familias eligen sufragar al director de su hipoteca, pero en normal, la depósitos de inversiones rara vez vale la pena. Anderson señala que incluso en 1980, cuando las tasas hipotecarias eran del 15 por ciento o más, y las acciones cayeron un 24 por ciento, quedarse invertido fue el movimiento inteligente, porque unos abriles más tarde, las tasas hipotecarias cayeron y las acciones aumentaron. Algún que se había retirado del mercado se perdió ganancias masivas en acciones.

Hay un mundo de opciones de inversión, y la equidad en el hogar es un activo ilíquido.

– Thomas Anderson
Autor de “El valía de la deuda”

Otro factótum es que no puede retirar fácilmente el patrimonio doméstico. “Hay un mundo de opciones de inversión, y la equidad en el hogar es un activo ilíquido”, dice Anderson.

Sopesando su tolerancia al peligro

Por lo normal, es un buen movimiento para modificar tanto como sea posible, pero para la mayoría de los propietarios, la comicios entre sufragar una hipoteca e inversión, incluso para la compensación, es más un estabilidad.

Entonces, ¿cómo debes alcanzar ese estabilidad? Es una cuestión de tolerancia al peligro. ¿Te sientes cómodo con la idea de que las acciones podrían disminuir, tal vez bruscamente? ¿O prefiere la estabilidad de enterarse que es dueño de su hogar injusto y claro?

Ken H. Johnson, economista de la vivienda y profesor de finanzas en la Universidad de Mississippi, dice que debe tantear estas dos declaraciones:

  • “No se puede romper si no debe ningún moneda. Sin incautación, la probabilidad de volverse rico es muy pequeña”.
  • “El uso de niveles significativos de apalancamiento aumenta dramáticamente su probabilidad de volverse rico. Sin incautación, igualmente aumenta significativamente la probabilidad de irrumpir”.

Si se siente más cómodo con la segunda confesión, probablemente prefiera financiar la transacción de su casa, incluso a las tarifas de hoy. Por otro flanco, si se siente más cómodo con el primero, puede optar por entregar algunas inversiones para estar fugado de deudas o más cerca de ella en su hogar.

Tenga en cuenta que hay espacio entre estos enfoques. Por ejemplo, si realiza un cuota original del 20 por ciento en una casa de $ 425,000 a una tasa de interés del 6.6 por ciento, su cuota mensual de principios y intereses será de $ 2,171. Duplicar su cuota original reduciría ese cuota mensual en más de $ 500, y gastará mucho menos por precoz que si pagara efectivo.

No hay una respuesta correcta o incorrecta a cuánta deuda debe tener. Si sabe que dormirá mejor sin deuda de vivienda, entonces sufragar la hipoteca no es la peor idea del mundo. Por otro flanco, igualmente puede seguir invirtiendo en circunscripción de sufragar la hipoteca. Luego de todo, la deuda hipotecaria es el moneda más de lance habitable para la mayoría de los estadounidenses.

¿Encontraste esta página útil?

Ayúdanos a mejorar nuestro contenido


LEAVE A REPLY

Please enter your comment!
Please enter your name here

Últimos artículos

Explorar más

spot_img

Artículos relacionados