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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Saturday, September 19, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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    </div>
<p>      Momo Productions/Getty Images
    </p>
</p></div>
<div>
<div id="block_0e508b43f0eedfdfa71c2284ebf0a06e" class="key-takeaways sm:border-l-4 border-(var(--accent)) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
    <!-- htmlmin:ignore --></p>
<h2 class="heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4" id="key-takeaways" data-position="0" data-beam-element-viewed="" data-id="br-h2-0-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Key takeaways" data-outcome="">
    <span class="shrink-0">Control de zancadilla</span><br />
        <span class="max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(var(--accent)) max-sm:rounded-full max-sm:block"></span><br />
    </h2>
<p>    <!-- htmlmin:ignore --></p>
<ul class="flex flex-col text-gray-700 mb-0 gap-2 list-none">
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            Los pagos con polímero de crédito realizados por teléfono o Internet se clasifican como pagos de &#8220;polímero no presente&#8221; (CNP).
                                                </li>
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            Estos tipos de pagos crean un longevo peligro de fraude para los comerciantes y los consumidores.
                                                </li>
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            Acreditar por teléfono con una polímero de crédito sigue siendo relativamente seguro, siempre que tome ciertas precauciones.
                                                </li>
</ul>
</div>
<p>Hay muchas situaciones en las que se le puede pedir que proporcione información de polímero de crédito por teléfono. Podría configurar un nuevo servicio de Internet o teléfono en su casa y pedir que deposite un depósito, o tal vez esté haciendo una gran importación con una empresa que no tenga un sistema de suscripción en radio.</p>
<p>Cualquiera sea la razón, compartir detalles de la polímero de crédito privado en el teléfono puede sentirse arriesgado e incluso aterrador. Los detalles de su polímero podrían meterse fácilmente en las manos equivocadas cuando comparte el número de su polímero, la aniversario de vencimiento y más con determinado que podría escribirlos por su parte. Lo que sucede a continuación estará en gran medida fuera de su control, que es el quid del problema.</p>
<h2 id="risks" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Risks of paying over the phone with a credit card" data-outcome="">Riesgos de satisfacer por teléfono con una polímero de crédito</h2>
<p>Los riesgos de satisfacer poco con una polímero de crédito por teléfono pueden variar según la situación. Sin incautación, pueden incluir lo futuro:</p>
<ul>
<li>
<strong>Su información podría compartirse</strong>. Compartir los detalles de su polímero por teléfono lo deja pasivo a un longevo peligro de fraude. Su información podría publicarse en radio o compartirse con malos actores que podrían usar sus datos para fraude, intentos de phishing o peor.</li>
<li>
<strong>Es posible que no se aseguren los detalles de su polímero</strong>. Incluso si su información no se comparte intencionalmente, no sabe dónde se mantienen los detalles de su polímero luego de que se usan. Su información no puede mantenerse en una ubicación segura, por lo que podría terminar en las manos equivocadas.</li>
<li>
<strong>Las compras fraudulentas podrían aparecer en su cuenta</strong>. Si la información de su polímero de crédito se ve comprometida, los delincuentes pueden usarla para realizar compras fraudulentas en su cuenta.</li>
</ul>
<h2 id="merchants" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Taking card payments over the phone is also risky for merchants" data-outcome="">Tomar pagos con polímero por teléfono asimismo es arriesgado para los comerciantes</h2>
<p>Si aceptablemente dar detalles de su polímero por teléfono agrega otra capa de peligro para usted como consumidor, los riesgos similares se aplican cuando los comerciantes aceptan aceptar los pagos de tarjetas no presentes (CNP). Un problema importante es que las compañías que piensan que están hablando con el titular de la polímero cuando en verdad es un criminal. Esto es parte de la razón por la cual los comerciantes pagan más en <u>tarifas de deslizamiento</u> para aceptar transacciones de polímero no presente.</p>
<p>Teniendo en cuenta este peligro, y adecuado a que no pueden ver su polímero, es probable que los comerciantes involucrados en las transacciones telefónicos le soliciten un número considerable de <u>detalles de la polímero</u> Al completar una transacción. Por ejemplo, pueden querer entender:</p>
<ul>
<li>Su número completo de polímero de crédito</li>
<li>Tu nombre como aparece en la polímero</li>
<li>El CVV de la polímero (valía de comprobación de la polímero) o <u>código de seguridad</u>
</li>
<li>La aniversario de vencimiento en la polímero</li>
<li>Su <u>Dirección de Envio</u> con código postal</li>
<li>Tu número de teléfono</li>
</ul>
<p>Incluso pueden solicitar información que estaría en una osadía de conducir, como su aniversario de origen y número de osadía.</p>
<section class="editorial-insight-box --insight-box +mg-vertical-md" data-template="insight_box">
<div class="card-body">
<div class="content-wrapper">
<p>                    ¿Por qué algunos comerciantes todavía se arriesgan?
                </p>
<div class="content">
<p>A pesar de los riesgos de las transacciones de polímero no presente, los comerciantes continúan realizando negocios por teléfono, principalmente porque asimismo ofrece algunos beneficios. Por ejemplo, algunos clientes pueden preferir hacer negocios con un humano que pueda objetar a sus preguntas, mientras que otros pueden no tener una tienda física para realizar negocios. Y si un cliente flama para satisfacer su disposición, la mayoría de las empresas podrían estar inclinadas a dejarlas incluso si no es ideal. De lo contrario, podrían terminar persiguiendo el suscripción auténtico más delante, potencialmente cuando el cliente ya no tiene los fondos para satisfacer.</p>
</p></div>
</p></div>
</p></div>
</section>
<h2 id="security" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Security standards for credit card transactions over the phone" data-outcome="">Estándares de seguridad para transacciones con polímero de crédito por teléfono</h2>
<p>Si aceptablemente satisfacer por teléfono con una polímero de crédito significa que no deslizará físicamente su polímero, estas compras difieren de las compras en persona y en radio de otras maneras, asimismo. Para comenzar, está llevando a final la transacción con un agente humano, lo que conduce a algunas preocupaciones de seguridad adicionales. Existe la posibilidad de que el agente pueda comprometer sus datos, ya sea intencionalmente o sin querer, o sus datos podrían ser interceptados por una tercera persona mientras está en la citación. Es por eso que las llamadas siempre deben realizarse a través de redes seguras.</p>
<p>Los principales emisores de tarjetas han establecido el Consejo de Normas de Seguridad de la Industria de Tarjetas de suscripción que mantiene un típico de seguridad de datos (PCI DSS) que rige cómo los comerciantes deben tratar con la información de la polímero de los clientes que reciben. El PCI DSS asimismo establece cómo proteger la información recopilada <u>transacciones basadas en el teléfono</u>.</p>
<p>El típico PCI dice que los comerciantes <u>no debe retener el CVV de su polímero u otros datos de autenticación confidenciales</u> A posteriori de su uso (a menos que haya una regulación estatal que reemplace el típico PCI). Encima, siempre que sea posible, no deben acumular su número de cuenta principal completo. Si acumular su número completo es necesario, las empresas no deben almacenarlo sin tomar protecciones adecuadas (como comprobar de que no se puede repasar). Pueden acumular otras entradas, como su nombre y la aniversario de vencimiento de la polímero.</p>
<h2 id="guidelines" data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Guidelines for phone call recordings during transactions" data-outcome="">Directrices para grabaciones de llamadas telefónicas durante las transacciones</h2>
<p>Los estándares PCI asimismo establecen algunas reglas básicas que rigen las grabaciones para las transacciones de tarjetas no presentes. Por ejemplo, los comerciantes no deben labrar detalles confidenciales que les da por teléfono. Si se registra una citación mientras manejo con un agente, como podría ser para fines de servicio al cliente, la disco debe detenerse mientras recopilan esa entrada. Esta precaución podría evitar que terceros accedan a la disco e intercepten la información.</p>
<p>Si no se puede detener una disco mientras proporciona información confidencial de la polímero, el agente debe eliminar esa parte de la disco luego de que se procese la importación. Si la información no se puede borrar, el comerciante debe tener protecciones de seguridad adecuadas para certificar que los extraños no puedan agenciárselas y recuperar esta información confidencial. Por ejemplo, podrían usar un enigmático mejorado para proseguir seguros la información del cliente y los detalles de la polímero de crédito.</p>
<section class="editorial-insight-box --insight-box +mg-vertical-md" data-template="insight_box">
<div class="card-body">
<div class="content-wrapper">
<div class="content">
<p>Otra forma de evitar la disco sería ingresar los detalles en el teclado del teléfono. Por ejemplo, los comerciantes podrían hacer que ingrese el número de su polímero de crédito y la aniversario de vencimiento utilizando los dígitos en su teléfono.</p>
</p></div>
</p></div>
</p></div>
</section>
<h2 id="protect" data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How to protect yourself" data-outcome="">Cómo acogerse</h2>
<p>Si desea acogerse del fraude con polímero de crédito, pero aún desea poder realizar algunas compras por teléfono de vez en cuando, hay pasos que puede tomar para aumentar la seguridad. Considere los siguientes consejos para certificar que sus compras de polímero no presente no causen ningún problema.</p>
<ul>
<li>
<strong>Asegúrese de tratar con una empresa legítima</strong>. Nunca dé los detalles de su polímero por teléfono con una empresa en la que no está seguro de poder aguardar. Asegúrese de consultar los perfiles de la compañía en radio y consulte sitios como Better Business Bureau (BBB) ​​y TrustPilot para repasar sobre las quejas y revisiones de los clientes.</li>
<li>
<strong>No proporcione detalles de la polímero en las llamadas que no inició</strong>. Los estafadores pueden llamarlo e intentar engañarlo para que le dé detalles de su polímero para una importación por teléfono. Solo debe dar detalles de la polímero a las empresas en las que confía si usted es quien los llamó en primer sitio.</li>
<li>
<strong>U</strong><strong>SE a una polímero de crédito al satisfacer por teléfono, no una polímero de débito</strong>. Propuesta de tarjetas de crédito <u>mejores protecciones de fraude que las tarjetas de débito</u>y la gran mayoría de las tarjetas ofrecen protección de responsabilidad por fraude de $ 0. Este beneficio lo hace para que no esté en el arpón para un centavo en compras fraudulentas si un criminal usa su número de polímero para comprar poco por teléfono o en radio.</li>
<li>
<strong>Obtener confirmación</strong>. Si está comprando poco por teléfono con una polímero de crédito, querrá entender con certeza exactamente cuánto se le cobra. A partir de ahí, debe escribir el monto del cargo y su número de confirmación. Almacene esta información en un sitio seguro para que pueda confirmar que el cargo es correcto en la afirmación de su polímero en un momento posterior.</li>
<li>
<strong>Monitoree su cuenta por cargos fraudulentos</strong>. Es importante repasar las cuentas de su polímero de crédito por cargos fraudulentos al menos varias veces al mes. Si ve alguna actividad sospechosa, asegúrese de informarla al emisor de su polímero de inmediato.</li>
<li>
<strong>Considere usar un servicio de protección de robo de identidad</strong>. Encima de registrarse en las alertas de cuentas de su emisor, considere usar un <u>Servicio de protección de robo de identidad</u>. Estos servicios monitorean su información personal y ayudan a protegerlo de la actividad fraudulenta. Muchos de ellos asimismo brindan un seguro de robo de identidad y otra protección en caso de que los delincuentes roben su información.</li>
</ul>
<h2 data-position="6" data-beam-element-viewed="" data-id="br-h2-6-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The bottom line" data-outcome="">El resultado final</h2>
<p>A medida que las compras en radio y telefónicas han crecido en popularidad, las transacciones de tarjetas no presentes asimismo han aumentado dramáticamente. Gracias a Dios, las tarjetas de crédito son más seguras que nunca adecuado a las protecciones de responsabilidad del fraude de $ 0 que ofrecen. Este beneficio significa que no está en el arpón de las transacciones fraudulentas realizadas con su polímero física o su número de polímero siempre que crónica el fraude a su emisor de polímero para que puedan eliminar los cargos de su cuenta.</p>
<p>Todavía tenga en cuenta que las protecciones federales para el fraude de la polímero de crédito son mucho mejores de lo que obtendrá si paga con una polímero de débito. Según el <u>Comisión Federal de Comercio (FTC)</u>la responsabilidad federal por transacciones fraudulentas en una polímero de crédito tiene un margen de $ 50 para los consumidores.</p>
</p></div>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/encuesta-el-48-de-los-solicitantes-de-prestamos-han-sido-denegados-durante-el-ano-pasado" target="_self" rel="dofollow" class="u98c975a6133618bbe8e7b94c327dbc54"><!-- INLINE RELATED POSTS 1/3 //--><style> .u98c975a6133618bbe8e7b94c327dbc54 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u98c975a6133618bbe8e7b94c327dbc54:active, .u98c975a6133618bbe8e7b94c327dbc54:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u98c975a6133618bbe8e7b94c327dbc54 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u98c975a6133618bbe8e7b94c327dbc54 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u98c975a6133618bbe8e7b94c327dbc54 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u98c975a6133618bbe8e7b94c327dbc54:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Encuesta: el 48% de los solicitantes de préstamos han sido denegados durante el año pasado</span></div></a></div></div></div><div class="td_block_wrap tdb_single_tags tdi_80 td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_80" >
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                        <a href="https://financesnewsonline.com/category/tarjetas-de-credito" class="td-post-category" >Tarjetas de Crédito</a>                        <div class="td-module-thumb"><a href="https://financesnewsonline.com/como-construi-mi-credito-con-una-tarjeta-de-credito"  rel="bookmark" class="td-image-wrap " title="Cómo construí mi crédito con una tarjeta de crédito" ><span class="entry-thumb td-thumb-css" data-type="css_image" data-img-url="https://i1.wp.com/www.bankrate.com/brp/2024/10/07144757/Cards-How-I-built-my-credit-with-a-credit-card.jpg?w=696&resize=696,0&ssl=1"  ></span></a></div>                                                                    </div>
                
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/como-construi-mi-credito-con-una-tarjeta-de-credito"  rel="bookmark" title="Cómo construí mi crédito con una tarjeta de crédito">Cómo construí mi crédito con una tarjeta de crédito</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-19T01:03:43+00:00" >June 19, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-2e90ae -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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