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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Saturday, September 19, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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<div id="block_ce23f74a3609772ec33f1e96b6782cea" class="key-takeaways sm:border-l-4 border-(var(--accent)) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
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<h2 class="heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4">
    <span class="shrink-0">Control de interruptor</span><br />
        <span class="max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(var(--accent)) max-sm:rounded-full max-sm:block"></span><br />
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<p>                                                            Los propietarios pronto podrán realizar pagos mensuales de seguro de inundación sin que se les cobre una tarifa adicional.
                                                </li>
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            El cambio tiene como objetivo aumentar el número de casas cubiertas por las políticas de inundación.
                                                </li>
<li class="pl-4 relative before:content-('•') before:right-full before:absolute before:text-(var(--accent))">
<p>                                                            La billete de la política ha disminuido en los últimos abriles, incluso a medida que más personas se mueven a áreas propensas a inundaciones y los desastres naturales aumentan.
                                                </li>
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<p>Con la esperanza de revertir una disminución en la inscripción de seguro contra inundaciones haciendo que las primas sean más manejables, los pagos mensuales de la Agencia Federal de Trámite de Emergencias (FEMA) en enero y está trabajando para implementar el software a posteriori de más de cinco décadas de requerir que las políticas se pagen en su totalidad cada año.</p>
<p>La nueva opción mensual, acondicionado en una momento que se determinará, &#8220;reducirá las barreras para comprar un seguro contra inundaciones&#8221;, dijo FEMA en un comunicado. &#8220;La flexibilidad proporcionada a través de la implementación de un plan de cuota a plazos probablemente dará como resultado una decano retención de los asegurados e incentiva una decano billete&#8221;.</p>
<p>El cambio en el Software Franquista de Seguro de Inundaciones (NFIP) administrado por FEMA se produce como más propietarios de viviendas <u>Anexo de inundación</u> En medio de un aumento en el clima extremo y los desastres de inundación. A pesar de que más personas se mudan a áreas propensas a inundaciones y un aumento en el stock de viviendas, el número de políticas de NFIP disminuyó de un mayor de 5.7 millones en 2009 a 4.7 millones este año.</p>
<h2 id="flood-insurance-premiums-are-rising" data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Insurance, Homeowners Insurance" data-position="h2_second_placement" data-name="h2_second_placement" data-text="Soon you can pay your flood insurance premium monthly. Should you?" data-outcome="">Las primas de seguro de inundación están aumentando</h2>
<p>El intento de hacer que las primas de seguro contra inundaciones sean más manejables para las familias con un presupuesto se produce a medida que aumenta el costo. El promedio anual <u>Costo de un seguro de inundación</u> La política en febrero fue de $ 892, frente a $ 689 en diciembre de 2022, según Data FEMA.</p>
<p>Parte del aumento se debe a la forma en que se calculan las primas para las propiedades individuales. FEMA comenzó a usar una nueva metodología de precios llamamiento Risk Calcation 2.0 en 2021. Precios para <u>Políticas de inundación</u> Ahora tenga en cuenta el peligro de inundación de propiedades individuales, así como el valía de la casa, la proximidad al agua y el historial de inundaciones previos.</p>
<p>Como resultado, en torno a de las tres cuartas partes de los asegurados vieron que sus primas aumentaran, y aproximadamente un cuarto vio una reducción porque tenían casas de pequeño valía en ubicaciones menos riesgosas, según FEMA. <u>Aumentos premium</u> están limitados al 18 por ciento anuales, por lo que incluso las propiedades más riesgosas no verán su exposición al precio total durante varios abriles.</p>
<h2 id="are-you-eligible-to-pay-your-flood-insurance-premium-monthly">¿Es elegible para abonar su prima de seguro contra inundaciones mensualmente?</h2>
<p>El cambio no afectará a los titulares de hipotecas que pagan sus impuestos y seguros con pagos mensuales en una cuenta de depósito en aval, dijo FEMA en una pregunta frecuente. Continuarán haciendo sus pagos a la compañía que administra su hipoteca, conocida como administrador de hipotecas. El administrador utiliza esa cuenta de depósito en aval para abonar primas de seguro anuales en nombre del propietario.</p>
<p>&#8220;Este plan estará acondicionado para los asegurados que pagan sus facturas directamente, no a través del depósito&#8221;, dijo FEMA.</p>
<p>El cambio se aplica tanto a los nuevos clientes, que pueden nominar la opción cuando solicitan un seguro contra inundaciones y a los clientes existentes cuando se renueva su póliza anual. Los asegurados que deciden abonar mensualmente están encerrados durante la duración de su política anual y pueden cambiar a abonar por un año completo solo cuando la política se renueva, dijo FEMA en las preguntas frecuentes.</p>
<p>Los asegurados pueden abonar mensualmente configurando una remesas automáticas utilizando una plástico de crédito o cuenta bancaria. No hay ningún cargo adicional por hacer pagos mensuales, dijo FEMA. Siquiera hay descuento. Es simplemente el costo de una política anual dividida en 12 pagos.</p>
<h2 id="should-you-switch-to-monthly-payments">¿Debería cambiar a pagos mensuales?</h2>
<p>Las familias con un presupuesto concorde pueden beneficiarse al cambiar a pagos mensuales, especialmente porque no hay tarifas por abonar en cuotas, dice Thomas Nitzsche de Money Management International.</p>
<blockquote class="pull-quote PullQuote PullQuote-sm">
<p class="pull-quote__copy PullQuote-copy">No todos pueden encontrar una gran suma entero para un cuota anual. Recomendamos que la parentela tome su presupuesto y divida las cosas en cubos mensuales para que sea manejable.</p>
<p>            <cite class="pull-quote__cite PullQuote-cite">&#8211; Thomas Nitzsche</cite><br />
                <span class="text-xs">Educativo financiero, Money Management International</span>
    </p></blockquote>
<p>Hay una opción en el plan de cuota de FEMA que Nitzsche advirtió contra: poner el cuota mensual en una plástico de crédito. Sugirió establecer el cuota mecánico utilizando una cuenta bancaria o una plástico de débito.</p>
<p>&#8220;A menos que esté seguro de que puede abonar su plástico de crédito todos los meses, podría pagarlo durante abriles, con altas tasas de interés&#8221;, dice. &#8220;Es una irresoluto resbaladiza cuando comienzas a poner facturas mensuales como esa en una plástico de crédito&#8221;.</p>
<h2 id="flood-insurance-isnt-included-in-standard-home-insurance-policies">El seguro contra inundaciones no está incluido en las pólizas de seguro de vivienda tipificado</h2>
<p>Si correctamente las pólizas de seguro de vivienda cubren mucho, generalmente la estructura de su hogar, las pertenencias en el hogar, la responsabilidad y más, generalmente no cubren inundaciones naturales.</p>
<p>En una sondeo de propietarios realizados el año pasado por Trusted Choice, un rama que representa a los miembros independientes de agentes y corredores de los corredores de América, el 56 por ciento de los encuestados dijo que no sabían que el daño por inundaciones está excluido de las políticas tipificado de propietarios de viviendas.</p>
<p>Si tiene una hipoteca y vive en un campo de acción designada por FEMA como un <u>zona de inundación de detención peligro</u>se requiere que tenga seguro contra inundaciones. Si pagó efectivo por su hogar o vive en un campo de acción que no está designada como de detención peligro, una política de inundación no es obligatoria.</p>
<p>Eso significa que si su hogar está dañado por las inundaciones y no tiene una política de inundación separada, estará pagando la cuenta para reparar o reedificar la propiedad.</p>
<blockquote class="pull-quote PullQuote PullQuote-sm">
<p class="pull-quote__copy PullQuote-copy">Casi la centro de todos los daños por inundación a las casas ocurren fuera de las zonas de inundación, y muchos de esos propietarios no piensan comprar un seguro contra inundaciones.</p>
<p>            <cite class="pull-quote__cite PullQuote-cite">&#8211; Donald Hornstein</cite><br />
                <span class="text-xs">Director del Centro de Clima, Energía, Medio Concurrencia y Capital, Universidad de Carolina del Boreal en Chapel Hill</span>
    </p></blockquote>
<h2 id="risk-of-flooding">Peligro de inundaciones</h2>
<p>La inundación es la amenaza climática más frecuente y costosa en los Estados Unidos, según la sucursal franquista oceánica y atmosférica. Incluso solo una pulgada de agua de inundación en una casa puede hacer hasta $ 25,000 en daños, según FEMA.</p>
<p>En septiembre, las inundaciones del huracán Helene resultaron en <u>$ 20 a $ 30 mil millones en pérdidas de inundaciones sin seguro</u>según Corelogic. Gran parte era tierra adentro, en lo detención de las montañas Blue Ridge, una región que generalmente no inunda.</p>
<p>Las personas sin seguro contra inundaciones que pierden sus hogares en un desastre pueden obtener poco de ayuda del gobierno federal, pero generalmente es una fracción de lo que cubriría una póliza de seguro contra inundaciones. FEMA pagó un promedio de $ 3,000 por solicitante para <u>Subvenciones de concurso para desastres</u> Entre 2016 y 2022. En comparación, el NFIP pagó un publicidad promedio de más de $ 66,000 a personas que tenían seguro contra inundaciones, dijo FEMA.</p>
<p>El año pasado hubo 27 desastres naturales en los EE. UU. Con pérdidas superiores a $ 1 mil millones cada uno, en comparación con un promedio anual de nueve eventos (ajustados por inflación) entre 1980 y 2024, según NOAA. Cerca de del 90 por ciento de los desastres naturales implican inundaciones, según el Área de Seguridad Franquista.</p>
<p><em><strong>Nota del editor: </strong>Hemos actualizado el artículo para reflectar la intención de FEMA de desplegar el software de cuota mensual en una momento posterior. Vuelva a consultar las actualizaciones.</em></p>
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<!-- sc5a72ec-2e90ae -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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