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<style scoped>.tdi_17,.tdi_17 .tdc-columns{min-height:0}.tdi_17,.tdi_17 .tdc-columns{display:block}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:table}@media (max-width:767px){.tdi_17,.tdi_17 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:none}@media (min-width:768px){.tdi_17{margin-left:-0px;margin-right:-0px}.tdi_17 .tdc-row-video-background-error,.tdi_17>.vc_column,.tdi_17>.tdc-columns>.vc_column{padding-left:0px;padding-right:0px}}}@media (max-width:767px){.tdi_17{padding-top:5px!important;padding-bottom:5px!important;position:relative}}</style>
<div class="tdi_16_rand_style td-element-style" ><style>@media (max-width:767px){.tdi_16_rand_style{background-color:#00456e!important}}</style></div><div class="vc_column tdi_19  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
                    <div class="td-header-desktop-wrap ">
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Sunday, October 4, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
<style>.tdb_module_header{width:100%;padding-bottom:0}.tdb_module_header .td-module-container{display:flex;flex-direction:column;position:relative}.tdb_module_header .td-module-container:before{content:'';position:absolute;bottom:0;left:0;width:100%;height:1px}.tdb_module_header .td-image-wrap{display:block;position:relative;padding-bottom:70%}.tdb_module_header .td-image-container{position:relative;width:100%;flex:0 0 auto}.tdb_module_header .td-module-thumb{margin-bottom:0}.tdb_module_header .td-module-meta-info{width:100%;margin-bottom:0;padding:7px 0 0 0;z-index:1;border:0 solid #eaeaea;min-height:0}.tdb_module_header .entry-title{margin:0;font-size:13px;font-weight:500;line-height:18px}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date,.tdb_module_header .td-module-comments{vertical-align:text-top}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date{top:3px}.tdb_module_header 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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p>      Alistair Berg/DigitalVision/Getty Images
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<p>Una de las tasas de recompensas más altas en el mercado, puede obtener un 5 por ciento de reembolso en efectivo en categorías giratorias o seleccionadas con las tarjetas a continuación. Por otra parte, puede cobrar del 2 al 3 por ciento en categorías adicionales y un 1 por ciento en todo lo demás.</p>
<p>Eche un vistazo a la mejora de bienvenida de la maleable, los límites de desembolso y otros términos ayer de postularse. Y si la categoría del 5 por ciento no es lo suficientemente integral para usted, una maleable de devolución de efectivo de incorporación tasa plana podría ser una gran suplemento.</p>
<h2 id="top-cards" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Top cards for 5% cash back" data-outcome="">Tarjetas superiores para un 5% de reembolso en efectivo</h2>
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<h2 id="compare" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Comparing the best 5% cash back cards" data-outcome="">Comparando las mejores tarjetas de devolución de efectivo del 5%</h2>
<div class="w-full overflow-x-auto">
<table class="wp-block-table Table Table--text Table--stripedOdd Table--spacing1 align-middle is-style-stripes wrapped">
<thead>
<tr>
<th>Nombre de la maleable</th>
<th>Mejor para</th>
<th>Tarifa anual</th>
<th>Puntaje de crédito recomendado</th>
<th>Tasa de recompensas</th>
</tr>
</thead>
<tbody>
<tr>
<td><span data-capi-name="6746">Descubrir it® en efectivo</span></td>
<td>Categorías giratorias</td>
<td><span data-capi-fee="ongoing_annual" data-pid="6746">$ 0</span></td>
<td>Bueno a excelente (670 &#8211; 850)</td>
<td>
<ul>
<li>El 5% de reembolso en efectivo en hasta $ 1,500 en categorías de rotación activadas cada trimestre, luego 1%</li>
<li>1% en todas las demás compras</li>
</ul>
</td>
</tr>
<tr>
<td><span data-capi-name="7573">Chase Freedom Flex®</span></td>
<td>Recompensas adicionales para restauración y apoteca</td>
<td><span data-capi-fee="ongoing_annual" data-pid="7573">$ 0</span></td>
<td>Bueno a excelente (670 &#8211; 850)</td>
<td>
<ul>
<li>El 5% de reembolso en efectivo en hasta $ 1,500 categorías rotativas activadas cada trimestre, luego 1%</li>
<li>5% de dorso en las compras de viajes de Chase</li>
<li>3% en importación de comidas y apoteca</li>
<li>1% en todas las demás compras</li>
</ul>
</td>
</tr>
<tr>
<td><span data-capi-name="7816">Polímero Citi Custom Cash®</span></td>
<td>Recompensas automáticas</td>
<td><span data-capi-fee="ongoing_annual" data-pid="7816">$ 0</span></td>
<td>Bueno a excelente (670 &#8211; 850)</td>
<td>
<ul>
<li>El 5% de reembolso en efectivo en hasta $ 500 en su categoría de desembolso elegible superior en cada ciclo de facturación, luego 1%</li>
<li>4% en hoteles, alquileres de autos y atracciones reservadas en Citi Travel Portal hasta el 30/06/2026</li>
<li>1% en todas las demás compras</li>
</ul>
</td>
</tr>
<tr>
<td><span data-capi-name="6529">Polímero US Bank Cash+® Visa Signature®</span></td>
<td>Recompensas personalizables</td>
<td><span data-capi-fee="ongoing_annual" data-pid="6529">$ 0</span></td>
<td>Bueno a excelente (670 &#8211; 850)</td>
<td>
<ul>
<li>5% de reembolso en efectivo en hasta $ 2,000 combinados en dos categorías elegibles de su votación, luego el 1%</li>
<li>5% sobre tarifas aéreas prepagas, estadías en hoteles y alquileres de automóviles a través del centro de viajes de recompensas</li>
<li>2% en una categoría de su votación</li>
<li>1% en todas las demás compras</li>
</ul>
</td>
</tr>
</tbody>
</table>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-elegir-una-tarjeta-de-credito-segura-7-cosas-para-buscar" target="_self" rel="dofollow" class="u6869dc37a5180ec687226c96ce4b7fa9"><!-- INLINE RELATED POSTS 1/3 //--><style> .u6869dc37a5180ec687226c96ce4b7fa9 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u6869dc37a5180ec687226c96ce4b7fa9:active, .u6869dc37a5180ec687226c96ce4b7fa9:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u6869dc37a5180ec687226c96ce4b7fa9 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u6869dc37a5180ec687226c96ce4b7fa9 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u6869dc37a5180ec687226c96ce4b7fa9 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u6869dc37a5180ec687226c96ce4b7fa9:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo elegir una tarjeta de crédito segura: 7 cosas para buscar</span></div></a></div></div>
<p>El 5 por ciento de las tarjetas de devolución de efectivo generalmente requieren un puntaje de crédito bueno a excelente. Si tiene crédito malo o calibrado, considere nuestras mejores opciones para tarjetas por mal crédito.</p>
<h2 id="choose" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How to choose a 5% cash back card" data-outcome="">Cómo nominar una maleable de devolución de efectivo del 5%</h2>
<p>Notará similitudes entre tarjetas que ofrecen esta incorporación tasa de recompensas, pero hay algunos factores decisivos para comparar.</p>
<ul>
<li>
<strong>Mira el calendario de recompensas.</strong> Las tarjetas con recompensas de categoría giratoria a menudo no anuncian la próxima categoría hasta un mes ayer, pero puede ver los calendarios de los últimos abriles para ver ejemplos de categorías. Si la maleable ofrece un 5 por ciento en su categoría cibernética o elegida, consulte la letanía completa de categorías disponibles. En pocas palabras, desea cerciorarse de que sus grandes gastos de boleto cosechen el 5 por ciento de la maleable.</li>
<li>
<strong>Compare bonos de bienvenida y otras ventajas.</strong> Las tarjetas sobre todo vienen con ofertas de bienvenida, pero varían en términos de tamaño y requisitos de desembolso. Asegúrese de que pueda cobrar el bono a tiempo y esté satisfecho con los términos de la ofrecimiento. Todavía busque ventajas de tarjetas como protección de importación y entrada a la reserva de viajes o entretenimiento del emisor, ya que algunas tarjetas ofrecen más que otras.</li>
<li>
<strong>Verifique si hay límites de desembolso.</strong> Estas tarjetas de 5 por ciento a menudo vienen con límites de desembolso en las categorías de bonos, que van desde $ 500 por ciclo de facturación a $ 2,000 por trimestre. Si eres un gran guía en una determinada categoría, puedes calcular las recompensas que ganarías con una de estas tarjetas con un meta contra una maleable que deseo recompensas ilimitadas del 3 por ciento en la misma categoría, por ejemplo.</li>
</ul>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/que-es-la-penalizacion-apr-y-como-lo-evitas" target="_self" rel="dofollow" class="u328929d428ef70275f44a2a1803665ac"><!-- INLINE RELATED POSTS 2/3 //--><style> .u328929d428ef70275f44a2a1803665ac { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u328929d428ef70275f44a2a1803665ac:active, .u328929d428ef70275f44a2a1803665ac:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u328929d428ef70275f44a2a1803665ac { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u328929d428ef70275f44a2a1803665ac .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u328929d428ef70275f44a2a1803665ac .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u328929d428ef70275f44a2a1803665ac:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">¿Qué es la penalización APR y cómo lo evitas?</span></div></a></div><h2 id="tips" data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Tips for maximizing rewards with a 5% cash back card" data-outcome="">Consejos para maximizar las recompensas con una maleable de devolución de efectivo del 5%</h2>
<p>Puedes explotar al mayor esa esforzado tasa de recompensas con los movimientos correctos. Aquí le mostramos cómo maximizar su reembolso en efectivo.</p>
<ul>
<li>
<strong>Activar</strong><strong>  su </strong><strong>categoría de mejora</strong><strong>  cada </strong><strong>ciclo de facturación o </strong><strong>cuarto</strong>. A excepción de las recompensas automáticas de Citi Custom Cash, otras tarjetas de 5 por ciento a menudo requieren que active una categoría giratoria o elija su categoría de mejora preferida. Si olvidas, te perderás recompensas elevadas.</li>
<li>
<strong>Combina múltiples tarjetas con diferentes categorías de mejora</strong>. Considere usar más de una maleable para cubrir tantas categorías de mejora como sea posible. Puede usar una maleable diferente para maximizar las recompensas en sus respectivas categorías del 5 por ciento durante todo el año, y la mayoría de las tarjetas en este hornacina no cobran tarifas anuales.</li>
<li>
<strong>Empareje una maleable de devolución del 5 por ciento con una maleable de devolución de efectivo de tarifa plana</strong>. La mayoría de las tarjetas de crédito de retroceso del 5 por ciento solo le otorgan un 1 por ciento en las compras regulares, así que considere combinarla con una maleable de crédito de retribución de tarifa plana que lo retribución con 1.5 o 2 por ciento de regreso en el desembolso regular.</li>
<li>
<strong>Pague la extracto de su maleable de crédito en su totalidad cada mes</strong>. Si es posible, intente no sufrir un saldo en su maleable; el interés acumulado eliminará cualquier valencia de recompensas. Si no puede avalar a tiempo y en su totalidad, deje de realizar compras con la maleable y agregue el saldo hasta que lo haya pagado.</li>
</ul>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/bank-of-america-en-efectivo-ilimitado-asegurado-vs-bank-of-america-en-efectivo-personalizado-asegurado" target="_self" rel="dofollow" class="u05f69ff039118a7ab45a56f09225a9f1"><!-- INLINE RELATED POSTS 3/3 //--><style> .u05f69ff039118a7ab45a56f09225a9f1 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u05f69ff039118a7ab45a56f09225a9f1:active, .u05f69ff039118a7ab45a56f09225a9f1:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u05f69ff039118a7ab45a56f09225a9f1 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u05f69ff039118a7ab45a56f09225a9f1 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u05f69ff039118a7ab45a56f09225a9f1 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u05f69ff039118a7ab45a56f09225a9f1:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Bank of America en efectivo ilimitado asegurado vs. Bank of America en efectivo personalizado asegurado</span></div></a></div><h2 id="whats-next" data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="What’s next?" data-outcome="">¿Qué sigue?</h2>
<h2 id="bottom-line" data-position="6" data-beam-element-viewed="" data-id="br-h2-6-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The bottom line" data-outcome="">El resultado final</h2>
<p>El 5 por ciento es una de las mejores tasas de recompensas, y una maleable de devolución del 5 por ciento en efectivo puede ser una gran suplemento a su billetera si se organizan su desembolso. Esté atento a las categorías de mejora y recuerde activarlas, si es necesario. Pero estas cartas a menudo vienen con límites de desembolso y solo pueden remunerar una categoría. Otras tarjetas de devolución de efectivo ofrecen recompensas ilimitadas en múltiples categorías, aunque a una tasa tenuemente más disminución. La mejor maleable para usted es la que se alinea con sus hábitos de desembolso, no solo con la tasa de recompensas más incorporación.</p>
<h2 id="faqs" data-position="7" data-beam-element-viewed="" data-id="br-h2-7-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Frequently asked questions" data-outcome="">Preguntas frecuentes</h2>
<p>*<em><i>Bankrate ha recopilado información sobre la maleable Chase Freedom Flex®, la maleable Citi Custom Cash® y la maleable US Bank Cash+® Visa Signature® de forma independiente. Los detalles de la maleable no han sido revisados ​​ni aprobados por el emisor de la maleable.</i></em></p>
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<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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