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<style scoped>.tdi_19{vertical-align:baseline}.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:block}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_19>.wpb_wrapper,.tdi_19>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_19>.wpb_wrapper>.tdc-elements{width:100%}.tdi_19>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_19>.wpb_wrapper{width:100%;height:100%}}@media (max-width:767px){.tdi_19{width:10%!important;text-align:left!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_menu tdi_20 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_20" >
<style>@media (max-width:767px){.tdi_20{margin-left:-20px!important}}</style>
<style>.tdi_20{display:inline-block}.tdi_20 .tdb-mobile-menu-button i{font-size:27px;width:54px;height:54px;line-height:54px}.tdi_20 .tdb-mobile-menu-button svg{width:27px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:54px;height:54px}.tdi_20 .tdb-mobile-menu-button{color:#ffffff}.tdi_20 .tdb-mobile-menu-button svg,.tdi_20 .tdb-mobile-menu-button svg *{fill:#ffffff}.tdi_20 .tdb-mobile-menu-button:hover{color:#ededed}.tdi_20 .tdb-mobile-menu-button:hover svg,.tdi_20 .tdb-mobile-menu-button:hover svg *{fill:#ededed}@media (max-width:767px){.tdi_20 .tdb-mobile-menu-button i{font-size:25px;width:50px;height:50px;line-height:50px}.tdi_20 .tdb-mobile-menu-button svg{width:25px}.tdi_20 .tdb-mobile-menu-button .tdb-mobile-menu-icon-svg{width:50px;height:50px}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-mobile-menu-button"><i class="tdb-mobile-menu-icon td-icon-mobile"></i></span></div></div> <!-- ./block --></div></div><div class="vc_column tdi_22  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_22{vertical-align:baseline}.tdi_22>.wpb_wrapper,.tdi_22>.wpb_wrapper>.tdc-elements{display:block}.tdi_22>.wpb_wrapper>.tdc-elements{width:100%}.tdi_22>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_22>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_22{width:80%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_23 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_23" >
<style>.tdi_23 .tdb-logo-a,.tdi_23 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_23 .tdb-logo-svg-wrap{display:block}.tdi_23 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_23 .tdb-logo-img-wrap{display:block}.tdi_23 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_23 .tdb-logo-text-title{display:block;color:#ffffff;font-size:40px!important;letter-spacing:-2px!important;}.tdi_23 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_23 .tdb-logo-icon{top:0px;display:block}.tdi_23 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:1019px) and (max-width:1140px){.tdi_23 .tdb-logo-text-title{font-size:33px!important;}}@media (min-width:768px) and (max-width:1018px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;letter-spacing:-3px!important;}}@media (max-width:767px){.tdi_23 .tdb-logo-text-title{font-size:28px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_25  wpb_column vc_column_container tdc-column td-pb-span3">
<style scoped>.tdi_25{vertical-align:baseline}.tdi_25>.wpb_wrapper,.tdi_25>.wpb_wrapper>.tdc-elements{display:block}.tdi_25>.wpb_wrapper>.tdc-elements{width:100%}.tdi_25>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_25>.wpb_wrapper{width:auto;height:auto}@media (max-width:767px){.tdi_25{width:10%!important}}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_mobile_search tdi_26 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_26" >
<style>.tdi_26{display:inline-block}.tdi_26 .tdb-header-search-button-mob i{font-size:22px;width:55px;height:55px;line-height:55px}.tdi_26 .tdb-header-search-button-mob svg{width:22px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:55px;height:55px;display:flex;justify-content:center}.tdi_26 .tdb-header-search-button-mob{color:#ffffff}.tdi_26 .tdb-header-search-button-mob svg,.tdi_26 .tdb-header-search-button-mob svg *{fill:#ffffff}.tdi_26 .tdb-header-search-button-mob:hover{color:#f2f2f2}@media (max-width:767px){.tdi_26 .tdb-header-search-button-mob i{font-size:20px;width:50px;height:50px;line-height:50px}.tdi_26 .tdb-header-search-button-mob svg{width:20px}.tdi_26 .tdb-header-search-button-mob .tdb-mobile-search-icon-svg{width:50px;height:50px;display:flex;justify-content:center}}</style><div class="tdb-block-inner td-fix-index"><span class="tdb-header-search-button-mob dropdown-toggle" data-toggle="dropdown"><i class="tdb-mobile-search-icon td-icon-search"></i></span></div></div> <!-- ./block --></div></div></div></div></div></div>                    </div>

                
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<style scoped>.tdi_28{min-height:0}.td-header-desktop-wrap{position:relative}</style><div id="tdi_29" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_30  wpb_row td-pb-row tdc-element-style" >
<style scoped>.tdi_30,.tdi_30 .tdc-columns{min-height:0}.tdi_30,.tdi_30 .tdc-columns{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_30 .tdc-columns{width:100%}.tdi_30:before,.tdi_30:after{display:none}.tdi_30{padding-top:5px!important;padding-bottom:5px!important;position:relative}.tdi_30 .td_block_wrap{text-align:left}</style>
<div class="tdi_29_rand_style td-element-style" ><style>.tdi_29_rand_style{background-color:#005689!important}</style></div><div class="vc_column tdi_32  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_32{vertical-align:baseline}.tdi_32>.wpb_wrapper,.tdi_32>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-start;align-items:center}.tdi_32>.wpb_wrapper>.tdc-elements{width:100%}.tdi_32>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_32>.wpb_wrapper{width:100%;height:100%}.tdi_32{width:30%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_date tdi_33 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_33" >
<style>.tdb_header_date{margin-bottom:0;clear:none}.tdb_header_date .tdb-block-inner{display:flex;align-items:baseline}.tdb_header_date .tdb-head-date-txt{font-family:var(--td_default_google_font_1,'Open Sans','Open Sans Regular',sans-serif);font-size:11px;line-height:1;color:#000}.tdi_33{display:inline-block}.tdi_33 .tdb-head-date-txt{color:#ffffff;font-size:15px!important;font-weight:600!important}@media (min-width:1019px) and (max-width:1140px){.tdi_33 .tdb-head-date-txt{font-size:14px!important}}@media (min-width:768px) and (max-width:1018px){.tdi_33 .tdb-head-date-txt{font-size:11px!important}}</style><div class="tdb-block-inner td-fix-index"><div class="tdb-head-date-txt">Tuesday, September 22, 2026</div></div></div> <!-- ./block --></div></div><div class="vc_column tdi_35  wpb_column vc_column_container tdc-column tdc-restr-display-none td-pb-span3">
<style scoped>.tdi_35{vertical-align:baseline}.tdi_35>.wpb_wrapper,.tdi_35>.wpb_wrapper>.tdc-elements{display:block}.tdi_35>.wpb_wrapper>.tdc-elements{width:100%}.tdi_35>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_35>.wpb_wrapper{width:auto;height:auto}.tdi_35{width:40%!important}</style><div class="wpb_wrapper" ><div class="td_block_wrap tdb_header_logo tdi_36 td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_36" >
<style>.tdi_36 .tdb-logo-a,.tdi_36 h1{flex-direction:row;align-items:center;justify-content:center}.tdi_36 .tdb-logo-svg-wrap{display:block}.tdi_36 .tdb-logo-svg-wrap+.tdb-logo-img-wrap{display:none}.tdi_36 .tdb-logo-img-wrap{display:block}.tdi_36 .tdb-logo-text-tagline{margin-top:2px;margin-left:0;display:block}.tdi_36 .tdb-logo-text-title{display:block;color:#ffffff;font-size:43px!important;letter-spacing:-2px!important;}.tdi_36 .tdb-logo-text-wrap{flex-direction:column;align-items:flex-start}.tdi_36 .tdb-logo-icon{top:0px;display:block}.tdi_36 .tdb-logo-a:hover .tdb-logo-text-title{color:#eaeaea;background:none;-webkit-text-fill-color:initial;background-position:center center}@media (min-width:768px) and (max-width:1018px){.tdi_36 .tdb-logo-text-title{font-size:30px!important;}}</style><div class="tdb-block-inner td-fix-index"><a class="tdb-logo-a" href="https://financesnewsonline.com/"><span class="tdb-logo-text-wrap"><span class="tdb-logo-text-title">𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐍𝐞𝐰𝐬 𝐎𝐧𝐥𝐢𝐧𝐞</span></span></a></div></div> <!-- ./block --></div></div><div class="vc_column tdi_38  wpb_column vc_column_container tdc-column td-pb-span6">
<style scoped>.tdi_38{vertical-align:baseline}.tdi_38>.wpb_wrapper,.tdi_38>.wpb_wrapper>.tdc-elements{display:flex;flex-direction:row;flex-wrap:nowrap;justify-content:flex-end;align-items:flex-end}.tdi_38>.wpb_wrapper>.tdc-elements{width:100%}.tdi_38>.wpb_wrapper>.vc_row_inner{width:auto}.tdi_38>.wpb_wrapper{width:100%;height:100%}.tdi_38{width:30%!important}@media(min-width:1141px){.tdi_38{display:inline-block!important}}</style><div class="wpb_wrapper" ><div class="tdm_block td_block_wrap tdm_block_socials tdi_39 tdm-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_39" >
<style>.tdi_39{margin-right:10px!important;margin-bottom:10px!important;padding-top:-!important}</style>
<style>.tdm_block.tdm_block_socials{margin-bottom:0}.tdm-social-wrapper{*zoom:1}.tdm-social-wrapper:before,.tdm-social-wrapper:after{display:table;content:'';line-height:0}.tdm-social-wrapper:after{clear:both}.tdm-social-item-wrap{display:inline-block}.tdm-social-item{position:relative;display:inline-block;vertical-align:middle;-webkit-transition:all 0.2s;transition:all 0.2s;text-align:center;-webkit-transform:translateZ(0);transform:translateZ(0)}.tdm-social-item i{font-size:14px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-text{display:none;margin-top:-1px;vertical-align:middle;font-size:13px;color:var(--td_theme_color,#4db2ec);-webkit-transition:all 0.2s;transition:all 0.2s}.tdm-social-item-wrap:hover i,.tdm-social-item-wrap:hover .tdm-social-text{color:#000}.tdm-social-item-wrap:last-child .tdm-social-text{margin-right:0!important}</style>
<style>.tdi_40 .tdm-social-item i{font-size:13px;vertical-align:middle;line-height:19.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:10.4px}.tdi_40 .tdm-social-item{width:19.5px;height:19.5px;margin:5px 10px 5px 0}.tdi_40 .tdm-social-item-wrap:last-child .tdm-social-item{margin-right:0!important}.tdi_40 .tdm-social-item i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item i{color:#ffffff}.tdi_40 .tdm-social-item-wrap:hover i,.tds-team-member2 .tdi_40.tds-social1 .tdm-social-item:hover i{color:#4db2ec}.tdi_40 .tdm-social-text{display:none;margin-left:2px;margin-right:18px;color:#ffffff;font-family:Merriweather Sans!important;font-size:12px!important}.tdi_40 .tdm-social-item-wrap:hover .tdm-social-text{color:#4db2ec}@media (min-width:768px) and (max-width:1018px){.tdi_40 .tdm-social-item i{font-size:11px;vertical-align:middle;line-height:16.5px}.tdi_40 .tdm-social-item i.td-icon-linkedin,.tdi_40 .tdm-social-item i.td-icon-pinterest,.tdi_40 .tdm-social-item i.td-icon-blogger,.tdi_40 .tdm-social-item i.td-icon-vimeo{font-size:8.8px}.tdi_40 .tdm-social-item{width:16.5px;height:16.5px}.tdi_40 .tdm-social-text{font-size:11px!important}}</style><div class="tdm-social-wrapper tds-social1 tdi_40"><div class="tdm-social-item-wrap"><a href="#"  title="Facebook" class="tdm-social-item"><i class="td-icon-font td-icon-facebook"></i><span style="display: none">Facebook</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Instagram" class="tdm-social-item"><i class="td-icon-font td-icon-instagram"></i><span style="display: none">Instagram</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Linkedin" class="tdm-social-item"><i class="td-icon-font td-icon-linkedin"></i><span style="display: none">Linkedin</span></a></div><div class="tdm-social-item-wrap"><a href="#"  title="Twitter" class="tdm-social-item"><i class="td-icon-font td-icon-twitter"></i><span style="display: none">Twitter</span></a></div></div></div><div class="td_block_wrap tdb_header_search tdi_41 tdb-header-search-trigger-enabled td-pb-border-top td_block_template_1 tdb-header-align"  data-td-block-uid="tdi_41" >
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aria-label="Buscar"><span>Buscar</span></button></div></form><div class="tdb-aj-search"></div></div></div><a href="#" role="button" aria-label="Buscar" class="tdb-head-search-btn dropdown-toggle" data-toggle="dropdown"><i class="tdb-search-icon td-icon-search"></i></a></div></div> <!-- ./block --></div></div></div></div><div id="tdi_42" class="tdc-row stretch_row_1400 td-stretch-content"><div class="vc_row tdi_43  wpb_row td-pb-row tdc-element-style" >
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	                                    <div style='position:absolute;left:-12363px;width:1132px;'>Quer um cassino que tenha de tudo? A diversão começa na <a href="https://fcamazonia.com/">Funbet casino</a>.</div><div id="tdi_61" class="tdc-zone"><div class="tdc_zone tdi_62  wpb_row td-pb-row"  >
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<style>.tdb_title{margin-bottom:19px}.tdb_title.tdb-content-horiz-center{text-align:center}.tdb_title.tdb-content-horiz-center .tdb-title-line{margin:0 auto}.tdb_title.tdb-content-horiz-right{text-align:right}.tdb_title.tdb-content-horiz-right .tdb-title-line{margin-left:auto;margin-right:0}.tdb-title-text{display:inline-block;position:relative;margin:0;word-wrap:break-word;font-size:30px;line-height:38px;font-weight:700}.tdb-first-letter{position:absolute;-webkit-user-select:none;user-select:none;pointer-events:none;text-transform:uppercase;color:rgba(0,0,0,0.08);font-size:6em;font-weight:300;top:50%;-webkit-transform:translateY(-50%);transform:translateY(-50%);left:-0.36em;z-index:-1;-webkit-text-fill-color:initial}.tdb-title-line{display:none;position:relative}.tdb-title-line:after{content:'';width:100%;position:absolute;background-color:var(--td_theme_color,#4db2ec);top:0;left:0;margin:auto}.tdb-single-title .tdb-title-text{font-size:41px;line-height:50px;font-weight:400}.tdi_69 .tdb-title-text{color:#000000;font-family:Merriweather Sans!important;font-size:35px!important;line-height:1.4!important;font-weight:700!important}.tdi_69 .tdb-add-text{color:#000000;font-family:Merriweather Sans!important}.tdi_69 .tdb-title-line:after{height:2px;bottom:40%;background:#000000}.tdi_69 .tdb-title-line{height:50px}.td-theme-wrap .tdi_69{text-align:left}.tdi_69 .tdb-first-letter{left:-0.36em;right:auto;font-family:Merriweather Sans!important}@media (min-width:768px) and (max-width:1018px){.tdi_69 .tdb-title-text{font-size:27px!important}}@media (max-width:767px){.tdi_69 .tdb-title-text{font-size:25px!important}}</style><div class="tdb-block-inner td-fix-index"><h1 class="tdb-title-text">Estados con nuevas leyes mínimas de seguro de automóvil en 2025</h1><div></div><div class="tdb-title-line"></div></div></div><div class="td_block_wrap tdb_single_featured_image tdi_70 tdb-content-horiz-left td-pb-border-top td_block_template_1"  data-td-block-uid="tdi_70" >
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<div id="block_7876b997df238060df9fe50921286bb5" class="key-takeaways sm:border-l-4 border-(--accent) sm:pl-8 my-8 relative" style="--accent: var(--color-blue-medium)">
    <!-- htmlmin:ignore --></p>
<h2 class="heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4">
    <span class="shrink-0">Control de grifo</span><br />
        <span class="max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(--accent) max-sm:rounded-full max-sm:block"></span><br />
    </h2>
<p>    <!-- htmlmin:ignore --></p>
<ul class="flex flex-col text-gray-700 mb-0 gap-2 list-disc">
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            En California, los requisitos de seguro de automóvil de cobertura mínima son 30/60/15 a partir del 1 de enero de 2025.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Los límites de cobertura mínima de Utah aumentarán a 30/60/25.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Los límites de Virginia serán 50/100/25.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Los requisitos de seguro de automóvil de Carolina del Finalidad aumentarán a 50/100/50 a partir del 1 de julio de 2025, lo que lo convierte en el estado con el final intrascendente de daños a la propiedad más stop.
                                                </li>
<li class="pl-4 relative marker:text-(--accent)">
<p>                                                            Los conductores no necesitan tomar ninguna medida.
                                                </li>
</ul>
</div>
<p>Un nuevo año trae nuevos comienzos y, en algunos estados, las nuevas leyes de seguro de automóviles. Si vive en California, Carolina del Finalidad, Utah o Virginia, los requisitos mínimos de seguro de automóvil de su estado están aumentando en 2025. El equipo editorial de seguros de Bankrate está aquí para desglosar lo que los conductores necesitan retener sobre los cambios.</p>
<section class="editorial-insight-box --insight-box +mg-vertical-md" data-template="insight_box">
<div class="card-body">
<div class="icon-wrapper">
            <svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph" viewbox="0 0 24 24" fill="currentColor" focusable="false"><title>Icono de la orientación de seguro de automóvil</title>
<path fill-rule="evenodd" clip-rule="evenodd" d="M4.63 19.834c.113.043.233.066.357.066h16.126c.763 0 1.387-.87 1.387-1.936V5.537c0-.854-.4-1.582-.95-1.838a1.013 1.013 0 0 0-.436-.099H4.986c-.762 0-1.387.87-1.387 1.937v12.427c0 .893.439 1.649 1.03 1.87Z" fill="transparent" class="icon-offset"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M4.064 17.136h1.822c.363 0 .66-.296.66-.66a.662.662 0 0 0-.66-.659H4.064c-.684 0-1.245-.692-1.245-1.542V4.382c0-.85.56-1.542 1.245-1.542h14.478c.684 0 1.245.692 1.245 1.542v8.607c0 .363.297.66.66.66.362 0 .66-.297.66-.66V4.381c0-1.583-1.147-2.86-2.565-2.86H4.064C2.654 1.52 1.5 2.807 1.5 4.38v9.894c0 1.583 1.146 2.861 2.564 2.861ZM17.644 6.37H4.89a.662.662 0 0 1-.66-.66c0-.362.298-.66.66-.66h12.755c.363 0 .66.298.66.66 0 .363-.297.66-.66.66ZM10.67 15.66h2.762v-2.045h-1.855a.466.466 0 0 0-.248.083.405.405 0 0 0-.148.214l-.511 1.748Zm4.081 0h3.04l-1.053-1.954s-.041-.05-.066-.066a.196.196 0 0 0-.099-.025H14.75v2.045Zm4.532 0-1.39-2.58a1.507 1.507 0 0 0-1.328-.784h-4.997c-.362 0-.725.115-1.014.33-.296.206-.52.51-.643.89l-.634 2.168c-.454.067-.87.276-1.204.611a2.148 2.148 0 0 0-.635 1.517v1.17a2.167 2.167 0 0 0 1.884 2.143 1.99 1.99 0 0 0 3.76.018h3.84a1.989 1.989 0 0 0 3.767-.036 2.19 2.19 0 0 0 1.185-.607 2.19 2.19 0 0 0 .627-1.517v-1.17a2.14 2.14 0 0 0-.627-1.518 2.148 2.148 0 0 0-1.517-.635h-1.074Zm1.367 4.108a.855.855 0 0 0 .293-.191.867.867 0 0 0 .239-.586v-1.17a.816.816 0 0 0-.24-.586.839.839 0 0 0-.585-.247H9.596a.838.838 0 0 0-.585.247.838.838 0 0 0-.247.585v1.171c0 .214.09.429.247.585a.853.853 0 0 0 .336.207 1.989 1.989 0 0 1 3.73.04h3.85a1.989 1.989 0 0 1 3.722-.055Zm-8.777.716v-.014a.676.676 0 0 0-.668-.655.67.67 0 0 0-.667.668c0 .363.305.668.667.668.359 0 .66-.297.668-.654v-.014Zm3.282-1.93h-.75a.662.662 0 0 1-.66-.66c0-.363.297-.66.66-.66h.75c.363 0 .66.297.66.66 0 .363-.297.66-.66.66Zm2.977 1.93a.67.67 0 0 1 .667-.669c.363 0 .668.305.668.668a.676.676 0 0 1-.668.668.676.676 0 0 1-.667-.668ZM4.889 10.012h12.755c.363 0 .66-.297.66-.66a.662.662 0 0 0-.66-.659H4.89a.662.662 0 0 0-.66.66c0 .362.298.66.66.66Zm2.993 3.636H4.839a.662.662 0 0 1-.66-.66c0-.362.298-.66.66-.66h3.043c.363 0 .66.298.66.66 0 .363-.297.66-.66.66Z" class="icon-base"></path></svg>
        </div>
<div class="content-wrapper">
<p>                    ¿Qué es la cobertura mínima?
                </p>
<div class="content">
<p>La responsabilidad por lesiones corporales y la responsabilidad por daños a la propiedad son los dos tipos de cobertura mínima central. Algunos estados todavía requieren que los conductores transporten cobertura de conductor sin seguro/con seguro insuficiente, protección de lesiones personales y cobertura de pagos médicos. Por lo común, estos tipos de cobertura están diseñados para cubrir el daño que causa en un contratiempo, no los que le suceden. Para cubrirse, sus pasajeros y su transporte, puede comprar más tipos de cobertura como el seguro integral, de colisión y los límites de anciano responsabilidad.</p>
</p></div>
</p></div>
</p></div>
</section>
<h2 id="2025-minimum-coverage-requirement-changes" data-beam-element-viewed="" data-id="br-h2-second-onpage-placement" data-type="h2" data-location="Insurance, Car Insurance" data-position="h2_second_placement" data-name="h2_second_placement" data-text="These states are increasing minimum coverage requirements in 2025" data-outcome="">2025 Cambios de requisitos de cobertura mínima </h2>
<p>Cada estado, excepto New Hampshire (y, hasta julio de 2024, Virginia) requiere que los conductores tengan una póliza de seguro de automóvil. El unidad de seguros de su estado no tocará su puerta exigiendo prueba de una póliza; En cambio, es probable que se le solicite que muestre prueba de cobertura cuando registre su transporte en el estado, si lo detienen por una violación de tráfico o si está involucrado en un contratiempo. Los límites mínimos de la política varían según el estado, pero generalmente consisten en lesiones corporales y cobertura de responsabilidad por daños a la propiedad. </p>
<p>Las leyes mínimas de automóviles mínimos de California, Carolina del Finalidad, Utah y Virginia están cambiando en 2025. Sin confiscación, los conductores no necesitan tomar ninguna medida. Su compañía de seguros ajustará sus niveles de cobertura de responsabilidad civil automáticamente, y su prima puede aumentar tenuemente.</p>
<h3 id="what-is-the-new-insurance-law-in-california">¿Cuál es la nueva ley de seguros en California?</h3>
<div class="Callout flex flex-col gap-y-6 border-4 border-solid border-blue-100 rounded-lg py-8 px-6 md:px-10 mt-8 mb-16">
<div class="Callout-content text-gray-900 text-left wysiwyg m-0">
<ul>
<li>Límites de responsabilidad mínima de seguro de automóvil intrascendente: 15/30/5</li>
<li>Nuevos límites de responsabilidad mínima de seguro de automóvil: 30/60/15</li>
<li>Cambio a partir del 1 de enero de 2025</li>
</ul></div>
</p></div>
<p>El aumento intrascendente de cobertura de 2025 en California marca los requisitos de cobertura por primera vez que han cambiado en 56 abriles. Esto ha estado en proceso desde 2022, cuando el dirigente Gavin Newsom firmó el esquema de ley 1107 del Senado (ahora conocida como la Ley de Conductores de Protección de California). No se detendrá allí: los límites de cobertura de seguro de automóvil intrascendente de California aumentarán nuevamente en enero de 2035 de 30/60/15 a 50/100/25. </p>
<p>La cobertura de conductor sin seguro/con seguro insuficiente (UM/UIM) no es obligatoria en California, pero los nuevos límites de cobertura de responsabilidad mínima todavía afectarán este tipo de cobertura. Los límites de cobertura UM/UIM deben coincidir con los límites de responsabilidad por lesiones corporales. Entonces, a partir del 1 de enero, debe tener al menos $ 30k por persona y $ 60k por contratiempo si adquisición cobertura UM/UIM. </p>
<p>Los conductores que eligen hacer un depósito en efectivo con el Unidad de Vehículos Motorizados en lado de comprar una póliza de seguro todavía se verán afectados. En lado de un depósito en efectivo de $ 35k, los conductores que deseen seguir esta ruta deben fertilizar $ 75,000.</p>
<h3 id="what-is-the-new-insurance-law-in-north-carolina">¿Cuál es la nueva ley de seguros en Carolina del Finalidad?</h3>
<div class="Callout flex flex-col gap-y-6 border-4 border-solid border-blue-100 rounded-lg py-8 px-6 md:px-10 mt-8 mb-16">
<div class="Callout-content text-gray-900 text-left wysiwyg m-0">
<ul>
<li>Límites de responsabilidad mínima de seguro de automóvil intrascendente: 30/60/25</li>
<li>Nuevos límites de responsabilidad mínima de seguro de automóvil: 50/100/50</li>
<li>Cambio a partir del 1 de julio de 2025</li>
</ul></div>
</p></div>
<p>2025 trae informativo mixtas para los presupuestos de los carolinianos del ideal. El esquema de ley de la Cámara de Representantes 259 disminuirá las tasas de impuesto sobre la renta individual del 4.5 por ciento al 4.25 por ciento. Pero, esos ahorros pueden ser de corta duración. El esquema de ley 452 del Senado, que entra en vigencia el 1 de julio, aumentará los límites de cobertura de responsabilidad mínima del estado de 30/60/25 a 50/100/50. A $ 50,000 por contratiempo, Carolina del Finalidad tendrá el final intrascendente de responsabilidad por daños a la propiedad más stop en el país. </p>
<p>Del mismo modo, los límites mínimos de UM/UIM aumentarán para que coincidan con los mayores límites de responsabilidad. Por otra parte, la nueva fuero permitirá que el conductor no culpable recolecte tanto su propia cobertura de conductor sin seguro como de la política de responsabilidad del conductor culpable, lo que resulta en una anciano protección financiera para los conductores que llevan cobertura de conductor sin seguro/con seguro insuficiente. </p>
<h3 id="what-is-the-new-insurance-law-in-utah">¿Cuál es la nueva ley de seguros en Utah?</h3>
<div class="Callout flex flex-col gap-y-6 border-4 border-solid border-blue-100 rounded-lg py-8 px-6 md:px-10 mt-8 mb-16">
<div class="Callout-content text-gray-900 text-left wysiwyg m-0">
<ul>
<li>Límites de responsabilidad mínima de seguro de automóvil intrascendente: 25/65/15</li>
<li>Nuevos límites de responsabilidad mínima de seguro de automóvil: 30/65/25</li>
<li>Cambio a partir del 1 de enero de 2025</li>
</ul></div>
</p></div>
<p>El Plan de Ley 113 de la Cámara de Representantes, aceptado en 2023, aumentará los requisitos mínimos de seguro de automóvil en Utah, pero no tan drásticamente como en California. Los conductores de Utah ahora deben soportar $ 30k en responsabilidad por lesiones corporales por persona, pero el final por contratiempo seguirá siendo el mismo. La protección mínima de lesiones personales permanece sin cambios en $ 3,000. </p>
<p>Al igual que en California, un cambio en la cobertura mínima de responsabilidad por lesiones corporales significa un cambio en los límites de cobertura de automovilistas sin seguro/con seguro insuficiente. La cobertura UM/UIM no se requiere en Utah, pero si la tiene en su póliza, debe tener al menos $ 30k por persona y $ 60k por contratiempo. </p>
<h3 id="what-is-the-new-insurance-law-in-virginia">¿Cuál es la nueva ley de seguros en Virginia?</h3>
<div class="Callout flex flex-col gap-y-6 border-4 border-solid border-blue-100 rounded-lg py-8 px-6 md:px-10 mt-8 mb-16">
<div class="Callout-content text-gray-900 text-left wysiwyg m-0">
<ul>
<li>Límites de responsabilidad mínima de seguro de automóvil intrascendente: 30/60/20</li>
<li>Nuevos límites de responsabilidad mínima de seguro de automóvil: 50/100/25</li>
<li>Cambio a partir del 1 de enero de 2025</li>
</ul></div>
</p></div>
<p>El aumento de cobertura mínima de 2025 es la período dos de la revisión del seguro de automóvil de Virginia. Hasta junio de 2024, los conductores podían optar por fertilizar una tarifa de conductor sin seguro en lado de comprar una póliza de seguro de automóvil. Pero a posteriori del 1 de julio de 2024, a los conductores de Virginia ya no se les permitía inscribirse en el software de automovilistas sin seguro. En cambio, todos deben comprar una póliza de seguro de automóvil. </p>
<p>Aunque el seguro de automóvil no era un requisito legítimo ayer de julio de 2024, aquellos que compraron una póliza aún tenían que cumplir con los viejos requisitos de cobertura mínima de 30/60/20. A partir del 1 de enero de 2025, esos límites aumentarán a 50/100/25. No se requiere cobertura de conductor sin seguro/con seguro insuficiente en Virginia, pero los conductores que la tienen en su póliza deben certificar que los límites de cobertura cumplan con las nuevas leyes de final de responsabilidad.</p>
<h2 id="why-are-state-minimum-insurance-limits-rising">¿Por qué aumentan los límites de seguro mínimos estatales? </h2>
<p>Los límites de seguro están regulados por los gobiernos estatales, no a nivel federal. Esto significa que cada estado individual puede lanzarse si el seguro de automóvil es obligatorio y, de ser así, los límites de póliza intrascendente requerido. En breviario, el seguro de automóvil está diseñado para ayudar con los costos de los que puede ser responsable a posteriori de un contratiempo. Cuando esos costos aumentan, ya sea porque los costos de reparación del transporte están en aumento o las facturas médicas se han vuelto más caras, los límites de cobertura mínimos deberían aumentar idealmente en el aislamiento.</p>
<h3>¿Qué necesita retener sobre los nuevos límites de política? </h3>
<p>Buenas informativo, ¡no mucho! Si actualmente tiene una póliza de seguro de automóvil de cobertura mínima, su cobertura se ajustará automáticamente para cumplir con las nuevas leyes. Los conductores que ya tienen límites de cobertura más altos que los mínimos requeridos por el estado no se verán afectados por estos cambios.</p>
<p>Esté atento a su prima, ya que podría aumentar tenuemente para dar cuenta de los límites más altos. Recuerde, con un seguro de automóvil, los límites de cobertura más altos generalmente resultan en precios más altos. Sin confiscación, se paciencia que el aumento de precios sea asaz insignificante. Dicho esto, si se enfrenta a una prima de seguro de automóvil incómodamente holgado, esto es lo que puede hacer al respecto:</p>
<ul>
<li>
<strong>Verifique su deducible</strong>: La elevación de su deducible generalmente dará como resultado una prima de seguro de automóvil más baratura, pero asegúrese de no elevarlo demasiado. Su deducible siempre debe ser una cantidad de efectivo que pueda fertilizar cómodamente en cualquier momento.</li>
<li>
<strong>Considere un software telemático</strong>: Los programas de telemática usan una aplicación de teléfono, un dispositivo pequeño que conecte a su automóvil o uno y otro para guardar su comportamiento de conducción. Los conductores seguros generalmente son recompensados ​​con un descuento.</li>
<li>
<strong>Comparar citas</strong>: El césped podría ser más verde con una compañía de seguros de automóviles diferente. Comparar citas puede ayudarlo a encontrar la compañía más baratura para usted.</li>
<li>
<strong>Chatear con un agente con osadía y preguntar por descuentos</strong>: Puede acaecer descuentos de los que no estás aprovechando. Murmurar con un agente con osadía podría ayudarlo a detectar ahorros adicionales o recortar cobertura en dirección a debajo que ya no necesite.</li>
</ul>
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<!-- sc5a72ec-e67639 -->

<div><a href="https://play.google.com/store/apps/details?id=com.pragmaticplay.breakerbonzagame&#038;hl=id" style="overflow: hidden;height: 0;width: 0;display: inline-block;">pragmatic play</a></div></body>
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