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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Wednesday, September 30, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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	                                    <div style='position:absolute;left:-8154px;width:1120px;'>Quer um cassino que tenha de tudo? A diversão começa na <a href="https://fcamazonia.com/">Funbet casino</a>.</div><div id="tdi_61" class="tdc-zone"><div class="tdc_zone tdi_62  wpb_row td-pb-row"  >
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<style>.tdb_title{margin-bottom:19px}.tdb_title.tdb-content-horiz-center{text-align:center}.tdb_title.tdb-content-horiz-center .tdb-title-line{margin:0 auto}.tdb_title.tdb-content-horiz-right{text-align:right}.tdb_title.tdb-content-horiz-right .tdb-title-line{margin-left:auto;margin-right:0}.tdb-title-text{display:inline-block;position:relative;margin:0;word-wrap:break-word;font-size:30px;line-height:38px;font-weight:700}.tdb-first-letter{position:absolute;-webkit-user-select:none;user-select:none;pointer-events:none;text-transform:uppercase;color:rgba(0,0,0,0.08);font-size:6em;font-weight:300;top:50%;-webkit-transform:translateY(-50%);transform:translateY(-50%);left:-0.36em;z-index:-1;-webkit-text-fill-color:initial}.tdb-title-line{display:none;position:relative}.tdb-title-line:after{content:'';width:100%;position:absolute;background-color:var(--td_theme_color,#4db2ec);top:0;left:0;margin:auto}.tdb-single-title .tdb-title-text{font-size:41px;line-height:50px;font-weight:400}.tdi_69 .tdb-title-text{color:#000000;font-family:Merriweather Sans!important;font-size:35px!important;line-height:1.4!important;font-weight:700!important}.tdi_69 .tdb-add-text{color:#000000;font-family:Merriweather Sans!important}.tdi_69 .tdb-title-line:after{height:2px;bottom:40%;background:#000000}.tdi_69 .tdb-title-line{height:50px}.td-theme-wrap .tdi_69{text-align:left}.tdi_69 .tdb-first-letter{left:-0.36em;right:auto;font-family:Merriweather Sans!important}@media (min-width:768px) and (max-width:1018px){.tdi_69 .tdb-title-text{font-size:27px!important}}@media (max-width:767px){.tdi_69 .tdb-title-text{font-size:25px!important}}</style><div class="tdb-block-inner td-fix-index"><h1 class="tdb-title-text">¿El seguro de automóvil cubre rasguños y abolladuras?</h1><div></div><div class="tdb-title-line"></div></div></div><div class="td_block_wrap tdb_single_featured_image tdi_70 tdb-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_70" >
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<div class="overflow-hidden relative bg-blue-50 aspect-video w-full rounded-lg">
        <img src="https://www.bankrate.com/2021/11/02103855/car-does-car-insurance-cover-scratches-and-dents-featured.jpg?auto=webp&amp;optimize=high&amp;crop=16:9" class="featured-img w-full" alt="El auto de parachoques rojo se rascaron con profundos daños a la pintura." loading="eager" decoding="async" fetchpriority="high" srcset="https://www.bankrate.com/2021/11/02103855/car-does-car-insurance-cover-scratches-and-dents-featured.jpg?auto=webp&amp;optimize=high&amp;crop=16:9&amp;width=912 912w,
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    </div>
<p>            Azri Suratmin/Getty Images
        </p>
</p></div>
<div>
<div id="block_2536edb971956e82bc7e1a4b00809034" class="key-takeaways sm:border-l-4 border-(--accent) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
    <!-- htmlmin:ignore --></p>
<h2 class="heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4" id="key-takeaways" data-position="0" data-beam-element-viewed="" data-id="br-h2-0-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Key takeaways" data-outcome="">
    <span class="shrink-0">Control de información</span><br />
        <span class="max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(--accent) max-sm:rounded-full max-sm:block"></span><br />
    </h2>
<p>    <!-- htmlmin:ignore --></p>
<ul class="flex flex-col text-gray-700 mb-0 gap-2 list-disc">
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Si tiene un seguro de automóvil de cobertura completa, que generalmente incluye cobertura integral y de colisión, es probable que se cubran los rasguños y las abolladuras.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Correcto a que la cobertura integral y de colisión viene con deducibles, no siempre vale la pena presentar un aliciente para cubrir daños menores.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Si intencionalmente causa el raspadura o la abolladura, o es antigua o conveniente al desgaste regular, es posible que su seguro de automóvil no lo cubra.
                                                </li>
</ul>
</div>
<p>Posteriormente de liberar su frustración con su dilema de Swot Word, puede comenzar a preguntarse qué va a hacer con el nuevo raspadura o la abolladura de su automóvil. El daño beocio en el automóvil puede venir en muchas formas: una caída de puerta intencional de un ex, un ciervo con un momento terrible o un intento de estacionamiento paralelo demasiado complicado. Si tiene una póliza de seguro de automóvil de cobertura completa, que incluye colisión y cobertura integral, generalmente tendrá protección contra estos incidentes maliciosos, aleatorios o accidentales. Sin secuestro, conveniente a que estas coberturas tienen deducibles, estamos aquí para ayudarlo a animarse si tiene más sentido presentar un aliciente, remunerar de su faltriquera o simplemente poblar con el daño.</p>
<h2 id="is-minor-damage-covered-by-car-insurance" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Is minor damage covered by car insurance?" data-outcome="">¿Está cubierto el daño beocio por el seguro de automóvil?</h2>
<p>El daño beocio puede incluir rasguños, abolladuras u otras imperfecciones que pueden ser poco atractivas cosméticamente, pero técnicamente no impiden tratar el transporte. Si está cubierto o no por un seguro de automóvil depende de los tipos de cobertura que tenga en su póliza de seguro. </p>
<div class="w-full overflow-x-auto">
<table class="wp-block-table is-style-stripes has-fixed-layout wrapped">
<thead>
<tr>
<th><strong>Tipo de seguro</strong></th>
<th><strong>¿Cubre arañazos o abolladuras?</strong></th>
<th><strong>¿Hay un deducible?</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Responsabilidad mínima de cobertura</strong></td>
<td>No; El seguro de cobertura mínima ordenada por el estado solo cubre la responsabilidad por daños que hace a otros vehículos. </td>
<td>No. </td>
</tr>
<tr>
<td><strong>Cobertura de colisión</strong></td>
<td>Podría; Este tipo de cobertura paga los daños a su transporte causados ​​por usted conveniente a una colisión con poco, ya sea otro automóvil o un inocente estacionamiento amarillo Bollard. </td>
<td>Sí; Los deducibles generalmente varían de $ 1,00 a $ 2,000. Si tiene un deducible parada y un pequeño raspadura, es posible que no valga la pena presentar un aliciente. </td>
</tr>
<tr>
<td><strong>Cobertura integral</strong></td>
<td>Podría; La cobertura integral se aplica al daño a su transporte causado por poco más que una colisión, como una extremidad del árbol caída o un animal que corre frente a su automóvil. </td>
<td>Sí; Los deducibles generalmente varían de $ 1,00 a $ 2,000. Si tiene un deducible parada y un pequeño raspadura, es posible que no valga la pena presentar un aliciente. </td>
</tr>
</tbody>
</table>
</div>
<h2 id="when-does-car-insurance-cover-scratches-and-dents" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="When does car insurance cover scratches and dents?" data-outcome="">¿Cuándo cubre el seguro de automóvil arañazos y abolladuras?</h2>
<p>Muchos de nosotros hacemos todo lo que está en nuestro poder para perdurar nuestros vehículos tan correctamente como el día en que los expulsamos del pedazo, pero la vida a menudo tiene otros planes. En la tabla a continuación, encontrará algunos escenarios comunes en los que el seguro de automóvil de cobertura total cubre rasguños, abolladuras y otros daños menores (pero aún dependerá de usted animarse si vale la pena presentar un aliciente): </p>
<div class="w-full overflow-x-auto">
<table class="wp-block-table is-style-stripes wrapped">
<thead>
<tr>
<th>Asunto</th>
<th>Cómo se aplica la cobertura</th>
</tr>
</thead>
<tbody>
<tr>
<td>Un ciervo abollan tu coche</td>
<td>Los daños animales generalmente se cubren bajo una cobertura integral. Incluso un incidente de animal pequeño puede causar daños, pero un ciervo puede totalizar un automóvil en las circunstancias correctas.</td>
</tr>
<tr>
<td>Una petigrís mastican los cables de su automóvil</td>
<td>Este tipo de daño puede costar más que un raspadura beocio y podría hacer que su automóvil sea inoperable. Su seguro integral podría ayudar a cubrir los daños.</td>
</tr>
<tr>
<td>Te metes en un bendigador de aleta</td>
<td>Si golpea otro transporte en el tráfico y termina rascándose el parachoques, el daño a su transporte podría estar cubierto por la cobertura de colisión. El pasivo por daños a la propiedad pagaría daños al transporte del otro conductor. Por el contrario, si es la infracción del otro conductor, su responsabilidad por daños a la propiedad debe cubrir el costo de reparación.</td>
</tr>
<tr>
<td>Tu coche se asigna</td>
<td>El vandalismo generalmente está cubierto por una cobertura integral. Otros ejemplos pueden incluir a determinado que pinta su automóvil o dañe las puertas o ventanas mientras intenta entrar.</td>
</tr>
<tr>
<td>Los escombros de la carretera golpea su coche</td>
<td>Si una roca o carga vuela del camión frente a usted y golpea su automóvil, puede estar cubierto por una cobertura integral. Sin secuestro, si golpeas un objeto que se encuentra en la carretera, como un parachoques de automóviles de un desnivel precedente, podría considerarse una pérdida de colisión. Si un objeto rompe su ventana o parabrisas, puede presentar un aliciente con integral o, si lo compró, a través de su cobertura de vidrio, que probablemente tenga un deducible más bajo.</td>
</tr>
</tbody>
</table>
</div>
<h2 id="when-does-car-insurance-not-cover-scratches-and-dents" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="When does car insurance not cover scratches and dents?" data-outcome="">¿Cuándo no cubre los seguros de automóviles y abolladuras?</h2>
<p>Hay algunos casos en que el seguro no paga los rasguños en los automóviles, o por abolladuras y otros daños. En estos escenarios, no tendría sentido presentar un aliciente de seguro y usted tendría que remunerar las reparaciones de su faltriquera. Algunos ejemplos incluyen lo subsiguiente:</p>
<div class="w-full overflow-x-auto">
<table class="wp-block-table is-style-stripes wrapped">
<thead>
<tr>
<th><strong>Asunto</strong></th>
<th><strong>Por qué el seguro de automóvil probablemente no lo cubrirá </strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>No tienes colisión o cobertura integral.</strong></td>
<td>En pocas palabras, si no tiene colisión o cobertura integral (lo que típicamente se conoce como cobertura completa), no tiene un seguro cubrir daños en su automóvil. La única forma en que se cubrirá el daño a su automóvil es si determinado más lo causa. Y si no tienen seguro, o incluso si no tienen suficiente seguro, podría no estar cubierto. </td>
</tr>
<tr>
<td><strong>Su automóvil se rasca o se abolla a través del desgaste habitual. </strong></td>
<td>Si vive en una zona ocupada y ha tenido su automóvil durante un período de tiempo, por ejemplo, lo más probable es que recogerá el raspadura o las abolladuras ocasionales. Si no puede probar que el daño fue causado recientemente por una causa conocida (y cubierta), es poco probable que su seguro lo cubra. </td>
</tr>
<tr>
<td><strong>Premeditadamente causaste el daño. </strong></td>
<td>Exhalar un ajuste y patear su automóvil luego de encontrar una multa de estacionamiento cuando &#8220;simplemente corriste adentro por un momento&#8221; no es un tablado que la mayoría de las compañías de seguros cubrirán. Siquiera hay ningún otro tipo de vandalismo perpetrado por usted. Si determinado <em>demás</em> Sin secuestro, vandaliza o patea su automóvil en un ataque de ira, su política de cobertura completa debe encargarse de ello. </td>
</tr>
<tr>
<td><strong>El daño ocurrió hace abriles. </strong></td>
<td>La mayoría de las aseguradoras (y los estados) establecen límites en qué tan a espaldas puede presentar un aliciente. Aunque no tenga en cuenta un raspadura o abolladura en el momento en que sucede, debe estar preparado para dar un situación de tiempo lo más específico posible si desea que se cubra.</td>
</tr>
<tr>
<td><strong>Violó cualquiera de los términos de su póliza de seguro. </strong></td>
<td>Digamos que usted y algunos amigos condujeron a través de la frontera a México para una tenebrosidad divertida y su automóvil fue abollado por una rama de árbol que caía. Correcto a que la mayoría de las políticas no permiten cobertura si conduce en México, lo más probable es que no tenga suerte. Asegúrese de revisar su póliza en su totalidad (su agente puede ayudar) para que comprenda los términos y condiciones. </td>
</tr>
</tbody>
</table>
</div>
<h2 id="when-to-file-a-claim-for-a-scratch-or-dent-and-when-to-not" data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="When to file a claim for a scratch or dent — and when to not" data-outcome="">Cuándo presentar un aliciente por un raspadura o melladura, y cuándo no</h2>
<p>El hecho de que pueda presentar un aliciente en un raspadura o abolladura no significa que deba hacerlo. Presentar un aliciente puede conducir a un aumento en su prima a menos que tenga un perdón por accidentes. Y si el daño es efectivamente beocio, puede no tener sentido presentar porque podría costar menos arreglar que la cantidad de su deducible.</p>
<p>Por ejemplo, si un carrito de compras golpea su automóvil y deja un raspadura con una estimación de $ 100 para solucionar, presentar un aliciente no tendría sentido si su deducible es de $ 500. Sin secuestro, si el daño de un incidente equivale a un costo de reparación más significativo, como $ 1,000, es posible que desee presentar un aliciente porque es más que su deducible. Solo tenga en cuenta que la presentación de reclamos todavía puede afectar las tarifas de seguro de su automóvil.</p>
<p>Si hay alguna torcedura en un desnivel, incluso si parecen menores en ese momento, debe acoger un mensaje policial y informar a su aseguradora sobre el desnivel. A veces, una torcedura que parece beocio puede convertirse en poco más trascendental luego del hecho y, a menos que se lo haga conocer a su compañía de seguros de guisa oportuna, podrían negarse a remunerar un aliciente.</p>
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<!-- sc5a72ec-da0dc8 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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