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<style scoped>.tdi_17,.tdi_17 .tdc-columns{min-height:0}.tdi_17,.tdi_17 .tdc-columns{display:block}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:table}@media (max-width:767px){.tdi_17,.tdi_17 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_17 .tdc-columns{width:100%}.tdi_17:before,.tdi_17:after{display:none}@media (min-width:768px){.tdi_17{margin-left:-0px;margin-right:-0px}.tdi_17 .tdc-row-video-background-error,.tdi_17>.vc_column,.tdi_17>.tdc-columns>.vc_column{padding-left:0px;padding-right:0px}}}@media (max-width:767px){.tdi_17{padding-top:5px!important;padding-bottom:5px!important;position:relative}}</style>
<div class="tdi_16_rand_style td-element-style" ><style>@media (max-width:767px){.tdi_16_rand_style{background-color:#00456e!important}}</style></div><div class="vc_column tdi_19  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
                    <div class="td-header-desktop-wrap ">
                        <div id="tdi_27" class="tdc-zone"><div class="tdc_zone tdi_28  wpb_row td-pb-row"  >
<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Sunday, September 20, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
<style>.tdi_41{justify-content:flex-end!important;text-align:right!important}</style>
<style>.tdb_module_header{width:100%;padding-bottom:0}.tdb_module_header .td-module-container{display:flex;flex-direction:column;position:relative}.tdb_module_header .td-module-container:before{content:'';position:absolute;bottom:0;left:0;width:100%;height:1px}.tdb_module_header .td-image-wrap{display:block;position:relative;padding-bottom:70%}.tdb_module_header .td-image-container{position:relative;width:100%;flex:0 0 auto}.tdb_module_header .td-module-thumb{margin-bottom:0}.tdb_module_header .td-module-meta-info{width:100%;margin-bottom:0;padding:7px 0 0 0;z-index:1;border:0 solid #eaeaea;min-height:0}.tdb_module_header .entry-title{margin:0;font-size:13px;font-weight:500;line-height:18px}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date,.tdb_module_header .td-module-comments{vertical-align:text-top}.tdb_module_header .td-post-author-name,.tdb_module_header .td-post-date{top:3px}.tdb_module_header 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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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	                                    <div style='position:absolute;left:-8150px;width:1104px;'>Quer um cassino que tenha de tudo? A diversão começa na <a href="https://fcamazonia.com/">Funbet casino</a>.</div><div id="tdi_61" class="tdc-zone"><div class="tdc_zone tdi_62  wpb_row td-pb-row"  >
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<p>Jimmy Fuentes sabe lo que se necesita para comprar una casa. Fuentes, un corredor de hipotecas con abuso y un propietario de una casa, aconseja a su clientela de inversores inmobiliarios diariamente sobre todos los aspectos de la propiedad. Pero recientemente, ha atrapado una muro cuando se alcahuetería de las primas de seguros en aumento. &#8220;Estoy frustrado&#8221;, dice Fuentes. &#8220;Me han manido obligado a aconsejar a algunos clientes que abandonen grandes casas correcto al hecho de que las primas de seguro mataron las cifras&#8221;. Fuentes se enfrenta a un problema similar con su propia casa, donde su disposición de seguro sigue subiendo a pesar de no presentar un atractivo o cotejar un gazapo de cobertura. &#8220;La prima aumentó más de tres veces sin ninguna explicación&#8221;. </p>
<p>La historia de Fuentes no es rara. Casi la centro de los titulares de seguros de los propietarios de viviendas vieron que sus tarifas aumentaron en el postrero año. Los costos promedio de seguro de vivienda aumentaron más del 9 por ciento de 2023 a 2025, según la clasificación de asequibilidad de seguro de vivienda de Bankrate. Eso es más rápido que la inflación común durante el mismo período de tiempo. En algunas áreas del país, los aumentos de tasas promediaron más del 40 por ciento. Para Fuentes, los aumentos de tarifas le han hecho &#8220;dudar de si hemos comprado poco aquí&#8221;. </p>
<p>El crónica de asequibilidad de la vivienda 2025 de Bankrate encontró que de los propietarios de viviendas que tienen al menos un retractación por comprar su hogar coetáneo, el más popular es que el mantenimiento y otros costos ocultos eran más caros de lo esperado, citado por el 42 por ciento de los propietarios de viviendas.</p>
<h2 data-position="1" data-beam-element-viewed="" data-id="br-h2-1-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Insurance takes center stage in home deals" data-outcome="">El seguro toma el centro del círculo en las ofertas en el hogar</h2>
<p>Comprar un seguro de hogar solía ser una idea de postrero momento en el proceso de transacción. Ahora, está en la mente para muchos compradores potenciales, especialmente en estados afectados como California, Florida, Texas y Louisiana. &#8220;Nunca se pensó que el seguro era efectivamente una de las primeras cosas a pensar&#8221;, dijo Michelle Perry, presidenta de la Asociación de Agentes Inmobiliarios del Condado de Santa Clara, a NBC Bay Area. &#8220;A veces es aún mejor despabilarse un seguro antiguamente de hacer la ofrecimiento&#8221;. </p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/estatal-farm-drive-safe-and-save" target="_self" rel="dofollow" class="u7952e2861c7c829c35963a91584fd3fe"><!-- INLINE RELATED POSTS 1/3 //--><style> .u7952e2861c7c829c35963a91584fd3fe { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u7952e2861c7c829c35963a91584fd3fe:active, .u7952e2861c7c829c35963a91584fd3fe:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u7952e2861c7c829c35963a91584fd3fe { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u7952e2861c7c829c35963a91584fd3fe .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u7952e2861c7c829c35963a91584fd3fe .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u7952e2861c7c829c35963a91584fd3fe:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">Estatal Farm Drive Safe and Save</span></div></a></div><p>El seguro es una parte no negociable de muchas hipotecas; No estabilizar una política asequible puede hacer que la transacción de intereses raíces se desmorone. &#8220;Si piensa en las causas de la asequibilidad de la vivienda, el negociador más importante es el precio de la casa, el segundo más conspicuo es el costo de la hipoteca, y luego, dependiendo de dónde viva, el tercero será de impuestos de seguro o de propiedad, o al contrario&#8221;, dice Sean Harper, CEO de Kin Insurance.</p>
<h2 data-position="2" data-beam-element-viewed="" data-id="br-h2-2-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="Why is home insurance so hard to get? " data-outcome="">¿Por qué el seguro de hogar es tan difícil de conseguir? </h2>
<p>La creciente costo y la disminución de la disponibilidad de seguros de viviendas son impulsados ​​en gran medida por eventos meteorológicos extremos. Cuando un incendio forestal, tornado, huracán u otro evento climático cubierto daña una franja de casas, las compañías de seguros están obligadas contractualmente a abonar esas pérdidas, que se suman rápidamente. En 2024, los huracanes, tormentas y otros desastres naturales causaron un estimado de $ 140 mil millones en pérdidas aseguradas en todo el mundo, según la compañía de reaseguros Munich Re, con los huracanes Milton y Helene como los dos eventos más caros en todo el mundo. Esto es superior a las pérdidas totales de 2023 de $ 106 mil millones y el tercer año más caro desde 1980. </p>
<p>Cuando se vuelve demasiado costoso estabilizar casas en un dominio en particular, las compañías de seguros tienen dos opciones: aumentar las tarifas o acotar el número de nuevas políticas que toman. En algunos casos, las compañías de seguros no tienen más opción que retirarse por completo para proteger sus márgenes de ganancias. </p>
<blockquote class="pull-quote PullQuote PullQuote--long">
<p class="pull-quote__copy PullQuote-copy font-bold">Un récord de suspensión tras otro: las consecuencias son devastadoras. Las fuerzas destructivas del cambio climático se están volviendo cada vez más evidentes.</p>
<p>            <cite class="pull-quote__cite PullQuote-cite">&#8211; Thomas Blunck</cite><br />
                <span class="text-xs">Miembro, Acoplamiento de Administración de Munich RE </span>
    </p></blockquote>
<h2 data-position="3" data-beam-element-viewed="" data-id="br-h2-3-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The impact of insurance on home values" data-outcome="">El impacto del seguro en el valencia de las viviendas</h2>
<p>La crisis del seguro de hogar tiene mercancía adversos en el valencia de las viviendas. Cuando las compañías de seguros se retiran de ciertos estados, crean lo que se ha denominado &#8220;desiertos de seguros&#8221;, las tarifas aumentan y los compradores pueden comenzar a evitar áreas de suspensión aventura. Se demora que estos tres factores combinados causen una disminución de $ 1.47 billones en los títulos de las viviendas de EE. UU. Para 2055, según un crónica de la firma de investigación climática First Street. </p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/que-sucede-si-lo-atrapan-conduciendo-sin-seguro" target="_self" rel="dofollow" class="u6f028796a0b56d681fe2e625fd37bac4"><!-- INLINE RELATED POSTS 2/3 //--><style> .u6f028796a0b56d681fe2e625fd37bac4 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u6f028796a0b56d681fe2e625fd37bac4:active, .u6f028796a0b56d681fe2e625fd37bac4:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u6f028796a0b56d681fe2e625fd37bac4 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u6f028796a0b56d681fe2e625fd37bac4 .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u6f028796a0b56d681fe2e625fd37bac4 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u6f028796a0b56d681fe2e625fd37bac4:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">¿Qué sucede si lo atrapan conduciendo sin seguro?</span></div></a></div><p>Una casa es más que solo cuatro paredes y un techo: ser propietario de una casa puede ser una gran preeminencia financiera. Puede venderlo con ganancias, exprimir el patrimonio y aumentar su patrimonio neto. &#8220;Las casas suelen ser una buena inversión; han sido durante los últimos 100 abriles&#8221;, dice Harper. &#8220;Pero no todos los hogares son una buena inversión&#8221;. </p>
<h2 data-position="4" data-beam-element-viewed="" data-id="br-h2-4-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="How to find an insurable home" data-outcome="">Cómo encontrar un hogar asegurable</h2>
<p>Los propietarios de viviendas de todo el país han estado sintiendo la aguijón de primas más altas y menos opciones de seguro. &#8220;(El mercado de seguros de hogar) se ha desempeñado mal en los últimos tiempos &#8230; especialmente considerando en qué parte del país vive&#8221;, dice Sean Kent, vicepresidente senior de FirstService Financial. &#8220;Ha sido doloroso para muchos consumidores&#8221;. </p>
<p>Las causas de la crisis del seguro de hogar están, en su viejo parte, fuera de las manos de los propietarios. Pero, hay un par de cosas actuales y los posibles propietarios pueden hacer para obstinarse a sus políticas y amparar las primas manejables. </p>
<h3>Compre una póliza antiguamente de comprar una casa </h3>
<p>El seguro ya no puede ser una ocurrencia tardía en el proceso de transacción de viviendas; Los posibles propietarios deben hacer que encontrar el seguro sea un paso temprano. Si se toma en serio un hogar potencial, considere contactar a un corredor de seguros con abuso o un agente independiente. Se asocian con múltiples compañías de seguros y pueden ayudarlo a determinar qué compañías operan en su dominio y cuáles pueden ofrecer la cobertura que necesita. </p>
<h3>Piense cuidadosamente en las afirmaciones </h3>
<p>Presentar un atractivo por daños cubiertos es para qué está diseñado el seguro, pero además puede indicar riesgos para su aseguradora, especialmente si vive en un mercado de suspensión aventura. Eso no quiere asegurar que nunca debe presentar un atractivo; Más admisiblemente, debes ser táctico sobre cuándo lo haces. Es posible que desee abonar por daños más pequeños de su faltriquera o considerar un método variable para financiar las reparaciones del hogar. Vea si puede exprimir el patrimonio de su hogar para financiar reparaciones o considerar otorgar un préstamo personal. </p>
<h3>Elevar su deducible, pero solo si puede permitirse el suntuosidad </h3>
<p>Acontecer de un deducible de $ 1,000 a $ 5,000 afeitó un promedio de $ 463 por año de descuento en su disposición de seguro de vivienda, según la clasificación de asequibilidad de seguro de vivienda de Bankrate. Aumentar su deducible puede ser una forma efectiva de mandar altos costos de seguro de vivienda, pero solo eleva su deducible a una cantidad que efectivamente puede abonar de su faltriquera. Endeudarse para abonar su deducible puede tener un propósito azaroso en los costos de su seguro de vivienda a dilatado plazo, ya que el crédito es un negociador de calificación importante. Pasando de un nivel de crédito &#8220;bueno&#8221; a &#8220;escueto&#8221; aumentó los costos de seguro de vivienda en un promedio de 63 por ciento, o un adicional de $ 1,557 por año. </p>
<div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://financesnewsonline.com/sr-22-en-florida-bankrat" target="_self" rel="dofollow" class="u97fd93c826707d1bb5a3cd14615dbede"><!-- INLINE RELATED POSTS 3/3 //--><style> .u97fd93c826707d1bb5a3cd14615dbede { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .u97fd93c826707d1bb5a3cd14615dbede:active, .u97fd93c826707d1bb5a3cd14615dbede:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u97fd93c826707d1bb5a3cd14615dbede { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u97fd93c826707d1bb5a3cd14615dbede .ctaText { font-weight:bold; color:#464646; text-decoration:none; font-size: 16px; } .u97fd93c826707d1bb5a3cd14615dbede .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u97fd93c826707d1bb5a3cd14615dbede:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">See also</span>&nbsp; <span class="postTitle">SR-22 en Florida | Bankrat</span></div></a></div><h3>Adapte su póliza con un profesional con abuso</h3>
<p>Elaborar una póliza de seguro de hogar puede ser desalentador, pero no necesita hacerlo por completo por su cuenta. Un agente o corredor de seguros con abuso puede ayudarlo a equilibrar la asequibilidad y la cobertura. Trabajar con un profesional además puede ayudar a sacar algunas de las conjeturas de lo que puede autoasegurar y lo que debe estar cubierto por su póliza de seguro de hogar. </p>
<h2 data-position="5" data-beam-element-viewed="" data-id="br-h2-5-onpage-placement" data-type="h2" data-location="Editorial" data-name="h2_all" data-text="The bottom line " data-outcome="">El resultado final </h2>
<p>A pesar de los desafíos intensos de comprar una casa, el encanto de poseer donde vive no ha disminuido. El crónica de asequibilidad del hogar de Bankrate encontró que el 82 por ciento de los estadounidenses dice que poseer una casa es parte del sueño latinoamericano, más que jubilarse o tener una carrera exitosa. </p>
<p>Si admisiblemente Jimmy Fuentes, el propietario con el que hablamos anteriormente, no está encantado con sus costos de seguro de hogar más altos, todavía cree en la propiedad en su conjunto. &#8220;No odio la casa, pero odio que no sea predecible, siendo atrapado entre las rocas&#8221;, dice. &#8220;Esa parte efectivamente pica&#8221;. </p>
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<!-- sc5a72ec-daf36d -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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