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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Saturday, September 19, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<div id="block_6dd9aedf0c6c7d4729e59d47d75a1996" class="key-takeaways sm:border-l-4 border-(var(--accent)) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
    <!-- htmlmin:ignore --></p>
<h2 class="heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4">
    <span class="shrink-0">Control de clave</span><br />
        <span class="max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(var(--accent)) max-sm:rounded-full max-sm:block"></span><br />
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<ul class="flex flex-col text-gray-700 mb-0 gap-2 list-none">
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            El fraude con plástico de crédito implica el uso no calificado de su cuenta de crédito, ya sea a través de phishing, descremado o robo.</p>
</li>
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            Si sospecha que la actividad fraudulenta, comuníquese inmediatamente con el emisor de su plástico de crédito, cambie sus contraseñas y actualice los métodos de plazo para evitar la responsabilidad.</p>
</li>
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            Retener cómo defenderse revisando las declaraciones, configurando alertas móviles y congelando sus informes de crédito puede evitar el fraude futuro.
                                                </li>
</ul>
</div>
<p>No estás solo si recientemente has tratado con fraude con tarjetas de crédito. Según el Texto de datos de la red Sentinel de Consumer Sentinel 2023, el fraude de la plástico de crédito era la forma más global de robo de identidad reportada en 2023, con más de 416,582 informes de personas cuya información de la plástico de crédito se utilizó mal.</p>
<p>Retener cómo detectar cargos de plástico de crédito sospechosos es el primer paso para defenderse del fraude y minimizar el daños financieros potenciales. Examinemos cómo identificar el fraude de la plástico de crédito y cómo informarlo para detener los cargos de plástico de crédito no autorizados.</p>
<h2 id="what-is" data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Credit Cards, Advice" data-position="h2_second_placement" data-name="h2_second_placement" data-text="Reporting credit card fraud " data-outcome="">¿Qué es el fraude con plástico de crédito?</h2>
<p>Cada vez que se usa una cuenta de crédito sin el conocimiento o el consentimiento del propietario, esa cuenta se usa de forma fraudulenta. Si se enamora de un correo electrónico de phishing y los cargos inusuales aparecen en su cuenta de plástico de crédito, ese es el fraude de la plástico de crédito. Si desliza su plástico en una tiempo de servicio sin darse cuenta de que acaba de insertar su plástico en un <u>skimmer de plástico de crédito</u>eso es fraude con plástico de crédito. Si un miembro de la tribu o un compañero de cuarto roba su plástico de crédito y va a una juerga de compras, ese es el fraude de la plástico de crédito. Si pide prestada la plástico de crédito de su cónyuge sin su permiso, puede estar cometiendo fraude de tarjetas de crédito sin saberlo.</p>
<p>A veces, este tipo de fraude ocurre a gran escalera. Por ejemplo, las violaciones de seguridad de Marriott de 2014 a 2020 ponen a millones de personas en aventura de robo de identidad. Los estafadores a menudo crean estafas específicas para atrapar a las personas una a la vez. No importa cómo ocurra el fraude, el resultado es más o menos el mismo: una vez que un hacker o estafador tiene comunicación al número de su plástico de crédito y/o información personal, puede usar esa información para realizar compras en sus tarjetas de crédito existentes o sacar nuevo líneas de crédito bajo su nombre.</p>
<h2 id="report">Cómo informar el fraude de la plástico de crédito</h2>
<p>Si sospecha que el fraude de la plástico de crédito, <u>Conozca sus derechos</u>. La mayoría de los emisores de tarjetas de crédito ofrecen responsabilidad por fraude cero por cargos no autorizados, pero aún debe conocer cómo detener los cargos de plástico de crédito no autorizados antaño de poder utilizar esa protección. Aquí hay cuatro pasos que puede tomar para informar el fraude de la plástico de crédito y defenderse contra múltiples transacciones fraudulentas en la misma cuenta de plástico de crédito.</p>
<h3>1. Póngase en contacto con el emisor de su plástico de crédito</h3>
<p>En algunos casos, el emisor de su plástico de crédito se comunicará con usted primero. Por ejemplo, puede tomar un correo electrónico o una alerta móvil preguntando si un cargo flamante parece casero. En otros casos, deberá informar un cargo inusual o sospechoso llamando al número en el reverso de su plástico de crédito.</p>
<p>El <u>Ley de facturación de crédito exacto</u> establece que debe informar cargos fraudulentos en el interior de los 60 días posteriores a la recibo de la enunciación de facturación que contiene el cargo sospechoso. En otras palabras, si recibe el estado de cuenta de su plástico de crédito el primero del mes, tiene 60 días a partir de esa data para informar cualquier cargo potencialmente fraudulento.</p>
<p>Sin requisa, es una buena idea comunicarse con el emisor de su plástico de crédito tan pronto como observe cualquier actividad inusual en su plástico. Si disputa la carga de inmediato, todavía puede ser elegible para un reembolso. Por lo tanto, asegúrese de revisar regularmente los estados de cuenta mensuales o repasar las transacciones recientes en su cuenta en raya.</p>
<p>“Mantenemos nuestra plástico de servicio en la consola de nuestro automóvil, cambiándola para que sea la plástico que más apetencia en un mes o trimestre determinado. Una mañana, salimos para encontrar nuestra puerta de aparcamiento abierta y que algún había revuelto nuestro automóvil ”, Brooklyn Lowery, experta en tarjetas de crédito y editora senior de Bankrate, comparte cómo manejó el fraude con las tarjetas de crédito posteriormente de un robo. “No tomaron nulo excepto esa plástico de crédito. Desde aproximadamente la medianoche de la tinieblas precedente hasta las 3 de la mañana, habían realizado varias compras en las estaciones de servicio locales.</p>
<div class="BlockQuote pb-8 BlockQuote--bordered flex flex-col items-center text-center md:text-left md:flex-row gap-3 md:gap-8 mb-8 md:mb-0">
<blockquote class="BlockQuote-text text-center md:text-left"><p>
        <q>Inmediatamente llamamos a Chase, que había enviado alertas de fraude durante la tinieblas mientras dormíamos. El representante de servicio al cliente hizo un par de preguntas para repasar qué compras fueron fraudulentas, cancelaron la plástico y presentó una solicitud para que me enviaran una nueva. La emplazamiento telefónica duró cinco minutos, y no perdimos ningún de los aproximadamente $ 250 que habían sido cargados de forma fraudulenta. Fue un proceso simple que hizo que el aguijón de algún que nos robara nos doliera un poco menos.</q><br />
                    <cite class="PullQuote-cite text-gray-900 ml-0 md:ml-4"></p>
<p>                &#8211; Brooklyn Lowery, editor senior de tarjetas de crédito en Bankrate<br />
            </cite>
            </p></blockquote>
</div>
<h3>2. Cambia tus contraseñas</h3>
<p>Posteriormente de comunicar a su emisor de plástico de crédito que sospecha que su cuenta se ha conocido comprometida, cambiar sus contraseñas es una buena idea. Comience cambiando la contraseña asociada con la plástico de crédito en cuestión: luego considere cambiar las contraseñas en cualquier sitio web o cuentas en los que esa plástico de crédito se almacene como un método de plazo. Si puede implementar la autenticación de dos factores en sus cuentas, ahora es un buen momento para configurarla. Estas medidas de seguridad ayudarán a protegerlo del fraude de tarjetas de crédito repetidas.</p>
<h3>3. Modernizar billeteras móviles y cuentas en raya</h3>
<p>Cuando informa fraude con plástico de crédito, es probable que su emisor de plástico de crédito cancele su plástico de crédito contemporáneo y le envíe una nueva plástico con un nuevo número de plástico de crédito. Posteriormente de que llegue su nueva plástico de crédito, tómese el tiempo para desempolvar su <u>billeteras móviles</u> y cuentas en raya, especialmente si tiene pagos automáticos configurados. De esa forma, no se atrasará accidentalmente en una suscripción o una confección. Si usó su plástico de crédito precedente para realizar compras en sitios como Amazon, actualice esos métodos de plazo todavía.</p>
<h3>4. Advertir a la aplicación de la ley</h3>
<p>Si sospecha que el fraude con la plástico de crédito, especialmente en casos que involucran pérdidas financieras o robo de identidad significativo, es importante comunicar a la policía. Aquí está como:</p>
<ul>
<li>
<p><strong>Presentar un documentación policial</strong>: Visite su tiempo de policía específico o presente un documentación en raya. Proporcione todos los detalles relevantes, incluidas las transacciones sospechosas y cualquier evidencia de fraude.</p>
</li>
<li>
<p><strong>Documentación a la Comisión Federal de Comercio (FTC)</strong>: La FTC recopila datos sobre casos de fraude y puede ayudar a resolver problemas de robo de identidad.</p>
</li>
<li>
<p><strong>Póngase en contacto con el fiscal militar de su estado</strong>: Muchos estados tienen medios dedicados para informar y combatir fraude.</p>
</li>
<li>
<p><strong>Ayudar registros</strong>: Documente todas las comunicaciones con la aplicación de la ley e instituciones financieras para remisión futura.</p>
</li>
</ul>
<h2 id="protect">Cómo defenderse del fraude de la plástico de crédito</h2>
<p>Retener cómo informar el fraude de la plástico de crédito es una cosa, pero ¿cómo se protege del fraude de la plástico de crédito en primer lado? Aquí hay tres formas de guardar sus tarjetas de crédito y dificultar que los ladrones realicen compras a su nombre.</p>
<h3>Revise los extractos de su plástico de crédito</h3>
<p>La mejor forma de defenderse del fraude de la plástico de crédito es <u>Revise los extractos de su plástico de crédito</u> cada mes. Incluso si inicia sesión regularmente en la aplicación de su plástico de crédito para repasar su crédito habitable o revisar las transacciones publicadas, observar el estado de la plástico de crédito cada vez que llega a su bandeja de entrada o casilla sigue siendo una buena idea.</p>
<p>Cuando revise el estado de su plástico de crédito, eche un vistazo de cerca a cada una de las transacciones asociadas con su cuenta. ¿Alguna importación se ve inusual o sospechosa? Si sospecha que uno o más de los cargos en su cuenta pueden ser fraudulentos, comuníquese con el emisor de su plástico de crédito de inmediato.</p>
<h3>Configurar alertas móviles</h3>
<p>Configurar alertas móviles es otra buena forma de defenderse del fraude con tarjetas de crédito. Cuando activa alertas móviles en su cuenta de plástico de crédito, el emisor de su plástico de crédito le notificará cada vez que se publique un cargo sospechoso en su cuenta. Luego, tendrá la opción de informarle a su emisor si hizo el cargo usted mismo o si podría ser fraudulento.</p>
<p>La protección de fraude no es el único beneficio que obtendrá al configurar alertas móviles. Las alertas móviles pueden recordarle cuándo se debe el plazo de su próximo plazo con plástico de crédito y le informa cuándo ha realizado su plazo más flamante. Incluso puede tomar notificaciones cada vez que su cuenta alcanza un cierto saldo, o cada vez que importación una cantidad específica de dólar. Incluso puede tomar una notificación cada vez que se realiza un nuevo cargo en su plástico.</p>
<h3>Congele sus informes de crédito</h3>
<p>Proteger sus cuentas de crédito actuales del fraude es un paso importante, pero ¿qué pasa si los ladrones de identidad intentan sacar nuevas líneas de crédito bajo su nombre? La mejor forma de defenderse de este tipo de fraude de tarjetas de crédito es congelando sus informes de crédito.</p>
<p>Cuando sus informes de crédito Equifax, Experian y TransUnion están congelados, cualquier persona que intente desobstruir una plástico de crédito o solicitar un préstamo bajo su nombre será rechazado. Esto evita que los ladrones de identidad eliminen tarjetas de crédito o préstamos bajo su nombre, pero todavía le impide desobstruir nuevas líneas de crédito. Por lo tanto, si desea solicitar una nueva plástico de crédito, comprar una hipoteca o obtener un préstamo personal, primero deberá descongelarse su congelación de crédito.</p>
<h2>El resultado final</h2>
<p>Casi todos los esquemas de fraude con tarjetas de crédito, desde estafas de phishing hasta el práctica de la plástico, tienen el mismo resultado: algún más está realizando compras fraudulentas en su cuenta de plástico de crédito. Retener cómo informar el fraude de la plástico de crédito y detener los cargos de plástico de crédito no autorizados puede ayudarlo a tener que satisfacer los cargos fraudulentos de otra persona. Tomar medidas para evitar el fraude de la plástico de crédito puede ayudarlo a protegerlo de tratar con estos dolores de inicio en el futuro.</p>
<h2 id="FAQs">Preguntas frecuentes sobre el documentación de fraude con plástico de crédito</h2>
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/como-construi-mi-credito-con-una-tarjeta-de-credito"  rel="bookmark" title="Cómo construí mi crédito con una tarjeta de crédito">Cómo construí mi crédito con una tarjeta de crédito</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-19T01:03:43+00:00" >June 19, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-2e90ae -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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