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                    <div class="td-header-mobile-sticky-wrap tdc-zone-sticky-invisible tdc-zone-sticky-inactive" style="display: none">
                        <div id="tdi_14" class="tdc-zone"><div class="tdc_zone tdi_15  wpb_row td-pb-row" data-sticky-offset="0" >
<style scoped>.tdi_15{min-height:0}.td-header-mobile-sticky-wrap.td-header-active{opacity:1}.td-header-mobile-sticky-wrap{-webkit-transition:all 0.3s ease-in-out;-moz-transition:all 0.3s ease-in-out;-o-transition:all 0.3s ease-in-out;transition:all 0.3s ease-in-out}@media (max-width:767px){.td-header-mobile-sticky-wrap{transform:translateY(-120%);-webkit-transform:translateY(-120%);-moz-transform:translateY(-120%);-ms-transform:translateY(-120%);-o-transform:translateY(-120%)}.td-header-mobile-sticky-wrap.td-header-active{transform:translateY(0);-webkit-transform:translateY(0);-moz-transform:translateY(0);-ms-transform:translateY(0);-o-transform:translateY(0)}}</style><div id="tdi_16" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_17  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_17,.tdi_17 .tdc-columns{min-height:0}.tdi_17,.tdi_17 .tdc-columns{display:block}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:table}@media (max-width:767px){.tdi_17,.tdi_17 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:none}@media (min-width:768px){.tdi_17{margin-left:-0px;margin-right:-0px}.tdi_17 .tdc-row-video-background-error,.tdi_17>.vc_column,.tdi_17>.tdc-columns>.vc_column{padding-left:0px;padding-right:0px}}}@media (max-width:767px){.tdi_17{padding-top:5px!important;padding-bottom:5px!important;position:relative}}</style>
<div class="tdi_16_rand_style td-element-style" ><style>@media (max-width:767px){.tdi_16_rand_style{background-color:#00456e!important}}</style></div><div class="vc_column tdi_19  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
                    <div class="td-header-desktop-wrap ">
                        <div id="tdi_27" class="tdc-zone"><div class="tdc_zone tdi_28  wpb_row td-pb-row"  >
<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Monday, October 5, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
<style>.tdb_module_header{width:100%;padding-bottom:0}.tdb_module_header .td-module-container{display:flex;flex-direction:column;position:relative}.tdb_module_header .td-module-container:before{content:'';position:absolute;bottom:0;left:0;width:100%;height:1px}.tdb_module_header .td-image-wrap{display:block;position:relative;padding-bottom:70%}.tdb_module_header .td-image-container{position:relative;width:100%;flex:0 0 auto}.tdb_module_header .td-module-thumb{margin-bottom:0}.tdb_module_header .td-module-meta-info{width:100%;margin-bottom:0;padding:7px 0 0 0;z-index:1;border:0 solid #eaeaea;min-height:0}.tdb_module_header .entry-title{margin:0;font-size:13px;font-weight:500;line-height:18px}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date,.tdb_module_header .td-module-comments{vertical-align:text-top}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date{top:3px}.tdb_module_header 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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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	                                    <div style='position:absolute;left:-9769px;width:1131px;'>Quer um cassino que tenha de tudo? A diversão começa na <a href="https://fcamazonia.com/">Funbet casino</a>.</div><div id="tdi_61" class="tdc-zone"><div class="tdc_zone tdi_62  wpb_row td-pb-row"  >
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<style>.tdb_title{margin-bottom:19px}.tdb_title.tdb-content-horiz-center{text-align:center}.tdb_title.tdb-content-horiz-center .tdb-title-line{margin:0 auto}.tdb_title.tdb-content-horiz-right{text-align:right}.tdb_title.tdb-content-horiz-right .tdb-title-line{margin-left:auto;margin-right:0}.tdb-title-text{display:inline-block;position:relative;margin:0;word-wrap:break-word;font-size:30px;line-height:38px;font-weight:700}.tdb-first-letter{position:absolute;-webkit-user-select:none;user-select:none;pointer-events:none;text-transform:uppercase;color:rgba(0,0,0,0.08);font-size:6em;font-weight:300;top:50%;-webkit-transform:translateY(-50%);transform:translateY(-50%);left:-0.36em;z-index:-1;-webkit-text-fill-color:initial}.tdb-title-line{display:none;position:relative}.tdb-title-line:after{content:'';width:100%;position:absolute;background-color:var(--td_theme_color,#4db2ec);top:0;left:0;margin:auto}.tdb-single-title .tdb-title-text{font-size:41px;line-height:50px;font-weight:400}.tdi_69 .tdb-title-text{color:#000000;font-family:Merriweather Sans!important;font-size:35px!important;line-height:1.4!important;font-weight:700!important}.tdi_69 .tdb-add-text{color:#000000;font-family:Merriweather Sans!important}.tdi_69 .tdb-title-line:after{height:2px;bottom:40%;background:#000000}.tdi_69 .tdb-title-line{height:50px}.td-theme-wrap .tdi_69{text-align:left}.tdi_69 .tdb-first-letter{left:-0.36em;right:auto;font-family:Merriweather Sans!important}@media (min-width:768px) and (max-width:1018px){.tdi_69 .tdb-title-text{font-size:27px!important}}@media (max-width:767px){.tdi_69 .tdb-title-text{font-size:25px!important}}</style><div class="tdb-block-inner td-fix-index"><h1 class="tdb-title-text">Este TikToker pagó miles de deudas de tarjetas de crédito. Luego ocurrió el cierre del gobierno |</h1><div></div><div class="tdb-title-line"></div></div></div><div class="td_block_wrap tdb_single_featured_image tdi_70 tdb-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_70" >
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                                        alt="Este TikToker pagó miles de deudas de tarjetas de crédito. Luego ocurrió el cierre del gobierno |" title="Este TikToker pagó miles de deudas de tarjetas de crédito. Luego ocurrió el cierre del gobierno |" 
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<p>Selena Cooper, de 25 abriles, es trabajadora federal en Carolina del Sur. A posteriori del clausura del gobierno el 1 de octubre, la oficina donde trabaja cerró y sus cheques de suscripción dejaron de venir. No pasó mucho tiempo ayer de que se encontrara con un saldo de sobregiro en su cuenta corriente y $4,000 en deudas de tarjetas de crédito. Para colmo de males, eso fue posteriormente de acontecer pagado tres tarjetas de crédito casi nada tres meses ayer.</p>
<p>&#8220;¡Y necesito enriquecer mi cuenta, enriquecer mi cuenta! Pero no puedo. ¡El gobierno está cerrado!&#8221;. cantó, compartiendo su experiencia en un TikTok con la equilibrio de la popular canción de 4 Non Blondes, “What&#8217;s Up”.</p>
<p>El video se volvió vírico y impactó a muchos otros en un ocupación similar.</p>
<p>Según los datos más recientes de la Oficina de Estadísticas Laborales, hay más o menos de 2,9 millones de trabajadores del gobierno federal en Estados Unidos, muchos de los cuales enfrentan una pérdida de ingresos cuando el gobierno cierra. Y no son los únicos que sienten el dolor del mercado profesional en este momento. </p>
<p>Cerca de 72.000 empleados gubernamentales han sido despedidos por el Área de Eficiencia Estatal este año, según Layoffs.fyi, un sitio web que rastrea los cortaduras de empleos gubernamentales y tecnológicos. En común, hasta octubre, los empleadores han anunciado cerca de 1,1 millones de cortaduras de empleos, un 44% más que los más de 761.000 cortaduras anunciados en todo 2024, informa Challenger, Gray &#038; Christmas.</p>
<p>&#8220;Verdaderamente no es carencia que puedas hacer, porque no es tu falta&#8221;, dice Cooper. &#8220;No es poco para lo que estábamos preparados&#8221;.</p>
<p>Si aceptablemente encontrarse endeudado conveniente a la pérdida de ingresos puede resultar desorientador, no es raro. Así es como puede afectarle y cómo puede salir delante.</p>
<h2 data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="When loss of income throws you into debt" data-outcome="">Cuando la pérdida de ingresos te endeuda</h2>
<p>El suscripción de la deuda es una tarea enorme y Cooper ha tenido éxito en ella. A posteriori de graduarse de la universidad, obtuvo una plástico de crédito comercial para iniciar su negocio de fotografía, usándola para enriquecer equipos, arrendamiento de espacios y otros gastos. El saldo se desplazó de su plástico de presentación a sus cuentas de tarjetas de crédito personales, alcanzando un saldo total de más o menos de $9,000. </p>
<p>Cooper tardó dos abriles en enriquecer la deuda, y su TikTok se convirtió en un negocio secundario que ayudó con este esfuerzo. Lamentablemente, cuando sólo le quedaban unos 200 dólares de saldo, el gobierno cerró. Cooper pudo ver sus cheques de suscripción pendientes en su cuenta corriente, pero nunca llegaron. Tratando de mantenerse al día con las facturas, incluido el seguro del automóvil, el seguro de la perspectiva y dental, el seguro de vivienda y comercial, volvió a apelar a sus tarjetas.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/guia-de-privilegios-de-eleccion-bankrat" target="_self" rel="dofollow" class="u1472e46094f64df580a310ecbbea2258"><!-- INLINE RELATED POSTS 1/3 //--><style> .u1472e46094f64df580a310ecbbea2258 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u1472e46094f64df580a310ecbbea2258:active, .u1472e46094f64df580a310ecbbea2258:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u1472e46094f64df580a310ecbbea2258 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u1472e46094f64df580a310ecbbea2258 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u1472e46094f64df580a310ecbbea2258 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u1472e46094f64df580a310ecbbea2258:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Guía de privilegios de elección | Bankrat</span></div></a></div><p>&#8220;La deuda no es tan mala como solía ser, pero enriquecer una plástico de crédito y retornar a cobrar $4,000 en un mes es una especie de manía&#8221;, dice Cooper.</p>
<p>Su padre y su pareja enfrentan una situación similar. Los dos están en el ejército, dice, y a uno y otro no les pagan.</p>
<p>&#8220;Simplemente están viviendo&#8221;, dice. &#8220;No hay carencia que positivamente puedan hacer al respecto&#8230; Todo el mundo está intentando conseguir un préstamo o todo el mundo está intentando conseguir algún tipo de metálico&#8221;.</p>
<p>La historia de Cooper es sólo un ejemplo de cómo los eventos fuera de su control pueden tener un impacto importante en su situación financiera. Ya sea que se trate de una interrupción temporal de los ingresos o de una pérdida de empleo a dilatado plazo, la deuda puede ser la única decisión cuando no hay mejores opciones. </p>
<p>El consejo común es tener ahorros que sirvan como red de seguridad en tales casos. de hecho, más de la medio de los adultos estadounidenses (54%) dijeron que no tienen suficientes ahorros para cubrir tres meses de gastos, según el Crónica Anual de Ahorros de Emergencia 2025 de Bankrate. Y casi 1 de cada 4 (24%) dijo que no tiene ningún reducción de emergencia.</p>
<p>Cuando se ve obligado a apelar a sus tarjetas de crédito o solicitar un préstamo conveniente a circunstancias imprevistas, puede parecer una derrota. Pero hay maneras de recuperar el control de la situación, si se conocen los pasos correctos a seguir.</p>
<h2 data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How to navigate unplanned debt" data-outcome="">Cómo afrontar la deuda no planificada</h2>
<p>El clausura podría estar llegando a su fin con un acuerdo escaso en el Senado el 9 de noviembre. Cooper aún no ha escuchado carencia sobre cobrar pagos atrasados, pero parece decidida cuando dice que volverá a salir de sus deudas. Las receso son una época muy ocupada para una fotógrafa que prepara promociones y reduce los precios para atraer clientes. </p>
<p>Es fundamental mantenerse proactivo cuando se enfrenta a una carga de deuda cada vez decano. Esto es lo que puedes hacer:</p>
<h3>Revisa tus gastos</h3>
<p>Lo primero que debe hacer es echar un vistazo a sus gastos de manutención, dice Mújol Robertson, consejera de crédito certificada y apoderado de servicios de información de Parachute Credit Counseling.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-ganar-hasta-un-25-por-ciento-de-devolucion-en-amazon" target="_self" rel="dofollow" class="u3c31d0245e94523a4b3309d4d210ccf0"><!-- INLINE RELATED POSTS 2/3 //--><style> .u3c31d0245e94523a4b3309d4d210ccf0 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u3c31d0245e94523a4b3309d4d210ccf0:active, .u3c31d0245e94523a4b3309d4d210ccf0:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u3c31d0245e94523a4b3309d4d210ccf0 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u3c31d0245e94523a4b3309d4d210ccf0 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u3c31d0245e94523a4b3309d4d210ccf0 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u3c31d0245e94523a4b3309d4d210ccf0:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo ganar hasta un 25 por ciento de devolución en Amazon</span></div></a></div><p>“Priorizar los gastos esenciales: vivienda, nutriente, servicios públicos y transporte esencial”, recomienda. &#8220;En segundo ocupación, pausar temporalmente los gastos no esenciales. Esto puede incluir salir a cenar, entretenimiento, suscripciones a streaming o incluso pagos adicionales para deudas o contribuciones de reducción&#8221;.</p>
<p>De esa forma, reducirás tus gastos tanto como sea posible, lo que significa que además necesitarás pedir menos metálico prestado. </p>
<h3>Manténgase en contacto con sus prestamistas</h3>
<p>Contactar a sus prestamistas ayer de que esté retrasado en cualquier suscripción es esencia, dice Robertson. El emisor de su plástico de crédito, por ejemplo, podría ofrecerle una variedad de soluciones, desde cambiar su plazo de vencimiento hasta inscribirlo en un software para personas con dificultades económicas. Lo mismo ocurre con su prestamista hipotecario. </p>
<p>Si se ha conocido afectado por el clausura del gobierno, es posible que tenga opciones adicionales. </p>
<p>&#8220;Las instituciones financieras y los proveedores de servicios están al tanto del clausura y es posible que hayan establecido programas de subsidio para los trabajadores federales afectados&#8221;, dice Robertson.</p>
<p>Por ejemplo, algunas cooperativas de crédito federales ofrecen préstamos de alivio sin intereses para ayudar a los trabajadores federales hasta que comiencen a cobrar cheques de suscripción nuevamente. Algunas instituciones además eliminan las tarifas mensuales en las cuentas de reducción o las multas por retiro anticipado de un certificado de depósito (CD). Los prestatarios además pueden tener la opción de comerse pagos de préstamos o tarjetas de crédito.</p>
<p>Tenga en cuenta que durante eventos como el clausura, las líneas de servicio al cliente pueden estar muy ocupadas. Cooper comparte que experimenta tiempos de dilación de más de una hora cuando fogata al emisor de su plástico de crédito.</p>
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<p>                    Obtenga subsidio para empleados federales
                </p>
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<p>Si es empleado del gobierno federal, puede tener ataque a subsidio adicional:</p>
<p>El apoyo de la comunidad restringido está apto llamando al 211 o visitando 211.org.</p>
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<h3>Considere un trabajo secundario</h3>
<p>La cuenta de TikTok de Cooper ha sido una fuente de ingresos adicionales, aunque inconsistentes, y ella continúa con su negocio de fotografía.</p>
<p>Puede que no esté interesado en convertirse en un influencer de las redes sociales, pero encontrar nuevas formas rápidas de cobrar metálico no es una mala idea si ha perdido su principal fuente de ingresos. Considere trabajos secundarios flexibles y de corto plazo que lo ayuden, recomienda Robertson.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-cancelar-una-tarjeta-de-credito-en-5-pasos" target="_self" rel="dofollow" class="uc19606912f7779bd13cd399805989ff3"><!-- INLINE RELATED POSTS 3/3 //--><style> .uc19606912f7779bd13cd399805989ff3 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .uc19606912f7779bd13cd399805989ff3:active, .uc19606912f7779bd13cd399805989ff3:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .uc19606912f7779bd13cd399805989ff3 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .uc19606912f7779bd13cd399805989ff3 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .uc19606912f7779bd13cd399805989ff3 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .uc19606912f7779bd13cd399805989ff3:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo cancelar una tarjeta de crédito en 5 pasos</span></div></a></div><h3>Continuar realizando pagos mínimos</h3>
<p>Si puede, haga al menos pagos mínimos de sus deudas para evitar cargos por pagos atrasados, mayores cargos por intereses y daños a su crédito.</p>
<p>&#8220;Si aceptablemente normalmente recomendamos enriquecer siempre más que los pagos mínimos de la deuda, si eso significa que no tendrá suficiente efectivo para lo esencial y tendrá que cargar esos artículos, es contraproducente&#8221;, dice Robertson.</p>
<h3>Plan para el suscripción de la deuda</h3>
<p>Es saludable ir paso a paso, pero nominar su logística de suscripción de deuda además puede resultar empoderador. Esto le permite desarrollar un plan de equipo para cuando vuelva a cobrar un ingreso estable.</p>
<p>Recuerde que no tiene que hacerlo solo. Si se siente abrumado, puede comunicarse con una agencia de asesoramiento crediticio sin fines de utilidad a través de la Fundación Franquista de Asesoramiento Crediticio. Un guía puede ayudar con la elaboración del presupuesto y podría ofrecerle un Plan de dirección de la deuda (DMP) que podría ser una utensilio útil. Un DMP es un software de suscripción de deudas diseñado para ayudarlo a enriquecer sus deudas reduciendo las tasas de interés, los pagos y las tarifas.</p>
<p>&#8220;No está solo&#8221;, dice Robertson. &#8220;Nunca tengas miedo de pedir ayuda y murmurar sobre tu situación y cómo te sientes&#8221;.</p>
<h2 data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Bottom line" data-outcome="">En pocas palabras</h2>
<p>Perder ingresos puede ser devastador, especialmente cuando las circunstancias están fuera de tu control y terminas endeudándote sólo para enriquecer tus cuentas. </p>
<p>Sea proactivo en las áreas de su vida financiera que todavía están bajo su control, tanto para minimizar la creciente deuda como para prepararse para pagarla. Recuerde: este es un revés temporal. Puedes navegarlo con éxito.</p>
<p>“Tómalo día a día”, dice Cooper cuando se le pregunta qué quiere que sepan las personas en su situación. “Porque una cosa que no voy a hacer es estresarme por una (deuda) de plástico de crédito que podría arreglarse”.</p>
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<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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