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<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Wednesday, September 30, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
<style>.tdb_module_header{width:100%;padding-bottom:0}.tdb_module_header .td-module-container{display:flex;flex-direction:column;position:relative}.tdb_module_header .td-module-container:before{content:'';position:absolute;bottom:0;left:0;width:100%;height:1px}.tdb_module_header .td-image-wrap{display:block;position:relative;padding-bottom:70%}.tdb_module_header .td-image-container{position:relative;width:100%;flex:0 0 auto}.tdb_module_header .td-module-thumb{margin-bottom:0}.tdb_module_header .td-module-meta-info{width:100%;margin-bottom:0;padding:7px 0 0 0;z-index:1;border:0 solid #eaeaea;min-height:0}.tdb_module_header .entry-title{margin:0;font-size:13px;font-weight:500;line-height:18px}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date,.tdb_module_header .td-module-comments{vertical-align:text-top}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date{top:3px}.tdb_module_header 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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<p class="text-sm text-slate"><em>La plástico US Bank Visa® Platinum ya no está tomando nuevos solicitantes a partir de marzo de 2025, aunque los titulares de tarjetas existentes aún pueden usar la plástico. </em></p>
<p class="text-sm text-slate"><em><i>Citi es un socio publicitario.</i></em></p>
<div id="block_7c36b949603f5638578d00fe4cc5dd21" class="key-takeaways sm:border-l-4 border-(--accent) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
    <!-- htmlmin:ignore --></p>
<h2 class="heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4" id="key-takeaways" data-position="0" data-beam-element-viewed="" data-id="br-h2-0-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Key takeaways" data-outcome="">
    <span class="shrink-0">Control de espita</span><br />
        <span class="max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(--accent) max-sm:rounded-full max-sm:block"></span><br />
    </h2>
<p>    <!-- htmlmin:ignore --></p>
<ul class="flex flex-col text-gray-700 mb-0 gap-2 list-disc">
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            La plástico Citi Simplicity® y la plástico US Bank Visa® Platinum ofrecen un cachas APR introductorio para transferencias de saldo, lo que las hace buenas opciones para aquellos que intentan retribuir la deuda.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Si aceptablemente el Citi Simplicity ofrece un APR introductorio para las compras, es un período mucho más corto que el situación de tiempo de US Bank Visa Platinum para su presentación APR en las compras.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Si aceptablemente la plástico de platino Visa del Costado de EE. UU. Se ha descontinuado a partir de marzo de 2025, aún puede ser útil para aquellos que tienen tiempo para disfrutar de la presentación APR en las compras.
                                                </li>
</ul>
</div>
<p>Cuando se prostitución de tarjetas de crédito, tiene cualquier cantidad de opciones para nominar, incluidas tarjetas de devolución de efectivo, tarjetas de delirio e incluso tarjetas construidas con puntajes de crédito específicos en mente, como tarjetas para aquellos con mal crédito. Pero si su objetivo es encontrar una plástico de transferencia de saldo sin lujos con una presentación generosa <u>Tasa de porcentaje anual (APR)</u>el <span data-capi-name="7108">Maleable Citi Simplicity®</span>* o el ahora descontinuado <span data-capi-name="7587">Maleable de platino de US Bank Visa®</span>* Podría ser un buen ajuste para su billetera.</p>
<p>El principal beneficio de estos <u>Tarjetas de crédito de transferencia de saldo</u> es que le permiten retribuir la deuda coetáneo de su plástico de crédito mientras ahorra cuartos en intereses y tarifas. Pero si retraso obtener recompensas con plástico de crédito o un bono de bienvenida, es posible que deba considerar otras opciones de plástico.</p>
<p>Aquí hay un vistazo a cómo estas tarjetas, incluidos sus beneficios y requisitos de puntaje de crédito, se comparan entre sí, así como algunos consejos sobre qué plástico puede ser mejor para usted.</p>
<h2 id="details" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Main details" data-outcome="">Detalles principales</h2>
<div class="w-full overflow-x-auto">
<table class="wp-block-table is-style-stripes wrapped">
<thead>
<tr>
<th><strong>Tarjetas</strong></th>
<th><strong>Maleable Citi Simplicity</strong></th>
<th><strong>Maleable de platino de visa del cárcel estadounidense</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Tasa de recompensas</strong></td>
<td>N / A</td>
<td>N / A</td>
</tr>
<tr>
<td><strong>Bono de bienvenida</strong></td>
<td>N / A</td>
<td>N / A</td>
</tr>
<tr>
<td><strong>Inclusión en las compras</strong></td>
<td><span data-capi-apr="introductory_purchases" data-pid="7108">0% durante 12 meses en compras</span></td>
<td><span data-capi-apr="introductory_purchases" data-pid="7587">0% introductorio APR en compras para los primeros 21 ciclos de facturación.</span></td>
</tr>
<tr>
<td><strong>Inclusión a las transferencias de consistencia</strong></td>
<td><span data-capi-apr="introductory_balance_transfer" data-pid="7108">0% para 21 meses en transferencias de saldo</span></td>
<td>N / A</td>
</tr>
<tr>
<td><strong>APR regular</strong></td>
<td><span data-capi-apr="ongoing_balance_transfer" data-pid="7108">18.24% &#8211; 28.99% (variable)</span></td>
<td><span data-capi-apr="ongoing_purchases" data-pid="7587">17.74% &#8211; 28.74% variable</span></td>
</tr>
<tr>
<td><strong>Tarifa de transferencia de saldo</strong></td>
<td>18.24% &#8211; 28.99% (variable)</td>
<td>N / A</td>
</tr>
<tr>
<td><strong>Tarifa anual</strong></td>
<td><span data-capi-fee="ongoing_annual" data-pid="7108">$ 0</span></td>
<td><span data-capi-fee="ongoing_annual" data-pid="7587">$ 0</span></td>
</tr>
</tbody>
</table>
</div>
<h2 id="highlights" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Citi Simplicity vs. U.S. Bank Visa Platinum Card highlights" data-outcome="">Citi Simplicity vs. US Bank Visa Platinum Card Basts</h2>
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        <span class="block capitalize">Inclusión a la presentación de APR</span><br />
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        <span class="block capitalize">Campeón de la tarifa de transferencia de saldo</span><br />
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        <span class="block capitalize">Campeón de tarifas anuales</span><br />
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<path d="M13.007 23.965c-.883 0-1.71-.335-2.336-.95l-.033-.033-.794-.793a1.549 1.549 0 0 0-1.095-.458H7.63a3.362 3.362 0 0 1-3.353-3.35v-1.128c0-.413-.156-.804-.458-1.095l-.782-.781a3.359 3.359 0 0 1-.023-4.736l.023-.022.782-.782c.29-.29.458-.681.458-1.094V7.548a3.36 3.36 0 0 1 3.353-3.273H8.75c.413 0 .805-.167 1.106-.458l.783-.781c1.307-1.307 3.431-1.318 4.739-.011l.793.792c.29.29.693.458 1.095.458h1.118a3.362 3.362 0 0 1 3.353 3.35v1.118c0 .413.157.804.458 1.105l.783.782a3.348 3.348 0 0 1 .011 4.735l-.794.793c-.29.29-.447.682-.447 1.095v1.117c0 .893-.346 1.73-.983 2.367a3.37 3.37 0 0 1-2.37.983h-1.128c-.414 0-.805.168-1.096.458l-.782.782a3.28 3.28 0 0 1-2.358.983h-.012l-.01.022Z" fill="transparent" class="icon-offset"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M9.665 22.008c.626.614 1.453.95 2.336.95l.011-.023h.011a3.28 3.28 0 0 0 2.359-.983l.782-.782c.29-.29.682-.457 1.095-.457h1.129a3.37 3.37 0 0 0 2.37-.983 3.319 3.319 0 0 0 .983-2.368v-1.117c0-.413.157-.804.447-1.094l.794-.793a3.348 3.348 0 0 0-.012-4.735l-.782-.782a1.545 1.545 0 0 1-.458-1.106V6.618a3.362 3.362 0 0 0-3.353-3.35h-1.118c-.402 0-.805-.168-1.095-.458l-.794-.793a3.354 3.354 0 0 0-4.739.011l-.782.782c-.302.29-.693.458-1.106.458H6.625A3.36 3.36 0 0 0 3.272 6.54v1.195c0 .413-.168.804-.458 1.095l-.783.781-.022.023a3.358 3.358 0 0 0 .022 4.735l.783.782c.301.29.458.681.458 1.094v1.128a3.362 3.362 0 0 0 3.353 3.35h1.118c.413 0 .804.168 1.095.459l.793.793.034.033Zm1.23-1.295-.023-.023h.011l-.771-.77a3.315 3.315 0 0 0-2.358-.972H6.636c-.86 0-1.565-.704-1.565-1.564v-1.128c0-.882-.346-1.72-.972-2.356l-.782-.782a1.563 1.563 0 0 1-.023-2.2l.794-.793A3.31 3.31 0 0 0 5.06 7.77V6.652c0-.86.704-1.564 1.565-1.564h1.118a3.36 3.36 0 0 0 2.369-.971l.782-.782a1.573 1.573 0 0 1 2.224 0l.783.782a3.314 3.314 0 0 0 2.358.971h1.118c.86 0 1.565.704 1.565 1.564v1.117c0 .893.346 1.73.972 2.367l.782.782a1.577 1.577 0 0 1 0 2.211l-.793.793a3.31 3.31 0 0 0-.973 2.357v1.117c0 .424-.167.815-.458 1.105a1.548 1.548 0 0 1-1.106.458h-1.13c-.871 0-1.732.346-2.357.972l-.783.782c-.302.29-.693.457-1.106.457-.414 0-.805-.167-1.096-.457Zm-.04-5.462h.006-.011.005Zm-.631-.257a.905.905 0 0 0 1.263 0l4.549-4.556a.896.896 0 0 0 0-1.262.898.898 0 0 0-1.263 0l-3.923 3.92-1.576-1.575a.898.898 0 0 0-1.263 0 .896.896 0 0 0 0 1.262l2.213 2.211Z" class="icon-base"></path></svg> </span><br />
        <span class="block capitalize">Campeón de la tarifa de transacción extranjera</span><br />
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<h2 id="saves" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Which card saves you more?" data-outcome="">¿Qué plástico te ahorra más?</h2>
<p>Sus ahorros dependerán de si está utilizando esta plástico para una operación o una transferencia de saldo, así como qué tan rápido puede retribuir su deuda. Aquí hay un desglose de cuánto podría retribuir cada mes para eliminar su deuda con estos factores en mente.</p>
<h3>Ejemplo de transferencia de saldo</h3>
<p>Si aceptablemente aún puede hacer una transferencia de saldo con la Visa Platinum de US Bank, no sería prudente, ya que es probable que ya no sea elegible para la propuesta de presentación APR en transferencias de consistencia. Esto significa que pagará los intereses sobre el saldo de la plástico de inmediato. </p>
<p>Digamos que tiene $ 5,000 en irresoluto <u>deuda con plástico de crédito</u> que transfirió a su nueva plástico adentro del primer mes de rasgar su cuenta. Si transfiere ese saldo a cualquiera de las tarjetas, pagará una tarifa de transferencia de saldo de $ 150, llevando su saldo total a $ 5,150. Digamos que igualmente obtuvo el APR promedio en curso para ambas tarjetas, por lo que el 24.24 por ciento para la Visa Platinum del cárcel estadounidense y el 24.62 por ciento para la simplicidad de Citi. Aquí hay un desglose de cuánto tiempo le llevará retribuir cada saldo y qué gastaría en intereses dependiendo de sus pagos mensuales:</p>
<div class="w-full overflow-x-auto">
<table class="wp-block-table is-style-stripes wrapped">
<thead>
<tr>
<th><strong>Pagos mensuales para ambas tarjetas</strong></th>
<th><strong>Interés total y tiempo para retribuir el saldo de la simplicidad Citi</strong></th>
<th><strong>Intereses totales y tiempo para retribuir el brinco para la Visa del Costado de EE. UU. Platino</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td>$ 250</td>
<td>Tiempo para retribuir el saldo: 20 meses<br />Interés total: $ 0</td>
<td>Tiempo para retribuir el saldo: 28 meses<br />Interés total: $ 1,611</td>
</tr>
<tr>
<td>$ 205</td>
<td>Tiempo para retribuir el saldo: 25 meses<br />Interés total: $ 183.24</td>
<td>Es hora de retribuir el saldo: 36 meses<br />Interés total: $ 2,163</td>
</tr>
<tr>
<td>$ 175</td>
<td>Tiempo para retribuir el saldo: 30 meses<br />Interés total: $ 280.10</td>
<td>Es hora de retribuir el saldo: 46 meses<br />Interés total: $ 2,827</td>
</tr>
</tbody>
</table>
</div>
<p>En total, gastaría mucho menos en interés por la simplicidad de Citi de lo que lo haría en el US Bank Visa Platinum si su plástico tuviera su APR promedio en curso. Tenga en cuenta que las tasas de interés promedio para ambas tarjetas están por encima del promedio de las tasas de interés de la plástico de crédito coetáneo, por lo que si no puede rendir la propuesta de presentación APR, es posible que no tenga. </p>
<h3>Ejemplo de propuesta de presentación de operación</h3>
<p>Las cosas cambian si está tratando de retribuir una operación. Cedido que el platino Visa del Costado de EE. UU. Solo se suspendió recientemente, los titulares de tarjetas actuales aún podrán disfrutar de la propuesta de presentación APR en compras hasta 2026. Entonces, supongamos que gastó $ 3,000 en una nueva operación adentro del primer mes de rasgar su cuenta de plástico. Usaremos los mismos APR en curso del 24.24 por ciento para la Visa Platinum del cárcel estadounidense y el 24.62 por ciento para la simplicidad de Citi en este ejemplo. He aquí cuánto tiempo tomará y cuánto pagará en intereses dependiendo de cuánto pueda retribuir cada mes:</p>
<div class="w-full overflow-x-auto">
<table class="wp-block-table is-style-stripes wrapped">
<thead>
<tr>
<th><strong>Pagos mensuales para ambas tarjetas</strong></th>
<th><strong>Interés total y tiempo para retribuir el saldo de la simplicidad Citi</strong></th>
<th><strong>Intereses totales y tiempo para retribuir el brinco para la Visa del Costado de EE. UU. Platino</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td>$ 300</td>
<td>Hora de retribuir el saldo: 10 meses<br />Interés total: $ 0</td>
<td>Hora de retribuir el saldo: 10 meses<br />Interés total: $ 0</td>
</tr>
<tr>
<td>$ 200</td>
<td>Tiempo para retribuir el saldo: 16 meses<br />Interés total: $ 25</td>
<td>Tiempo para retribuir el saldo: 15 meses<br />Interés total: $ 0</td>
</tr>
<tr>
<td>$ 150</td>
<td>Tiempo para retribuir el saldo: 21 meses<br />Interés total: $ 124</td>
<td>Tiempo para retribuir el saldo: 20 meses<br />Interés total: $ 0</td>
</tr>
</tbody>
</table>
</div>
<p>Conveniente a que el período introductorio de APR introductorio de Visa Platinum es de 21 meses, no pagaría ningún interés siempre que pagara todo adentro de ese plazo. Sin confiscación, con la simplicidad de Citi, ese mismo plazo será más costoso para usted.</p>
<p>Conveniente a que solo ofrece un período introductorio de APR de 12 meses para las compras, tendrá que retribuir intereses si no puede retribuir un cuota mensual más stop. Si solo puede retribuir $ 200 al mes, pagaría en 16 meses con $ 25 en intereses, y si solo pudiera retribuir $ 150 al mes, lo pagaría en 21 meses con un total de $ 124 en intereses.</p>
<p>Entonces, si tiene una gran operación en el horizonte y esperaba usar una de estas tarjetas, estaría mejor con Visa Platinum a menos que esté seguro de que puede retribuir su saldo por completo adentro de los 12 meses.</p>
<h2 id="citi" data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Why should you get the Citi Simplicity?" data-outcome="">¿Por qué deberías obtener la simplicidad de Citi?</h2>
<p>El <u>Citi Simplicity vale la pena</u> Si está buscando retribuir la deuda, ya que ofrece uno de los períodos de intereses cero más largos disponibles en el mercado hoy en día, pero no es necesariamente el mejor ajuste si está buscando financiar una gran operación. Aquí hay algunas otras razones para considerar la plástico:</p>
<h2 id="us-bank" data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Why should you get the U.S. Bank Visa Platinum?" data-outcome="">¿Por qué debería obtener la Visa Platinum de US Bank?</h2>
<p>La plástico de platino Visa del cárcel estadounidense vale la pena si está interesado en retribuir una operación vasto, pero, poliedro que está desconimida, es posible que desee inquirir otra plástico de transferencia de saldo. Si ya tiene la Visa Platinum del cárcel estadounidense pero ya no tiene un uso para ello, es posible que pueda comunicarse con su emisor para reemplazarlo con otra plástico. Para una plástico similar, aquí hay algunos beneficios a tener en cuenta:</p>
<h2 data-position="6" data-beam-element-viewed="" data-id="br-h2-6-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The bottom line" data-outcome="">El resultado final</h2>
<p>El<u> </u>Citi Simplicity y US Bank Visa Platinum vienen con un puñado de beneficios destacados, incluidos los períodos de APR introductorios del 0 por ciento y tarifas bajas. Sin confiscación, la simplicidad de Citi es un claro vencedor adecuado a su disponibilidad con los nuevos titulares de tarjetas.</p>
<p>Antaño de tomar la audacia de postularse, asegúrese de estudiar la nómina de Bankrate de las mejores tarjetas de crédito de transferencia de saldo y las mejores tarjetas con 0 por ciento de presentación APR ofrece ver si otra opción despierta su interés, o mejor se adapta a sus deposición.</p>
<p class="text-sm text-slate"><em><i>*Bankrate.com ha recopilado la información sobre la plástico Citi Simplicity® y la plástico de platino US Bank Bank de forma independiente. Los detalles de la plástico no han sido revisados ​​ni aprobados por los emisores de la plástico.</i></em></p>
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<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/encuesta-mas-de-2-de-cada-5-estadounidenses-creen-que-los-secretos-financieros-son-al-menos-tan-malos-como-hacer-trampa" target="_self" rel="dofollow" class="uafdb961d916146f5810cda0b94341d56"><!-- INLINE RELATED POSTS 1/3 //--><style> .uafdb961d916146f5810cda0b94341d56 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .uafdb961d916146f5810cda0b94341d56:active, .uafdb961d916146f5810cda0b94341d56:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .uafdb961d916146f5810cda0b94341d56 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .uafdb961d916146f5810cda0b94341d56 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .uafdb961d916146f5810cda0b94341d56 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .uafdb961d916146f5810cda0b94341d56:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Encuesta: Más de 2 de cada 5 estadounidenses creen que los secretos financieros son al menos tan malos como hacer trampa</span></div></a></div></div></div><div class="td_block_wrap tdb_single_tags tdi_80 td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_80" >
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                        <a href="https://financesnewsonline.com/category/tarjetas-de-credito" class="td-post-category" >Tarjetas de Crédito</a>                        <div class="td-module-thumb"><a href="https://financesnewsonline.com/como-construi-mi-credito-con-una-tarjeta-de-credito"  rel="bookmark" class="td-image-wrap " title="Cómo construí mi crédito con una tarjeta de crédito" ><span class="entry-thumb td-thumb-css" data-type="css_image" data-img-url="https://i1.wp.com/www.bankrate.com/brp/2024/10/07144757/Cards-How-I-built-my-credit-with-a-credit-card.jpg?w=696&resize=696,0&ssl=1"  ></span></a></div>                                                                    </div>
                
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                    <h3 class="entry-title td-module-title"><a href="https://financesnewsonline.com/como-construi-mi-credito-con-una-tarjeta-de-credito"  rel="bookmark" title="Cómo construí mi crédito con una tarjeta de crédito">Cómo construí mi crédito con una tarjeta de crédito</a></h3>
                    
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                                                                                                            <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2026-06-19T01:03:43+00:00" >June 19, 2026</time></span>                                                                                                        </span>
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<!-- sc5a72ec-da0dc8 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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