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<style scoped>.tdi_17,.tdi_17 .tdc-columns{min-height:0}.tdi_17,.tdi_17 .tdc-columns{display:block}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:table}@media (max-width:767px){.tdi_17,.tdi_17 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:none}@media (min-width:768px){.tdi_17{margin-left:-0px;margin-right:-0px}.tdi_17 .tdc-row-video-background-error,.tdi_17>.vc_column,.tdi_17>.tdc-columns>.vc_column{padding-left:0px;padding-right:0px}}}@media (max-width:767px){.tdi_17{padding-top:5px!important;padding-bottom:5px!important;position:relative}}</style>
<div class="tdi_16_rand_style td-element-style" ><style>@media (max-width:767px){.tdi_16_rand_style{background-color:#00456e!important}}</style></div><div class="vc_column tdi_19  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Tuesday, September 22, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
<style>.tdb_module_header{width:100%;padding-bottom:0}.tdb_module_header .td-module-container{display:flex;flex-direction:column;position:relative}.tdb_module_header .td-module-container:before{content:'';position:absolute;bottom:0;left:0;width:100%;height:1px}.tdb_module_header .td-image-wrap{display:block;position:relative;padding-bottom:70%}.tdb_module_header .td-image-container{position:relative;width:100%;flex:0 0 auto}.tdb_module_header .td-module-thumb{margin-bottom:0}.tdb_module_header .td-module-meta-info{width:100%;margin-bottom:0;padding:7px 0 0 0;z-index:1;border:0 solid #eaeaea;min-height:0}.tdb_module_header .entry-title{margin:0;font-size:13px;font-weight:500;line-height:18px}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date,.tdb_module_header .td-module-comments{vertical-align:text-top}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date{top:3px}.tdb_module_header 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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p>      Carlina Teteris/Getty Images
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<p>Con tantas estrategias de tarjetas de recompensas a considerar, como categorías de rebaja, <u>Puntos de delirio y millas valoraciones</u> Y más: algunos titulares de tarjetas optan por seguir la ruta más simple. Una maleable de devolución de efectivo de tarifa plana le permite obtener una tasa de recompensas constante e ilimitada por cada importación que realice. Las opciones de redención incluso son simples, generalmente en forma de crédito de estado de cuenta, depósito directo o maleable de regalo.</p>
<p>Otros titulares de tarjetas combinan una tarifa plana <u>maleable de devolución de efectivo</u> con otra maleable de recompensas de categoría de rebaja. Su maleable de categoría de rebaja solo podría ofrecer 1 por ciento en compras que no son de Bonus, por lo que usan una maleable de tarifa plana para esas compras para obtener 1.5 o 2 por ciento. Estas son algunas de las mejores tarifas planas que encontrará.</p>
<h2 id="top-cards" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Top cards for flat-rate cash back" data-outcome="">Tarjetas superiores para devolución de efectivo de tarifa plana</h2>
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<div data-testid="category-product-box">
<div class=" bg-white border-b border-gray-200 p-4 fixed bottom-0 left-0 w-full z-25 shadow-xl transition-all duration-500 transform translate-y-full opacity-0" data-testid="compare-bar">
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<div class="flex flex-row items-center gap-4">
<div class="block md:hidden relative cursor-pointer"></div>
<p><span class="text-gray-600 text-xs hidden md:block">Agregue hasta 3 tarjetas para comparar</span>
</div>
</div>
</div>
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<div class="alert__text">
<p class="text-sm mb-0 text-slate">Retire una maleable para pegar otra para comparar</p>
</div>
</div>
</div>
<div class=" bg-white border-b border-gray-200 fixed left-0 w-full z-20 shadow-xl transition-all duration-500 transform block md:hidden bottom-(4.375rem) translate-y-full opacity-0">
<button class="absolute -top-14 right-0 p-4 text-white underline hidden">Cerca</button></p>
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<p class="text-sm mb-0 text-slate">Retire una maleable para pegar otra para comparar</p>
</div>
</div>
</div>
</div>
</div>
</div></div>
<h2 id="compare" data-position="8" data-beam-element-viewed="" data-id="br-h2-8-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Comparing the best cards for flat-rate cash back" data-outcome="">Comparando las mejores tarjetas para el reembolso de la tarifa plana</h2>
<div class="w-full overflow-x-auto">
<table class="wp-block-table is-style-stripes wrapped">
<thead>
<tr>
<th><strong>Nombre de la maleable</strong></th>
<th><strong>Mejor para</strong></th>
<th><strong>Tarifa anual</strong></th>
<th><strong>Puntaje de crédito recomendado</strong></th>
<th><strong>Tasa de recompensas planas</strong></th>
<th><strong>Bono de bienvenida</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><span data-capi-name="7870">Polímero Wells Fargo Active Cash®</span></td>
<td>La tasa plana más reincorporación con una preparación APR</td>
<td><span data-capi-fee="ongoing_annual" data-pid="7870">$ 0</span></td>
<td><span data-capi-credit-needed="list" data-pid="7870"></span></td>
<td>
<ul class="capi-bullets" data-capi-reward-rates="7870">
<li class="capi-bullets__item" data-index="0">Gane recompensas en efectivo del 2% ilimitadas en las compras</li>
</ul>
</td>
<td><span data-capi-intro-bonus="7870"></p>
<ul class="capi-bullets" data-capi-bullets="7870">
<li class="capi-bullets__item" data-index="0">Gane un bono de recompensas en efectivo de $ 200 luego de ajar $ 500 en compras en los primeros 3 meses</li>
</ul>
<p></span></td>
</tr>
<tr>
<td><span data-capi-name="221410611">Polímero Citi Double Cash®</span></td>
<td>Hábitos de crédito positivos</td>
<td><span data-capi-fee="ongoing_annual" data-pid="221410611">$ 0</span></td>
<td><span data-capi-credit-needed="list" data-pid="221410611"></span></td>
<td>
<ul class="capi-bullets" data-capi-reward-rates="221410611">
<li class="capi-bullets__item" data-index="0">Gane un 2% en cada importación con un reembolso en efectivo ilimitado del 1% cuando compre, más un 1% adicional a medida que paga por esas compras. Para obtener un reembolso en efectivo, pague al menos el minúsculo oportuno a tiempo.</li>
<li class="capi-bullets__item" data-index="1">Por otra parte, gane un 5% de reembolso total en efectivo en el hotel, alquileres de automóviles y atracciones reservadas con Citi Travel.</li>
</ul>
</td>
<td><span data-capi-intro-bonus="221410611"></p>
<ul class="capi-bullets" data-capi-bullets="221410611">
<li class="capi-bullets__item" data-index="0">Gane $ 200 en efectivo luego de ajar $ 1,500 en compras en los primeros 6 meses de comprensión de la cuenta. Esta propuesta de rebaja se cumplirá como 20,000 puntos de agradecimiento®, que se pueden canjear por $ 200 en efectivo.</li>
</ul>
<p></span></td>
</tr>
<tr>
<td><span data-capi-name="22100504">Caudal One QuickSilver Cash Rewards Ced de crédito</span></td>
<td>Redención de recompensas flexibles</td>
<td><span data-capi-fee="ongoing_annual" data-pid="22100504">$ 0</span></td>
<td><span data-capi-credit-needed="list" data-pid="22100504"></span></td>
<td>
<ul class="capi-bullets" data-capi-reward-rates="22100504">
<li class="capi-bullets__item" data-index="0">Obtenga un reembolso en efectivo ilimitado del 5% en hoteles y autos de locación reservados a través de Caudal One Travel, donde obtendrá los mejores precios de Caudal One en miles de opciones de delirio. Se aplican términos</li>
<li class="capi-bullets__item" data-index="1">Gane un reembolso de efectivo de 1.5% ilimitado en cada importación, todos los días</li>
</ul>
</td>
<td><span data-capi-intro-bonus="22100504"></p>
<ul class="capi-bullets" data-capi-bullets="22100504">
<li class="capi-bullets__item" data-index="0">Gane un bono en efectivo por un solo $ 200 luego de ajar $ 500 en compras en el interior de los 3 meses posteriores a la comprensión de la cuenta</li>
</ul>
<p></span></td>
</tr>
<tr>
<td>
<span data-capi-name="7880">Polímero de crédito de recompensas de efectivo de Bank of America® Unlimited</span>*</td>
<td>Savores actuales del Bank of America</td>
<td><span data-capi-fee="ongoing_annual" data-pid="7880">$ 0</span></td>
<td><span data-capi-credit-needed="list" data-pid="7880"></span></td>
<td>
<ul class="capi-bullets" data-capi-reward-rates="7880">
<li class="capi-bullets__item" data-index="0">Gane un 2% de reembolso en efectivo en todas las compras durante el primer año desde la comprensión de la cuenta</li>
<li class="capi-bullets__item" data-index="1">Gane el 1.5% de reembolso en efectivo en todas las compras luego del primer año desde la comprensión de la cuenta</li>
</ul>
</td>
<td><span data-capi-intro-bonus="7880"></p>
<ul class="capi-bullets" data-capi-bullets="7880">
<li class="capi-bullets__item" data-index="0">Abono de recompensas en efectivo en linde de $ 200 luego de obtener al menos $ 1,000 en compras en los primeros 90 días de comprensión de cuenta.</li>
</ul>
<p></span></td>
</tr>
<tr>
<td><span data-capi-name="7263">Desempolvar Cash Rewards Visa®</span></td>
<td>Financiamiento con el tiempo</td>
<td><span data-capi-fee="ongoing_annual" data-pid="7263">$ 0</span></td>
<td><span data-capi-credit-needed="list" data-pid="7263"></span></td>
<td>
<ul class="capi-bullets" data-capi-reward-rates="7263">
<li class="capi-bullets__item" data-index="0">1.5% de devolución de efectivo ilimitado en cada importación</li>
</ul>
</td>
<td><span data-capi-intro-bonus="7263"></p>
<ul class="capi-bullets" data-capi-bullets="7263">
<li class="capi-bullets__item" data-index="0">Abono de $ 200 luego de cascar una cuenta de Rewards Plus de Rewards Plus y hacer 3 transacciones de tarjetas de débito*</li>
</ul>
<p></span></td>
</tr>
<tr>
<td><span data-capi-name="221211280">Chase Freedom Unlimited®</span></td>
<td>Categorías de tasa plana y rebaja</td>
<td><span data-capi-fee="ongoing_annual" data-pid="221211280">$ 0</span></td>
<td><span data-capi-credit-needed="list" data-pid="221211280"></span></td>
<td>
<ul class="capi-bullets" data-capi-reward-rates="221211280">
<li class="capi-bullets__item" data-index="0">Disfrute del 5% de reembolso en efectivo en los viajes comprados a través de Chase Travel℠, nuestro software Premier Rewards que le permite canjear recompensas por devolución de efectivo, viajes, tarjetas de regalo y más.</li>
<li class="capi-bullets__item" data-index="1">3% de devolución en efectivo en las compras y cenas en los restaurantes, incluido el servicio de entrega y entrega elegible.</li>
<li class="capi-bullets__item" data-index="2">1.5% de reembolso en efectivo en todas las demás compras.</li>
</ul>
</td>
<td><span data-capi-intro-bonus="221211280"></p>
<ul class="capi-bullets" data-capi-bullets="221211280">
<li class="capi-bullets__item" data-index="0">Proposición de preparación: Gane un bono de $ 200 luego de ajar $ 500 en compras en sus primeros 3 meses desde la comprensión de la cuenta</li>
</ul>
<p></span></td>
</tr>
</tbody>
</table>
</div>
<h2 id="choose" data-position="9" data-beam-element-viewed="" data-id="br-h2-9-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How to choose a flat-rate cash back card" data-outcome="">Cómo designar una maleable de devolución de efectivo de tarifa plana</h2>
<p>Antaño de ser permitido previamente o solicitar una maleable de devolución de efectivo de tarifa plana, considere estos factores para designar el correcto.</p>
<ul>
<li>
<strong>Tasa de recompensas:</strong> Si simplemente está tratando de obtener la tarifa plana más reincorporación posible, una de las tarjetas del 2 por ciento es el camino a seguir, a menos que tenga $ 50,000 o más en las cuentas de Bank of America, lo que puede obtener al menos 2.25 por ciento con la maleable de recompensas en efectivo ilimitada. Con las tarjetas de tarifa plana más altas, no tiene que prestar atención a las categorías de gastos, opciones de reembolso u otras ventajas de tarjetas. Siempre que pague su saldo a tiempo, obtendrá un reembolso casquivana para cada importación.</li>
<li>
<strong>Bienvenido requisito de consumición de rebaja:</strong> Si aceptablemente las tarjetas anteriores ofrecen cantidades similares de devolución de efectivo como un bono de bienvenida ($ 200- $ 300), los requisitos de consumición varían de $ 500 a $ 1,500 en un plazo establecido. Querrá comprobar de que pueda alcanzar el requisito de la maleable que desea para no perder el mosca arbitrario.</li>
<li>
<strong>Opciones de redención:</strong> Algunas tarjetas de respaldo en efectivo solo ofrecen opciones de reembolso, como créditos de estado de cuenta, depósito directo o tarjetas de regalo. Y en particular, la parte de los titulares de tarjetas de recompensas (50 por ciento) prefieren las recompensas de reembolso en efectivo, según la investigación de recompensas de tarjetas de crédito 2024 de Bankrate. Pero los puntos de delirio o millas tienden a implicar más. Si elige una maleable de devolución de efectivo del mismo emisor que su maleable de delirio, es posible que pueda convertir el reembolso en efectivo en puntos o millas.</li>
<li>
<strong>Micción de financiación:</strong> Una delantera de varias tarjetas en esta tira es una propuesta de preparación APR del 0 por ciento o la opción de entrega de bajo interés de puesta al día de Cash Revswards. Si necesita financiar una importación amplio durante 12 meses o más sin retribuir intereses, busque una maleable con ese tipo de propuesta.</li>
</ul>
<h2 id="earn" data-position="10" data-beam-element-viewed="" data-id="br-h2-10-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Comparing rewards earned with a flat-rate card vs. bonus category card" data-outcome="">Comparación de recompensas obtenidas con una maleable de tarjetas de tarifa plana frente a maleable de categoría de rebaja</h2>
<p>Hagamos los números en el reembolso del efectivo que puede obtener con una maleable de devolución de efectivo de tarifa plana, como la maleable de efectivo activo de Wells Fargo, en comparación con una devolución de efectivo que ofrece recompensas de rebaja en ciertas categorías, como la <u><span data-capi-name="220310542">Polímero Blue Cash Everyday® de American Express</span></u>.</p>
<p>Tenga en cuenta que la maleable Wells Fargo Active Cash ofrece recompensas en efectivo del 2 por ciento en las compras, mientras que la maleable cotidiana de AMEX Blue Cash ofrece un reembolso del 3 por ciento en efectivo en los supermercados estadounidenses, las estaciones de servicio de EE. UU. Y las compras minoristas en linde de EE. UU. (Hasta $ 6,000 por año en cada categoría, luego en 1 por ciento de regreso) y 1 por ciento en efectivo en todas las demás compras elegibles.</p>
<p>Ninguna maleable cobra una tarifa anual para restar de sus ganancias.</p>
<div class="w-full overflow-x-auto">
<table class="wp-block-table is-style-stripes wrapped">
<thead>
<tr>
<th><strong>Categoría de consumición</strong></th>
<th><strong>Pago anual</strong></th>
<th><strong>Recompensas en efectivo obtenidas con la maleable de efectivo activo de Wells Fargo</strong></th>
<th><strong>Reembolso en efectivo reses con la maleable cotidiana de Blue Cash de American Express</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Comestibles</strong></td>
<td>$ 6,000</td>
<td>$ 120</td>
<td>$ 180</td>
</tr>
<tr>
<td><strong>Comida</strong></td>
<td>$ 2,500</td>
<td>$ 50</td>
<td>$ 25</td>
</tr>
<tr>
<td><strong>Estaciones de servicio</strong></td>
<td>$ 2,000</td>
<td>$ 40</td>
<td>$ 60</td>
</tr>
<tr>
<td><strong>Transporte y delirio compartido</strong></td>
<td>$ 800</td>
<td>$ 16</td>
<td>$ 8</td>
</tr>
<tr>
<td><strong>Correr</strong></td>
<td>$ 2,000</td>
<td>$ 40</td>
<td>$ 20</td>
</tr>
<tr>
<td><strong>Entretenimiento</strong></td>
<td>$ 1,500</td>
<td>$ 30</td>
<td>$ 15</td>
</tr>
<tr>
<td><strong>Compras en linde</strong></td>
<td>$ 2,400</td>
<td>$ 48</td>
<td>$ 72</td>
</tr>
<tr>
<td><strong>Utilidades para el hogar</strong></td>
<td>$ 4,000</td>
<td>$ 80</td>
<td>$ 40</td>
</tr>
<tr>
<td><strong>Fichas</strong></td>
<td>$ 1,200</td>
<td>$ 24</td>
<td>$ 12</td>
</tr>
<tr>
<td><strong>Total</strong></td>
<td><strong>$ 22,400</strong></td>
<td><strong>$ 448</strong></td>
<td><strong>$ 432</strong></td>
</tr>
</tbody>
</table>
</div>
<h2 id="whats-next" data-position="11" data-beam-element-viewed="" data-id="br-h2-11-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="What’s next?" data-outcome="">¿Qué sigue?</h2>
<h2 id="bottom-line" data-position="12" data-beam-element-viewed="" data-id="br-h2-12-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The bottom line" data-outcome="">El resultado final</h2>
<p>Para los titulares de tarjetas de crédito responsables, tiene sentido obtener recompensas de reembolso en efectivo en el consumición diario. Si está demasiado ocupado para una logística de recompensas complicada, una maleable de devolución de efectivo de tarifa plana puede ser adecuada para su billetera. O puede deslizarlo para aquellas categorías que no son de Bonus para las que sus otras tarjetas de premio ganan menos. Sin una tarifa anual, tendrá poco que perder y mucho que obtener con una de las tarjetas anteriores, siempre que pague su saldo a tiempo para evitar intereses acumulados.</p>
<h2 id="faqs" data-position="13" data-beam-element-viewed="" data-id="br-h2-13-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Frequently asked questions" data-outcome="">Preguntas frecuentes</h2>
</p></div>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/como-evitar-las-tarifas-de-resort" target="_self" rel="dofollow" class="u4e4d51db9fafb5f56424892f3506e0a7"><!-- INLINE RELATED POSTS 1/3 //--><style> .u4e4d51db9fafb5f56424892f3506e0a7 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u4e4d51db9fafb5f56424892f3506e0a7:active, .u4e4d51db9fafb5f56424892f3506e0a7:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u4e4d51db9fafb5f56424892f3506e0a7 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u4e4d51db9fafb5f56424892f3506e0a7 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u4e4d51db9fafb5f56424892f3506e0a7 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u4e4d51db9fafb5f56424892f3506e0a7:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Cómo evitar las tarifas de resort</span></div></a></div></div></div><div class="td_block_wrap tdb_single_tags tdi_80 td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_80" >
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<!-- sc5a72ec-e67639 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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